USA > Ohio > Madison County > History of Madison County, Ohio : its people, industries and institution with biographical sketches of representative citizens and genealogical records of many of the old families > Part 35
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It is interesting to note that at the first meeting of the club at the homes there were present some thirty-five members whose means of transportation was the faithful old horse and carriage-there was, in fact, but one automobile among the members and that was sent to the station to meet the speaker of the day. Three years from that time there was held another meeting at the Simpson home, when the attendance was about two hundred and sixty persons, who attended in some fifty automobiles and a scant half dozen carriages.
One of the most tremendous advantages of the organization is the bringing together of the men and women of a community for the exchange of ideas. The club meets on the third Thursday of every month, and each member. in turn. is supposed to act as host or hostess. The club assembles as near noon as possible. A social hour is enjoyed until one o'clock. when dinner is served. The picnic dinner, which is only one of the principal features of the occasion, is spread on the long tables under the large tent owned by the (Inb. The club has its own dishes and silver, which, with the tables and tent, are taken. care of by a member, who is centrally located in London.
Any special holiday. as Washington's birthday. St. Patrick's day, Flag day, etc., are carefully observed in the decorations. One can infer from the facts just given that the club is up-to-date in every respect. It numbers among its members not only the active. but also the retired farmer. not only the landowner, but the tenant as well. It was indeed organized for the betterment of mankind.
A program is prepared by a well-chosen committee several weeks in advance. Music comes first, either vocal or instrumental, for most farm houses have a piano, organ or phonograph. This is followed by the secretary's report of the previous meeting. At each meeting some member gives a paper on current events, and this has been one of the most interesting program numbers, covering the main issues of the day.
Frequently an extension worker has been obtained to address the club at the state's expense. At other times noted political speakers have filled a place on the program. No club meeting is complete unless a lady member reads a paper or gives a talk on home economics, choosing any topic that suits her fancy. The reading of papers is usually followed by an informal discussion of the subject under consideration. after which there is more music and general conversation while the atmosphere is full of uplift and one cannot fail to catch the inspiration that will lighten labor for many a day. It was a revelation recently to the male faction, when the president asked the ladies of the club to take charge of the March meeting.
The club does not include woman's day in the regular program, but during the past year this was an occasion of much unusnal interest that they merit this concession to convention. Without doubt it will became an established custom to set aside one meeting of the year when the ladies of the club will have entire charge, not only of the culinary but the literary part of the program.
It is also desired that one month be dedicated to the celebration of club daughters' day. The farm women and daughters can do much along the line of the betterment of rural conditions. Some members of the Farmers' Club are far-sighted enough to believe that the woman's point of view is not only worth while. but that it is essential in many lines of public welfare.
While the main object of the society is the promotion of agricultural knowledge and the intellectual and social advancement of its members, the greatest thing that results from the club meetings is the closer relationship among the farmers. Also to boost home enterprise and everything that is for the betterment of the farmer and his interests.
The last great work of this enlb is the August meeting, which is made an open meeting for every one in the county, whether a member of the club or not. It is a general booster for the county, and everyone is cordially invited to attend and assist in the success
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of this undertaking. The first meeting of this kind was held on August 17, 1915, at the Houston athletic grounds. The speakers of the day were Governor Willis, Senator Harding, Congressman S. D. Foss and several other noteworthies. This meeting was such a decided success that its future is assured.
The officers for 1915 are: President, Charles C. Hankinson ; vice-president, Berthier Lohr; secretary, Arnett Harbage; treasurer, J. B. Van Wagener; executive committee, Frank Jones, W. H. Laird, Lewis Hunter, Charles A. Wilson, W. H. Sidner.
CANAAN GRANGE NO. 857. .
Canaan Grange No. 857 was first organized on May 5, 1874. No records, only the charter, can be found on which to base a history of this grange from the time of its organization until it was reorganized on March 2, 1898. The officers after reorgani- zation were as follow: Master, Frank Latham; overseer, John Robinson; lecturer, George Ruhlen; steward, I. H. Warner; assistant steward, J. B. Cutler; chaplain, S. H. Ruhlen; treasurer, John Scott; secretary, S. M. Smith; gate keeper, William Michael ; ceres, Mrs. S. H. Ruhlen; pomona, Mrs. I. H. Warner; flora, Mrs. S. M. Smith ; lady assistant steward, Mrs. John Robinson. There were sixteen charter mem- bers and the number of present members is seventy-three. The present officers are as follow : Master, George A. Currier; overseer, Marion Fry ; lecturer, Dale Powell; steward, Harry A. Marsh; assistant steward, Glenn Powell; chaplain, Mrs. Minta McDowell ; treasurer, John Kilbury; secretary, Mrs. Mae Marsh; gate keeper, Mrs. Allie Fry; ceres, Mrs. Ida Kilbury ; pomana, Mrs. Susie Ruhlen; flora. Mrs. Nettie Kile; lady assistant steward, Mrs. Evolena Boyer.
A literary program is held each meeting, but when degree work is given the program is omitted. A team for doing degree work was organized in December, 1913. Follow- ing is the program for 1915: January 5, "A Trip to Washington," Glenn Powell ; January '19, installation of officers; February 4, a report of the anti-saloon league con- vention: Henry Bowman ; February 16, degree work; March 2, degree work; March 16, degree work; April 6, "The Farm Garden," Charles Converse; "Flora's Relation to the Home," Mrs. Nettie Kile; April 20, "Seed Corn," E. M. Kilbury; "Reading," Mrs. Florence Latham; May 4, "What Is a Successful Farmer," J. A. Snider; a paper, by Mrs. E. M. Kilbury ; May 21, degree work; June 4, degree work; June 18, "The Best Hay Crop " Isaac Warner; "What Makes the Eternal Distinction Between Household Work and Drudgery?" Mrs. Evolena Boyer: July 2, "The Farmer's Tool Chest," Henry Bowman; "Home Dietetics," Mrs. Mae Marsh; July 16, "Principles of Stock Judging," Glenn Powell; "The Kitchen," Mrs. Henry Bowman; August 6, "Farm Waste," Marion Fry ; "Home Entertainment," Mrs. J. A. Snider: August 20, degree work; September 3, degree work ; September 17. "The Agricultural College," William J. Davis; "The School Lunch-Basket," Mrs. J. L. Converse; October 1, "Our Friends and Foes," Harry A. Marsh; "Important Problems Before Housekeepers," Mrs. Allie Fry; October 15, "The Grange Ginger Jar," committee of three; November 2, "Farm Marketing," J. L. Con- verse; "Bread Making," Mrs. Charles Converse; November 16, election of officers; December 7. degree work; December 21, "Farm Account Book," George A. Currier ; "Home Baking," Mrs. Isaac H. Warner.
Canaan Grange No. 857 meets in the I. O. O. F. Hall at Plain City. The time of meeting is the first and third Tuesday afternoons of each month during the spring, autumn and winter, and the first and third Friday nights of each month during the summer.
DARBY GRANGE NO. 779.
In response to a desire on the part of the social individual to bring about a greater interest and co-operation in improving living conditions in the country, Darby Grange
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No. 779 was organized on the 10th day of April, 1874, at the Hambleton school house on the Georgesville road. This organization was due, largely, to the efforts of George Durflinger, of West Jefferson, Ohio, who at that time was engaged in farming. The pioneer members of this organization are as follow: A. J. Dickerson and wife, George Durflinger and wife, Maurice Bradfield and wife, I. H. Hambleton and wife, Michael Billnan and wife. S. H. Summers and wife, Thomas Goodson, Joshua Truitt, J. W. Durflinger, Jacob Beers, E. W. Stouer, Charles Slagle, B. F. Roberts, T. J. Roberts and George Kellar. After meeting for a few years at the Hambleton school house, the place of meeting was changed to the old township hall at West Jefferson. Being unable to retain that room, Grange meetings were held at the homes of the various members throughout the community.
From 1882 to 1897 the Grange was dormant. During the latter year it was reor- ganized by C. W. Hale, of Huron county. The membership, at this time, was made up of eleven old and twelve new members. the uew members being as follow : Leona Hambleton, D. R. Edwards, C. W. Deem, Mary Deem, H. C. Wilson, Kate Wilson, J. H. Johnson. Mary Johnson, F. B. Biggert. Martha High, S. E. Baker.
On January 10, 1899, Ponoma Grange was organized at West Jefferson by Mr. Shields, of Union county. In August, 1909, this Grange made an agricultural exhibit at the county fair, and received the blue ribbon as a token of its efforts.
At the present time Darby Grange has a comfortable meeting place in the town- ship hall. Its membership list numbers seventy-seven. It also has a team, composed mostly of the younger quembers, who do their work very effectively. Following are the officers and members: Master, HI. D. Folmer; overseer, B. F. Roberts; lecturer, Alvira Folmer: steward, D. R. Edwards; assistant steward, J. H. Johnson; chaplain, Prudy Rice; treasurer, A. F. Rice; secretary, Maria S. Miller; gate keeper, J. H. Sceva (deceased) : Ceres, Carrie J. Holway ; Pomona, Annis Miller; Flora, Shirley R. Hart: lodge assistant, Margaret Prose; purchasing agent, P. B. Holway. Members- Arley Berry, Ella Billman, Lena Billman. J. L. Billman, T. E. Biggert. Maria Biggert, Glem Ball, Ruth Bidwell. Mrs. Alice Bidwell. Magdalena H. Bidwell, Edward Ball, Lida Ball. D. J. Cutler, Electra Cutler. Wanda Clark, George Durflinger, Jennie Dur- flinger. D. R. Edwards, Mrs. D. R. Edwards. H. D. Folmer, Alvira Folmer. Alice Fin- ley, Dr. A. F. Green, Josephine Green. Helen Gregg, Lenwell Gregg, Paul Holway. Shirley Hart, J. C. Hambleton, James I. Hambleton. Olivia Hambleton, Jemie Har- bage. Perceival Harbage, James Holway. Hiram Ingalls, Smithfield Jackson. Jennie Jackson. Earl Johnson, J. II. Johnson. Mary Johnson, L. W. Johnson. Lottie Jolinson. Frank Johnson, Wilson Johuson. Ida Johnson, Clara Johnson. Elizabeth Johnson, Wal- ter Johnson, Alma Lloyd, Nellie Lucas, Annie Miller, John D. Miller. Marie S. Miller, Magdalena Mortimer, Parner Norton. Lu Norton, Wallace McCoy, Dessie McCoy, Web- ster Olney, Margaret Olney, Margaret Prose, A. F. Rice, Prudy Rice, B. F. Roberts, Virginia Roberts, William Roberts. Alice Roberts, Ann Roberts Ethel Roberts, M. R. Roberts, Laura Roberts, Nellie Ramey, Laura Sceva, Bernice Smith, Sara Wood. Noruea Wood.
Considering the things for which it stands, and the work it does, Darby Grange is regarded as one of the most worthy and beneficial organizations in the community.
CHAPTER XXII. BANKS AND BANKING.
MADISON NATIONAL BANK.
It is not definitely known when the first bank was established in London, although it is fair to presume that some of the early merchants bought and sold commercial paper. The first bank which deserves the name made its appearance in the summer of 1861. when the Madison County Bank (No. 1) was organized by Dr. A. Toland, E. W. Gynne and Richard Cowling. The stockholders of the institution were E. W. Gwynne, B. Gwynne. Richard Cowling and A. Toland, who organized, with Richard Cowling as presi- dent ; A. Toland, vice-president, and B. Gwynne, cashier. The bank opened for business on July 9, 1861, in the Toland block on Main street. This bank was organized under the banking laws of Ohio, with a capital stock of twenty-five thousand dollars, and continued to operate without a change in management until May 15. 1865, when it. was merged into the Madison National Bank.
In January, 1865, the owners of the Madison County Bank had applied for a charter for a national bank and on the 19th of the same month they were granted a charter, authorizing a capital of one hundred and twenty thousand dollars. The first officers of the Madison National Bank were as follow: Henry W. Smith, president ; Richard Cowling, vice-president ; B. Gwynne, cashier. The first directors were Richard Cowling, Aquilla Toland, Baldwin Gwynne. Addison Shankin, Henry W. Smith, Jesse Watson and James Q. Minshall. The present officers of the bank are as follow: J. C. Bridgman, president ; Minnie Cheseldine, vice-president ; George H. Van Wagener, cashier ; W. T. Booth, assistant cashier. The directors at the present time are J. C. Bridgman, S. B. Rankin, P. R. Emery, Frank Jones, J. P. Skinner, Minnie Cheseldine and George H. Van Wagener.
The following have served as president of the bank : Henry W. Smith, May 15, 1865, to November 22, 1867; Richard Cowling. November 22, 1867, to January 28, 1871; Jesse Watson, January 28, 1871, to September 5, 1871; James G. Minshall, January 15, 1872. to January 22, 1SSO: Stephen Watson, January 22, 1880, to October 15, 1897; W. M. Jones, January 11, 1898, to May 1. 1907; Charles Cheseldine, May 1, 1907, to March 5. 1908; J. C. Bridgman, March 5, 190S. to the present time. The cashiers of the bank have been as follow : Baldwin Gwynne, May 15, 1865, to April 11, 1866; Harford Toland, April 11, 1866, to January 22, 1880; B. F. Clark, January 22, 1880, to April 25, 1892; Wyatt Minshall, April 25, 1892, to January 13, 1903; George H. Van Wagener, January 13, 1903, to the present time.
This bank has now been in operation as a national bank for half a century, and during that time has paid its stockholders six hundred thousand dollars in dividends, which, with its present surplus and undivided profits of $83,753.08. give the bank net earnings of $683,753.0S since its organization. It has successfully gone through every panic which has swept over the country since 1865 and has emerged from each crisis with its assets unimpaired and its standing in the community stronger than before.
LONDON EXCHANGE BANK COMPANY.
The London Exchange Bank Company is the outgrowth of a private bank known as the Madison County Bank (No. 2), which was opened in the Phifer building on June 1,
1
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1866, by Robert Boyd and Addison Shanklin. The Madison County Bank continued in business under this name until July 1, 1870, when it was reorganized and started under the name of the London Exchange Bank. The stockholders of the reorganized bank were Robert Boyd. Harford Toland. Wyatt Minshall, Stephen and David Watson, S. Il. Wat- son, J. C. Bridgman and Otway Watson. The capital stock. of sixteen thousand dollars, was divided among the stockholders, with Boyd and Minshall as the heaviest holders. each having forty shares of the one hundred and sixteen shares of the bank's capital. In the summer of 1870 the bank moved into the building on the corner of Main and Iligh streets, which it still occupies. The bank purchased this building in July, 1915.
The first officers of the bank were as follow: Robert Boyd. president; Stephen Watson. vice-president : Otway Watson. cashier; Wyatt Minshall, teller. The first directors were the officers and J. C. Bridgman. On June 20, 1899, the bank was reor- ganized as a state bank and the name changed at the same time to the London Exchange Bank Company. It opened for business as a state bank on October 2, 1899. During part of the career of the bank it has been closely associated with the Madison National Bank ; in fact, for many years the directors of the latter bank were the directors of the Exchange Bank.
The first annual statement of the bank, on July 1, 1871, showed deposits of $84.711.61. with a capital stock of only sixteen thousand dollars. The total resources at the end of the first year of business totalled $109.190.16. When the bank was organized as a state bank, in 1899. the capital stock was sixty thousand dollars, but only half of it was asked to be paid in. On May 12. 1913. the directors ordered the remaining thirty thousand dollars paid in by the first of the following August. The bank now has thirty-six stock- holders. The surplus and profits at the present time average fifty thousand dollars, with deposits averaging three hundred and twenty-five thousand dollars. The last report of the bank shows that it had twelve hundred and sixty-seven depositors.
The bank has had only two presidents during its whole career of forty-five years, Robert Boyd, who served from its organization until May, 1893, and John Vent, who has served since that year. There have been four cashiers: Otway Watson, Wyatt Minshall, A. C. Watson and R. W. Boyd. Mr. Boyd has been cashier since May 15, 1893. The directors of the bank from the beginning are as follow: Robert Boyd, Wyatt Minshall. Otway Watson, J. C. Bridgman, Stephen Watson, David Watson, William. Houston, E. R. Florence, W. M. Jones. J. F. Rankin, J. T. Vent, S. W. Durflinger, Cary Jones, Scott Chenoweth, W. A. Jones, M. S. Murray and R. W. Boyd. The latter eight. with the exception of S. W. Durflinger (deceased), constitute the present directorate. The present officers of the bank include: J. T. Vent, president; J. F. Rankin, vice- president ; R. W. Boyd, cashier : O. E. Jones, teller; Cheney E. Burnham and Emmett R. Schurr, bookkeepers.
THE CENTRAL NATIONAL BANK OF LONDON.
The Central National Bank of London is the successor of the Central Bank of London, from whose records the following details have been secured: In response to a call issued by John Farrar, William Farrar, Robert Rea and others, for a meeting to be held in Dr. James T. Houston's building on Main street, London, Ohio, December 14, 1875, for the purpose of organizing a banking association, the following subscribers for stock in said association were present : John Farrar, Robert Rea, Jeremiah Rea, Alex- ander Wilson. William Farrar, R. B. Cowling. M. M. Thomas, David Tway, John Jones, Dr. J. T. Houston, T. J. Stutson, Oliver Slagle. William Riddle, Thomas Wood, F. M. Chenoweth, James Wilson, W. A. Koontz, W. D. Pringle, C. W. Pringle, Elijah Chenoweth, N. T. Tenny. George Lincoln. Catherine Slagle, S. F. Marsh and Mrs. J. W. Hicks. The above representative citizens of Madison county immediately elected the following board of directors: John Farrar, Robert Rea, John Jones, Thomas J. Stutson
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and Wilson A. Koontz, which board, on December 18, 1875, elected Robert Rea, presi- dent, and William Farrar, cashier, designating January 1, 1876, as the time for open- ing the bank for business. By an increase of capital stock Dr. W. D. Williams was added to the list of stockholders on January 1, 1878, at which time Robert Rea resigned as director and Jeremiah Rea was elected in his stead. These gentlemen all worked in harmony for the success of the institution.
Since the bank opened for business the following gentlemen have served as presi- dent ; Robert Rea, John Farrar, T. J. Stutson and Horace G. Jones. As cashier, there have been but two, William Farrar, continuously from January 1, 1876, to the time of his death in 1890, and Xerxes Farrar from 1890 to the resent date. Charles W. Pringle was the first teller and in the year 1878 John D. Maddux succeeded L. W. Burnham as teller, continuing in said office to the present time.
This bank continued with marked success until the year 1913, when the same was reorganized and is now known as the Central National Bank of London, with Horace G. Jones, president, W. E. Farrar, vice-president and Xerxes Farrar, cashier and the following directors: L. H. Williams, M. L. Rea, E. O'Day, John Ellsworth, R. H. McCloud, T. J. Dwyer, Horace G. Jones, W. E. Farrar and Xerxes Farrar. The motto of this bank has always been "Safety First" and it ever has demonstrated its willing- ness to cooperate with its patrons in the development of their respective business interests. The customers of the Central National Bank value and "bank on" that insti- tution's willingness and ability to assist them in every way consistent with safe, sound banking, whether their accounts be large or small, which makes for a mutually satis- factory and profitable relationship and for the future well-being of both bank and patrons.
PEOPLE'S COMMERCIAL AND SAVINGS BANK OF LONDON.
The People's Commercial and Savings Bank was incorporated under the laws of Ohio as a state bank on January 27. 1910, and opened for business on the 5th of the following March. The incorporators were O. P. Anderson, H. B. Lenhart, Samuel P. McCollum, M. B. Armstrong and W. H. Carl. The first officers included : E. S. Gordin, president ; H. B. Lenhart, vice-president, and S. P McCollum, cashier The only change in the list- of officers was made when H. B. Welsh succeeded Mr. McCollum as cashier on January 10. 1915. Miss Jennie Davidson has been added as bookkeeper. The first directors were E. S. Gordin, H. B. Welsh, O. P. Anderson and H. B. Lenhart. The present direc- tors are E. S. Gordin, H. B. Welsh, John Crawford. O. P. Anderson, H. B. Lenhart, Leon. Lenhart, Howard Lewis, John Vallery, Herbert Adams. J. C. Plimell, E. W. Bidwell and J. L. Pierce.
The bank has a paid-up capital of twenty-five thousand dollars and deposits of one hundred and eighty thousand dollars. The surplus and undivided profits amount to five thousand dollars. The bank has maintained a savings department since it was organized, five years ago, and according to its last report, had eight hundred and seven depositors in the department. with total savings of fifty-one thousand dollars. The total number of depositors average twelve hundred. The bank has been located at No. 115 South Main street since it was organized. This is the youngest financial institution in Madison county, but by careful attention to its affairs has built up a business which is steadily increasing from year to year.
CITIZENS' LOAN AND SAVINGS COMPANY, OF LONDON.
The Citizens Loan and Savings Company, of London, was organized on May 11, 1891, with capital stock of two hundred and fifty thousand dollars. This was doubled, in accordance with the laws of Ohio, on January 14. 1913. According to the last report (December 31, 1914), two thousand nine hundred sixty-seven shares of stock had been
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sold, at a hundred dollars a share. At that time there were two hundred sixty-four stockholders, one hundred ninety-six depositors and sixty-eight borrowing members. Practically all of the stockholders live in London and the seventy-five thousand dollars loaned on mortgages is placed on property in this city. The officers of the company are : R. W. Boyd, president ; II. M. Chaney. vice-president; O. E. Jones, secretary. The offices of the company are in the London Exchange Bank Company,
LONDON HOME AND SAVINGS COMPANY.
The London Home and Savings Company was granted articles of incorporation on Jamary 31, 1889, and opened for business on February 13. 1889, with the following officers: F. M. Chenoweth, president ; Dr. J. T. Houston, vice-president ; William Farrar, treasurer ; J. R. Atchinson, secretary ; M. S. Murray, attorney. The incorpora- tors were Xerxes Farrar, R. H. McCloud, J. R. Atchison, J. F. Johnson, William Cartz- datner and Horace G. Jones. The company opened for the transaction of business in the drug store of J. R. Atchison and remained there until March, 1909, when it was removed to the Central Bank, now the Central National Bank.
The original capital stock of one hundred thousand dollars was increased to five hundred thousand dollars by a vote of the stockholders on July 21, 1890. The par value of a share is two hundred dollars. According to the report at the end of the last fiscal year (February 2S. 1915), there were two thousand five hundred fifty-six shares sold. three hundred ninety borrowing and non-borrowing members, eighty-six borrowing mem- bers, and outstanding loans of ninety-five thousand one hundred seventy-one dollars. Practically all of the stock in the company is held by residents of London. A few loans are made on farm lands, although the company does not make a practice of snch loans. There are never over three or four farm loans at a time.
At the last annual election, held February 8, 1915, the following directors were chosen : C. E. Arbuckle, John W. Byers. W. H. Chrisman, M. M. Creath, A. T. Cordray, George F. Dodds, Otto Ebner, Xerxes Farrar, J. A. Gardner, J. D. Maddux, R. K. Shaw, S. L. Turner and J. B. Van Wagner. The board of directors organized by electing the following officers: R. K. Shaw, president ; M. M. Creath, vice-president : Xerxes Farrar. treasurer : J. D. Maddux, secretary,
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