USA > New Hampshire > Cheshire County > Gazetteer of Cheshire County, N.H., 1736-1885 > Part 29
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RESOURCES.
Loans and discounts.
$182,984.54
Overdrafts.
U. S. Bonds to secure circulation 111.73
200,000.00
Other stocks, bonds, and mortgages
88,700.00
Due from approved reserve agents
38,284.00
Due from State banks and bankers
12,900.00
Current expenses and taxes paid
843.74
Checks and other cash items
2,380.00
16*
·
242
CITY OF KEENE.
Bills of other banks
1,824.00
Fractional paper currency, nickels, and pennies. 93.66
Specie. . 2, III.25
Legal tender notes
1,000.00
Redemption fund with U. S. Treasurer (5 per cent. of cir- culation).
9,000.00.
Total
$540,234.59
LIABILITIES.
Capital stock paid in.
$200,000.00
Surplus fund .. 50,000.00
Undivided profits 35,526.36
National bank notes outstanding 177,200.00
Dividends unpaid 200.00
Individual deposits subject to check
64,049.08.
Demand certificates of deposit . 1,348.21
Due to other National banks. 5,537.55
Due to State banks and bankers.
6,373.39
Total $540,234.59
The Cheshire Provident Institution was established in 1833. Dr. Amos Twitchell was the first president, followed by Salma Hale, Levi Chamberlain, . Samuel Dinsmore, Jr., William P. Wheeler, Francis A. Faulkner, George Til- den, Edward C. Thayer, and George A. Wheelock, the present incumbent, with Oscar G. Nims, secretary and treasurer. This is the oldest savings bank in the state, next to the New Hampshire Savings bank at Concord. The institution first did business in Tilden's book-store, which was in an old build- ing where the Cheshire National bank now is. About 1845 they moved with Tilden's book-store to the Gerould block, and in 1870 to their present fine quarters in the Bank block. The first deposit in this bank, $100.00, was made by Ashley Spaulding, on the 10th day of September, 1833. When Jotham A. French was an infant, his father, Abijah, made a deposit of $100.00 in his son's name, January 1, 1835. This has been allowed to remain up the present time. On the Ist of October, 1884, the accruing interest and dividends had increased the deposit to $1,543.37. The state- ment. of the bank's condition on January 1, 1885, was as follows :-
RESOURCES.
Market Value.
Value on Books.
Loans on real estate.
$940,959.47
$940,959.47
Loans on personal security
107,219.88
107,219.88
Loans on collateral security .
95,016.00
95,016.00
County, city and township bonds
319,260.00
294,444.04
Bank stock.
83,540 00
81,469. 13
Railroad stock
90,570.00
81,475.00
Railroad bonds
182, 100.00
171,088.33
Other investments
127,238.58
126,838.58
243
CITY OF KEENE.
Real estate, Bank block
50,000.00
50,000.00
Real estate acquired by foreclosure.
35,035 17
41,035.17
Deposited in National banks
19, 1 42.95
19, 142.95
Cash
8,378.56
8,378.56
$2,058,460.61 $2,017,067.11
LIABILITIES.
Due depositors
$1,888,192.70
Surplus. . ..
28,874.41
Guaranty fund
100,000.00
$2,017,067.1I
Amount of surplus as shown by above statement .. $ 28,874.41 Amount of guaranty fund as shown by above state-
ment
100,000.00
Excess of market values over values on books 41,393.50
Total surplus strength of the institution $170,267.92
The Ashuelot National bank .- The Ashuelot bank incorporated January 2, 1833, charter for twenty years, and commenced business early in the same year. The corporators named in the charter were John H. Fuller, Samuel Dinsmoor, Jr., Phineas Fisk, John Elliot, and Justus Perry, and the first meeting was held at Stephen Harrington's hotel, on February 19, 1833, when forty-five additional members were admitted to the corporation, making fifty in all. The first board of directors consisted of Samuel Dinsmoor, John H. Fuller, Thomas M. Edwards, William Buffum, George S. Root, Phineas Hardman, and Benjamin I. Adams. The present banking-house was built in 1833, at a cost of $2,998.24. The first president was Samuel Dinsmoor, who served until his death in 1835. Samuel Dinsmore, Jr., suc- ceeded his father as president in 1835, and continued in office until 1853, when he resigned. Thomas M. Edwards was chesen president in 1853, and held the office until elected to Congress in 1859, when he resigned. William Dinsmoor succeeded him in office and was annually re-elected until he resigned in 1869, when Thomas M. Edwards was again chosen, and held the office until his death in 1875. George A. Wheelock was chosen president in 1875, and has been annually re-elected since. The cashiers have been Sam- uel Dinsmoor, Jr., from March, 1833, to June, 1835; Henry Seymour. from June, 1835, to August, 1836; Thomas H. Leverett, from August, 1836, to June, 1869 ; and Henry O. Coolidge, from June, 1869, to the present time. The bank was re-chartered, December 17, 1852, and was converted into a national organization February, 17, 1865, and the corporate existence has been extended to February 17: 1905. The original capital was $100,000.00, and in July, 1875, it was increased to $150,000. The present board of directors consists of George A. Wheelock, president ; Caleb T. Buffum, Charles J.
244
CITY OF KEENE.
Amidon, John M. Parker, Alfred T. Batchelder, Henry O. Coolidge, and Christopher Robb. There were paid under the state organization sixty-seven dividends, from February 25, 1834, to January 3, 1865, aggregating $198 .- 000.00, an average each year of 64 per cent. There has been paid under the National organization, forty-one dividends, from July, 1865, to January, 1885, aggregating $239,000.00, an average each year of 92 per cent.
The Keene National bank .- The Cheshire county bank was chartered July 13, 1855, to George Huntington, William Haile, Samuel Woodward, Elisha Stebbins, Lawson Robertson, Frederick Vose, Caleb Carpenter. Amos A. Parker, and Asa Brewer, with a capital of $100,000.00. The first meeting of the corporation was held August 11, 1855, when seventy-two stockholders were admitted. At this meeting, also, seven directors were chosen, and Zebina Newell elected president. Business was begun October roth, in the banking- house still occupied, on Main street. February 7, 1865, the bank was re- chartered as a national institution, under its present name, the charter to re- main in force twenty years, and February 7, 1885, it was renewed for another twenty years. It has an authorized capital of $300,000.00, and a paid-up capital of $100,000.00. Zebina Newell, the first president, died in 1858, and was succeeded by Frederick Vose, on March 29th, of that year. Mr. Vose was succeeded, at his death, by the present officer, Edward Joslin, November 24, 1871. The first cashier, George Tilden, held the office till his death, Feb- ruary 8, 1879, and was succeeded by J. R. Beal, February 10th, who still re- tains the office. A statement of the bank's condition on May 6, 1885, was as follows :-
RESOURCES.
Loans and discounts
$128,767.23
Overdrafts.
2,721.90
U. S. Bonds to secure circulation
100,000.00
Other stocks, bonds and mortgages. 67,850.00
Due from approved reserve agents
33,601.95
Checks and other cash items 10,558.98
Bills of other banks.
960.00
Fractional paper currency, nickels and pennies
1.88
Specie. .
4,493-32
Legal tender notes 205.00
Redemption fund with U. S. treasurer, 5 per cent. of circulation,
4,500.00
Total
$353,660.26
LIABILITIES.
Capital stock paid in.
$100,000.00
Surplus fund. .
20,000,00
Undivided profits
36,238.93
National banks notes outstanding 90,000.00
Dividends unpaid.
720.00
Individual deposits subject to check
57,486.85
245
CITY OF KEENE.
Demand certificates of deposit.
18,222.2I
Due to State banks and bankers
20,482.27
Notes and bills re-discounted
10,510.00
Total. $353,660.26
The Citizens' National bank was established September 18, 1875, with a capital of $100,000.00, and with O. G. Dort, president, and H. S. Martin, cashier, who still holds the same office. The bank does business in Ball's block, at the head of the Square. The cashier's sworn report on the close of business for May 6, 1885, was as follows ;-
RESOURCES.
Loans and discounts $101,850.67
Overdrafts
774.40
U. S. bonds to secure circulation.
100,000.00
Other stocks, bonds and mortgages
57,597.85
Current expenses and taxes paid
1,429,39
Checks and other cash items
1,420.23
Bills of other banks
4,375.00
Fractional paper currency, nickels and pennies.
61.49
Specie.
996.80
Legal tender notes.
1,700.00
Redemption fund with U. S. treasurer, (5 per cent. of circulation),
4,500,00
Total
$274,705.83
LIABILITIES.
Capital stock paid in.
$100,000.00
Surplus fund.
20,000.00
Undivided profits.
11,133.72
National bank notes outstanding
90,000.00
Dividends unpaid
722.50
Individual deposits subject to check
41,571.69
Demand certificates of deposit.
1,020.00
Due to other National banks.
653.57
Due to State banks and bankers
9,604.35
Total.
$274,705.83
The Keene Five Cent Savings bank, was organized January 1, 1869, the first deposit, $10.00, being made by Nellie I. Rowell, January 1, 1869. Its first officers, John H. Fuller, president, and O. G. Dort, secretary and treas- urer, are still in office. The bank's statement on the 17th of January, 1885, was as follows :-
RESOURCES,
Market Value.
Value on Books.
Loans on real estate
$976,982.50
$976,982.50
Loans on personal security.
106,952.03
106,952.03
Loans on collateral security
48,445.00
48,445.00
246
CITY OF KEENE.
County, city, town and district bonds
275,676.65
265,106.65
Bank stock.
99,684.00
90,691.00
Railroad stock.
57,080.00
50,010.25
Railroad bonds.
56,075.00
57,808.75
Other investments .
176,317.62
171,817.62
Real estate acquired by foreclosure, .
12,283.30
12,283.30
Balance in hands of investing agents
7,327.01
7,327.01
Deposited in National banks.
44,350.88
44,350.88
Cash
7,380.00
7,380.00
Totals
$1,868,553.99 $1,839, 154.99
LIABILITIES.
Due depositors
$1,744,134.52
Guaranty fund.
90,000.00
Undivided earnings
5,020.47
Total
$1.839, 154.99
As shown above the market value of securities exceeds the value on books by $29,399.00, which, added to the guaranty fund and undivided earnings, makes a total surplus of $124,419.47 after payment of the January dividend.
The Keene Guaranty Savings bank, having its office in the Citizens' Na- tional bank, began business October 1. 1883, with James Burnap, president, and O. G. Dort, treasurer. Its statement on January 15, 1885, makes a very fair showing as follows :-
RESOURCES.
Loans and securities
$244,275.75
Cash on hand.
11,309.39
Total
$255,585.14
LIABILITIES.
Due depositors
$202,040. II
Guaranty fund.
50,000.00
Surplus earnings 3,545.º3
Total. $255,585.14 The deposits in the Guaranty Savings bank now reach a full quarter mill- ion dollars, which is a net gain of more than $50,000 in the last six months.
INSURANCE COMPANY.
The Cheshire Mutual Fire Insurance Company was established in 1825, and has made no assessment since 1867. This company, a co-operative fraternity, has for more than half a century, afforded its members, the insured, the best financial protection against fire, and has saved, and still saves, the wise and
247
CITY OF KEENE.
prudent from a drain of their means to far-off companies. The condition of the company on January 1, 1885, was as follows :-
Amount now insured.
$2,967,934.00
Premium notes subject to call. 47,128.77
Cash surplus at date. 3.881.05
The officers of the company are John Henry Elliot, president ; William H. Elliot, secretary and treasurer ; L. Wellington, agent.
MASONIC.
Keene, as is known to many through the sketches of Mr. Frank Whitcomb, has a very interesting Masonic history. A year had not elapsed after Free Masonry had been welcomed to New England before New Hampshire was blessed with its light. During the early days of Free Masonry in this coun- try there were two Grand Lodges in Massachussets, organized in Boston : St. John's Grand Lodge, deriving its authority from the Grand Master of Eng- gland, which held its first meeting July 30, 1733, and Massachusetts Grand Lodge, deriving its authority from the Grand Master of Scotland, which was organized December 27, 1769. Each of these Grand Lodges chartered lodges in New Hampshire, and existed side by side with varying fortunes un- til 1792, when a grand union took place and all distinction between Ancient and Modern Masonry were abolished. Meanwhile, the Massachusetts Grand Lodge, among others, had chartered Rising Sun Lodge, No. 4, at Keene, March 5, 1784, with Asa Dunbar, Esq., as its first Master. The charter of dispensation was signed by John Warren, Most Worshipful Grand Master, Paul Revere, Deputy Grand Master, and other Masons of note, and was is- sued to "Daniel Jones, Asa Dunbar, Alexander Ralston, Samuel Smith, Pren- tice Willard, Luther Eames, Jonas Prescott, Benjamin Ellis and Josiah Gold- smith, all Ancient, Free and Accepted Masons, resident in New Hampshire." Among the places where meetings were held may be mentioned the Phoenix Hotel, the Ralston Tavern, the hall over the brick store now the southern addition to the Eagle Hotel, and the house now occupied by George Tilden, Esq., on Court street, which was moved from Main street, near the Eagle Hotel, to its present location many years ago. The Grand Lodge of New Hampshire was organized July 8, 1789, when there were but three lodges in the state, viz .: St. John's (1736), and St. Patrick's at Portsmouth, and Ris- ing Sun, No. 4, at Keene. This fact may account for the change in the num- ber of Rising Sun Lodge to No. 3, on the Grand Lodge register of New Hampshire.
Rising Sun Lodge having obtained a charter from the Grand Lodge of New Hampshire, dated August 3, 1792, returned the former charter to the Massa- chusetts Grand Lodge at once. A copy of this charter and the "Seal of Ris- ing Sun Lodge, No. 4, Keene," are in the possession of Mr. Whitcomb, to- gether with the records, which are complete from the organization of the lodge, September 8, 1784, to September 19, 1805, at which time the charter
248
CITY OF KEENE.
was "arrested" by the Grand Lodge in special session "at the lodge-room in Keene," on account of the "unpardonable conduct" of some of its members. By vote of the Grand Lodge the "seal [on the charter] was probably broken and the charter destroyed" in the presence of the Grand Lodge.
June 8, 1825, James Wilson, Jr., and others obtained a charter from the Grand Lodge of New Hampshire, under the name Social Friends Lodge, No. 42, James Wilson, Jr., becoming its first Master. This lodge held regular meeting in Prentiss, now Whitcomb's block, till 1829, when, on account of the. Morgan excitement, which arose in western New York in 1827, and rapidly spread throughout the country, it became dormant. James Wilson, Jr., (now well remembered by all as the late General James Wilson), received the de- gree of E. A., August, 1818, of F. C., October, 1818, ( f M. M., November, 1818, in Union Lodge, No. 5 (now No. 2), Middlebury, Vermont. Having organized Social Friends Lodge at Keene, he continued to attend the Grand Lodge, where he had previously been Junior Grand Warden and Grand Lec- turer, making himself conspicuous by the valued services be rendered, and be- came Grand Master of Masons in New Hampshire for the year 1829, and was again chosen in 1830 and 1831, serving the craft with fidelity and zeal. About this time the records of Social Friends Lodge were destroyed by fire, in the blacksmith shop of Oliver Heaton, who was secretary of the lodge from 1826 to 1830.
In 1856 Dr. A. S. Carpenter and others applied to the Grand Master for a charter, but were refused, on the ground that one was already outstanding. At length John Prentiss found the lost charter of 1825 among his old papers, and the lodge was again allowed to go to work. Accordingly, the first meet- ing was held April 9, 1856. The meetings were held in Odd Fellows Hall, Ball's block, until 1860, when the lodge leased the rooms in the east end of St. John's Hall. The lodge is in a very prosperous condition to-day, and represents property to the amount of $2,000.00, and the interests of more than 190 members. The meetings have been continuous and the records. are complete since 1856.
April 6, 1869, Dr. A. S. Carpenter and others were granted a dispensation, and, on June 10, a charter for a new lodge in Keene, to be called Lodge of the Temple, No. 88, and Dr. Carpenter was appointed its first Master. This lodge, too, is prospering, with an increasing fund in the treasury and 100 members. Its meetings have been continous and its records are complete. The rooms in St. John's building had to be enlarged in 1868, and again in 1874, to accommodate the increasing memberships.
The other associations of Masons established in Keene are as follows :- Cheshire Royal Arch Chapter No. 4, dispensation granted by Thomas Smith Webb, General Grand King of the General Grand Royal Arch Chap- ter, May 4, 1816, to John Prentiss and others. Also charter granted to John Prentiss and others May 1, 1819, by Thomas Smith Webb, Deputy General Grand High Priest. The charter was declared forfeited and ordered to be
249
CITY OF KEENE.
stricken from the Grand Chapter books June 14, 1843. the Chapter having failed to make return since 1835. It was restored October 12, 1859. Rec- ords complete since 1859.
The first grand council of Royal and Select Masters of New Hampshire was formed at Keene, July 9, 1823. See New Hampshire Sentinel of July II, 1823, and New Hapshire Patriot of July 21, 1823, for list of grand offi- cers. James Wilson, Jr., is mentioned as Grand Recorder. A council was then organized and left at Keene, probably in charge of James Wilson, Jr., which has twice since become dormant.
A dispensation (lost) was granted to Edward Gustine and others, February 5, 1872, John H. Elliott becoming T. I. Master of " St. John's Council No. 7." The charter bears date, May 30, 1872. It became dormant again in 1875, was re-organized January 11, 1884, and is now in a prosperous condi- tion, with Rev. Josiah L. Seward, of Lowell, Mass .. at its head.
Hugh de Payens Commandery, Knights Templar, No. 7, was organized by Dr. Thomas E. Hatch, September 7, 1866, and was chartered September 25, 1866, with Thomas E. Hatch, first Eminent Commander. It is to-day an influential an prosperous order.
The Ancient Accepted Scottish Rite, under the authority of the Northern jurisdiction, was organized by Dr. Thomas E. Hatch, 33d degree, under the title " Winslow Lewis Lodge of Perfection," with meetings for February 5, May 5, August 5, and November 5, 1870, on the Directory ; but the body made no additions to its membership and soon returned its charter to the deputy at Nashua. The Accepted Scottish Rite was established in Keene, August 7, 1884, by the Supreme Grand Council Sovereign Grand Inspector General 33d and last degree for the United States of America.
Dr. George W. Flagg, 33d degree, deputy for New Hampshire, and Frank H. Whitcomb, 33d degree, Illustrious Commander-in-Chief, with their associates, were granted a warrant of dispensation to confer the Accepted Scottish Rite in the several bodies to be called: Ashuelot Lodge of Perfection, Monadnock Council Princes of Jerusalem, Cheshire Chapter of Rose Croix, and New Hampshire Consistory. The bodies of the Rite are popular associations of Masons, both influential and prosperous.
One hundred years have passed away since the first lodge was organized in Keene. The growth and progress of the institution have given birth to nine flourishing associations which are to-day harmoniously working together, in St. John's hall, for the promotion of the moral and social welfare of the craft.
WATER WORKS.
The matter of supplying Keene with an adequate water supply was agitated at an early date. In 1861 a charter was granted for the purpose, the esti- mated cost of the proposed works being $40,000.00. Much opposition was met with, however, on the part of some tax payers, which, combined with the
250
CITY OF KEENE.
troubles of the war, put the matter off. In 1866 the subject again came up, though it was not until August, 1868, that the vote was finally carried. A committee was appointed to act immediately, consisting of Samuel A. Gerould, Edward Joslyn, Thomas H. Leverett, Daniel H. Holbrook and George W. Ball, all of whom, except Mr. Leverett, are living. This committee was in- structed to obtain land, right of way, make contracts, etc. It was decided to build the reservoir on Charles Wright's farm, utilizing Goose pond, about fifty acres, lying on the right side of the old road leading to Surry, about three miles north of and 152 feet above the city. Contracts for pipe, etc., were let within a month, and everything put in active operation. A solid granite gate-house was built at the outlet of the pond, and an earthen dam with a center wall of stone and cement constructed, and the whole was completed in 1869, about a year from the date of beginning. It was found, however, that the supply was scarcely adequate for all occasions, so in 1873 another reservoir, of about five acres, was built on Beach hill, three-quarters of a mile east of the city. Goose pond reservoir, or Spring lake, as it is more politely called, has an area of fifty-one acres and a capacity of 150,000,000 gallons. It is a natural basin between the hills, 152 feet above Central square. The reservoir on Beech hill has a capacity of about 12,000,000 gallons. The streams are all small which feed these reservoirs, however, and even now the city is agitating the subject of an increased supply. The works have twenty-five miles of mains, 118 fire hydrants, capable of throwing a stream of 110 feet, and up to the present time have co it $170,000.00. The net earnings for 1884 were $10,034.84.
The Keene Gas Light Company's works were built in the year 1859, by J. H. Carter, of Boston, under the superintendence of Edward Gustine. Mr. Carter was the first president and owner of most of the shares of the com- pany until 1871, when he sold his stock to John Henry Elliot, who soon after associated Charles S. and Francis A. Faulkner with him in the purchase. The next year the works were enlarged to double their former capacity. In 1881 "water gas" machinery was added to the plant, and is now employed for the production of gas, instead of the old coal gas apparatus. The cost of works is about $60,000.00. The liabilities are for shares $36,000.00, and for indentures $20,000.00. The company has never paid any dividends.
FAIR GROUNDS AND TROTTING PARK.
The Cheshire County Agricultural Society has grounds liere, twenty-six acres in extent, with all the buildings and accessories necessary to a first- class exhibition, which annually is made. In laying out the grounds the forest trees were permitted to stand along the avenues where the cattle pens are located, so that visitors may view the specimens and be well protected from sun or rain. The grounds are about a mile and a half distant from the city- hall. The Agricultural Society was organized January 16, 1850, when Salma Hale, of Keene, was chosen president ; A. B. Hodskins, of Walpole, Ed-
251
CITY OF KEENE.
mund Jones, of Marlboro, and Thomas D. Gibbs, of Jaffrey, vice-presidents ; T. H. Leverett, of Keene, secretary and treasurer ; and Upton Burnap, of Nelson, Thomas H. Adams, of Fitzwilliam, and Charles Watkins, of Walpole, executive committee. The present officers are, George K. Wright, presi- dent ; Elbridge Kingsbury, secretary ; and Joseph A. Abbott, treasurer.
In 1875 the Keene Driving Park Association was formed, by a stock com- pany, fifty shares at $100.00 each being sold. A fine half-mile track was made on Main street, near Swanzey plain, with accessory buildings, etc., at a cost of $8,500.00. The first meeting was held thereon on the 3d of July, 1875, when there were eighty-five entries. In 1879 the company sold the park to a company of gentlemen of which M. J. Sherman was president, and F. A. Barker, secretary. In 1883 the Agricultural Society gave up its annual fair, and the members of the park prepared their grounds for exhibitions, made it a success, and in 1884 gave another successful fair, and they propose to con- tinue the same annually. The present officers are M. J. Sherman, president ; O. G. Nims, vice-president ; Henry H. Couillard, secretary ; H. P. Muchmore, treasurer; and N. G. Guernsey, superintendent.
EDUCATIONAL.
Although Keene is divided into eleven school districts, No. I is the metro- politan, called Union district, and includes the schools of the city proper. The suburban districts partake largely of the characteristics of rural schools. The following table gives a fair idea of the city's buildings and school facil- ities :-
SCHOOL HOUSE.
Area of Land in
square rods.
Cost of Land.
Cost of Buildings
Total Cost.
Seating Capacity
Pearl street.
72
$ 525 00
$ 3,500 00
$ 4,025 00
116
School street, old building.
41
400 00
2,000 00
2,400 00
112
School st., new building. .
143
125 00
3, 11I OO
3,236 00
98
Fuller school.
532
300 00
4,155 00
3,455 00
II2
Washington street.
40
150 00
2,000 00
2,150 00
105
Lincoln street.
69
300 03
3,000 00
3,300 00
104
Main street.
40
200 00
1,200 00
1,400 00
97
High school.
104
6,100 00
50,000 00
56,100 00
379
Church street.
46
Center street.
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