USA > Massachusetts > Middlesex County > Wayland > Official reports of the town of Wayland 1901-1905 > Part 12
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LAKEVIEW CEMETERY.
1903.
March 23. Appropriation
$50 00
May 2. D. L. Veasey
$26 00
June
6. D. L. Veasey
24 00
$50 00
$50 00
NORTH AND CENTER CEMETERIES.
1903.
March 23. Appropriation
$50 00
June
6. A. S. Morse .
$38 00
Aug.
1. A. S. Morse .
12 00
$50 00
$50 00
95
CEMETERY ACCOUNT.
1903.
March 1.
Balance unexpended $59 56
May 23. D. L. Veasey
20 00
1904.
Feb. 29. A. S. Morse
16 00
1903.
Sept. 3. A. S. Morse .
$25 00
Feb. 29. A. S. Morse .
6 00
Balance unexpended 64 56
$95 56
$95 56
CULVERT NEAR TOWER HILL
1903.
March 1. Unexpended balance of pre- vious year . $100 00
23. Appropriation · . .
100 00
1904.
Feb. 29. Balance unexpended $200 00
$200 00
$200 00
MEMORIAL DAY.
1903.
March 1. Unexpended balance of pre-
vious year . $7 01 .
23. Appropriation .
100 00
June 1. Transferred to contingent fund
$7 01
6. Masten & Wells Fireworks Co.
3 00
Aug. 1. G. W. Fullick 24 00
Balance unexpended 73 00
$107,01 $107 01
96
SINKING FUND.
1903.
March 1. Balance, previous year .
$1,408 80
23.
Appropriation
1,408 80
May
2.
Sinking fund commissioners
$1,408 80
Nov. 7. Sinking fund commissioners 1,408 80
$2,817 60
$2,817 60
NEW SCHOOL HOUSE. Cochituate.
1903.
March 1. Unexpended balance, previous
year .
$1,000 00
May
2. Sinking fund commissioners
.
$1,000 00
STATE TAX.
1903.
July 25. State tax
$1,500 00
25. Highway
96 79
25. Sudbury River
516 43
Dec. 10. State treasurer $2,113 22
$2,113 22
$2,113 22
COUNTY TAX.
1903.
July 25. County tax
$1,964 88
Oct. 28. County treasurer
$1,964 88
SCHOOL HOUSE LOAN.
Wayland.
1903.
March 23. Appropriation
$1,100 00
Oct. 28. Puritan Trust Co. .
.
$1,100 00
97
HIGHWAY LOAN.
1904.
Feb. 2. Jose, Parker & Co.
$4,000 00
Jan. 29. W. W. Wight
$63 00
29. Andrew Allen ·
500 00
Balance unexpended
3,437 00
$4,000 00
$4,000 00
PARSONS' FUND ACCOUNT.
1903.
March 1. Balance unexpended
$216 00
April 13. One year's interest at five per cent
10 00
Mar. 23. Transferred to contingent fund 200 00
Oct.
3. W. S. Draper
25 90
Balance unexpended ·
10
$226 00
$226 00
TEMPORARY LOANS ACCOUNT.
1903.
March 1. Notes outstanding .
$18,000 00
April 9. Natick Five Cents
Savings
Bank .
·
5,000 00
May 4. Natick Five Cents Savings
Bank .
·
7,500 00
June 9.
Natick Five Cents Savings
2,500 00
Bank · 30. Natick Five Cents Savings
Bank
7,500 00
Sept. 3. Sinking fund commissioners
2,500 00
$3,000 00 April 28. Jose, Parker & Co. .
June 2. Jose, Parker & Co. ·
3,000 00 ·
98
July 6. State treasurer
$5,000 00
Sept. 4. Jose, Parker & Co.
2,000 00
1904.
Feb. 3. Natick Five Cents Savings
Bank ·
$2,500 00
13. Natick National Bank
5,000 00
29. Natick Five Cents Savings Bank 5,000 00
Balance
17,500 00
Total
$43,000 00 $43,000 00
COLLECTION OF TAXES.
1903.
March 1. Balance unexpended
$246 00
23. Appropriation
350 00
May
2. F. P. Draper
$250 00
Balance unexpended
346 00
$596 00
$596 00
TAXES, 1898.
1903.
March 1. Balance uncollected
$659 15
1. H. F. Lee, collector ·
$171 09
1. Abatements
13 44
1. Uncollected
474 62
$659 15
$659 15
TAXES, 1899.
1903.
March 1. Balance uncollected
$1,431 88
Oct. 1. Additional assessments
4 00
1. H. F. Lee, collector
$601 32
1. Abatements
74 84
1. Uncollected
759 72
$1,435 88 $1,435 88
99
TAXES, 1900.
1903.
March 1. Balance uncollected $3,075 27
1. H. F. Lee, collector
$1,401 00
1. Abatements .
49 46
1. Balance uncollected
1,624 81
$3,075 27 $3,075 27
TAXES, 1901.
1903.
March Balance uncollected $5,890 54
H. F. Lee, collector
$2,398 33
Abatements
34 88
1904.
Feb. 29. Uncollected balance
3,457 33
$5,890 54 $5,890 54
TAXES, 1902.
1903.
March 1. Balance uncollected $8,405 13
14. Additional assessments .
20 00
F. P. Draper, collector ·
$2,926 49
Abatements ·
24 52
1904.
Feb. 28. Uncollected balance
5,474 12
$8,425 13
$8,425 13
1903. Aug.
TAXES, 1903.
1. Town tax . $24,841 80
State tax
1,500 00
Highway tax. 96 79
County tax
1,964 88
Sudbury River tax 516 43
Overlay
202 17
100
Nov. 11. Street railway excise tax
$443 55
Oct.
1. Additional assessments . F. P. Draper, collector Excise tax .
111 80
$19,900 00
443 55
Abatements
228 63
Balance uncollected
9,105 24
$29,677 42 $29,677 42
ABATEMENT OF TAXES.
1903.
March 23. Appropriation
$200 00
Appropriation for overdraft
555 45
March 1. Overdrawn
$555 45
Tax, 1898
13 44
Tax, 1899
74 84
Tax, 1900
49 46
Tax, 1901
34 88
Tax, 1902
24 52
Tax, 1903
228 63
1904.
Feb. 29. Overdrawn
225 77
$981 22
$981 22
SCHOOLS, SALARIES, FUEL AND CARE,
1903.
March 23. Appropriation
$8,000 00
Aug. 6. City of Boston
75 00
Sept. 5. State treasurer
.
300 00
Nov. 19. Isaac Damon, chairman .
250 00
1904.
Feb.
29. E. M. Bennett
30
29. Transferred from State school fund .
543 68
29. Expenditures for year
$9,168 98
$9,168 98 $9,168 98
IOI
SCHOOL SUPPLIES.
1903.
March 23. Appropriation
$600 00
July 23. School board .
.
11 25
1904.
Feb. 29. E. M. Bennett
4 21
29. Expenditures for year
$542 72
Unexpended balance 72 74
$615 46
$615 46
TRANSPORTATION OF SCHOLARS.
1903.
March 1. Unexpended balance, previous year .
$12 60
23. Appropriation
1,300 00
Expenditures for year $1,188 50
Unexpended balance 124 10
$1,312 60
$1,312 60
SUPERINTENDENT OF SCHOOLS.
1903.
March 23. Appropriation
$375 00
Nov. 19. State treasurer
375 00
Expenditures for year $750 00
$750 00
$750 00
SCHOOL REPAIRS.
1903.
March 1. Unexpended balance, previous year .
$ .77
23. Appropriation
100 00
Expenditures for year
$87 49
Balance unexpended 13 28
$100 77
$100 77
IO2
STATE SCHOOL FUND.
1903.
March 1. Unexpended balance, previous
$290 10 year
1904.
Jan. 28. State treasurer .
779 86
Feb. 29. Transferred to School-salary account · . $543 68
Balance unexpended 526 28
$1,069 96 $1,069 96
SCHOOL INCIDENTALS.
1903.
March 23. Appropriation
$200 00
1904.
Feb. 3. One-half dog licenses
146 30
3. Expenditures for year $247 47
Balance unexpended 98 83
$346 30
$346 30
OUTSTANDING CLAIMS.
42 Town bonds, at 4 per cent, due March 1, 1919 . $42,000 00 11 Water bonds, at 4 per cent, due August 1, 1913 11,000 00
1 Water bond, at 4 per cent, due July 1, 1908 1,000 00
2 School house loan notes, at 4 per cent, $1,100 each (one due November 1, each year) 2,200 00
10 Highway loan notes, at 4 per cent, $400 each (one due December 15, each year) 4,000 00
Allen fund, at 6 per cent 500 00
Allen fund, at 6 per cent
500 00
Draper Library fund, at 6 per cent
500 00
Draper Library fund, at 6 per cent
500 00
103
Childs' fund, at 6 per cent
$100 00
Donation fund, at 6 per cent . ·
1,300 00
Parsons' fund, at 5 per cent .
200 00
Loker fund, at 5 per cent ·
.
2,000 00
Grace Campbell Draper fund, at 5 per cent
1,000 00
Ann M. Lovejoy fund, at 5 per cent
200 00
$67,000 00
104
TRIAL BALANCE.
Highways
$76 10
School supplies
72 74
School transportation
124 10
School repairs .
13 28
School state fund
526 28
School incidentals
98 83
Contingent
419 08
Electric lights .
210 57
Fire department
451 39
Cemetery
64 56
Culvert - Tower Hill
200 00
Memorial Day
73 00
Highway loan .
3,437 00
Parsons' fund .
10
Temporary loans
17,500 00
Collection of taxes ·
346 00
Uncollected taxes, 1898
$474 62
Uncollected taxes, 1899
759 72
Uncollected taxes, 1900
1,624 81
Uncollected taxes, 1901
3,457 33
Uncollected taxes, 1902
5,474 12
Uncollected taxes, 1903
0
9,105 24
Overdrawn, incidentals
320 09
Overdrawn, support of poor
257 68
Overdrawn, salaries
22 00
Overdrawn, interest
4 89
Overdrawn, abatement of taxes
225 77
Cash
1,886 76
.
$23,613 03 $23,613 03
105
AUDITOR'S REPORT.
WAYLAND, March 14, 1904.
The accounts of the financial officers have been examined and found correct.
CHARLES F. WHITTIER, Auditor.
106
INDEX.
Assessors' Report 26
Auditor's Report . . 105
Board of Health, Report of
51
Collectors, Report of 78
Commissioners' Sinking Fund, Town of Wayland, Report of · 76
Commissioners' Water Works Sinking Fund, Report of
55
Engineers of Fire Department, Report of
71
Finance Committee, Report of
74
Incidentals
13
Jurors, List of
21
Librarian's Report
40
Library Accessions
41
Library Funds, Treasurer's Report
49
Library Trustees' Report
37
Overseers of Poor, Report of
30
Selectmen's Report
11
Surveyor of Highways, Report of .
.
61
Superintendents of Cemeteries, Report of State Aid
59
Town Clerk and Registrars' Report
22
Town Officers, List of
7
Town Warrant
1
Treasurer's Report
. 81
Water Commissioners' Report
53
Water Works Superintendent, Report of
56
.
58
.
.
Sch Com
A.D.
FREE HAND CUTTING GRADE I
1.
-
TV
VC
The First Thanksgiving V
VV.
REPRODUCTIONS OF DRAWINGS BY PUPILS OF THE WAYLAND SCHOOLS.
Grade I. Arthur Dudley, Wayland. Grade 2. Isabelle Tracy, Wayland.
Grade 3. Lillian Colorier, Cochituate.
Grade 4. Hilda Reeves, Wayland. Grade 5. Lucy Gladu, Cochituate. Grade 6. Wilbur Gorman, Cochituate.
ANNUAL REPORT
OF THE
School Committee
OF THE
Town of Wayland, Mass.
FOR THE
YEAR ENDING MARCH 1, 1904
R
RATED
A
FOUNDED 1635.
EAST SUDBURY
08/1
1835
PRINTED FOR THE SCHOOL COMMITTEE
1904
SCHOOL COMMITTEE
1903-1904
Term expires
FRANK I. COOPER
1904
ISAAC DAMON
1905
EDWARD M. BENNETT
1906
ORGANIZATION
Chairman FRANK I. COOPER
Secretary EDWARD M. BENNETT
- -
Superintendent of Schools RUFUS E. CORLEW
JOSEPH T. CORLEW Acting Superintendent of Schools
Report of School Committee.
REPORT OF SCHOOL COMMITTEE.
To the Citizens of the Town of Wayland : -
Your committee respectfully submits the following report : -
For the Lokerville School a new fence has been built, the schoolroom walls have been retinted, the stoves and piping have been repaired, and twenty-five new adjustable chairs and desks have been installed. This new furniture is available toward furnishing the future new Cochituate School building.
At the Cochituate School the steps, bulkhead, furniture, piping, and outbuildings have been repaired. A new out- building should be erected at least thirty feet distant from the school building, in the vacant lot at the rear of the school.
The need of a new schoolhouse at Cochituate is generally acknowledged, but before estimates can be made for any building it is necessary to know where that building is to be situated. The settlement of the location and the pur- chase of a lot should be the first steps toward a new building. We strongly advise that a committee be ap- pointed to select and purchase a lot of land for the erection of a new school building for Cochituate. There is one thousand dollars now in the treasury available for this purpose. With the lot decided upon an intelligent study for most economically meeting the requirements for a
3
Town of Wayland.
modern school building can be begun. We also advise the establishment of a fund toward the erection of a new school building ; we suggest that each year an amount be raised toward this object, and that a committee be appointed to hold and invest the moneys of this fund.
At the Centre School the rear fence has been put on the line, the expense of this work and of repairing and repaint- ing the entire fence has been borne by Mr. Francis Shaw ; Mr. Shaw has also furnished new linings for the four furnaces. The expansion tank on the hot water system, which has been in the open attic and the cause of damaged ceilings yearly from bursting pipes, has been placed over- head in the chemical laboratory, where freezing should not occur.
In the High School hall last winter a course of lectures for the benefit of the High School and Public Libraries was given ; this course netted thirty-four dollars and twenty- one cents for the High School library. Our acknowl- edgments are made to Mr. Beach and Mr. Rockwood for this successful effort in our behalf.
New music books for the High School have been pre- sented by Mr. Shaw, whose interest in our schools has been faithful and long continued.
We desire to call your attention to the revised course of study for the High School.
A " course of study for a high school of two or three teachers " was published in the Sixty-Sixth Annual Report of the Board of Education. (pp. 297-299.) This course, revised and adapted by an agent of the Board of Education, while not entirely satisfactory to all the members, was finally adopted, (with the exception of the course in trigonometry.)
4
EXTRACT FROM THE RECORDS
OF THE
SCHOOL COMMITTEE.
Voted : - That we adopt the High School Course as prepared by Mr. MacDonald, with the exception of the Course in Trigonometry, subject to such changes as shall hereafter be found to be desirable.
Voted : - That a clause be added as a foot-note to the course of study that any pupil preparing to take examinations to an institu- tion of higher learning shall receive such additional attention as shall enable him to take such examinations.
Report of School Committee.
We especially call your attention to the fact that " upon written application by parent or guardian to the School Committee, Superintendent or Principal, any pupil desiring to prepare for entrance examinations to a higher institution of learning will be given instruction in any additional studies which may be necessary." We especially call your attention to the fact that under this course pupils are to be thoroughly prepared for college examinations.
No new course can be entirely satisfactory in the first year of its adoption, and while the present course may not have been as satisfactory as we had expected during its trial year we must call to your attention the fact that no course can be really successful without the hearty efforts of all persons connected with the school work.
1903.
COURSE OF STUDY FOR THE WAYLAND HIGH SCHOOL.
First Year.
Subjects.
Recitation Periods.
Periods without Recitations.
REQUIRED : -
Algebra
4
-
¿ Elementary Physics, thirty weeks ;
Elementary Chemistry, ten weeks
4
-
Ancient History
3
I
Composition .
I
-
Total of required periods
12
I
ELECTIVE :
Latin
4
I
Drawing
I
I
Bookkeeping .
3
2
Stenography
3
2
.
Each pupil to elect at least seven periods, including periods without recitations.
5
Town of Wayland.
Second Year.
Subjects.
Recitation Periods.
Periods without Recitations.
REQUIRED : --
English Literature
2
I
English History
3
I
Geometry
4
Grammar and Composition
I
-
Total of required periods
IO
2
ELECTIVE : -
Latin .
3
2
French
4
Elementary Chemistry. twenty weeks ;
Physiology and Hygiene, twenty weeks
3
2
§ Bookkeeping, twenty weeks ;
Commercial Geography, twenty weeks .
3
I
Typewriting
3
2
Each pupil to elect at least nine periods, including periods without recitations.
In Geometry the propositions of the regular syllabus should be com- pleted in order, and the exercises of the several books should then be taken by way of a general review. Much time will be saved in this way.
Third Year.
Subjects.
Recitation Periods.
Periods wiihout Recitalions.
REQUIRED : -
English Literature .
3
-
§ United States History, twenty-five weeks ;
( Civil Government, fifteen weeks
3
-
Composition and Grammar
·
I
-
Total of required periods
7
0
ELECTIVE : -
Latin .
3
2
French
3
I
*German
3
I
.
in
-
-
-
At the request of the pupils the School Committee added German to the course in the third and fourth years.
6
Report of School Committee.
§ Botany, twenty weeks ;
Geology, twenty weeks 3
I
Commercial Arithmetic .
3
I
Geometry (review), twenty weeks
3 I
Each pupil to elect at least twelve periods, including periods without recitatlons.
-
Fourth Year.
Subjects.
Recitation Periods.
Periods without Recitations.
REQUIRED : -
Composition and Grammar
I
I
Total of required periods
I
I
ELECTIVE : -
English Literature
3
2
Latin
3
2
French
3
I
*German
3
I
Advanced Physics, twenty weeks ;
Astronomy, twenty weeks
2
2
Solid Geometry, twenty weeks ;
Advanced Algebra, twenty weeks
3
I
Drawing
2
I
Any subject of previous years not taken
-
-
Advanced Chemistry
2
2
Each pupil to elect at least eighteen periods, including periods without recitations.
Upon written application by parent or guardian to the School Com- mittee, Superintendent or Principal, any pupil desiring to prepare for entrance examinations to a higher institution of learning will be given instruction in any additional studies which may be necessary.
* At the request of the pupils the School Committee added German to the course in the third and fourth years.
7
Town of Wayland.
We call your attention to the report of the Superintend- ent, Mr. Rufus E. Corlew, who has prepared a detailed account of the condition and needs of our schools.
We regret to announce the resignation of Mr. Corlew, to take effect at the end of the year. Mr. Corlew has been granted leave of absence, and has been allowed to appoint as assistant Mr. Joseph T. Corlew for the re- mainder of his term.
We desire to express our appreciation of the work of Mr. Corlew during the past year, of his courteous co-opera- tion, and his constant, earnest endeavor in behalf of our schools.
FRANK I. COOPER, ISAAC DAMON, EDWARD M. BENNETT.
8
Report of the Superintendent of Schools.
REPORT OF THE SUPERINTENDENT OF SCHOOLS.
TO THE SCHOOL COMMITTEE OF WAYLAND :
GENTLEMEN : - I have the honor to present to you my sixth which is the ninth in the series of annual reports.
The object of these reports is to give to the townspeople, from year to year, an account of the condition and needs of the schools.
Your attention is called to the following points :
1. Statistics.
2. Decrease in the number of pupils enrolled in the first and second grades in the Cochituate School and in the fifth grade in the Lokerville School.
3. Completion of the commercial course in the High School.
4. Medical inspection.
5. New building in Cochituate.
6. School savings bank.
7. Sending a teacher to the St. Louis Exposition and N. E. A
8. Drawing contests.
9. Increase of teachers' salaries.
I.
The statistics, as usual, are placed after this report as are the re- ports of the special teachers.
II.
There has been a noticeable falling in the first and second grades of the Cochituate School and in the fifth grade of the Lokerville School due, no doubt, to the removal of the manufactory of Mr. Noble Griffin.
9
Town of Wayland.
III.
There were given in the report for 1903 five recommendations, viz. :
1. A new building for Cochituate.
2. Medical inspection
3. A general educational association.
4. New seats and desks in the Lokerville fifth grade.
5. A commercial course in the High School.
The one regarding the furniture in Lokerville was carried out and adjustable seats and desks were put in, thereby adding not only to the appearance of the room but also ministering to the health and comfort of the children.
It is more essential that pupils should have well fitting seats and desks than that they should have properly fitting clothing.
Dr. Barry says "near sightedness, round shoulders, curvature of the spine, difficulty of respiration, distortion of the upper part of the body, pains and tingling sensations in the feet result from ill- fitting school furniture."
The fifth suggestion was partially carried out and classes in book- keeping, commercial arithmetic and stenography were started.
The course should be completed by the addition of typewriting, commercial geography, and commercial law.
IV.
Many pupils graduate from our schools with a lower standing than those whose mental equals, nay, superiors, they are, because they are handicapped by defective eyesight or hearing or some disease of the nose or throat.
There are probably pupils in school now who have the reputation for being backward and dull not because of a lack of mental ability but from some physical weakness.
If there are such they have an absolute right to have any defect from which they may be suffering remedied so that they may take their rightful places among their classmates.
Nearly all of these affections could be readily cured if they were known and they would be known if the pupils were regularly exam- ined by a physician appointed by the school committee.
IO
Report of the Superintendent of Schools.
The plan is worthy of very careful consideration at least.
What good reason is there why the children should not receive the care and attention that is rightfully theirs?
That you may fully realize the extent to which pupils in the schools suffer from one or more of the above causes the following statistics are added :
One eminent authority, Dr. Barry, says that of one thousand pupils (from eight to fifteen years of age) examined by him in their respective school rooms, thirty-three and four-tenths per cent. had defective eyesight.
Dr. Loring found that at nine years three and five-tenths per cent., at eighteen twenty per cent, and at twenty-one twenty-seven per cent suffered from shortsightedness alone.
The careful examination of the hearing of a large number of school children in one of our cities showed that sixteen per cent. had defects in one ear or the other and seven per cent. had defects in both ears.
Many cases of deafness are frequently due to enlarged tonsils or adenoid growths.
It is said that children at the age of seven or eight are more prone to show defects of hearing than those of any other age.
The nose and throat should be just as carefully watched as the eyes and ears.
This subject concerns every home and is worthy of the most careful consideration.
V.
The subject of a new building at Cochituate has been discussed for several years, and I have been informed that a sum of money has been appropriated as a nucleus but has not resulted in any thing tangible.
The following are some of the reasons why a new house is needed :
1. The present one is poorly lighted and ventilated.
2. The stairs are unfitted for either health, comfort or quickness of ascent or descent and would be dangerous in case of fire.
3. The cellar is damp during several months of the year.
II
Town of Wayland.
4. It is located in an unhealthy place.
5. There is great difficulty in heating and keeping it warm.
Though the ill effects of poorly ventilated rooms are too well known to need any extended discussion yet it might not be amiss to quote from the opinions of authorities on this subject.
It is estimated by the New York Board of Health that forty per cent. of all deaths are attributable either directly or indirectly to bad air.
An eminent authority says, " All deaths resulting from fever are but as a drop in the ocean when compared with the number who perish from bad air."
Prof. S. H. Woodbridge of the Massachusetts Institute of Technology says, " death rates have been reduced in children's hospitals from fifty per cent. to five per cent. ; in surgical wards of general hospitals, from forty-five per cent. to thirteen per cent; in army hospitals, from twenty-three per cent. to six per cent. ; and in prisons, from eighty per cent. to eight per cent, by the introduction of systems of efficient ventilation."
Our own Dr. Oliver Wendell Holmes clinches the argument when he says, " a simple measure of ventilation proposed by Dr. John Clark had saved more than sixteen thousand children's lives in a single hospital."
Dr. William F. Barry of Woonsocket, R. I., says, " in vitiated air the child finds difficulty in application, is much less able to follow out a line of thought and becomes dull, fretful and irritable. There can be no question that many of the cases of headaches attributed to eye strain and too close application to study are the result of improper ventilation of our schoolrooms."
It can be readily seen that when the foul air from a damp cellar and the miasm from soggy playgrounds is added to the air of a poorly ventilated school building the state of affairs is much aggravated and the health of the school children demands that something be done.
The number of cases of discipline would be decreased at least one-half if schoolrooms were properly ventilated.
The evil results of climbing steep stairs in high buildings upon
12
Report of the Superintendent of Schools.
pupils is far reaching, especially in the case of girls, and need care- ful consideration on the part of both teachers and parents. No schoolhouse should be more than two stories high and the stairs should have low risers, broad treadboards and frequent landings.
A school building should be so built and equipped as to minister to the health and comfort and happiness of the children.
The question is, Shall Cochituate have a new building ?
VI
Financial freedom comes through " spending less than we earn," and the teaching of thrift should be as much a part of the duty of the teacher as is arithmetic that informs us how to calculate our gains or losses.
The children should have developed in them the habit of provid- ing for the "rainy day " and old age.
The school savings bank is one means of teaching them to pro- vide for the future by furnishing them a place where they can put their pennies and be sure that they will not only be safe but also draw interest and later help them to get a " start in life."
The habit of saving is a more valuable one than the habit of spending every cent they get.
The establishment and carrying on of this bank will entail upon the teachers but little extra work and no expenses on the town ex- cept the cost of the bank books, which will be very small.
You will not have to go far to prove the feasibility of the plan for Natick has a school savings bank in successful operation.
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