USA > Massachusetts > Middlesex County > Somerville > Report of the city of Somerville 1905 > Part 1
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M GIVES
LLE
ONA
OMER
A CITY. 1872.
For
NGTH
184
ES
EN
M
E
CITY OF SOMERVILLE
MASSACHUSETTS
ANNUAL REPORTS
1905
With Mayor's Inaugural Address Delivered Jan. 1, 1906
GIVES
SOMERVILLE
FREED
ONAL
FOUNDED 1842
1872.
MUNICIPAL
ESTAB
LISHE
A CITY STRENGTH
SOMERVILLE JOURNAL PRINT
1906
.
1
INAUGURAL ADDRESS
DELIVERED BY
MAYOR CHARLES A. GRIMMONS
MONDAY, JANUARY 1, 1906
GENTLEMEN OF THE BOARD OF ALDERMEN :- 1
On this, the first morning of the new year, I extend to you and to all of the citizens of Somerville my best wishes for a happy and prosperous twelvemonth. Our prosperity as a community is to a great extent in our hands, for the problem of the city's prosperity has now been entrusted to us.
The return of so many of the old aldermen is a valuable asset, indeed, to the new city government.
The total funded debt of the city January 1, 1905, was $1,498,500. This debt was increased during the year $148,000. It was decreased $136,500, leaving the net funded debt January 1, 1906, $1,510,000, a net increase of $11,500.
The total amount of taxable property is $59,233,000, of which $53,392,000 is real estate, and $5,841,000 is personal es- tate, including non-resident bank shares. At a rate of $18.30 on each $1,000 of valuation, the tax is $1,083,963.90. There are 19,258 polls at $2.00, making $38,516. We received from street watering $21,520.24, making the total tax levy $1,144,000.14. The total number of persons assessed, resident and non-resident, was 26,567.
Of the amount received in taxes, $206,659 is required for the debt provisions ; $185,400.90 are state and county taxes, metropolitan sewer, etc., matters over which the city has no con- trol; $354,300 is used for current expenses of departments, over which the board of aldermen has no control; $337,604 is the
4
ANNUAL REPORTS.
amount for current expenses within control of the board of aldermen. The same statement, based upon the $18.30 per thou- sand, is as follows : Of each $18.30, $3.13 is for state, county, and metropolitan taxes ; $3.49 for debt requirements ; $5.98 for cur- rent expenses over which the board of aldermen has no control ; $5.70 for current expenses within control of the board of alder- men.
In addition to the amount received from taxes, there was available last year the sum of $222,227.88 on water income ac- count ; we received $31,139.98 from corporation and bank taxes ; from the clerk of the courts, $4,632.00; from the county treas- urer, for dog licenses, $4,105.14; from the state, the street rail- way tax, $50,165.40 ; and from the Boston Elevated Railway tax, $8,107.66 ; a total of $320,378.06 ; making the total amount avail- able from taxes and from other sources, $1,464,378.20.
Funded Debt .- The funded debt of the city January 1, 1905, was as follows :-
Funded Debt, City Loan $1,108,500 00
Funded Debt, Sewer Loan .
217,000 00
Funded Debt, Paving Loan 40,000 00
Funded Debt, Water Loan .
108,000 00
Funded Debt, Metropolitan Park Assess-
ment Loan . 25,000 00
$1,498,500 00
The debt was increased during the year by appropriations made by the board of aldermen as follows :-
Sewers Construction $30,000 00
Public Buildings Construction :-
Addition to Bingham School . 1,000 00
Contagious Disease Hospital . 5,000 00
Dormitory at City Home
1,000 00
Engine House in Ward Two
3,000 00
High School Building
40,000 00
Proctor School
10,000 00
Highways, Construction
20,000 00
Highways, Paved Gutters and Crossings,
20,000 00
Highways, Shade Trees and Tree Guards,
1,400 00
Sidewalks, Construction
16,000 00
Thorndike-street Subway
600 00
$148,000 00
1
MAYOR'S INAUGURAL ADDRESS.
5
The debt was reduced during the year by maturities as follows :-
Funded Debt, City Loan
$112,500 00
Funded Debt, Sewer Loan .
12,000 00
Funded Debt, Paving Loan
5,000 00
Funded Debt, Water Loan .
6,000 00
Funded Debt, Metropolitan Park Assess-
ment Loan
1,000 00
$136,500 00
Leaving the funded debt of the city January 1, 1906, $1,510,- 000 (an increase of $11,500 from the previous year), classified as follows :-
City Loan bonds bearing interest at 31/2 per cent.
$397,000 00
City Loan bonds bearing interest at 4 per cent.
717,000 00
City Loan Sewer bonds bearing interest at 31/2 per cent.
78,000 00
City Loan Sewer bonds bearing interest at 4 per cent.
151,000 00
City Loan Sewer bonds bearing interest at 41/2 per cent. . City Loan Paving bonds bearing interest at 4 per cent.
6,000 00
City Loan bonds bearing interest at 4 per cent. 92,000 00
Water Loan bonds bearing interest at 51/2 per cent.
10,000 00
Metropolitan Park Assessment Loan
bonds bearing interest at 31/2 per cent.,
24,000 00
Total Funded Debt January 1, 1906 . $1,510,000 00
The foregoing amount represents the net indebtedness of the city, the unfunded liabilities for the temporary loans, etc., being equaled by its assets, which consist of uncollected taxes, sewer and sidewalk assessments, etc.
Taxes .- The assessors' warrant for the tax levy assessed upon the polls and estates of the inhabitants, as of May 1, 1905, was duly submitted to the collector.
The total amount of taxable property was $59,233,000, and the rate established was $18,30 on each $1,000 valuation, as follows :-
35,000 00
6
ANNUAL REPORTS.
Real estate, valuation
. $53,392,000 00
Personal estate, valuation
5,754,600 00 Non-resident bank shares . 86,400 00
.
Total valuation . · . $59,233,000 00 At a rate of $18.30 on each $1,000 valua- tion
1,083,963 90
Polls, 19,258 at $2 38,516 00
Street watering
21,520 24
Total amount of tax levy ·
. $1,144,000 14 Total number of persons assessed, resident and non-resident, 26,567.
Appropriations .- The amount of revenue provided by the tax levy may properly be classified as follows :-
Rates assessed on $1,000 valuation. Amount.
For current expenses within the control of the board of aldermen · . Current expenses of depart-
$5 70
$337,604 00
ments over which the board of aldermen has no control .
5 98
354,300 00
Debt requirements . .
3 49
206,659 00
State and county taxes, met- ropolitan sewer and park
assessments, national bank tax, and Overlay account, 3 13
185,400 90
For total amount on a valuation of $59,233,000 at $18.30 .
$1,083,963 90
Poll taxes assessed, credited to state and county
38,516 00
Street watering, in excess of amount ap- propriated
21,520 24
Total amount of tax levy . . $1,144,000 14
The appropriations to the various accounts were as fol- Iows :-
ACCOUNTS WITHIN THE CONTROL OF THE BOARD OF ALDERMEN.
Assessors
$10,000 00
City Auditor . ·
725 00
.
Amount carried forward .
$10,725 00
1
7
MAYOR'S INAUGURAL ADDRESS.
Amount brought forward
$10,725 00
City Clerk
5,500 00
City Engineer
11,250 00
City Messenger
2,000 00
City Solicitor
2,250 00
City Treasurer
9,300 00
Clerk of Committees and Departments
3,900 00
Contingent Fund .
3,000 00
Election Expenses :-
City Clerk
1,600 00
Commissioner of Public Buildings
750 00
Pay of Election Officers
2,164 00
Registrars of Voters
1,550 00
Electrical Department
7,000 00
Excess and Deficiency
45,510 00
Executive Department .
3,900 00
Fire Department .
3,535 00
Highways :-
Maintenance
4,000 00
Removing Brown-tail Moths
3,000 00
Inspection of Buildings
4,050 00
Military Aid
1,100 00
Police
39,000 00
Printing and Stationery
2,000 00
Public Buildings Maintenance :-
City Hall
3,000 00
City Hall Annex
450 00
Fire Department
5,000 00
Health Department
345 00
Highways
300 00
Janitors' Salaries
26,000 00
Police
1,100 00
Public Grounds
100 00
Public Library
4,000 00
Schoolhouses
25,000 00
Sewer Department
75 00
Support of Poor
800 00
Water Department
300 00
Public Grounds
10,500 00
Sealer of Weights and Measures
1,050 00
Sidewalks Maintenance
3,000 00
Soldiers' Relief
18,500 00
Somerville Hospital
5,000 00
Street Lights
66,000 00
Total amount assessed on a valuation of $59,233,000, at $5.70 . $337,604 00
8
1
ANNUAL REPORTS.
ACCOUNTS OVER WHICH THE BOARD OF ALDERMEN HAS NO CONTROL.
Health Department .
$39,500 00
Public Library
14,500 00
School Contingent
23,500 00
School Teachers' Salaries
260,000 00
Support of Poor, City Home
2,800 00
Support of Poor, Miscellaneous
14,000 00
Total amount assessed on a valuation of $59,233,000, at $5.98 . $354,300 00
ACCOUNTS PROVIDING FOR DEBT REQUIREMENTS.
Interest
$76,159 00
Reduction of Funded Debt . 130,500 00
Total amount assessed on a valuation
of $59,233,000, at $3.49 . . $206,659 00
PROVIDING FOR STATE AND COUNTY TAXES, ETC.
State Tax .
$70,400 00
Deduct one-half of poll taxes . 19,258 00
$51,142 00
County Tax .
$57,805 88 ·
Deduct one-half of poll taxes . 19,258 00
38,547 88
Metropolitan Sewer Assessment
51,853 10
Metropolitan Park Assessment .
24,984 80
National Bank Tax
1,581 12
Overlay and Abatement
13,377 58
Armory Tax
3,914 42
Total amount assessed on a valuation of $59,233,000, at $3.13 . $185,400 90
In addition to the above, the following appropriations were made from the various income accounts :-
From the income of the water works :-
Water Maintenance
$28,028 91
Water Loan Interest .
4,450 00
Water Works, Abatements Charges
on Water
518 19
Water Works Extension
16,796 18
Sewers Maintenance
12,000 00
Fire Department .
61,465 00
Amount carried forward .
$123,258 28
9
MAYOR'S INAUGURAL ADDRESS.
Amount brought forward $123,258 28
Reduction of Funded Debt 2,408 87
Reduction of Funded Debt, Water Loan Bonds
6,000 00
Metropolitan Water Assessment
90,560 73
Total
$222,227 88
From the income from the state and county :-
Police, the amount received from the state for corporation taxes . $25,635 12
Police, the amount received from the state for bank taxes 5,504 86 . Police, the amount received from the clerk of the courts for fines, costs, etc. 4,632 00
Public Library, the amount received from the county for dog licenses . 4,105 14
Highways Maintenance, from Boston Ele- vated Railway tax . 8,107 66
Highways Maintenance, from street rail- way tax
50,165 40
Total
$98,150 18
Total from water income and from
state and county .
$320,378 06
The aggregate appropriations from the tax levy and from income were as follows :-
1
From tax levy
$1,144,000 14
From income
320,378 06
$1,464,378 20
10
ANNUAL REPORTS.
The following tables, giving a condensed history of the city's finances, are herewith presented for reference :-
YEAR.
Amount of Funded Debt.
Increase of Funded Debt.
Reduction of Funded Debt.
Tax Rate per $1,000 Valuation on Account of Reduc-
tion of Funded Debt.
Town .
·
$593,349
Dec. 31, 1872
1873
809,354
166,000
1874
1,419,854
610,500
1875
1,571,854
152,000
1876
1,606,854
45,000
*$55,130 62
$2 07
1877
1,606,854
10,000
*58,828 58
2 30
66
1878
1,596,854
61,004 64
2 91
6'0
1879
1,585,000
64,915 76
3 42
66
1880
1,585,000
55,739 35
2 72
1881
1,585,000
58,498 64
2 59
1882
1,585,000
61,390 59
2 65
1883
1,585,000
64,479 01
2 70
1884
1,585,000
67,719 33
2 78
66
1886
1,525,000
25,000
37,000 00
1 28
1889
952,500
130,000
38,000 00
1 27
66
1890
1891
1,045,500
45,000
57,000 00
1 55
1892
1,194,500
253,000
104,000 00
2 73
1893
1,279,500
222,000
137,000 00
3 27
1894
1,344,500
172,000
107,000 00
2 42
66
1895
1,506,500
247,000
85,000 00
1 83
66
1896
1,531,000
177,000
152,500 00
3 11
1897
1,548,000
167,000
150,000 00
2 39
1898
1,552,000
176,000
172,000 00
3 99
66
1899
1,492,500
110,000
169,500 00
3 30
1900
1,478,000
152,000
166,500 00
3 17
66
1901
1,461,000
146,000
163,000 00
3 02
1902
1,477,000
175,000
159,000 00
2 86
1903
1,505,500
197,500
169,000 00
2 96
1904
1,498.500
132,500
139,500 00
2 40
1905
1,510,000
148,000
136,500 00
2 30
.
.
·
1885
+1,525,000
71,305 66
2 87
1887
1,525,000
70,252 88
2 56
1888
1860,500
1,057,500
150,000
45,000 00
1 38
66,894 23
2 57
643,354
$50,005
.
.
*$10,000.00 applied to payment of bonds; balance to sinking funds. t Sinking fund applied.
11
MAYOR'S INAUGURAL ADDRESS.
YEAR.
VALUATION.
TAX LEVY.
RATE.
1872
$22,755,325
$274,374 45
$13 00
1873
29,643,100
389,214 48
12 80
1874
30,837,700
473,235 50
15 00
1875
31,317,000
518,161 40
16 20
1876
26,573,400
504,475 24
18 60
1877
25,479,400
471,789 14
18 10
1878
20,976,900
409,497 10
19 00
1879
18,950,100
352,553 80
18 00
1880
20,458,100
402,927 71
19 10
1881
22,569,100
452,945 45
19 50
1882
23,162,200
425,721 16
17 80
1883
23,812,900
411,645 43
16 70
1884
24,331,100
418,750 26
16 60
1885
24,878,400
428,605 44
16 60
1886
26,003,200
416,987 28
15 40
1887
27,471,800
424,309 14
14 80
1888
28,765,400
421,458 60
14 00
1839
30,004,600
440,324 40
14 00
1890
32,557,500
447,704 00
14 00
1891
36,843,400
539,137 10
14 00
1892
38,093,100
596,357 50
15 00
1893
41,873,600
675,886 80
15 50
1894
44,142,900
721,165 54
15 70
1895
46,506,300
745,609 02
15 40
1896
49,070,800
786,412 32
15 40
1897
50,231,000
913,574 42
7 30
1898
50,739,700
954,187 11
17 90
1899
51,262,400
882,580 96
16 30
1900
52,578,200
889,916 08
16 00
1901
53,924,200
907,439 82
15 90
1902
55,558,300
964,535 80
16 40
1903
57,062,000
. 1,038,849 84
17 20
1904
58,137,900
1,059,292 56
17 20
1905
59,233,000
. 1,144,000 14
18 30
The platform upon which I was elected I adopt as the basis of my course of conduct during the year. That platform, in brief, is: Proper enforcement of the city charter, economy and effi- ciency. . The city is a great business corporation, and it should be run on business principles. Everybody connected with the city's business must take an interest in it.
In accordance with the letter and spirit of section 20 of the city charter, I assume full responsibility for the acts of every head of a department, and shall hold each one responsible for the conduct of his own office. Heads of departments will not be absolved from being personally responsible for the efficiency and discipline of those under them.
The executive is not disposed to shirk any responsibility, and will hold himself directly accountable for the management of every department. He will be responsible for the management and efficiency of the police department and of the fire depart-
12
ANNUAL REPORTS.
ment, and for the proper sanitary condition of the schoolhouses.
The mayor's office will in no wise be made an employment bureau, but, as provided by the city charter, boards and officers will, subject to the approval of the mayor, appoint, employ, and discharge, at pleasure, subordinate officers, clerks, assistants, and laborers in their respective departments.
I propose to avail myself of section 22 of the city charter, which allows the executive to have the books and accounts of the city examined, at his discretion. I confidently expect and feel assured that the books will be found correctly kept, but hope the experts will make such suggestions in the line of modern and approved methods as will bring them into line with the up-to-date system of uniform municipal accounting. This method, I be- lieve, will in time be universally adopted, and then all finances, officials, and departments will be placed in the lime-light of the greatest publicity. Uniform accounts have been adopted by a great many municipalities throughout the country, and as the basis of schedules of municipal statistics by the United States census bureau. Among the many advantages of this system is this : It places every citizen in a position to know all costs of carrying on the city's business, as well as comparisons with past years and with costs in other municipalities. If, as under this system, it is possible to compare the expenses of any department with those of a corresponding department in a city of similar size, it will be a great feature in economy and efficiency, urging de- partment heads to reduce their costs and, in competition, to try to better the record and each one's value to his own city. Pub- licity will always tend to greater economies and greater efficiency.
Waiving custom and precedent, I do not at this time enter into a lengthy consideration of the various departments, simply because of my lack of direct personal knowledge of them. Each department will, however, have my thoughtful consideration and study. The details of the work of the various departments may be found in the "Annual Reports," which will be available to any citizen who may call for them at city hall.
I believe that modern sanitary systems should be installed to replace the present systems in the Edgerly and the Bell school- houses, and in the older portion of the Bingham schoolhouse.
All materials of any account should be bought only after free, open, and public competition, and the only favorites which? will be recognized will be quality and price.
13
MAYOR'S INAUGURAL ADDRESS.
I recommend that the usual sum of $5,000 be appropriated for the Somerville hospital for the care of the sick poor. I would urge the citizens at large to give their continued and in- creased support to this beneficent institution and to the asso- ciated charities, the Somerville home for the aged, the day nursery, and all similar organizations in our city which have for their object the amelioration of the sufferings of the poor and dis- tressed.
In this connection, though not as of charity, I would call the attention of the public at large to the old soldiers who are watched over so carefully in their declining years by our local G. A. R. post and its allies. Let those of us who can, lay our offerings on the altar of patriotism, that the last days of those who gave their best years that the nation might live may be passed in peace and comfort. Let us give them what we can, but call it not charity, but a patriotic votive offering.
Death has taken from us during the year just passed two notable exemplars of public life. I feel that I should again call your remembrance to these two types of the men whom our President delights to designate as "high-minded public ser- vants." George I. Vincent, who died early in the year, was the friend of every member of the different city governments which he served so faithfully and well. The city paid to his memory its highest honors, and if man was ever worthy of the "Well done, good and faithful servant," he was. Late in the year died the Hon. William H. Hodgkins, who had so greatly honored our city by his distinguished services. Serving his country in war faithfully and well, he received her high honors and rank. In civic life he honored Somerville and was honored by her with every position in her power to bestow. As we revere the memo- ries of these two types, let us draw an inspiration from their de- votion and fidelity to high ideals.
The city is in a good condition of health, and it affords us cause for congratulation that there has been a marked reduction in the number of contagious diseases during the past year, as compared with the year 1904.
I wish to accord every meed of praise to my immediate predecessor in office for his work in the settlement of the Lowell- street bridge question and the high school enlargement problem, which have perplexed our city governments for some years past.
The work of grade crossings abolishment, the preliminaries
14
ANNUAL REPORTS.
of which have already been undertaken, should be pushed to completion as fast as the course of law will permit.
· I congratulate Somerville upon the good majority which the voters have again given to the cause of no-license, but I regret to see that this majority has fallen off slightly. A city of homes should ever be free from the blight of the saloon. Special atten- tion should be given to the matter of granting sixth-class liquor licenses, and a strict supervision should be maintained over the holders of such licenses. There is much complaint, which can doubtless be backed up by facts, relative to this class of sales. The no-license law will be strictly enforced the coming year, to the best of the ability of the executive, with the assistance of the police department.
I shall endeavor to be mayor of the whole people, without regard to party, creed, or race ; shall hold heads of departments to a strict accountability for the proper conduct of their duties ; shall demand 100 cents' worth of value for every dollar ex- pended ; and shall remember that every $5,000 spent means ten cents in the tax rate. The city will have to live within its means, and only so much will be spent as can be done lawfully.
Three short months ago I had planned to spend the past week and to-day in old Rome, and, had Providence so directed my footsteps, my greatest delight would have been to ramble among and about the precincts of the ancient and classic city. Again I should have visited the Coliseum-peaceful, stupendous, and fraught with memories worthy of oblivion; possibly again the catacombs, from whence, Wallace so well says, "Christianity arose to supersede the Caesars." Again I should have visited the Palatine hill, with its ruins of palaces, where lived and died the Caesars. Again I should have stood before the marble screen where stood the persuasive Paul, as he pleaded with Nero for what, eighteen and a quarter centuries later, was to be known as a "square deal" for all mankind. Thence but a few steps to the Roman Forum, where are to be seen traces of the central milestone from which distances were measured to all parts of the known world; continuing on, the Sacred Way, over which passed the magnificent Roman triumphs of the rulers of the pagan world.
But while from all these surroundings emanated so much of art, architecture, jurisprudence, and history, to-day they are but incidents of travel and study. However, there is one thing
15
MAYOR'S INAUGURAL ADDRESS.
that I bring down to-day for a lesson. It is an inscription re- . peated on many of the ruins of antiquity. Graven in stone, it has withstood the ravages of time, decay, and destruction for 2,000 years. Long ago it was indelibly impressed on my mind for life -- four letters only, "S. P. Q. R.," standing for a Latin in- scription, a free translation of which is, "Senate, People, Ever Romans." This, to my mind, is the grandest expression of civic pride in history, for in it the old Romans expressed their pride in their government, their citizenship, and in the fact that they were of Rome.
So to-day I take from it an inspiration, which I ask you to share with me for the whole year. Let us so fulfil our obligations and responsibilities, let us so discharge our public duties, that the people of Somerville may be proud of their government, proud of their citizenship, and proud of the fact that they are of Somerville. And to this end we invoke the Divine guidance.
1
REPORT OF THE CITY TREASURER AND COLLECTOR OF TAXES.
Treasurer's Office, January 11, 1906.
To the Honorable, the Mayor, and the Board of Aldermen of the City of Somerville :-
Gentlemen: The undersigned presents herewith the thirty- fourth annual report of the financial condition of the city, and a statement showing, in detail, the receipts and disbursements for the year ending December 31, 1905.
Public Property.
The value of the public property of the city December 31, 1904, was $3,826,100.14. The property acquired during the year was as follows :--
School Furniture, Proctor School
$1,791 30
School Books, Proctor School
1,200 00
Addition to Bingham School .
388 11
Contagious Disease Hospital .
4,187 47
Dormitory at City Home
1,285 86
Engine House in Ward Two
1,545 81
Health Department, Shed
1,189 79
High School Addition
: 16,537 44
Historical Building and Observatory on Prospect Hill
159 89
Proctor School Building
35,443 96
Water Works Extension .
16,845 95
Less sale of gravel land at Wakefield . 5,000 00
$75,575 58
Total public property December 31, 1905, $3.901,675.72
Funded Debt.
The funded debt December 31, 1904, as per Table B of the last annual report, was $1,498,000.
The debt was increased during the year by appropriations as follows :-
Sewers Construction
$30,000 00
Public Buildings Construction :-
Addition to Bingham School
1.000 00
Contagious Disease Hospital
5,000 00
$36,000 00
Amount carried forward "
$80.575 58
17
REPORT OF TREASURER AND COLLECTOR OF TAXES.
Amount brought forward
.
$36,000 00
Dormitory at City Home
1,000 00
Engine House in Ward Two
3,000 00
High School Building .
40,000 00
Proctor School
10,000 00
Highways, Construction .
20,000 00
Highways, Paved Gutters and Crossings
20,000 00
Highways, Shade Trees and Tree Guards
1,400 00
Sidewalks Construction
16,000 00
Thorndike-street Subway
600 00
Total amount of appropriations on Funded Debt
account
$148,000 00
To provide for the above-mentioned appropriations, bonds to the amount of $148,000 at + per cent. were issued, viz. :-
City Loan Bonds Nos. 3310 to 3318, payable 1906
$9,000 00
City Loan Bonds Nos. 3319 to 3327, payable 1907
9,000 00
City Loan Bonds Nos. 3328 to 3336, payable 1908
9,000 00
City Loan Bonds Nos. 3337 to 3345, payable 1909
9,000 00
City Loan Bonds Nos. 3346 to 3354, payable 1910
9,000 00
City Loan Bonds Nos. 3355 to 3363, payable 1911
9,000 00
City Loan Bonds Nos. 3364 to 3372, payable 1912
9,000 00
City Loan Bonds Nos. 3390 to 3397, payable 1915
8,000 00
City Loan Bonds Nos. 3398 to 3400, payable 1916
3,000 00
City Loan Bonds Nos. 3401 to 3403, payable 1917
3,000 00
City Loan Bonds Nos. 3404 to 3406, payable 1918
3,000 00
City Loan Bonds Nos. 3407 to 3409, payable 1919
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