USA > Massachusetts > Bristol County > A History of Bristol County, Massachusetts, vol 1 > Part 54
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1908-Herbert H. Horton elected a trustee January, 1908.
1909-Newton R. Earl resigned as clerk of corporation and secretary of board of trustees. James N. Buffinton elected to both vacancies.
1910-13-No change.
1914-Trustee George N. Durfee died Jan. 15, 1914. Trustee Robert Marshall re- signed January, 1914. Trustee and President Robert Henry, also member of Board of Investment, died March 3, 1914. Trustee Edward B. Varney elected March 30, 1914. Trustee Col. Charles B. Woodman elected March 30, 1914. Trustee Charles B. Luther elected March 30, 1914. Henry C. Hawkins, vice-president, resigned March 30, 1914, and elected president same date. Trustee Charles B. Woodman elected a member of Board of Investment, March 30, 1914. Trustee Ferdinand H. Gifford died April 16, 1914. Israel P. Gardner elected assistant treasurer June 29, 1914. Trustee J. Edward Newton elected Sept. 28, 1914. The title of secretary of board of trustees was changed to clerk, so from this date James N. Buffinton is clerk of the corporation and clerk of board of trustees. Col. Bradford D. Davol elected vice-president March 30, 1914.
1915-Trustee Charles P. Brightman died April 28, 1915. Trustee Harry P. Brown elected Sept. 28, 1915.
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1916-Trustee and Treasurer Charles A. Bassett died Jan. 23, 1916. Israel P. Gardner, assistant treasurer, elected treasurer Feb. 14, 1916. Charles M. Freeborn elected assistant treasurer March 27, 1916. Israel P. Gardner elected a trustee June 26, 1916.
1917-No change.
1918 -- Trustee and President Henry C. Hawkins died Jan. 2, 1918. Col. Bradford D, Davol elected president Jan. 9, 1918. David J. Burdick elected vice-president Jan. 9, 1918. Thomas B. Bassett elected trustee Jan. 9, 1918.
1919-Trustee Charles B. Luther died May 29, 1919. Trustee William F. Hooper died Oct. 27, 1919. Jefferson Borden elected trustee Dec. 29, 1919. Walter R. Wood- man elected trustee Dec. 29, 1919.
1920-Thomas B. Bassett elected member of Board of Investment Jan. 19, 1920. Charles M. Allen, trustee and member of Board of Investment, died Sept. 24, 1920. Francis O. Lathrop elected trustee Dec. 27, 1920.
1921-Col. Charles B. Woodman, trustee and member of Board of Investment, died April 20, 1921. Henry H. Eddy elected a trustee May 11, 1921. Trustee Edward B. Varney elected member of Board of Investment, May 11, 1921.
1922-No change.
1923-David J. Burdick, trustee, vice-president and chairman of Board of Invest- ment, died Feb. 23, 1923. Thomas B. Bassett elected chairman Board of Investment Feb. 27, 1923. Enoch J. French elected vice-president March 26, 1923. Henry H. Eddy elected a member of Board of Investment March 26, 1923. Alexander Makepeace elected a trustee March 26, 1923. Col. Bradford D. Davol, president and trustee, died April 22, 1923.
The Citizens' Savings Bank was organized November 15, 1851, by the election of Joseph Osborn, president; Charles F. Searle, secretary; William H. Brackett, treasurer; and a board of sixteen trustees: Cook Borden, Oliver Chace, Jr., Weaver Osborn, William C. Chapin and Samuel Hatha- way were chosen as the board of investment. The bank was opened for business December 1, 1851, at the northeast corner of South Main and Rod- man streets, and on that day the first deposit was made. In June, 1854, the bank was removed to the rooms occupied by the Pocasset Bank, in the southwest corner of the same building, in Tiverton, R. I., and there con- tinued until the change in the boundary line between Rhode Island and Massachusetts, March 15, 1862, when it became a Massachusetts institu- tion, under the name of the Citizens' Savings Bank. By an act of the General Assembly of Rhode Island, passed in 1856, the town of Tiverton was divided, and that part of the town where this bank was located was named Fall River, Rhode Island. On the first day of March, 1862, the town of Fall River, R. I., was annexed to and became a part of Fall River, Mas- sachusetts, and the Citizens' Savings Bank, together with the Pocasset National Bank, removed to the northwest corner of the first floor of the City Hall. A new building of granite was built at the corner of Main and Bedford streets for a banking house and other purposes, and in 1873 the Citizens' Savings Bank, together with the Pocasset National Bank, was removed thither. In 1903 the building was purchased by the Citizens' Sav- ings Bank for its own purposes. In 1920 a part of the premises adjoining on the south, owned and occupied by the Union Savings Bank, was ac- quired, giving to the Citizens' Savings Bank ownership of one-half the entire Main street frontage between Bedford and Market streets. William H. Brackett resigned as treasurer in December, 1862, and was succeeded by Edward S. Hathaway. Upon the death of Mr. Hathaway, in 1911, William F. Winter was appointed treasurer, and was succeeded in 1919 by John T. Swift. When President John Osborn died, April 11, 1883, Linden Cook
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THE BANKING INSTITUTIONS
was elected president. Successive presidents have been: Danforth Horton to 1884, Joseph Healey to 1889, John C. Milne to 1918, Henry H. Earl. The deposits in this bank in 1923 amounted to $10,957,380.84.
The Fall River Five Cents Savings Bank was incorporated April 10, 1855, the incorporators being S. Angier Chace, Hale Remington, Walter C. Durfee, James Buffinton, E. P. Buffinton, B. H. Davis, Asa P. French, Alvan S. Ballard. The first dividend was paid in June, 1856, the bank being opened for business the first of the year. At the close of business May 26, 1923, there were 30,625 depositors, and there was then due them the sum of $11,965,087.98, the guaranty fund being $492,500. The bank's re- sources include $1,411,500 of United States certificates and treasury notes; $3,977,974.68 United States Liberty loan bonds ; $2,365,996.25 railroad bonds. The bank building and equipment is valued at $190,000. At the date re- ferred to this year, this bank held in safe keeping for 1802 depositors United States Liberty bonds, amounting to $258,400. President Chace was suc- ceeded in 1878 by Walter C. Durfee, and in 1902 by Leontine Lincoln. Charles J. Holmes was treasurer from the time of the opening of the bank to the time of his death, February 26, 1906. The organization, in 1905, and since that time, follows :
President, Leontine Lincoln; vice-presidents: Richard B. Borden, James Marshall; treasurer, Charles J. Holmes; assistant treasurer, William B. Lovell; secretary, Leonard N. Slade.
Trustees-Charles A. Baker, Nathaniel B. Borden, Richard 'B. Borden, Joseph H. Bowen, George P. Brown, Simeon B. Chase, Abner P. Davol, George S. Davol, Walter E. Dow, Holder B. Durfee, Randall N. Durfee, Charles E. Fisher, Charles J. Holmes, Edward B. Jennings, Leontine Lincoln, James Marshall, George W. Palmer, Robert P. Reynard, David F. Slade, Leonard N. Slade, James F. Jackson, Charles S. Waring, William R. Warner, Albert Winslow, William L. Winslow.
Board of Investment-Leontine Lincoln, Abner P. Davol, Edward B. Jennings, Charles S. Waring, Holder B. Durfee.
1906-Feb. 26, Charles J. Holmes, treasurer, died; March 17, Charles L. Holmes elected treasurer; Oct. 12, Richard B. Borden, vice-president, died; Dec. 1, Leontine Lincoln resigned as president and member of Board of Investment; Dec. 1, James Marshall elected president; Dec. 1, David F. Slade and George S. Davol elected vice- presidents; Dec. 1, Oliver S. Hawes elected to Board of Investment.
1914-June 28, David F. Slade, vice-president, died; Dec. 5, James Marshall re- signed as president; George S. Davol elected president; Edward B. Jennings and Abner P. Davol elected vice-presidents.
1915-Oct. 1, moved into new banking house.
1916-Jan. 6, Leonard N. Slade, clerk of corporation, died; Dec. 2, Everett N. Slade elected clerk of corporation.
1917-March 3, Charles L. Holmes elected to Board of Investment.
1919 -- March 4, Holder B. Durfee, member of Board of Investment, died.
1923-April 14, William B. Lovell resigned as assistant treasurer; April 17, Fred- erick W. Watts and O. Elton Borden, elected assistant treasurers.
The Union Savings Bank was incorporated April 24, 1869, the incor- porators being Gardner T. Dean, Edwin Shaw, Lafayette Nichols. The organization was as follows: President, Augustus Chace; secretary, James M. Morton, Jr .; treasurer, D. A. Chapin, with a board of twenty-five trus- tees and the following-named board of investment: Cook Borden, William B. Durfee, Gardner T. Dean, Lafayette Nichols, Alphonso Covel. The bank opened to receive deposits in the banking rooms of the National Union Bank, in the southwest corner of the market building, later City Hall. April 19, 1872, it was voted that the treasurer be authorized to fit up a
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banking room. (This is about the time that the bank moved from City Hall.) During 1898 a three-story office and bank building was built on the Main street site. In February, 1920, the bank purchased the present site, at the corner of South Main and Market streets, one of the most valuable loca- tions in Fall River, and erected the present beautiful and spacious bank building of special design for banking only.
Officers : President Augustus Chace, elected May 4, 1869, died March, 1886. President Benjamin Covel, elected May 26, 1886, resigned Nov. 7, 1888. President Andrew J. Borden, elected Nov. 7, 1888, died August, 1892; President Jerome C. Borden, elected Aug. 12, 1892; now serving. Treasurer Daniel A. Chapin, elected May 7, 1869, resigned Sept. 29, 1888. Treas- urer Jerome C. Borden, elected Oct. 6, 1888, resigned Feb. 18, 1891. Treasurer Abraham G. Hart, elected Feb. 18, 1891, died Nov. 14, 1907. Treas- urer Adam W. Gifford, elected Nov. 29, 1907; now serving. The deposits in 1923 amounted to $8,485,223.53.
With its continuous history in this city since the year 1880, the Troy Co-Operative Bank has from the first been popular with working men and women of this section. This is the story of the institution that is one of the established banks of the city. The following-named subscribers to an agreement to the formation of a corporation to be styled the Troy Co- Operative Savings Fund and Loan Association held a meeting in the Troy building, Room 5, on June 15, 1880: Spencer Borden, Cyrus C. Rounseville, Jerome C. Borden, John M. Young, Albert F. Dow, Nathaniel B. Borden, and seventy-seven others. Thereupon the following-named officers were elected : President, Spencer Borden; vice-president, Albert F. Dow; secre- tary, Cyrus C. Rounseville; treasurer, Henry T. Buffinton, and eleven direc- tors. At the first meeting of the board, held June 18, 1880, the security committee elected consisted of Arnold B. Sanford, Jerome C. Borden and Andrew J. Borden; and the finance committee: John M. Young, Charles B. Cook, Seth H. Wetherbee. At the first meeting, held for the purpose of issuing shares and receiving payment thereon, July 18, 1880, the sum of $328 was received. At the present time the receipts from payments on shares amount to over $50,000 each month, while the interest on the out- standing loans is about $15,000. At the present time the membership is over four thousand, over nine hundred of whom are mortgagors and pay- ing for the property that they have bought. The officers for 1923: President, Jerome C. Borden; vice-president, George H. Eddy; clerk and treasurer, Edward W. Bertenshaw.
The People's Co-Operative Bank was organized February 18, 1882, as the People's Co-Operative Saving Fund and Loan Association, the name being later changed to the People's Co-Operative Bank, in compliance with the State law. The first officers were: President, Milton Reed; vice- president, James O'Neill; secretary, Samuel W. Brown; treasurer, Frederick O. Dodge. The board of directors consisted of Robert Howard, Charles E. Mills, Silas B. Hatch, Joseph Clifton, Edward S. Adams, John W. Whit- taker, George Hanson, Edward A. Mott, John T. Robertson, Reuben Har- graves, John F. Hamlet, Peter Beeham, A. H. Martine, John H. Estes, Samuel Hyde. The bank was opened for business March 15, 1882, and for awhile business meetings were held at various offices of the members. of the board. The bank eventually found permanent quarters in May, 1895,
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THE BANKING INSTITUTIONS
at 60 Bedford street. The presidents have been: Milton Reed, John H. Estes and Abner P. Davol. The assets in 1923 amounted to $616,578; the dues capital being $446,630, the profits capital $80,702.64, the surplus and guaranty fund $24,830.78. No one person may hold more than $2000 in shares. The officers in 1923: President, Abner P. Davol; vice-president, James Sinclair; treasurer, Charles H. Durfee; assistant treasurer, Nathaniel B. Durfee; board of directors: William H. Blanchette, Abner P. Davol, James Sinclair, Fenner C. Brownell, J. Edmund Estes, Michael Sweeney, James B. Clifton, Charles E. Mills, L. Elmer Wood; security committee : Fenner C. Brownell, Charles H. Durfee, Abner P. Davol, Michael Sweeney.
The Fall River Co-Operative Bank was organized November 10, 1888, by Arba N. Lincoln, Alfred H. Hood, George O. Lathrop, John Barlow and others. The first officers were John Barlow, president; Eric W. Borden, vice-president; George O. Lathrop, secretary; Rodolphus N. Allen, treas- urer. The present officers are: Bradford D. Davol, president; George O. Lathrop, vice-president; Rodolphus N. Allen, treasurer; Annie E. Brownell, assistant treasurer. The present directors are: Enoch J. French, Clarence A. Brown, Clarence E. Bury, Edward B. Jennings, Jefferson Borden, Jr., John A. Pearson, Edward B. Lovell, Fred J. McLane, M. Richard Brown, Horace M. Hathaway, Robert W. Burrell, Sydney H. Borden, Richard G. Riley, Charles D. Davol, Ernest A. Lincoln, Preston H. Hood, J. William Grant, Carl K. Lincoln, and Frank E. Westgate. The number of shares in this bank to March, 1923, amounted to 50,561. The loans on real estate, $2,619,550; loans on shares, secured, $66,200; loans on matured shares, $2300.
The first series of the shares of the Lafayette Co-Operative Bank was issued May 2, 1894, the bank having been organized April 9, that year. The first president was Dr. J. B. Chagnon, who served until 1899, when he was succeeded by Pierre F. Peloquin. N. P. Berard was the first vice- president of the bank, and John B. Huard chairman of the security com- mittee, and associated with him were Nathan Miller and Phillippe A. Brousseau. William F. Winter was secretary-treasurer. The present offi- cers are: President, Edmund Coté; vice-president, Charles E. Peloquin ; treasurer, Samuel E. Robinson. The board of directors : Arthur S. Phillips, Reuben C. Small, Nathan Miller, William Marshall, A. S. Furtado, James C. Brady, Joseph Menard, Amable Chouinard, Alfred H. Leeming, Oliva St. Denis, Hubert Legare, Elzear Fournier, Napoleon Tessier, William E. Fawcett. The bank's loans on real estate up to April 4, 1923, amounted to $1,225,500; loaned on shares, $27,550; dues capital was $989,824; profits capital, $176,199.62.
The Fall River Morris Plan Company was organized December 15, 1915, by local business men, under the supervision of the banking depart- ment of Massachusetts. The first president was Wendell Turner, and the first treasurer was Newton R. Gifford. Since the date of organization, loans have been made to 8926 individuals, amounting to $1,416,243.95. The members of the board of directors for 1923: Sydney H. Borden, J. C. Brady, Harry P. Brown, Vere Brown, Fenner A. Chase, Charles B. Cook, Edmund Coté, Charles D. Davol, George Delano, Edgar C. Durfee, Oliver S. Hawes, William B. Hawes, Charles L. Holmes, Michael T. Hudner, Thomas E. Lahey, Francis O. Lathrop, George B. Lovell, Alexander Makepeace, Asa
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BRISTOL COUNTY, MASSACHUSETTS
A. Mills, J. E. Osborn, Charles P. Ryan, Charles M. Shove, David Silver- stein, James Sinclair, Everett N. Slade, Edward B. Varney.
CHAPTER XIII. PUBLIC UTILITIES
Outside of the continuous action of many another needful project for the making of a metropolis, there must ever exist and steadily increase such basic institutions as the following, of which thorough reference is to be made, without any one of which Fall River could not maintain her present excellence. About such supports and props as these gather the substantial business and professional men, and the guardians and defenders of the com- munity, to make daily provision for the maintenance and preservation of the place of Fall River among the cities of her size and aspirations in the Commonwealth.
Mercantile Bodies .- The Fall River Chamber of Commerce is a history- maker in its own right. Ever since it started out with its first chapter of being and doing, in 1912, it not only has helped narrate the story, but it has had an active share in creating the materials for the story-and it is - clear that we are only at the beginning of interesting chapters to come. The institution has progressive ways and means of making its presence known, and the city is the winner thereby. So many things have been accomplished since the Chamber of Commerce was established, in 1912, that it is not easy to find a starting-point for our description; yet here are some of the high lights along the way: civic conditions generally have been improved; business men have been protected from unworthy charities; the organization has located a large number of manufacturing plants here; encouraged greater agricultural production; overcrowding. in tenements has been prevented; public health has been safeguarded by milk investiga- tion; transportation facilities by water, rail and road have been improved; all World War effort backed up and given timely aid; the organization was in the foreground in getting $1,500,000 to provide for much-needed junior high schools. This is but a mere suggestion of the worth-while enterprises that have been put into action since the Chamber of Commerce was formed.
The Fall River Chamber of Commerce was organized April 18, 1912, at Hotel Mellen, and there were two hundred and twenty-five men present, representative leaders of the business and professional life of the city. Fred J. McLane, chairman of the committee on arrangements, was the prime mover of the organization, his letters of invitation being sent to Fall River's leading men in all walks of life. The speakers of the evening were Edwin C. Johnson, of the Boston Chamber of Commerce; Wilbur F. Beale, treas- urer of the Dorchester Trust Company, and prominent member of the Bos- ton Chamber of Commerce; and Harlan P. Kelsey, of the Civic League of Salem. These by-laws were read and adopted: I. The name of the Asso- ciation shall be the Fall River Chamber of Commerce. II. The object of the Association is to promote the commerce, industries and public interests of Fall River; to assist in securing efficient and economical administration
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of its public affairs; to cultivate and foster civic spirit and mould and direct public opinion; to advocate measures for educational and social improve- ment; to make Fall River a clean, healthful and beautiful city; and to co- operate with other forces working for these ends.
The following-named officers were elected : President, Robert C. Davis; vice-president, Fred J. McLane; treasurer, John T. Robertson; directors : Thomas J. Ashton, Eric W. Borden, Richard P. Borden, W. L. S. Brayton, Harry P. Brown, John B. Huard, James N. Buffinton, S. B. Chase, D. F. Corrigan, Edmund Coté, Robert A. Dean, William E. Fuller, Israel Bray- ton, A. P. Gorman, John H. Gifford, Albert A. Harrison, William B. Hawes, George O. Lathrop, Arba N. Lincoln, James M. Morton, Jr., Richard Riley, A. Homer Skinner, George W. Sunderland, Michael Sweeney, James Tansey, J. D. Milne, E. B. Varney, George H. Waring, W. D. Wilmot, Jabez B. Wilkinson, James Marshall, Frank L. Andrews, Dr. A. W. Buck, John S. Brayton, John H. Estes, Charles P. Ryan, R. C. Small, W. Frank Kennedy, J. E. Newton, George H. R. Buffinton, Onesime Thibault, E. P. Charlton. At a meeting of the board of directors the following evening, William A. Hart was elected secretary, and an executive committee of seven members of the board was elected, as follows: Harry P. Brown, Richard P. Borden, Robert A. Dean, William E. Fuller, Arba N. Lincoln, Michael Sweeney, Edward B. Varney, and the secretary and officers ex- officio, with Fred J. McLane as chairman of the committee.
The presidents of the organization have been as follows: Robert C. Davis, 1912-13; Oliver S. Hawes, 1914-15; William B. Edgar, 1916-17; Henry F. Searles, 1918-20; Spencer Borden, 1921-22; James N. Buffinton, 1923 -. During the presidency of Mr. Searles, an organization was effected placing the association on sounder financial basis by increasing the dues from ten to twenty-five dollars annually, and by the election of a manager. Theretofore, the secretary had been the executive officer. The 1923 list of officers and directors : James N. Buffinton, president; Harry P. Brown, first vice-president; Ellis Gifford, second vice-president; Joseph E. Nute, treas- urer; Herbert F. Sherwood, secretary; Fred E. Bemis, John S. Brayton, James Buffinton, Leeds Burchard, George Dover, Walter E. Dow, R. K. Hawes, Rev. E. C. Herrick, Charles M. Ketchum, Asa A. Mills, Everett N. Slade, Wm. C. Gray.
No one is more capable of relating the history of the Fall River Mer- chants Association than W. D. Wilmot, who has been associated with that and other organizations that have made for the city's advancement. In the early spring of 1902, he states, when questions were continually coming up concerning methods of conducting retail mercantile business, the need was felt for an association that could take action on matters which were of interest to all the merchants as a body. The matter was talked over, and in early April the following announcement was sent up and down the business streets for subscriptions to the proposition: "It is the purpose of the undersigned retail merchants of Fall River to organize an association to be composed of all retail merchants who desire membership, this asso- ciation to be organized for the purpose of promoting better fellowship among us, and for the purpose of having an association that can take action on matters which concern the interests of us all as a body. These were the original subscribers: R. A. McWhirr Company, George F. Sullivan, H. C.
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Talbot, M. T. Hudner, A. S. French, D. F. Sullivan, E. P. Charlton, Mc- Manus & Company, N. Y. Cloak and Suit Company, George N. Atwood, C. E. Gifford & Company, L. S. Macomber, J. T. Touhey, E. J: Sokoll, William Frost, Peter E. Cox, M. J. Doran & Company, W. D. Wilmot, C. R. Padelford, J. E. Newton, C. E. Hambly, James H. Booth, Besse, Russell & Company, Higgins & Fraze, Adams Bookstore, P. S. Brown Company, E. S. Brown Company, James W. Cross, J. H. Boone, Francis Quinn, Mark A. Sullivan Company, James E. Donovan, B. F. Riddell, J. C. Brady, Ed- mund Whitehead, Coffey Cigar store, Joseph O. Neill, Sherrer Dry Goods Company, Wordell & Maguire, R. S. Reed Company, H. L. Rochleau, Callahan & Daley, Charles A. Gaudette, C. S. Greene, Joseph A. Kennedy, R. A. Bogle, R. E. McGuire, Boston Merchandise Company, Edward W. Cantwell, Powers Brothers, I. T. Boyd, Byron W. Anthony. The fifty-two firms thus mentioned may be called the original or charter members, by reason of the fact that they paid membership dues the first year. The first meeting was held April 11, 1902, at Room 39, in the Borden block, when Asa A. Mills was appointed temporary chairman, and E. P. Charlton clerk pro tem. The first board of officers and executive committee were then elected, as follows, for the ensuing year: President, Asa A. Mills; vice- president, H. C. Talbot; secretary, W. D. Wilmot; treasurer, D. F. Sullivan. They and the following-named were elected the executive committee: M. T. Hudner, J. C. Brady, E. C. Gifford, B. W. Anthony, Nelson R. Reed. A membership committee was elected, as follows: E. P. Charlton, Fred- erick Webb, George F. Sullivan. The annual membership for the first few years was one dollar a year; in 1906 the dues were changed to two dollars a year; again in 1911, the dues were made three dollars a year.
The Association has regulated the hours of opening and closing stores; it has on a number of occasions exerted a friendly influence in preventing and in adjusting labor troubles; it has exerted a powerful influence in rid- ding the city of itinerant and fraudulent fakirs; it has been influential in securing better and cleaner streets; it has done much to secure better freight and express service. The Association has enjoyed its annual clambakes and summer outings; and there is also the annual banquet, with eminent speak- ers. In parades and carnivals, and during the World War, the Association proved itself public-spirited, generous and patriotic. The officers for 1923: President, Thomas F. Burke; secretary, George R. Mason; treasurer, W. Irving Pierce.
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