USA > Indiana > Decatur County > History of Decatur County, Indiana: its people, industries and institutions > Part 28
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Lewis A. Harding is a son of James L. Harding, of Newpoint. He obtained his elementary education in his home schools and at Greensburg. He taught school four years in Decatur county and at Alexandria, and after- ward was graduated in law from the Indiana State University in 1909. He then spent a year and a half in the west, serving as head of the department of English of the Wichita, Kansas, high school from 1909 to 1911. Upon the election of Judge Wickens to the bench in 1910, Mr. Harding joined in part- nership with John E. Osborn. Frank Hamilton later joined the firm of Osborn & Harding, January 1, 1912. Mr. Harding was elected prosecuting attorney of the ninth judicial circuit of Indiana in 1912 for the years 1913 and 1914, and was re-elected in 1914. In addition to his other writings, he is the author of a work on international law, entitled "The Preliminary Diplo- macy of the Spanish-American War."
Thomas E. Davidson was graduated in law from DePauw University .in 1887. Prior to that time he had read law in the office of Col. Simeon Stansifer at Columbus. He was admitted to the bar in Columbus in 1891, where he served as deputy in the county clerk's office three years. Mr. Davidson came to Greensburg in the autumn of 1895 and practiced law in partnership with Benjamin F. Bennett from February, 1896, until October, 1914, when Mr. Bennett removed to California. Mr. Davidson was elected president of the State Bar Association of Indiana in July, 1914. At the annual meeting of the State Bar Association in Indianapolis in July, 1915, as president of the association, he delivered an address on "Respect for the Law," which has attracted wide attention in the state.
Earl Hite attended Butler College in 1900 and 1901, after which he went to Indiana University, where he was graduated from the school of law in 1905. He was admitted to the bar in 1904 and served as deputy prosecut- ing attorney for a time in 1909 and 1910. He has been city attorney of the city of Greensburg since 1910.
William F. Robbins was admitted to the bar of the Decatur circuit court in June, 1913, at which time he was appointed deputy prosecuting attor-
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ney for Decatur county by Prosecutor Harding. When Mr. Harding was re-elected in 1914 he again appointed Mr. Robbins as deputy.
Cortez Ewing, Jr., was born in Clay township on September 14, 1862, and moved to Greensburg in 1875. He studied law with his uncles, Cortez and James K. Ewing, and was admitted to the Decatur county bar "ex gracia" while in his teens in 1883. He was a son of Abel Ewing and was one of the most brilliant and, at the same time, when he dealt with a contrary witness or attorney, one of the most adroit young lawyers that ever practiced at the Decatur county bar. These qualities, coupled with his impressive personality, his legal acumen and ready wit, made him advance rapidly as a lawyer. His first practice was in partnership with his uncle, James K. Ewing, which con- tinued until 1893. He later formed a partnership with Davisson Wilson in 1895, which continued until his unfortunate death in 1902. In 1889 he was elected state senator for Decatur and Shelby counties. He married Mary Matthews, daughter of former Governor Claude Matthews, June 18, 1890. He was the author of the World's Fair bill that became a law in 1891. He was appointed a member of the world's law commission by former Governor Hovey.
The junior member of the Decatur county bar is Fred F. Smith, from Bloomington, Indiana. He was admitted to the bar before Judge Wickens, July 10, 1915. He was graduated from the Indiana University Law School in 1915.
CHAPTER X.
BANKS AND BANKING.
The Citizens Bank of Greensburg, a private institution, was estab- lished on March 1, 1866, by David Lovett, Levi P. Lathrop and Samuel Christy. As a private bank it did a good business and enjoyed the conti- dence of the public from the very beginning. In November, 1871, it was reorganized under the national bank law and took out a charter as a national bank, under the name of the Citizens National Bank, with a paid-in capital of $100,000.
The first officers of the Citizens National Bank of Greensburg were, David Lovett, president : Levi P'. Lathrop, vice-president : Samuel Christy, cashier, and D. W. Lovett, teller. AAffairs of the institution have been handled in a careful and business-like manner, from the start, by its effi- cient officers and directors, and its deposits have shown a steady and normal growth.
Besides paying its regular dividends, the Citizens National Bank has accumulated a surplus fund of $45.000 and has undivided profits amounting to $7.644.52. The institution does a general banking business of discount and deposit and buys and sells United States bonds and other high-class se- curities. According to its latest statement, this bank's deposits amount to $265.000.
The Citizens National Bank is the oldest existing institution in the county, and is in many respects a financial landmark. Some of the foremost citizens of Decatur county are numbered among its officers and directors, adding to its prestige of seniority the powerful asset of safe and conserva- tive administration.
The present officers of the bank are: James B. Lathrop, president; S. P. Minear, vice-president; C. W. Woodard, cashier, and G. G. Welsh, assistant cashier. Its board of directors consists of James B. Lathrop. S. P. Minear, John H. Christian, C. W. Woodward. John W. Lovett. Louis E. Lathrop and Frank D. Bird.
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THIE THIRD NATIONAL BANK.
Among the highly successful business institutions of Decatur county, the Third National Bank of Greensburg occupies a leading place. Through the rare business discernment of its officials together with their willingness to extend accommodations in every possible manner the institution has en- joyed a rapid growth and is now recognized as one of the most sturdy and substantial financial institutions of the county.
The bank was organized on December 4. 1882, by John E. Robbins, Samuel A. Bonner, Thomas M. Hamilton, Abraham Reiter, E. B. Swem, M. L. Miers, Charles Zoller, Seth Donnell, William Kennedy, E. F. Dyer, James DeArmond, James Hart, Walter W. Bonner and Louis Zoller. The first officers were John E. Robbins. president ; Thomas Hamilton, vice- president ; Cortez Ewing, cashier, and Walter Bonner, bookkeeper. The original directorate was made up of the following: J. E. Robbins, Morgan L. Miers, James Hart, A Reiter, E. B. Swem and Charles Zoller. The bank was capitalized for $50,000.
Cortez Ewing, who had taken an active part in the organization of the institution, served as cashier until his death, four years later; and later successes of the enterprise are largely due to its auspicious beginning under his active direction. Ewing had practiced law, but quit the bar to organize this bank. He is remembered by older citizens as a man of unusual frank- ness and candor, who despised sham and hated hypocrisy ; who loved equity and was at all times an open and fair-minded citizen.
Walter W. Bonner, who swept out the bank on the day it was opened and has been identified with it ever since, succeeded Ewing at the cashier's window. Two years after its organization the business of the bank had so increased that $25,000 was added to its capital stock. This date, December 16. 1884, marks the real beginning of the growth of the institution-a growth as healthy as it has been unusual.
For years the bank had been paying annual dividends of twenty per cent., but, in spite of the payment of such large returns, on July 8, 1898, the institution had piled up a surplus of $100,000 and had undivided profits amounting to $24,000. On this date a stock dividend of $75,000 was de- clared, and $75,000 worth of additional stock was sold, which brought the capitalization of the bank to its present figure, $150,000.
Total resources of this institution, according to its latest statement. amount to $760,282.99. Its loans amount to $527,654.05 and its deposits to more than $461,000.
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Present officers of the bank are: Morgan L. Miers, president; Louis Zoller, vice-president : Walter Bonner, cashier, and George W. Adams, as- sistant cashier. The teller is Charles J. Dowden, and Cora C. Self, W. E. Koenigkramer and Ernest T. Erdmann are bookkeepers.
Since its organization the Third National Bank has always enjoyed the careful attention of an active board of directors. With the exception of Mr. Miers, all members of the first board are dead. Following are members of the present directorate : Charles Zoller, Frank R. Robbins, Morgan L. Miers, Louis Zoller, John T. Meek, George P. Shoemaker and Walter W. Bonner.
Character, as well as the financial responsibility of borrowers, has al- ways been considered by this institution in credit extensions, and as a result of judicious assistance rendered by this bank at proper times a large number of highly successful Decatur county business organizations owe their present financial rating.
GREENSBURG NATIONAL BANK.
Although the youngest national bank in Greensburg, the Greensburg National Bank now ranks second in deposits and is growing at a rate that would indicate its assumption of a more commanding position at no distant date. The institution was organized under the national banking law on June 18, 1900, by the following stockholders: Webb Woodfill, Benjamin F. McCoy, J. M. Covert, Harry T. Woodfill, Charles P. Miller, Robert B. Whiteman, Isaac Sefton, George B. Davis, Nelson Mowrey, Cal. Crew, Mar- shall Grover, John M. Bright, Oliver Deem, Joseph B. Kitchin, James M. Woodfill, Will H. Robins, Will C. Pulse, Elizabeth A. Hamilton, John W. Deem, David A. Myers, Max Dalmbert, Blanche Mclaughlin and Mary Mclaughlin.
The bank's original capital stock was $50,000, but in 1906 its business had increased to such an extent that the capitalization was raised to $75,000. First officers of the institution were James M. Woodfill, president; Will H. Robbins, vice-president: Joseph B. Kitchin, cashier, and Dan S. Perry, assistant cashier.
Deposits of the Greensburg National Bank, according to its latest finan- cial statement, were $310,938.49 and its surplus and undivided profits amounted to $31,399.43. The present officers of the bank are James M. Woodfill, president; Will H. Robbins, vice-president; Dan S. Perry, cashier, and Robert Woodfill, assistant cashier, succeeding A. J. Lowe.
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WESTPORT NATIONAL BANK.
The First National Bank of Westport was incorporated on June 16, 1908, under the federal bank law by John S. Morris, F. D. Armstrong, J. F. Hamilton, E. G. Davis and Dr. O. F. Welch. The first officers were : F. D. Armstrong, president ; J. F. Hamilton, vice-president ; John S. Morris, cashier, and M. E. Baker, assistant cashier. M. E. Tyner is the present assistant cashier, the other officials remaining unchanged.
Incorporators of the bank capitalized it at $30,000. Its deposits amount to $150,000 and its surplus to more than $10,000. The bank is doing a flourishing business and filling a long-felt want in the vicinity of Westport.
CLARKSBURG STATE BANK.
The Clarksburg State Bank, one of the youngest financial institutions of the county was organized in October, 1904, by W. G. Gemmill, Everett Hamn- ilton, C. V. Spencer, J. N. Moore, C. M. Beall, S. McCay, E .S. Fee, Leroy Dobyns and W. J. Kincaid. The bank's capital stock was fixed at $25,000. Its first officers were Everett Hamilton, president ; W. J. Kincaid, vice-presi- dent; W. J. Gemmill, cashier. Since its organization, it has paid fair divi- dends, laid by a surplus of $16,000 and its deposits have mounted to $96,000. The institution owns the building it occupies. Its present officers are : Charles V. Spencer, president; W. J. Kincaid, vice-president, and A. T. Brock, cashier.
ALERT STATE BANK.
The youngest bank of the county is the State Bank of Alert, which came into being on November 13, 1914. Though still too young to have a sur- plus, its deposits have reached the tidy sum of $35,000, and the outlook for the institution is most encouraging. Incorporators of the bank were: John W. Spears, Thomas J. Norton, John H. Deniston, George A. Beesley, James D. Anderson, Samuel Kelly and James W. Casson. John W. Spears is presi- dent of the institution; Thomas J. Norton, vice-president, and Claud F. Tyner, cashier. This bank owns the building it occupies.
THE ST. PAUL BANK.
The bank at St. Paul was organized under the Indiana banking laws on December 10, 1904, by Orlando Hungerford and Walter Hungerford.
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The concern is capitalized at $10,000 and does a general banking business. According to its latest statement its deposits exceed $100,000 and its undi- vided profits are more than $1,000. The bank occupies its own building. Orlando Hungerford is president of the institution; Walter Hungerford, cashier, and Dora Hungerford, assistant cashier.
NEWPOINT STATE BANK.
Organization of the bank at Newpoint was effected on October 22, 1906, when it was incorporated with a capitalization of $25,000 and a building. costing $3,500, was purchased. The first officers were J. J. Puttman, presi- dent; John Iloff, vice-president, and E. H. Spellman, cashier. The de- posits of the institution exceed $100,000 and it has a surplus of $3.500. Its present officers are : John Hoff, president ; John A. Meyer, vice-president, and George A. Redelman, cashier.
BURNEY STATE BANK.
Recognizing the need of some sort of financial institution to care for the needs of farmers, business men and others in that part of Clay township. William Smiley and six other progressive citizens of the township incorpor- ated the Burney State Bank on December 22, 1913. Its original capital was $25,000. Since its incorporation the bank has increased its deposits to $80,000 and a surplus amounting to $200 has been laid aside. The first officers, who are still serving, are William G. Smiley, president : John W. Corya, vice-president, and Huber C. Moore, cashier. These officers, John G. Gartin, W. F. Mccullough, A. E. Howe, L. P. V. Williams and others. were incorporators of the institution.
GREENSBURG BUILDING AND LOAN ASSOCIATION.
The Greensburg Building and Loan Association, organized for the en- couragement of money-saving and home-building, in March, 1896, now has more than five hundred members and occupies a very important position in the improvement of the municipality. Stock of the institution, subscribed and in force, amounts to $416,700. The par value of each share, when ma- tured, is $100.
Interest at the rate of six and one-half per cent. is charged borrowers. and the annual dividend of the association has never been less than six
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per cent. The plan of the institution is permanent. Dividends are paid semi- annually, in January and July. AAccording to the latest statement of the association, deposits amount to $182,624.34, and there is a surplus of $5,117.22.
The original capitalization of the association was $100,000, but this has since been increased to $500,000. The incorporators were: John F. Childs, H. J. Hamon, Frank E. Gavin, Walter W. Bonner, P. T. Lambert and Charles Zoller, Jr. Upon organization, Mr. Childs was made president, Mr. Gavin, vice-president; Mr. Zoller, secretary; Mr. Bonner, treasurer, and l'. T. Lambert, solicitor. These officers, with T. H. Stevenson and George P. Shoemaker, comprised the original board of directors.
Present officials of the association are: W. C. Woodfill, president; George P. Shoemaker, vice-president : Charles Zoller, secretary ; Walter W. Bonner, treasurer, and P. T. Lambert, solicitor. Other members of the pres- ent board of directors are Robert Naegel and Louis Zoller.
TIIE UNION TRUST COMPANY.
The Union Trust Company of Greensburg, although one of the young- est, ranks second in amount of deposits among the financial institutions of the county. It secured its charter on October 25, 1905, and opened for business on the north side of the public square on January 30, of the following year.
Its first officers and directors were as follow: John Christian, presi- dent; Walter W. Bonner, vice-president ; Harrington Boyd, secretary-treas- urer, James Lathrop, Charles Zoller, Frank R. Robbins, James M. Woodfill, William H. Robbins and Daniel S. Perry. Other incorporators were : Jolin W. Lovett, Sherman Minear, John H. Christian, Charles W. Woodward, John W. Spears, John H. Brown, D. Silberberg, W. Bracken, John H. Picker, Louis E. Lathrop, D. W. Hazelrigg, Morgan L. Miers, Louis Willey, Louis Zoller, George E. Erdman, C. J. Erdman, Abbie A. Bonner, Lizzie A. Ham- ilton, Walter W. Bonner, Isaac Sefton, Calvin Crews, John H. Deniston, J. M. Bright, Max Dalmbert, Oliver Deem, Hart & Woodfill, David A. Myers, Della MeLaughlin, J. M. Covert, B. F. McCoy, Martin Hill, Mary Mc- Laughlin and Blanche Mclaughlin.
The original capitalization of the company was $45,000, which has never been increased. Its total deposits, according to its latest statement, were $374,547.62, and its surplus was $33.750. The original stockholders were almost without exception owners of stock in other Greensburg banks. who saw the need of a trust company in the city and preferred to organize
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it themselves, rather than permit outsiders to do so. Like other organi- zations of this kind the company serves as guardian, trustee and administra- tor ; but is not a depository for public funds. It specializes in farm mort- gages, its latest statement showing more than $260,000, loaned upon this kind of real estate.
Present officers of the institution are: John H. Christian, president ; Louis Zoller, vice-president, and Harrington Boyd, secretary-treasurer.
WORKINGMEN'S BUILDING AND LOAN ASSOCIATION.
The Workingmen's Building and Loan Association, the oldest institution of this character in Decatur county, was founded in April, 1883, by the following: I. F. Warriner, president ; C. W. Harvey, vice-president; F. P. Monfort, secretary; James E. Mendenhall, solicitor; O. P. Schriver, Tom Brown, Robert Naegel, D. C. Elder, John B. Montgomery, Adam Stegmaier and F. E. Gavin. Warriner, Harvey, Brown, Elder, Montgomery and Steg- maier have since died.
Founded for the purpose of assisting laboring men, and those working for small salaries, to secure comfortable homes for themselves, the associa- tion has been a strong factor in the development of Greensburg. More than three hundred homes, most of them on the west side of the city, have been erected with money borrowed of this institution.
The organization is capitalized at a half million dollars and more than $200,000 in stock already has been taken by depositors, looking forward to the time when they should be able to build their own homes. The association has more than two hundred depositors and half as many borrowers.
Present officers and directors of the association are: A. C. Rupp, presi- clent ; C. P. Corbett, vice-president ; David A. Myers, secretary, J. B. Kitchin, Web Woodfill. Daniel S. Perry, H. L. Wittenberg, Edward Dille, August Goyert, Eugene Rankin and Charles S. Williams.
ST. PAUL BUILDING ASSOCIATION.
The St. Paul Building Association was incorporated on February 13. 1886, and was capitalized for $50,000. It now has ninety-one investing members and fifty-three borrowing members. The amount of capital stock now subscribed and in force is $76,100. Par value of shares is $100. Bor- rowers are charged six and one-half per cent. interest, but no premium is
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exacted. The annual dividend declared in 1914 was six per cent. Total re- ceipts for 1914, from all sources, according to the annual report, were $33 .- 908.02. Assets, in cash and loans; amounted to the same.
Present officers of the association are: C. F. Kappes, president ; George WV. Boling, secretary; Jacob Johannes, treasurer, and Harry Ballard, at- torney. The original incorporators were: J. J. Theobold, Julias Theobold, William Favors, Sarah E. Ellsberry, Abner Buell, J. H. Mason, Delmon L. Lee, George N. Vanostram, John Palmerton, James Ellsberry. Pat Mc- Aulliffe, Peter Johannes, Charles Barner, William L. Ford, Lewis Hinkle, John Evans, Jacob Johannes, William Favors, Jr., Michael Marren, John WV. Jenkins, George Pittman, Maurice Doolan, John Cole, E. L. Floyd, Jonah Phillips, Mort Templeton, Jeremiah Evans, John B. Holmes, J. L. Scanlan, D. W. Avery, J. E. Stevens, Otto Lindner, J. M. Shortridge, Jacob Favors, C. H. Latham, John C. Scanlan, Elias Franks and Calvin Jolly.
DECATUR COUNTY'S ONLY BANK FAILURE.
Not one dollar has ever been lost by depositors through failure of a Decatur county bank. But one institution has ever closed its doors through . failure ; and in this instance, stockholders paid off the obligations of the insti- tution within fifteen days. This bank closed its doors on September 2, 1897. and the money was ready with which to pay depositors in full on September 17: the speediest liquidation ever known, according to the declarations of Federal banking authorities at the time.
The bank in question was the First National Bank, which was organ- ized as a private institution in 1857, under the name of the Greensburg Bank. In December, 1863, it was reorganized as a national bank with Antrim R. Forsythe as president. The capital stock was $50,000. This was later increased to $100,000, and then to $150,000.
Upon the death of Antrim R. Forsythe, his son, E. R. Forsythe, suc- ceeded him in management of the institution. Not possessing the business acumen of his father, the son permitted the bank to back hazardous enterprises and its affairs became badly involved. The concern had been hard hit some years before, through the disastrous failure of Armel & Company, packers, and was in no condition to withstand additional financial drains.
Deposits of the institution in 1881 amounted to $205, 126.80, according to the annual statement for that year. The last statement of the bank, made on July 23, 1897, showed that deposits had dwindled to $84,000. When the
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bank suspended, four of its directors, as individuals, negotiated loans with the two other banks of Greensburg and paid off the depositors in full. These four directors who lost eighty-five per cent. of their capital stock, but who felt under obligation to make full and immediate settlements with the insti- tution's dospitors were: Nelson Mowrey, William Hamilton, Robert S. Meek and Louis Willey.
CHAPTER XI
SECRET SOCIETIES AND FRATERNITIES.
THE MASONIC ORDER.
The first secret order to establish itself in Greensburg was the Free and Accepted Masons. Greensburg Lodge No. 36 was instituted here, May 29, 1846, by Grand Master Johnson Watts and and Grand Secretary A. W. Morris. The first officers were: Israel T. Gibson, worshipful master ; Will- iam Buchanan, senior warden; W. W. Riley, junior warden; James Blair, treasurer ; Philip Williams, senior deacon; W. P. Stevens, junior deacon; David Gageby, secretary; W. M. Finley, tyler. These, with Thomas E. Peters, were the charter members. At the first meeting, held June 6, 1846, seven petitions were received, as follows: Philander Hamilton, James M. Talbott, Henry H. Talbott, Chatfield Howell, Joseph Robinson, William J. Likens, and Marine D. Ross. At the end of the first year there were thirty- five members and at the end of 1849 there were seventy-five.
The following are the names of the brothers who have served as wor- shipful master and the years they served: Israel T. Gibson, 1846-54; Jacob E. Houser, 1855-57; J. V. Bemusdaffer, 1858: Daniel Stewart, 1859-62; John M. Watson, 1861; J. J. Menifee, 1863; Col. James Gavin, 1864; Dr. William Bracken, 1865-67, 1869, 1871, 1873-77; Dr. John L. Wooden, 1868; Frank M. Weadon, 1870-72; Frank E. Gavin, 1878-80, 1882.92; J. N. Wallingford, 1881-85; Paschal T. Lambert, 1886-87; Joseph Drake, 1893; John F. Childs, 1894-95; Frank H. Drake, 1896-97; W. P. Skeen, 1898- 1900; W. C. Pulse, 1901, 1912-13: C. T. Pleak, 1902-03; Ira Rigby, 1904: Dr. E. T. Riley, 1905-06, 1908, 1911 ; William Bussell, 1907; Bruce Bishop, 1909-10; Locke Bracken, 1914; Robert W. Pierce, 1915.
The present officers are: Robert W. Pierce, worshipful master ; Js C. Barbs, senior warden; T. P. Havens, junior warden; F. B. McCoy, senior deacon; George Hillman, junior deacon; D. A. Batterton, secretary; Rob- ert C. Woodfill, treasurer; O. P. Creath, tyler; J. C. Crews, E. E. Doles and L. D. Braden, trusteees.
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The membership numbers two hundred and forty-five and is growing rapidly. The lodge has assets valued at fifteen thousand dollars and con- templates building a temple in the near future.
CONCORDIA LODGE NO. 476.
Concordia Lodge No. 476 was formed in 1873 by members from Greensburg Lodge No. 36 and kept up its existence until consolidated with the mother lodge, on November 5, 1901.
The masters of Concordia were as follow : Dr. John L. Wooden, 1873- 80, 1883.1886; Frank M. Weadon, 1881-82; Dr. J. C. French, 1884; James E. Caskey, 1885 , 1894-95; Cortez Ewing, 1887-89 : Dr. J. V. Schofield, 1890; J. T. Cunningham, 1891 : Dr. W. H. Wooden, 1892-93 : Charles T. Powner, 1896-97: David A. Myers, 1898; George B. Von Phul, 1899-1901. There were about one hundred members in this lodge when it united with No. 36.
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