Langley's San Francisco directory for the year commencing 1885, Part 298

Author:
Publication date: 1885
Publisher: San Francisco : Francis, Valentine & Co.
Number of Pages: 1410


USA > California > San Francisco County > San Francisco > Langley's San Francisco directory for the year commencing 1885 > Part 298


Note: The text from this book was generated using artificial intelligence so there may be some errors. The full pages can be found on Archive.org (link on the Part 1 page).


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Zundel Margaret Mrs., dressmaker, 827 Vallejo Zundorf John. tailor, 620 Merchant


Zupar Vincent, cook, r. 278 Jeasie


Zupfel Saphire, confectioner, r. 1311 Powell Zurenberg George H. F., grocer, r. 714 Folsom Zurini C., clerk, r. 2201 Steiner


Zurini Emile, baker Joseph Delfino, r. 109 Third Zurmullan James, printer, r. 634 Minua


Zuzulich Joseph, bartender, r. 1019 Powell


Zvietich Elijah M., clerk, r. 502 Washington


Zwald Mary, widow, cigars and tobacco, 262 First Zwallen Alexander, French Ben. Soc.


Zweifel John H., bartender, r. 10 Hayes


Zweybruck Agnes Miss, teacher South Cosmopolit Grammar School, r. 218 Locuat Av


Zweybruck Edith Miss, teacher Lincoln Eveni School, r. 218 Locust Av


Zweybruck Frederick, clerk, r. 218 Locust Av


Zweybruck Henrietta, widow, r. 218 Locust Av


Zwick Anton, clerk Henry Stoever, r. 2744 Sixteenth Zwick Louisa A. (Koster & Zwick) r. 1816 Mason Zwicker A. F. Miss, dressmaker, 14 Dupont, r. 14 Mission


Zwicker E. F. Miss, dressmaker, r. 1413 Mission Zwicker Elizabeth, widow, r. 1413 Mission


Zwicker Frederick, tinsmith, r. 115 Ivy Av


Zwicker Kate Mias, teacher Eighth St. Primary Scho r. 1413 Mission


Zwieg Herman, r. 922 Battery


Zwieg Herman, proprietor South Park Malt How 608-614 Brannan, r. 608 Brannan


Zwilling Frederick, blackamith, r. 339 Hayes Zwirsh Yorick, tailor Joseph L. Baloun, r. 2 Brady Zwiaig Louis, milker E. Steiner, r. E a Indiana, } Nevada and Sonoma


Zwisig Michael, milker E. Steiner, r. E a Indiana, } Nevada and Sonoma


Zwisig Sover, milker E. Steiner, r. E s Indiana, t Nevada and Sonoma


Zwisler Charles E., traveler L. Dinkelspiel & Co., Oakland


Zwisler W. H., traveling salesman A. B. Elfelt & O 108 Sanaome


Zychlinski John, barber, r. 720 Filbert


Schafer & Co. FINE CUSTOM CLOTHIN


TO ORDER. No. 11 MONTGOMERY STREET.


I. S. VAN WINKLE & CO. 413-415 MARKET ST.


Iron, Steel, Heavy Hardware al all kinds of BLACKSMITHS' MATERIALS


Try UTSCHIG'S Walking Shoes, 326 BUSH STREET,


BANK


>AND~


nsurance Department.


GIVING NAMES OF


OFFICERS, DIRECTORS,


AND PARTICULARS OF THE


PROMINENT


Insurance Companies and Banks


DOING BUSINESS IN


SAN FRANCISCO


FOR THE YEAR BEGINNING


MAY 1ST, 1885.


:


5


1222


SAN FRANCISCO DIRECTORY.


THE


Anglo= Californian Bank


(LIMITED.)


LONDON OFFICE, SAN FRANCISCO OFFICE,


3 ANGEL COURT


- N. E. COR. SANSOME AND PINE


Authorized Capital Stock, -


-


-


$6,000,000


Subscribed,


-


-


-


- - 3,000,000


Paid in,


-


-


-


1,500,000


Surplus, -


- 400,000


Remainder Subject to Call.


DIRECTORS IN LONDON:


WM. F. SCHOLFIELD, E. H. LUSHINGTON.


ISAAC SELIGMAN, JOSEPH SEBAG.


I. SIMON, Managing Director, London.


CORRESPONDENTS AND AGENTS :


J. & W. SELIGMAN & CO NEW YORK


MASSACHUSETTS NATIONAL BANK . BOSTON


CENTRAL NATIONAL BANK ... . PHILADELPHIA


MERCHANTS' LOAN AND TRUST CO.


CHICAGO


BANK OF COMMERCE.


.ST. LOUIS


ESPY. HEIDELBACH & CO.


CINCINNATI


LOUISIANA NATIONAL BANK.


NEW ORLEANS


MERCHANTS' BANK OF CANADA


CANADA


SELIGMAN FRERES & CIE ..


PARIS


SELIGMAN & STETTHEIMER.


.FRANKFORT


GEBRUDER MEYER.


BERLIN


M. M. WARBURG & CO


HAMBURG


D. B. ADLER & CO


COPENHAGEN


OESTERREICHISCHE CREDIT ANSTALT


VIENNA


BANQUE DE LA SUISSE ITALIENNE .


LOCARNO


NIEDERSAECHSISCHE BANK


. BREMEN


SKANDINAVISKA KREDIT AKTIEBOLAG STOCKHOLM


China, Japan and East Indies. Chartered Mercantile Bank of India, London and China. Chartered Bank of India, Australia and China.


Australia and New Zealand. Bank of Australasia and Branches. Union Bank of Australia.


BILLS OF EXCHANGE, COMMERCIAL and TRAVELERS' LETTERS OF CREDIT Issued, Collections made, and Stocks, Bonds and Bullion Bought and Sold on most favorable terms.


Managers in San Francisco:


FREDERICK F. LOW, IGNATZ STEINHART


P. N. LILIENTHAL, Cashier.


1223


BANK DEPARTMENT.


The Nevada Bank


OF SAN FRANCISCO,


Nevada Block, corner Pine and Montgomery Streets!


CAPITAL PAID IN, GOLD, - . $3,000,000


Board of Directors ;


J. C. FLOOD, President.


JOHN W. MACKAY. J. L. FLOOD.


GEO. L. BRANDER, Vice-President. R. H. FOLLIS.


AGENCIES, 62 Wall Street, New York. Virginia City, Nevada.


Issues Commercial and Travelers' Credits available in any part of the world. Makes transfers of money by telegraph and cable, and draws exchange at customary usances.


This Bank has special facilities for dealing in BULLION.


On the Principal Cities throughout the UNITED STATES, EUROPE, JAPAN, CHINA and the EAST INDIES, the AUSTRALIAN COLONIES and NEW ZEALAND, and on HONOLULU, Hawaii.


LONDON BANKERS,


NEW YORK BANKERS,


The Union Bank of London (Limited.) National Park Bank, Hanover National Bank. American Exchange Bank. Importers' and Traders' Natioral Bank.


1224


SAN FRANCISCO DIRECTORY.


LONDON, PARIS AND AMERICAN BANK.


(Limited.) 205 Sansome St., San Francisco.


Subscribed Capital, -


-


Paid up, -


1


-


Reserve Fund, -


-


-


-


$2,500,000 2,000,000 50,000


DIRECTORS:


WILLIAM PATERSON, Esq. (Messrs. Paterson and Simonds) ... London and Singapore. JAS. WHITTALL, Esq. (late of Messrs. Jardine, Matherson & Co., China) London, S. W. JAS. LA FONTAINE, Esq. (Administrator Societe Ottomane, Constantinople)


London, S. W.


SIGISMUND LOUIS SIMON, Esq. London, E. C.


SIMON LAZARD, Esq. (Messrs. Lazard Freres & Cie. ).


Paris.


ELIE LAZARD, Esq. (Messrs. Lazard Freres & Cie. )


Paris.


MANAGERS IN SAN FRANCISCO:


DAVID CAHN ..


Manager.


EUGENE MEYER.


Sub-Manager.


HEAD OFFICE:


9 and 10 Tokenhouse Yard,


Lothbury, London.


LONDON BANKERS:


BANK OF SCOTLAND


London.


AGENTS :


NEW YORK.


Agency of the London, Paris and American Bank, Limited, 46 Exchange Place


PARIS


Messrs. Lazard Freres & Cie., 17 Boulevard Poissonnière,


Having succeeded to the business of Messrs. LAZARD FRERES, San Francisco, we are now prepared to do n General Banking Business.


Bills of Exchange and Telegraphle Transfers bought and sold on Great Britain, Ireland, France, Germany, Belgium, Holland, Switzerland, China, Japan, Australia, Central and South America, and principal cities of the United States.


COMMERCIAL and TRAVELERS' CREDITS issued, available in all parts of the world.


COLLECTIONS MADE at current rates of exchange.


Issue CERTIFICATES OF DEPOSIT and recelve Deposits on open accounts.


BULLION BOUGHT AND SOLD.


.


1225


BANK DEPARTMENT.


Wells, Fargo & Company EXPRESS AND BANKING.


ORGANIZED 1852.


CAPITAL, $6,250,000


PRINCIPAL AGENCIES, HOME AND FOREIGN:


San Francisco,


Los Angeles. ..


Sacramento.


San Jose.


stockton.


Portland, Or


salt Lake City


Virginia City, Nev


Omaha, Nel).


St. Louis, Mo Kansas City, Mo


Atchison, Kau


Topeka, Kan


Denver, Colo.


Pueblo, Colo ..


Chleago, 111.


Ogden, Utah.


Galveston, Tex


Houston, Tex.


San Antonio, Tex


New Orleans, La.


New York.


.corner Tremont nud Railroad Avenue .96 Congress Street 6 East Commerce Street 18 and 20 Union Street .65 Broadway


Boston. Mexico, City of. London


244 Washington Street 9 Calle de Santa Isabel .99 Cannon Street 17 Water Street 7 Rue Scribe


Bremen


Hamburg


Havann.


Havre.


Rome ..


Minnenpolis, Minn.


St. Paul, Minn


Helena, Mont


Puebla, Mex ..


Zaratecas, Mex


l'argo, Dak ..


Guanajuato, Mex


Guaymas, Mex.


Honolulu, IL. I.


EXPRESS LINES


To aff parts of Nebraska, Kansas, Colorado. New Mexico, Arizona, Texas. Louisiana. Nevada. Utah. California, Oregon, Washington, Montana. and Idato Territories. British Columbia, Alaska, Lower California. Mexico, New York, Atlantic States and Europe.


BILLS OF EXCHANGE AND TELEGRAPHIC TRANSFERS


On New York, Boston and Montreat, payable in the principat Cities of the United States and Canada. Also Bilts ou London, Dublin and Paris. Letters of Credit Issued on our New York House, exchangeable for Circular Letters, payable in all parts of Europe. Money forwarded bs Tele- graphic Transfer between designated offices.


COLLECTIONS AND COMMISSIONS


of att kinds executed, and Generat Express Business attended to promptly in all parts of the I'nited States. Europe and Canada. Orders for Passage furnished trom Querustown. London, Liverpool, Hamburg and Havre to New York. Also from New York to San Francisco


Overland or by Steanier.


LLOYD TEVIS, President. JAMES HERON, Secretary. H. B. PARSONS, Ass't Secretary.


H. WADSWORTH, Treasurer. JOHN J. VALENTINE, Vice-President and General Manager. E. M. COOPER, General Superintendent Western Department. W. J. HANCOCK, General Superintendent Eastern Department.


Bremerhaven, Grestemunde 14 Holland Brook 42 Calle de Ignacio 82 Rue d'Orleans 6 and 7 Rue due Gambaro .243 Hennepin Avenue corner Fourth and Wabash Streets corner Main and Edward Streets Calle de Carniceria No. 10 Calle de Tacuba No. 72 .607 First Avenue Estacion del Cantador Calle Principal and Plaza del Muelle corner Queeu and Fort Streets


Liverpool


Paris


.266 Seventeenth Street 117 West. Fourth Street 72-78 Monroe Street Fourth Street, near Main


N. E. corner Sansome and Halleck Streets ... corner Maln and Court Streets N. E. rorner J and Second Streets .268 First Street 182 Main Street


corner A and First Streets Eust Temple Street 69 and 71 South C Street 1102 Farnham Street 501 N. Fourth Street .corner Fifth and Delaware Streets . Union Depot 102 Sixth Avenue


1


1226


SAN FRANCISCO DIRECTORY.


PACIFIC BANK


NORTH-WEST COR. PINE AND SANSOME STS.,


(Organized 1863.)


SAN FRANCISCO.


Capital, - Surplus,


$1,000,000 - 450,000


Has complete connections for the transaction of all kinds of Banking Business.


R. H. McDONALD, President. R. H. McDONALD, Jr., Vice-President. S. G. MURPHY, Cashier.


SUTRO & CO.


Bankers and Brokers,


408 MONTGOMERY STREET.


EXCHANGE DRAWN ON NEW YORK.


U. S. Bonds, State, County and City Bonds, Scrip, Land Warrants, Currency, Foreign Coins, Gold Dust, Gold and Silver Bars,


BOUGHT AND SOLD.


1227


BANK DEPARTMENT.


THE FIRST NATIONAL BANK


Of San Francisco, California.


Paid up Capital,


- $1,500,000


PRESIDENT. VICE-PRESIDENT, CASHIER, ASSISTANT CASHIER,


D. CALLAGHAN. GEO. A. LOW. E. D. MORGAN. G. W. KLINE.


0


D. CALLAGHAN, GEO. A. LOW, PETER DONAHUE,


DIRECTORS: JAMES PHELAN, ('. G. HOOKER, JAMES MOFFITT,


GEO. C. BOARDMAN, N. VAN BERGEN, JAS. H. JENNINGS.


CORRESPONDENTS :


LONDON PARIS . HAMBURG


Bank of Montreal. Hottinguer & Co. Hesse, Newman & Co.


DUBLIN Provincial Bank of Ireland NEW YORK National Bank of Commerce in New York. BOSTON Blackstone National Bank. CHICAGO First National Bank.


D'sinh North America.


S


INO.


Commercial Credits Issued


For use in Europe, China, Japan, the East Indies, South America and Australia.


Demand and Time Bills of Exchange, payable in London and elsewhere, bought and sold at current atea ; also Telegraph Transfers.


Demand Drafts on Scotland and Ireland; also on Canada, New York. Chicago, British Columbia and Oregon, and on the Chartered Mercantile Bank at Hongkong, Shanghai and Yokohama.


Bills collected and other Banking Business transacted. Interest allowed on special deposits.


W. LAWSON, C. E. TAYLOR, )


Agents.


1226


SAN FRANCISCO DIRECTORY.


PACIFIC BANK


NORTH-WEST COR. PINE AND SANSOME STS.,


(Organized 1863.)


SAN FRANCISCO.


Capital, Surplus,


- -


$1,000,000 450,000


Has complete connections for the transaction of all kinds of Banking Business.


R. H. McDONALD, President. · R. H. McDONALD, Jr., Vice-President. S. G. MURPHY, Cashier.


Bank of British North America


REMOVED TO No. 312 Pine Street.


EXCHANGE DRAWN ON NEW YORK.


U. S. Bonds, State, County and City Bonds, Scrip, Land Warrants, Currency, Foreign Coins, Gold Dust, Gold and Silver Bars,


BOUGHT AND SOLD.


1227


BANK DEPARTMENT.


THE FIRST NATIONAL BANK


Of San Francisco, California.


Paid up Capital. -


-


$1,500,000


PRESIDENT. VICE-PRESIDENT, CASHIER, ASSISTANT CASHIER,


-


D. CALLAGHAN. GEO. A. LOW. E. D. MORGAN. G. W. KLINE.


D. CALLAGHAN, GEO. A. LOW, PETER DONAHUE,


DIRECTORS: JAMES PHELAN, C. G. HOOKER, JAMES MOFFITT,


GEO. C. BOARDMAN, N. VAN BERGEN, JAS. H. JENNINGS.


CORRESPONDENTS :


LONDON PARIS HAMBURG Bank of Montreal. Hottinguer & Co. Hesse, Newman & Co. Provincial Bank of Ireland NEW YORK National Bank of Commerce in New York. BOSTON Blackstone National Bank. CHICAGO First National Bank.


Bank of British North America.


ESTABLISHED IN 1836. INCORPORATED BY ROYAL CHARTER.


PAID UP CAPITAL, £1,000,000


Head Office, Clement's Lane, London, England.


SAN FRANCISCO AGENCY : No. 221 SANSOME STREET.


Commercial Credits Issued


For use in Europe, China, Japan, the East Indies, South America and Australia.


Demand and Time Bills of Exchange, payable in London and elsewhere, bought and sold at current atea ; also Telegraph Transfers.


Demand Drafts on Scotland and Ireland; also on Canada, New York. Chicago, British Columbia and Oregon, and on the Chartered Mercantile Bank at Hongkong, Shanghai and Yokohama.


Bills collected and other Banking Business transacted.


Interest allowed on special deposits.


W. LAWSON, C. E. TAYLOR, )


Agents.


DUBLIN


1228


SAN FRANCISCO DIRECTORY.


SAVINGS AND LOAN SOCIETY


Incorporated July 23, 1857.


Office, 619 Clay Street, San Francisco, Cal.


GUARANTEE CAPITAL AND RESERVE FUND, $704,000 -


OFFICERS :


HORACE DAVIS, President. CYRUS W. CARMANY, Cashier and See'y.


S. C. BIGELOW, Vice-Pres't. A. N. DROWN, Attorney.


HORACE DAVIS, W. A. ALDRICH,


J. H. GOODMAN,


DIRECTORS: S. C. BIGELOW, B. O. DEVOE, A. A. SMITH,


ISAAC HYDE,


W. A. BRAY,


A. N. DROWN.


Deposits from the interior, or from any part of the United States or Europe, may be sent by express, or by draft on any business or banking-house; but in no case will the corporation be liable for their saf delivery.


Interest or principal sent to the interior, or any part of the United States or Europe, on receipt of th proper order, accompanied by the pass-book.


Deposits received of $2.50 and upwards. The signature of the depositor should accompany the first deposit. No charge is made for pass-book or entrance fee.


Money loaned on approved security, nt lowest rates.


THE Hibernia Savings and Loan Society.


INCORPORATED 12th April, 1859.


OFFICE N. E. cor. Montgomery and Market Streets, SAN FRANCISCO.


The objects for which this Association is formed are, that by its operations the depositors thereof may be enabled to find a


SECURE and PROFITABLE INVESTMENT for SMALL SAVINGS


And borrowers may have an opportunity of obtaining from it the use of a moderate capital, on giving good and sufficient security for the use of the same.


OFFICERS:


PRESIDENT. M. D. SWEENY.


TREASURER ROBERT J. TOBIN


VICE-PRESIDENT. .C. D. O'SULLIVAN.


ATTORNEY RICHARD TOBIN Any person can become a depositor of this Society on subscribing to the By-Laws.


Deposits can be made of any sum, from ONE DOLLAR to any amount. Loans made on security of Real Estate within the city and county.


1229


BANK DEPARTMENT.


SAN FRANCISCO


SAVINGS UNION


532 CALIFORNIA STREET,


CORNER OF WEBB


SAN FRANCISCO, CAL.


Deposits, 31st Dec., 1884


$12,164,627 99


Guarantee Capital and Reserve Fund


481,026 41


DIRECTORS_


ALBERT MILLER, President; ALEXANDER CAMPBELL, Sr., Vice-President : W. C. B. DE FREMERY, J. G. EASTLAND, DANIEL E. MARTIN, CHARLES PAOE, WILLIAM ASHBURNER, JOHN ARCHBALD, GEO. C. BOARDMAN.


LOVELL WHITE. . Cashier


T. B. KENT. HENRY C. CAMPBELL


Surveyor


. Attorney


J. A. LANGSTROTH


Accountant


ceives Deposits. Loans ouly on Real Estate Security. Country Remittances may be sent by Wells, Fargo & Co., or by checks of reliable parties, payable in San Francisco, but the responsibility of this Savings Bank commences only with the actual receipt of the money. The signature of the depositor should accompany the first deposit. No charge is made for pass-book or entrance fee.


OFFICE HOURS 9 A. M. to 3 P. M. Saturday evening, for receipt of deposits only, 6} to 8.


THE


HERMAN SAVINGS AND LOAN SOCIETY.


GUARANTEE CAPITAL, $400,000.


No. 526 California Street.


C


ce hours from 9 A. M. to 3 P. M. Extra hours on Saturdays from 7 to 8 P. M. for receiving of Deposits Only.


Loans made on Real Estate and other Collateral Securities. at current rates of interest.


GÖTTIG. President Vice-President and Cashier


. ROEDING


EORGE LETTE Secretary


78


1230


SAN FRANCISCO DIRECTORY.


1843. 1885.


THE BEST COMPANY.


THE


MUTUAL LIFE INSURANCE CO.


OF NEW YORK.


RICHARD A. MCCURDY, President.


Cash Assets, January 1, 1885, - $103,876,178 5.


Insurance in force January 1, 1885, - 351,789,285 0(


THE RECORD OF OVER FORTY-ONE YEARS' BUSINESS.


The Company was organized as a purely Mutual Insurance Company without capital, in February, 1843. It has received in cash from its Policy-holders, from February, 1843, to January, 1885,


$270,992,584 00.


It has returned to its Policy-holders during that period, in cash, $216,094,211 00.


During the year 1884 paid to Policy-holders in cash . . $13,923,062,01 Its average payments to Policy-holders, for every business-day during the year 1884, have been. 45,350.00


To meet its contracts, THE MUTUAL LIFE INSURANCE COM PANY has now safely invested, for the sole benefit of its Policy-holder


$103,876,178 51.


This Company issues all legitimate forms of Life or Endowment Insurance. Their FIVE YEAR DISTRIBUTION POLICY is a well matured plan, and offers to the insuring public many advantages, amom which are a freedom of residence and travel beyond the ordinary limits without extra charges.


Death claims arising under policies issued on this plan, will be pays ble as soon as satisfactory proofs are presented to and accepted by the Company


Premiums may be made payable in monthly payments when desired. a well as quarterly and semi-annually.


A Paid-up Policy is guaranteed at any time after the third annus premium is paid, in accordance with the laws of the State of New York Those who desire SAFE insurance, with the certainty of securing a the advantages that a successful, conservative and strong company ca offer, are invited to apply to


A. B. FORBES, General Agent for the Pacific Coast 214 SANSOME STREET, SAN FRANCISCO,


Or to any of the authorized Agencies of the Company, in the principal cities and town on the Pacific Coast.


1231


INSURANCE DEPARTMENT


1845.


1885.


The Mutual Benefit


LIFE INSURANCE CO.


Newark, . New Jersey.


AMZI DODD, President.


Assets, Market Value $38,615,319 32 Surplus, N. Y. Standard 5,411,241 50


Paid Policy-holders since organization in 1845. 83,672,056 53


ECONOMICAL! LIBERAL! CONSERVATIVE!


No fine print Conditions in Polley Form.


AFTER THIRD YEAR


POLICIES INCONTESTIBLE EXCEPT FOR INTENTIONAL FRAUD. No Restriction as to Travel or Occupation.


Cash Loans Made at any Time to Half the Value of Assignable Policies.


ALL POLICIES NON-FORFEITABLE AFTER SECOND YEAR.


Members Unable to continue payments do not Forfeit their Policies, but Insurance is continued until FULL VALUE is exhausted ;


Thus, a Person Insuring at Age 35 on the Annual Life Plan IS ENTITLED TO :


Over 4 Years' Insurance for 2 Years' Premiums ;


Over 10 Years' Insurance for 5 Years' Premiums ;


Over 20 Years' Insurance for 10 Years' Premiums ; .


or, Paid-up Policy for its full value is issued if preferred. (SEE OTHER SIDE.)


JAMES MUNSELL, Jr., AGENT FOR PACIFIC COAST,


415 Montgomery Street, San Francisco.


1232


SAN FRANCISCO DIRECTORY.


THE MUTUAL BENEFIT


LIFE INSURANCE COMPANY OF NEW JERSEY.


Assets, Market Value, . 1


. $38,615,319 3


Will not assume risks known to be extra hazardous; but if the ir sured keeps within the reasonable restrictions of his policy for the firs three years, he is then


ABSOLUTELY FREE To Travel When and Where He Pleases, or to Engage in any Occupation whatever,


Without having to ask permission from the Company and without extr charge, excepting only for army and navy service, in which case a permi is required.


The special hazards incurred by the Company under the above lib eral provisions are regarded as coming within the legitimate risks of life time, and the


ADVANTAGE TO THE POLICY HOLDER


In being freed from the annoyance and restraint of the ordinary form o life policy and its liability to forfeiture, is too striking to require comment


The Company's plans and methods of business are free from all an noying technicalities, and offer to every member the utmost advantag. consistent with safe and fair principles.


PREMIUM LOANS.


To such as desire insurance with the least possible outlay of cash the Company offers the privilege of the 30 Per Cent. Loan Plan. Unde this plan, the Company Agrees to accept a Uniform Cash Premium o 70 Per Cent. of the Full Rate, the remaining 30 per cent. being charged against the policy as a loan to be met by dividends, or to be deducted from the face of the policy at death, if it should not previously have been paid off in cash or by dividends.


Losses Paid Immediately on Completion and Approval of Proofs. (SEE OTHER SIDE.)


JAMES MUNSELL, Jr., AGENT FOR PACIFIC COAST, 415 Montgomery Street, San Francisco. *


INSURANCE DEPARTMENT.


1235


FIRE AND MARINE


CAPITAL


$300.000


INSURANCE CO.


SURPLUS to Policy Holders $450.203


SECOND-In the event of a total loss on a building, if the present cost is less than the insurance, the premium for the current year on the difference will be refunded; the only policy on the Pacific Coast that contains this clause.


3


in


tr


b


P


C


1232


SAN FRANCISCO DIRECTORY.


THE MUTUAL BENEFIT


LIFE INSURANCE COMPANY OF NEW JERSEY.


Old Line Solid Insurance the Cheapes


A Dollar's Worth of Insurance for Every Dollar. AVERAGE YEARLY COST, $9.10 PER THOUSAND.


IN THE MUTUAL BENEFIT LIFE INSURANCE COMPANY OF NEW JEE


Policies cannot be Forfeited by Non-Payment of Premium after the Second Year, AS THE COMPANY AGREES TO CONTINUE THE INSURANCE IN FULL FOR So long as any value remains to pay for the same.


? T.


ILLUSTRATION :


Mr. Walter E. Latson of San Francisco, insured in the Compan; October, 1880, for $2,500; the annual premium being $49. He three premiums, amounting to $147 including dividends. He did pay the premium due in October, 1883 ; but instead of taking a paid policy, he allowed his insurance to be Extended for 3 years and 167 d making in all 6 years and 167 days insurance at an average yearly co: $9.10 per thousand. Mr. Latson died in March, 1885, more t SEVENTEEN MONTHS AFTER LAPSE OF THE POLICY, which, however, promptly paid in full by the Company.


Assets, Market Value, $38,615,319 Surplus, N. Y. Standard, 5,411,241


JAMES MUNSELL, Jr., Agent Pacific Coast 415 MONTGOMERY STREET, SAN FRANCISCO, C


(See Page 1231 this Book.)


tec


ISEE OTHER SIDE.)


JAMES MUNSELL, Jr., AGENT FOR PACIFIC COAST, 415 Montgomery Street, San Francisco.


1235


INSURANCE DEPARTMENT.


FIRE AND MARINE


CAPITAL


INSURANCE CO.


SURPLUS to Policy Holders


$300,000


$450,203


428 CALIFORNIA ST.


C. L. TAYLOR President.


J. N. KNOWLES Vice-President.


ED. E. POTTER Secretary and Treasurer.


DIRECTORS:


DE [. STEINHART Manager Anglo-Californian Bank


R. D. CHANDLER Merchant


GEO. H. COLLINS .. Higgins & Collins


J. B. STETSON Holbrook, Merrill & Stetson


J. J. MCKINNON Preston & McKinnon


FRANCIS BLAKE Blake, Moffitt & Towne


E. B. POND. Capitalist ALFRED BARSTOW Rhodes & Barstow


C. L. DINGLEY Shipping Merchant


D. L. TAYLOR Shipping and Commission Merchant


I, T. N. KNOWLES Shipping and Commission Merchant


Features Peculiar to this Company, are:


FIRST-That under its By-LAWS, from twenty-five to fifty per cent. of its profits must be laid aside as a reserve fund for the better pro- ection of its policy-holders.


SECOND-In the event of a total loss on a building, if the present ost is less than the insurance, the premium for the current year on the lifference will be refunded; the only policy on the Pacific Coast that contains this clause.


le


co


e


St


I.


1236


SAN FRANCISCO DIRECTORY.


J. W. STAPLES.


I. MANHEIM. B. HAGAN.


PACIFIC DEPARTMENT


Scottish Union and National Ins. Co.


OF EDINBURGH.


Cash Assets, - $15,286,794 16.


National Fire Insurance Co.


OF HARTFORD.


Cash Assets,


$1,774,504 65.


Hagan, Manheim & Co., GENERAL AGENTS,


No. 217 SANSOME STREET SAN FRANCISCO.


JAS. W. STAPLES, Manager.


INSURANCE DEPARTMENT.


1237


RICHARD FARADAY O


FRANZ JACOBY.


PRUSSIAN NATIONAL


INSURANCE COMPANY


OF STETTIN


FRANZ JACOBY & CO.


323 California Street, San Francisco, = Cal.


1


GENERAL


nsurance


Agents


PRUSSIAN NATIONAL INSURANCE CO.


OF STETTIN, Largest German Company Represented. -


apital and Assets January 1, 1885, - -


$3,166,155 79


PROVIDENCE WASHINGTON INSURANCE CO.


OF PROVIDENCE, R. I.


apital and Assets,


-


$1,060,874 00


79


1238


SAN FRANCISCO DIRECTORY.


ommerc a nsurance


Company


Of California.


FIRE AND MARINE.


ORGANIZED 1872.


Statement January Ist, 1885 :


Capital Stock fully paid $200,000 00


Total Assets. $443,381 05


Surplus as regards policy-holders $271,455 32


Total Losses paid since organization $1,133,534 80


PRINCIPAL OFFICE No. 439 California St., SAN FRANCISCO.


JOHN H. WISE. . PRESIDENT. CHAS. A. LATON. . SECRETARY.


ROYAL


NORWICH UNION


AND LANCASHIRE


FIRE INSURANCE COMPANIES


COMBINED CAPITAL, $30,500,000. COMBINED ASSETS, $40,000,000 00


FALKNER, BELL & CO., General Agents,


410 CALIFORNIA ST., SAN FRANCISCO


1239


INSURANCE DEPARTMENT.


FIRE AND MARINE INSURANCE.


Hamburg-Magdeburg Fire Insurance Co. OF HAMBURG.


ASSETS, Home Office, Jan. Ist, 1885 $695,562 13


DEPOSIT in the State of Oregon. 50,000 00


Germania Fire Insurance Co. OF NEW YORK.


ASSETS, Jan. 1st, 1885. $2,700,075 63 DEPOSIT in the State of Oregon 50,000 00


00


32


Magdeburg General Insurance Co. OF MAGDEBURG. (MARINE DEPARTMENT.)


ASSETS, Jan. Ist, 1884 $2,458,204 63


The National Marine Insurance Association, (L'd.) OF LONDON.


CAPITAL, (authorized).


. $5,000,000 00


GUTTE & FRANK, General Agents, 307 California Street, San Francisco.




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