USA > New York > Kings County > Brooklyn > Brooklyn City Directory for the year ending May 1, 1866 > Part 80
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Nakeman Frank, laborer, h 186 Montrose av Nalley Mary, wid. h 300 Hicks
Nallin Patrick, h 61 President
Nally Catherine, laundress, h Franklin av. n. Butler
ENance Conrad, basketmkr. h Debevoise n. Smith
Nane James, h 111 Raymond
ENanwicket Jese F. machinist, h Freeman n. Union av
Nantz George W. coachtrimmer, h 52 Duffield Nantz Theodore, varnisher, h 20 Tillary
Napier Alexander D. importer, 342 B'way, N.Y. h 122 Pacific
Napier James, bookkpr. h 146 Schermerhorn Napier John, h 51 Cheever pl
Napier John E. mer. 204 B'way, N. Y. h 120 Remsen
ENaplin Louis, h 265 Grand
Napoleon Fernando, teacher, 184 Clinton c. W. Baltic
ENapoleon Luis, laborer, h 277 S. 4th
ENapp Philip, smith, Bushwick av. n. Devoe ENapp John, varnish. N. 2d n. Smith
Narces Gerhsuser, tailor, h 630 Atlantic av
Narwood Samuel H. clerk, h 106 Butler
ENase Charles, h 128 Montrose av Nash A. clerk, h 18th n 5th av
Nash Alfred, cooper, h 119 Atlantic
Nash Alfred J conductor, h 1353 Fulton av
Nash Alonzo, smith, h 36 Clermont
Nash Catherine, milliner, 75 Washington Nash D. h 104 Hamilton
Nash Daniel A. 69 South, N. Y. h 209 Adelphi Nash Daniel D. h 58 Hoyt
Nash Dennis, mason, h Kent av. n. Myrtle av
Nash Francis, provision, Washington mkt. N. Y. h 952 Fulton av
Nash Henry, seaman; h 229 Front
Nash Isaac, h 75 N. Oxford
Nash Iaaac, clerk, h 1353 Fulton av
Nash James, tailor, 41 Fulton
Nash John, h 104 Hamilton
Nash John, lab. h 397 Columbia
Nash John, lab. h 161 King
Nash John, seaman, h Conover c. Vandyke
Nash John H. aquaria, 35 Court, h Atlantic av
ENash John T. stonecutter, h 33 S. 5th
Nash Lonzo, driver, h Park av. n. Vander- bilt av
NIAGARA FIRE INSURANCE COMPANY, No. 12 WALL St., N. Y. Cash Capital, $1,000.000. J. Davenport, Agt., cor. Fulton &v. & Oxford St., Brooklyn,
FOR ANYTHING APPERTAINING TO THE USE OF SEWING MACHINES, go to 336 Fulton street, Up Stairs.
MASON & HAMLIN'S CABINET ORGANS, In Cases of Rosewood, Ebony, Walnat, and Oak, $100 to $1,200 each.
NAS-NAV 384
NAV-NEE
ENash Patrick, contractor, h Broadway n. Rutledge
Nash Patrick, framer, h 81 Wyckoff
ENash Richard H. hatter, 15 Astor pl. N. Y. h Greene n. Washington
ENash Robert, sailmkr. h 33 S. 5th
Nash Robert H. engineer, h 108 Prospect
ENash Thomas A. umbrellas, h 142 Grand
Nash Thomas C. com. mer. 83 Pearl, N. Y. h 15 Livingston
Nash Thomas P. painter, h 294 Dean
Nath Timothy, mason, h Graham n. Wil- loughby av
Nash Vincent, grocer, 952 Fulton av
Nash Webb, morocco manf. ft. 18th, h 19th n. 3rd av
Nash William, baker, h 259 Dean
Nash William, engineer, h 75 Washington
Nash William, grocer, 29 Kent av
ENash William, laborer, h 287 S. 5th
ENash William E. carman, h Bushwick av n. Remsen
Nashe John, tailor, h r. 154 Navy
ENasmith Henry, cooper, h 133 6th
Nason George W. h 79 Park av.
Nason Henry L. broker, 10 Wall N. Y. h 70 4th pl
Nason William, undertkr, h Franklin n. India Nassau Bank, 8 Court
NASSAU FIRE INSURANCE CO 10 Court c. Remsen and 65 Wall N. Y.
Nastete Adams, saloon, 192 York c. Hudson av
Nastur Patrick, laborer, h Vanderbilt av. n. Atlantic av
Nathan C. H. h Herkirmer n. Rochester av
ENathan F. moulder, h 163 Schols
ENathan Louis, peddler, h 230 Grand
ENathan Terence, cigarmkr. h 43 S. 7th
Nathans Edward, clerk, h 112 Union
Nathaniel Weeks M. h 285 S. 2d
Nathaway Wm. cooper, h 29 Gold
Natman Peter, ins. h 281 Carlton av
Natner Edward, lab. h 3 B'way
Natrass John, tinsmith, h Franklin av. n. Wil- loughby av
Natton Edward I. carman, h Van Buren av. n. Bedford av
ENauert Anthony H. shipsmith, 189 Lewis, h 24 Noble
ENauer Paul, h 190 Montrose av
Naughton Catharine, fancygoods, 73 Court
Naughton James, carptr. Carroll n. Columbia, h 36 Carroll
ENaughton John, printer, h 97 S. 1st
Naughton Owen, carptr. Carroll n. Columbia, h 59 Carroll
Naughton Bros. carptrs. Carroll n. Columbia Nauhardtt Charles, baker, h Dean c. Boerum
ENaul Joseph, carriagetrimmer, h Myrtle n. Central av
ENauman Godfreth, capmkr. 274 Grand
ENauman Joseph. cutlery, h 120 Grand Naumer Francis, liquors, 158 Myrtle av ENaundrof Frederick, cooper, h 27 N. 4th Nauwald Charles, h 91 Sands
ENavano William H. newsagt. 22 Greenpoint av Navlin John, ropemkr. 26 Clermont av
ENavy Lawrence, cooper, 2d n. N. 3d, h 110 N. 6th
Naylon Stephen, lab. h 45 Hamilton av
Naylor John, h 32 Duffield
Naylor John A. coachmkr. h Jefferson n. Reed av
Naylor John R. carptr.h Quincy n. Tompkins av Naylor Mary, wid. h 539 Myrtle av
Naylor Peter, h 35 Lafayette av
Naylor William, furrier, h 164 Flatbush av
Neadham Charlotte, wid. h 87 Cranberry
Neagle Edward, laborer, h 92 Gold
Nealwold George W. cigarpacker, h 49 Willow pl. n. State
Neal Denis, mer. h 276 Dean
ENeal Goldsmith, seaman, h 115 8th
ENeal John, engraver, h 109 5th
ENeal John, rigger, h 322 1st
Neal John, machinist, h 9 Summit
Neal Mary, wid. tailoress, h 267 Hudson av
Neal Mathew, carman, h Munroe n. Bush- wick av
Neal Mathew, laborer, h Partition n. Conover
Neal William H. clerk, h 92 Boerum
ENeal William R. printer, h 18 S. 1st
ENeale George J. glasscutter, h 27 Conselyea
Neale George T. bagmanf. 7 Water, N. Y.h Pacific n. New York av
ENeale Robert, printer, h 18 S. 1st
ENeale William, newsagent, S. 7th, h S. 4th n. 6th
Nealey Frances, teacher, h Cumberland n. Myrtle av
Nealis Patrick, police, h 175 Adelphi
Neals Bothe, (col.) laborer, h Troy av. n. At- lantic av
ENealy George, laborer, h 171 Taylor
Nealy Rebecca, wid. h 103 Pearl
ENealy Robert, h 171 Taylor
Nealy William, laborer, h Van Buren n: Bed- ford av
ENeanabaur Henry, artist, h r. 85 Schols
ENeander John, (Rev.) h 87 S. 1st
Nearing Thos, lab. h 38 W. Warren
NEARING WOODBRIDGE, coal and wood, 109 Atlantic, h 335 Carlton
Neary Denis, milkman, h 83 Powers
Neary Micheal, lab. h Dean n. Carlton av
Neason Peter, painter, h r. 236 Navy Nebel Wm. furrier, Myrtle av. n. Tompkins av Neblies Robt. h Sumpter n. Howard av
Needham Bridget, wid. dry goods, 224 Bridge Needham Peter, lab. h 38 Little
ENeedham Wm. sawyer, ft. Grand, N.Y. h 54 1st
Neefus David, butcher, b 1345 Fulton av
Neefus Henry, butcher, h 1345 Fulton av
Neefus John D. produce, 113 Wall, N.Y. h Franklin av. n. Monroe
Neefus Wm. bookkeeper, h Franklin av. n. Monroe
Neefus Wm. smith, h 229 Gold
ENeel Margt. wid. h 105 S. 6th
Neelan Thomas, carp. h Henry n. Hamilton av
Neenan John, laborer, h 438 Columbia
Neenan John, laborer, h 404 Columbia
Neenan Patrick, shoemkr. h Conover n. Wol- cott
. F: C. LIGHTE & CO., MANUFACTURERS OF FIRST CLASS PIANOFORTES, ' 421 Broome street, Second Block East of Broadway, New York City.
New York Life Insurance Company, 112 and 114 Broadway, N. Y .- Established, 1845-Purely Mutual Policies on the Non-Forfeiture Plan originated by this Company. Assets. Three Million Dollars.
MASON & HAMLIN'S CABINET ORGANS, Warerooms, 596 Broadway, New York. Seo Advertisement opp. page 370.
NEE-NEL 385
NEL-NES
ENeer Chas. machinist, h 29 S. 6th
Neeson Rose, wid. h 235 Smith
Neff Birzillai J. shipchandler, 32 South, N.Y. h 314 Cumberland
ENeff Joseph, turner, h Suydam n. Central av ENef hammer John, shoemkr. h
ENefkoske Antonio, conductor, h India n. Franklin
Negbaur Lewis, machinist, 7 Spruce, N. Y. h 185 Degraw
ENeger Mathias, wines, 84 Montrose av
Negunt Michael, baker, h 6 Willow
Nehmens William E. cooper, h 69 Tillary
Nehrbas Antonio, shoemkr, h 623 Myrtle av ENehrbas John, shoemkr, 130 Ewen
ENeicber John, tailor, h 190 Montrose av
ENeidert Gottlieb, tailor, h r. 155 Ewen
ENeiding August, tailor, 87 Montrose av
ENeidig Christian, furniture, Devoe c. Leonard Neiding Benedick, brewer, h Stockton n. Throop av
Neidlinger John, glass, 101 Maiden la. N. Y. h 240 Carlton av
Neidlinger William, clerk, h 371 Carlton av Neifeldt Peter A. h Bedford av. n. Park av Neil Ann wid. h Tillary c Lawrence
Neil Edwin, machinist, h 3 Steward's al ENeil Fredrick, weaver, h 164 7th
Neil Jacob, baker, h 130 Hudson av Neil James, laborer, h 7 Hamilton av Neilis James, junk, h Wolcott n Conover Neill James, roofer, h Bergen c. Powers Neilson Peter, lighterman, 23 h 32 Hicks ENeip Jacob, laborer, h 89 Marshall
ENeilp Sebastian, laborer, h Bartlett n. Throop av
ENeilson Alfred, machinist, h 150 4th ENeish James, seamin, h 174 S. 5th
ENeligan Dennis, bookkeeper, h 257 N. 2d ENell Adam, vender, h Waterbury c. Grand Nelligan J. Anne, wid. vestmkr, h Wycknoff n. Powers
Nelligan Mary, wid. h Schenck n. Park av Nelligan Patrick, cook, h Lafayette av n. Nos- trand av
Nellis John S. grocer, Smith c. Wyckoff
Nelson Abner W. h 76 Park av
Nelson Admiral, broker, 298 Pearl, N. Y. h 240 Adelphi
ENelson Adolph, brass, B'way n. Bartlett
Nelson Alfred, mer. 24 Pearl, N. Y. h 129 Willow
Nelson Andrew, clerk, h 4 Pacific
Nelson Andrew, mer. tailor, 372 Myrtle av .
Nelson Andrew, pilot, h Underhill av. c. Atlantic
ENelson Andrew, ship carpenter, h Oakland n. Eagle
Nelson William B. sailmkr. h 105 Livingston Nelson Renjamin W. clerk. h 42 Remsen
Nelson Cathrine, wid. h 658 Atlantic av
ENelson Charles, machinist, h 187 2d
Nelson Charles, painter, h 87 Union Nelson Charles, seaman, h 44 Jay
Nelson Charles, seaman, h 16 Rapelyea Nelson David, pipemkr. 241 John ENelson E. wid. h 269 S. 1st
Nelson Edward, seaman, h 111 Sackett
| Nelson Frederick, pilot, h Walworth n. De Kalb av
Nelson George, clerk, h 416 Atlantic
Nelson George, crockery, 83 Grand, h 187 2d
ENelson George P. bookbinder, h Freeman n. Union av
Nelson George W. shipmaster, h 223 Pacific
ENelson Henry, laborer, h 45 Montrose av
ENelson Henry A. sailmkr. h 93 7th
ENelson Isaac T. sparmkr. h Franklin D Mil- ton
Nelson J. shipmaster, h 321 Pacific
ENelson Jacob, peddler, h 138 Johnson
ENelson Jacob K. machinist, h 94 Madison
Nelson James, gardener, h Putnam av. c. Nos- trand av
Nelson James F. pressman, h 85 Willoughhu
Nelson James C. police, h Van Brunt n. Degraw Nelson James N. lawyer, 5 Beekman, N. Y. h 381 Carlton
Nelson John, baker, h 292 Smith
Nelson John, boatman, h Vandyke n. Van Brunt
Nelson John, carpenter, h 587 Columbia
ENelson John, candies, 24 S. 1st
Nelson John, laborer, h r. 145 Plymouth
Nelson John, porter, h 142 Sackett
Nelson John, seaman, h 19 Union
Nelson John, sailor, h 19 Beech pl
Nelson John, seaman, h 179 Front
Nelson Joseph, h Putnam av n. Franklin av
Nelson Lewis, watchman, h 9 Carroll
ENelson Lewis H. (col.) renovator, 130 5th, h 158 7th
Nelson Mary, boarding, h 13 Dean
ENelson Merrick, machinist, h 162 S. 5th
Nelson Moses, laborer, h Pearl c. Water
Nelson N. tailor, 739 Atlantic av
Nelson Nelus, grocer, 95 Graham
Nelson Nicholas, seaman, h Sedgwick c. Van Brunt
Nelson Nicholas, tobacco, 22 South, N. Y. h 132 Union
ENelson Ottway, goldbeater, h 2d c. N. 9th
ENelson Peleg, shipmaster, h 58 S. 2d
ENelson Peter, painter, Old s !. N. Y. h 19 4th Nelson Samuel, U. S. Circuit Judge, 14 Court, h Cooperstown
ENelson Sarah, wid. h 2d e. N. 8th
Nelson Theodore, carpenter, h 80 Washington
Nelson Theopolis, accountant, h 13 State
Nelson Thomas, boarding, h 105 Hudson av
Nelson Thomas, police, h Monroe n. Marcey av Nelson William, longshoreman, h 518 Columbia ENelson William, porter, h 2d c. N. 8th
Nelson William, joiner, h Freeman n Union av
Nelson William, stereotyper, h 247 Van Brunt ENelson William, (col.) whitewasher, h 3 N. 1st Nelson William, Jr. mer. 24 Old slip, N. Y. h 52 Livingston
ENelson William L. carpenter, h 143 Ainslie Nemans Anna, wid. h 233 Pearl
Nemans John P. shipcarpenter, h 233 Pearl
Neninger Louisa, wid. h 316 Henry
Nensel Frederick, tanner, h 99 Boerum
Neppier William, fruit, 325 Dey, N. Y. h 520 Columbia
Nesney Bernard, laborer, h r. 1346 Atlantic av
Machines to Let, by the Week or Month. { E. H. Craige,
Fulton and Court streets.
Operators furnished for Families.
METROPOLITAN INSURANCE COMPANY, 108 BROADWAY, N. Y., rine & Fire) assets $589, 186.92-three-fourths of the Profits returned to the assured,
25
MASON & HAMLIN'S CABINET ORGANS, In Cases of Rosewood, Ebony, Walnut, and Oak, $100 to $1,200 each.
NES-NEV
386
NEV-NEW
New York Life Insurance Company, 112 and 114 Broadway, N. Y .- Established, 1845-Purely Mutual Policies on the Non-Forfeiture Plan originated by his Company. Assets, Three Million Dollars.
Nesbit James, smith, h r. 12 Vanderbilt av
Nesbitt James, cigarmkr. 16 Verandah pl
Nesbitt James, porter, h 11 William
ENesbitt Mary A. wid. h. 203 Ainslie
Nesbitt Moses, fish, 95 Myrtle av. h 370 Myr- tle av
Nesbitt Patrick, porter, h 63 Amity Nesbitt William, laborer, h 83 Wyckoff
Nesel Charles, shoemkr. 278 Atlantic
ENeseman William, baker, 164 5th
Neslen Henry, painter, h 106 Raymond
Nesmith Henry E. shipping, 28 South, N. Y. h 85 Remsen
Nesmith James, mer. 28 South, N. Y. h 173 Henry
Nesmith James P. proofreader, 24 Franklin av ENess Frederick, butcher, 36 Stagg
ENess George M. butcher, 97 Stagg
Nessle John P. enameler, 97 Water, h 216 Ross
NESSLE & TAYLOR, enameler, 97 Water
Nestell Adam, saloon, 171 Jay
ENest Adam, cutter, h 180 Montrose av
Nestor James, laborer, h 248 Gold
ENeswoalt Andrew, cabinetmkr. h 109 Ewen ENetigan Francis, boilermkr. h 257 N. 2d
ENettre Philip, importer, 79 Leonard, N. Y. h 119 S. 4th
ENeubauer Louis, tailor, 160 4th
ENeubig George, seaman, h 82 Mckibbin
Neubourg Helena, wid. 6 Sidney pl
Newby Isaac S. butcher, 4 Washington mkt. N. Y.h 120 High
Neuendorff Charles, bookkeeper, h 70 Prospect ENeuf Bernhard, laborer, h r. 175 Ewen
Neuhaus Charles E. (M. D.) h 7 E. Baltic
Neumann Ameel, tinsmith, h 49 York
Neumer August, cigarmkr. h Union av. n. Stagg
Neureider August, cabinetmkr. h. Flushing av n. Throop av
ENeurenther August, cabinetmkr. h Hopkins n. Nostrand av
ENeusen Robert, driver, h. Adams n. Wash- ington
ENeush Henry, machinist, h 170 N. 1st
Neutecker Charles, tobacconist, 92 Water, N. Y. h 710 Atlantic av
Neuville Clarence M. clerk, 10 Barclay, N. Y. h 162 Clermont av
ENevans J. H. machinist, h 157 N. 1st
Nevans John W. oil, h Hickory n. Franklin av Neven John, carpenter, h 107 Gold
ENevil Mary, operator, h 10 Remsen
ENeville Philip, laborer, h 30 Wythe av
ENeville Edgar, engraver, h 182 B'way
ENeville Elizabeth V. wid. h. 22 S. 6th
Neville James, bricklayer, h Butler n. Frank- lin av
Neville John, laborer, h 14 Union
Neville M. T. watches, 721 Myrtle av
ENevil e Richard J. lawyer, h 22 S. 6th
ENeville William, awnings, 3d c. N. 4th Neville William, wheelwright, h 77 Congress Nevills Ellen, wid. h William n. Richard
Nevin Denis, smith, h 3 Portland av
Nevin Edward, glassblower, h 348 Atlantic Nevin Ellen, wid. Tillary n. Stanton
ENevin James, baker, 48 Wythe av Nevin James, sodawater, 285 Adams
Nevin Michael, books, 312 Fulton Nevin T. M. h 415 State
Nevin Eliza, wid. Ashland pl. h Raymond
Nevins James. butcher, Smith, n. E. Warren, h r. 65 Wyckoff
Nevins John, laborer, h E. Baltic n. Wash- ington av
Nevins Mary E. h 239 Livingston
Nevins Thomas, broker, h 8 Carroll
Nevins R. bookkeeper, h 96 Hamilton
Nevins William, h Spencer n. De Kalb av >
Nevins William, sash and blind mkr. Nassau, n. Concord, h 172 Johnson
Nevitt William, driver, h United States n. Little
Newlin Howard, flour, 28 Front, N. Y. h 175 Amity
ENew Harriet, wid. h Union av. n. Dupont New Margaret, wid h 307 Hicks
ENew Peter, shoemkr. h Union av. c. Green
New T. roofing, 32 John, N. Y. h Hamilton, c. Gates av
Newall Stephen, carpenter, h Monroe n. Bed- ford av
Newbern Walter, clerk, h Greene av. n. Classon av
Newberry Annie, artist, h 195 Fulton
Newberry Edward (M.D.) h 195 Fulton
Newberry James, joiner, h 102 Union
ENew berry James, upholsterer, h 254 N. 2d
Newbery John, gasfitter, h 164 Jay
Newbery Robert, cooper, 60 Washington
Newbery & Doyle, coopers, 60 Washington
Newbould George H. clerk, h 40 Pierrepont
Newbould John A. mer. 86 Liberty, N. Y. h 40 Pierrepont
Newburgh James, h 54 Prince
Newburn Jackson, (col.) clerk, h Saratoga av. n. Pacific
ENewbury Robert, cooper, h r. 17 N. 6th
Newcomb Catharine, wid. h 2 Bond
ENewcomb Evander, engineer, Dupont n. Union av
ENewcomb George, carptr. h Ash n. Union av
Newcomb George V. (M. D.) h 149 Adelphi Newcomb H. E. wid. h 89 State
Newcomb John G. paints, h 127 Butler
Newcomb Jonathan, caulker, h 226 Clermont Newell Daniel, h 301 Carlton av
Newell Henry J. salesman, h 287 Dean
Newell James T. builder, 6 Bond, h 211 Duf- field
Newell John, engineer, h 236 Jay
Newell John C. conductor, h 3d av. n. 24th
Newell Richard J. joiner, h Skillman n. Wil- loughby av
Newell Robert, bookkeeper, h 236 Jay
Newell Robert, clothing, 49 Chambers, N. Y. h 287 Dean
Newell Robert W. coachman, h 44 Tillary
ENewell Samuel, glassmkr. h 176 Taylor
Newell Thomas, clerk, h 287 Dean
Newell William H. engineer, h 72 Carll
Newell Willard M. shoes, 15 Murray, N. Y. h 5 Monroe pl
Newhoff John H. grocer, Kent av. c. Park av
F. C. LIGHTE & CO., MANUFACTURERS OF FIRST CLASS PIANOFORTES; 421 Broome street, Second Block East of Broadway, New York City.
PURELY MUTUAL LIFE INSURANCE.
NEW-YORK
LIFE INSURANCE CO. ESTABLISHED 1845.
Home Office, 112 & 114 Broadway, N. Y.
ASSETS, (SECURELY FED,) #4,000,000.
A Policy of Life Insurance is always man with a dependent family is free from
an evidence of prudent forethought, and no
Lord Lyndhurst, Chancellor of England. reproach if his life is not insured .- The late
HOWLAND SU
DeMorgan.
world which approaches, even remotely, to the SECURITY of a well established and pru- dently managed Life Insurance Company .- There is nothing in the Commercial
This is one of the OLDEST, SAFEST, and most SUCCESSFUL Life Insurance Companies in the United States and offers advantages not excelled, and, in some respects, NOT EQUALLED, by any other. It has paid to widows and orphans of the assured over TWO MILLION DOLLARS. Its Trustees in New-York City are of the very first and most reliable names.
It is STRICTLY MUTUAL, the policy holders receiving the entire profits,
Special care in the selection of its risks .- strict economy,-and a safe and judicious invest- ment of its funds,-emphatically characterize the management of this Company. (
Premiums received QUARTERLY, SEMI-ANNUALLY or ANNUALLY, at the option of the assured. Policies issued in all the various forms, of WHOLE LIFE, SHORT TERM, ENDOWMENT, ANNUITY. &C
DIVIDENDS DECLARED ANNUALLY, (FOR 1866, 50 PER CENT.)
The mortality among its members has been proportionately less than that of any other Life Insurance Company in America-a result consequent on a most careful and judicious selection of lives, and one of great importance to policy holders.
It offers to the assured the most abundant security in a large accumulated fund, amounting now to
FOUR MILLION DOLLARS.
It accommodates its members in the settlement of their premiums, by receiving a note for a part of the amount when desired-thus furnishing Insurance for nearly double the amount for about the SAME CASH PAYMENT, as is required in an " all cash Company."
The NEW FEATURE in Life Assurance, recently introduced by this Company of issuing LIFE POLICIES NOT SUBJECT TO FORFEITURE,
is regarded with universal favor, and annihilates the only argument of any weight which can possibly be brought against the system of Life Insurance,
FRANCIS HART & CO., Printers and Stationers, 63 Cortlandt St., New-York.
Table of Premiums for a Non-Forfeiture Policy, requiring only Ten Annuai Premiums in Cash to secure $1000 at the Death of the Assured.
AGE.
Annual Prem. for Ten Years.
AGE.
Annual Prem. for Ten Years.
AGE.
Annual Prem. for Ten Years.
18
$39.63
31
$52.11
44
$68.33
19
40.38
32
53.09
45
69.61
20
41.15
33
54.16
46
71.00
21
41.98
34
55.31
47
72.46
22
42.87
35
56.54
48
74.05
23
43.81
36
57.82
49
75.90
24
44.80
37
59.15
50
78.41
25
45.84
38
60.52
51
81.27
26
46.91
39
61.95
52
84.24
27
48.05
40
63.35
53
87.33
28
49.19
41
64.64
54
90.54
29
50.24
42
65.88
55
93.90
30
51.17
43
67.08
Dividends declared upon the ordinary Life Table Rate. If the premiums of a Non-Forfeiture Policy are paid all cash, the Dividends operate as an Annuity to the party during his whole life.
The following is a summary of the Company's business for the year 1864:
4,905 New Policies Issued, Insuring
$13,147,558
Income from Premiums and Interest .
$1,729,811 17
Disbursements for Losses, Dividends and Expenses
724,593 04
Balance in favor of Policy Holders, who are the ONLY STOCKHOLDERS IN THE COMPANY, and receive ALL THE PROFITS
OVER ONE MILLION DOLLARS. Dividend declared January 1865, Fifty per Cent.
The following statement, taken from the OFFICIAL RETURNS of the Massachusetts Insurance Commissioners, showing the number of policies issued in the years 1861, 1862, and 1863, exhibits at & glance THE PRESENT COMPARATIVE SUCCESS of the principal Life Insurance Companies in this country :
NAME OF COMPANY.
When Organized.
issued in 1861.
issued in 1862.
issued in 1863.
New-York Life.
1845
1160
3302
4338
Mutual Life ..
1843
1120
1833
2594
Connecticut Mutual.
1846
1087
1775
4230
Mutual Benefit .....
1845
866
1741
2840
New England Mutual.
1843
817
1498
1729
Manhattan.
1850
688
1149
1464
Equitable
1859
536
1233
1271
Home
1860
869
788
1751
United States ..
1850
651
666
819
Massachusetts Mutual.
1851
600
662
808
Knickerbocker
1853
242
551
739
Guardian .
1859
230
688
885
Germania.
1860
240
722
2018
Union Mutual, Me.
1850
436
334
939
National, Vt
1850
111
170
218
Washington
1860
179
362
445
State Mutual.
1846
198
129
137
Berkshire .
1852
237
149
169
North America
1862
71
740
Charter Oak.
695
From the above it will be seen that the number of policies issued in 1861, 1862, and 1863, by the " New York Life," exceeded that of any other Company in the United States. Much of this success is due to the NON-FORFEITING PLAN originated by this Company, which has revolutionized the sys- tem of Life Insurance, throughout the United States, and is more fully described on the next page.
Number Number Number of Policies of Policies of Policies
The New-york Fife Insurance Company
Has originated and adopted a NEW FEATURE, known as
THE NON-FORFEITURE PLAN,
Which is rapidly superseding the old system of life-long payments. It has received the unqualified approval of the best business men in the land, large numbers of whom have taken out policies under it, purely as an investment.
A new schedule of rates has been adopted, under which the insurer may cease paying at any time without forfeiture of past payments, and
AT THE END OF TEN YEARS ALL PAYMENTS CEASE ENTIRELY,
and the policy thenceforward becomes a source of income to him. To secure this result the annual rate of insurance must of course be somewhat higher. But almost any person in active business would greatly prefer paying a higher rate for a limited time and be done with it, to incurring a life-long obligation, however small.
By the table on which this class of policies is based, a person incurs no risk in taking out a policy. Insuring to-day for $5,000, if he dies to-morrow the $5,000 immediately becomes a claim ; and if he lives ten years, and makes ten annual payments, his policy is paid up- nothing more to pay, and still his dividends CONTINUE, making
HIS LIFE POLICY A SOURCE OF INCOME TO HIM WHILE LIVING.
The only argument of weight offered against Life Insurance is, that a party might pay in for a number of years, and then, by inadvertence, inability, &c., not be able to continue paying, thereby losing all he had paid. The "New York Life" have obviated this objection by their
TEN YEAR NON-FORFEITURE PLAN.
A party by this table, after the second year
CANNOT FORFEIT ANY PART OF WHAT HAS BEEN PAID IN.
Thus, if one insuring by this plan for $10,000, discontinues after the second year, he is en- titled to A PAID-UP POLICY, according to the number of years paid in, viz. :
Second year, two-tenths of $10,000 (am't ins'd), amounting to $2,000, with divid'd on same for life.
Third year, three-tenths of =
..
..
3,000, « 44
=
Fourth year, four-tenths of =
4,000, =
Fifth year, five-tenths of =
=
5,000, ..
And so on, until the tenth annual payment, WHEN ALL IS PAID, and DIVIDENDS STILL CON" TINUE DURING THE LIFE-TIME OF THE ASSURED.
17 This feature, among others, has given to this Company a success unparalleled in the history of Life Insurance.
A credit of twenty per cent is given on this table if desired. The current New York rate of interest upon these credits is required to be paid annually until they are cancelled by dividends, or paid off by the assured.
WILLIAM H. BEERS.
MORRIS FRANKLIN,
ACTUARY.
PRESIDENT.
THEODORE M. BANTA, Cashier.
TRUSTEES.
MORRIS FRANKLIN,
WM. C. DUSENBERY, ISAAC C. KENDALL,
WM. H. APPLETON,
JOHN M. NIXON,
JOHN E. WILLIAMS, JOHN L. ROGERS,
DAVID DOWS,
HENRY K. BOGERT, JOHN MAIRS,
DANIEL. S. MILLER,
THOMAS SMULL, RUSSELL DART,
WILLIAM BARTON.
ROBERT B. COLLINS, DUDLEY B. FULLER, WM. A. BOOTH,
From the New-York Independent, Feb. 1, 1865.
[ REV. HENRY WARD BEECHER'S PAPER. ]
NEW-YORK LIFE INSURANCE COMPANY.
" We have much pleasure in calling attention to the Annual Statement for 1864 of the above Company, which will be found in another column. It is in all points most satis- factory. They declare a Dividend to Policy-Holders for the past year of Fifty per cent. They have augmented their Capital One Million of Dollars, and it now reaches nearly $4,000,000 ; they have issued 4,905 new Polices during the year, insuring $13,147,558. Its Cash Premiums exceed those of any other Company in the United States, with but one exception. The whole business of this Company reflects great credit on its prudent and energetic management. Its Board of Trustees is composed of Influential Citizens of New-York, whose names and standing are a guarantee to the public of the solid character of this wealthy Company. It is the religious duty of the head of every family to protect it from all contingencies, by having a Life Insurance; and we know of no Company by which the interests of the Policy-Holders are better cared for than in the New-York Life Insurance Company, which now makes its 20th Annual Report."
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