The Cleveland Directory Co.'s Cleveland (Cuyahoga County, Ohio) city directory, 1889, Part 178

Author: Cleveland Directory Co
Publication date: 1888/89
Publisher: Cleveland, Ohio : Cleveland Directory Co.
Number of Pages: 1072

USA > Ohio > Cuyahoga County > Cleveland > The Cleveland Directory Co.'s Cleveland (Cuyahoga County, Ohio) city directory, 1889 > Part 178

Note: The text from this book was generated using artificial intelligence so there may be some errors. The full pages can be found on Archive.org (link on the Part 1 page).

Zoller John M. (J. M. Zoller & Son), res. 241 Garden Zoller J. M. & Son (John M. and William F.), grocers, 241 Garden

Zoller William F. (J. M. Zoller & Son), res. 241 Garden

Zollmann Jacob, finisher, r. 30 Hill Zolna Jakub, laborer, bds. 22 Snow Zolna Josef, laborer, bds. 22 Snow Zolofski Martin, laborer, r. 2454 Burke Zolor Anton, wiredr. r. 57 Hamlet

Zominsky Charles, blksmith, r. 23 Cross

Zone Oil Co. 398 to 402 Perry; A. G. Harbaugh, pres. ; E. Molony, vice-pres .; H. P. Heedy, sec. and treas.

Zorinsky George, grinder, r. 28 Race Zorn Carl M. Rev. pastor Zion Evangelical Lu- theran Church, r. 411 Erie

Zornow Charles, laborer, r. 73 Holmden av. Zornow Frederick, boilermkr. r. 30 Pear Zornow Frederick, painter, r. 6 Ackley ct. Zornow John. boilermkr. r. ss. Guthrie, W. C.

HORSE AND WAGON COVERS, J. & F. A. WAGNER, OILED CLOTHING, ETC. 167 River St. Tel. 905.

WOOD, HANNA & CO.

TELEPHONE 3030.

Sewer Builders 5 1225 and 1227 and Contractors. Euclid Avenue. Particular attention given to House Sewer Connections.

ZOR

818

ZYT

Zornow Jolin, boiler, r. 122 Rowley Zornow John, Jr. laborer, r. 122 Rowley Zornow William, boilermkr. r. 30 Pear Zornow William C. machinist, r. 30 Pear

Zorr Andrew, wiredrawer, res. ws. Merkel av. 1st house s. of L. S. & M. S. Ry.

Zoschnik Carl, mason contractor, r. 98 Petrie Zoschnik Henry G. mason contractor, res. 38 E. Clark av.

Zottman George E. bkkpr. A. B. Williams & Co. r. 15 Jennings av.

Zottman Guy F. trav. agt. r. 94 Liberty

Zottman Josiah A. foreman C., C., C. & I. Ry. shops, r. 94 Liberty

Zottman Seth J. farmer, r. 94 Liberty Zoul Josef, laborer, r. 52 Dolloff

Zoul Marie, wid. r. 15 Catawba

Zoul Vaclav, dry goods, 1646 Broadway Zoulek Jan, laborer, r. 103 Milford

Zoun George, boilermkr. r. 14 Foote

Zovka Jan, laborer, r. 54 Douse Zralik Josef, laborer, r. 8 Devoy Zralik Macek, laborer, bds. 2512 Barkwill av. Zschach Ernst, groceries, 227 and 229 Fleet Zsemba John, laborer, r. 2460 Burke Zsiga Janos, r. 18 Ohio #

'Zsupnyik Joseph, r. 18 Burwell

Zsupsein Henry, laborer, res. Bolton av. se. cor. Carran

Zsupsein John, laborer, res. Bolton av. se. cor. Carran

Zub Jolın, laborer, bds. 20 Snow

Zuber Ottmar, laborer, r. rear 39 Myrtle

Zuck John G. carpenter, r. 242 Garden

Zuck William, laborer, r. 191 Starkweather av. Zucker Andreas, laborer, r. 117 Irving

Zucker Anton, carpenter, r. 5 Brig

Zucker Charles, lawyer, room 3, 219 Superior, r. 277 Orange

Zucker Fannie, wid. Israel, r. 375 Broadway Zucker Henry, clerk, r. 938 Pearl

Zucker Herman D. buyer Root & McBride Bros. r. 373 Scovill av.

Zucker Jolını, laborer, r. 880 Payne av.

Zucker Moritz, trav. agt. r. 277 Orange

ZUCKER PETER,

Lawyer, office, room 3, 219 Superior, r. 277 Orange

Zucker Sarah, wid. Abraham, r. 277 Orange Zucker Sigmund, peddler, r. 35 Jackson Zuckerman Tichki, peddler, r. 8 Berg

Zuckerman Jacob, peddler, r. rear 44 Hill

Zuckerman Julius, peddler, r. rear. 8 Berg Zuckerman Louis, laborer HP Nail.Co. Zuelch Charles, wks. 109 Water

Zuellig Jacob, liquors, 619 Pearl

Zuellig Mary, wid. Joseph, r. 10 Burton Zuk Edward, salesman, r. 77 Trumbull

Zukenski Jan, laborer, r. 265 Ackley av. Zukowski Michael, bricklayer, r. 11 Halsey

Zulauf Henry, stillman, r. 5 Consul

Zulauf John, blacksmith, bds. 702 Tod Zuleck C. laundry, bds. 60 Water Zunc Josef, laborer, r. 60 Hartford Zunt Jan, laborer, r. 10 Catherina Zunt Joseph, laborer, r. 137 Swiss Zurfieli Frank J. broommkr. r. 24 Pear

Zurlinden Charles, meats, 59 Central Market, r. 54 Bridge

Zurlinden Philipina, wid. Carl, r. 75 Penn Zurowski Valentin, laborer, r. es. Thomas st. Zurul Friedrich, laborer, r. 40 Davies Zuske John, gardener, ws. Ansel av. 4th house s. of St. Clair

ZUSY DENIS,

Grocery, Wines, Liquors, Cigars, &c., 965 Payne av., r. same

Zusy George W. salesman, 965 Payne av.

Zutavern Henry, teamster, r. 907 Lorain

Zutavern Henry W. teamster, r. rr. 922 Lorain Zuter Charles J. teamster, r. 41 Vega av.

Zuzk Charles, laborer, r. 145 Herschel

Zverina Anton, sew. mach. agt. r. 12 Dille

Zverina Anton, Jr. grocer, 2277 Willson av. r. 12 Dille

Zwallow Christ. lab. bds. 1668 Woodland av. Zweidinger Chas. cabinetmkr. 72 Bolivar Zweidinger Jacob, shoemkr. 111 Bolivar

Zweidinger Jacob J. removed to Pittsburgh, Pa.

Zwick Frederick, cabinetmkr. r. 70 Wade av.

Zwick John, mason, r. 36 Milton

Zwicker C. machinist, r. 44 Willcutt av.

Zwicker Frederick, furniture, 448 St. Clair Zwicker Robert, paperhanger, r. 44 Willcutt av. Zwieman Christina, wid. r. 2 Clarence la.

Zwiener John, laborer, r. 57 Butler

Zwierlein August, shoes, 527 Pearl, r. 40 Jay Zwikler Rosa, Mrs. r. 109 Woodland av.

Zwilling Frank, foreman Acme Machinery Co. r. 45 Davenport

Zwilling Frederick, blacksmitlı, r. 193 Oregon

Zwilling George, polisher, r. 165 Wade Park av. Zwilling George F. machinist, r. 193 Oregon Zwilling George W. machinist, r. 721 St. Clair Zytchik Joseplı, optician, r. 256 Orange

-THE

IRECTORY IBRARY.

DIRECTORIES OF ALL THE PRINCIPAL CITIES OF THE UNITED STATES AND CANADA KEPT ON FILE AT OUR OFFICES, FOR THE ACCOMMODATION OF OUR PATRONS.

CLEVELAND DIRECTORY CO.,

65 and 67 Frankfort St., and 23 Public Square, Room 12.

B. KINGSBOROUGH, 1228 EUCLID AVENUE.

CONTRACTOR AND BUILDER.

BANKS

-AND-

INSURANCE.

SPECIAL DEPARTMENT.

HEREIN WILL BE FOUND THE LEADING BANKING HOUSES, GIVING NAMES OF

OFFICERS, DIRECTORS, CAPITAL SURPLUS,

ALSO FULL PARTICULARS OF

PROMINENT

INSURANCE AGENCIES

-OF-

CLEVELAND, OHIO.

The demand for this department became apparent several years ago, there being no other public record of the Banking and Insurance interests. As our subscribers appreciate it, we shall continue its publication and add to it from year to year.

=THE= =

CLEVELAND NATIONAL BANK,

227 SUPERIOR, COR. SENECA.

CAPITAL, SURPLUS, -

$500,00 o. $70,000.

P. M. SPENCER, Cashier:

S. S. WARNER, President. JAMES PANNELL, Vice-President. DIRECTORS: S. S. WARNER, JAS. PANNELL, HENRY E. MUSSEY, H. TIDEMANN, C. B. LOCKWOOD, CHAS. BURNSIDE, H. R. HATCH, N. O. STONE, P. M. SPENCER.

COMMENCED BUSINESS MAY 28, 1883. TRANSACT A GENERAL BANKING BUSINESS.

Having a thoroughly organized and reliable correspondence established in every direction, and giving prompt personal attention to all business entrusted to it, this Bank solicits the accounts, deposits and collections of banks, bankers, corporations, merchants and individuals and guarantees entire satisfaction to all its patrons.

COLLECTIONS A SPECIALTY. CORRESPONDENCE SOLICITED IN REGARD TO ANY MATTERS OF SPECIAL OR MUTUAL INTEREST.

CORRESPONDENTS:

New York,

FIRST NATIONAL BANK. | Cincinnati,

MERCHANTS NATIONAL BANK·

MERCANTILE NATIONAL BANK.

Boston,

NATIONAL HIDE & LEATHER BANK. | Chicago,

- FOURTH NATIONAL BANK: COMMERCIAL NATIONAL BANK.

CITIZENS' SAVINGS AND LOAN ASSOC'N

OF CLEVELAND,

108 SUPERIOR STREET, WADE BUILDING.

J. H. WADE, President.

W. S. JONES, Sec and Treas.

H. B. PAYNE, H. W. LUETKEMEYER,

Vice-Pres'ts.

-FINANCE COMMITTEE :-

H. B. PAYNE, WM. BINGHAM, F. W. PELTON, J. H. WADE, R. E. MIX,

CAPITAL STOCK, $1,000,000 SURPLUS, - - $550,000

DIRECTORS:

J. H. WADE, H. B. PAYNE, JOSEPH TURNEY, J. P. ROBISON, K. HAYS, W. S. JONES,

W. B. CHISHOLM, JOHN HAY, THOMAS JOPLING,

WM. EDWARDS, S. C. BROOKS,

WILLIAM BINGHAM,

BELDEN SEYMOUR, H. H. LITTLE, J. H. WADE, JR.

H. W. LUETKEMEYER, L. COOLEY, W. J. BOARDMAN, F. W. PELTON,

J. M. JONES, R. E. MIX, GEO. W. HOWE,

E. T. HAMILTON,

E. P. WRIGHT, FRANK LYNCH CHAS. W. BINGHAM,

O. H. PAYNE,

S. T. EVERETT, DOUGLAS PERKINS.

THE

Commercial National Bank

OF CLEVELAND, OHIO,

NATIONAL BANK BUILDING,

Superior Street, North-East Corner Water. TELEPHONE No. 854.

Organized as a State Bank, September, 1845. Re-organized as a National Bank, March, 1865.

CAPITAL, -

$1,000,000.

SURPLUS, 4

$250,000.

TRANSACTS+ A +GENERAL +BANKING+BUSINESS.

Accounts of Bankers, Corporations and Individuals received on favorable terms.

OFFICERS:

DAN P. EELLS, JOSEPH COLWELL, DAVID Z. NORTON,

President. Vice-President. Cashier.

DAN P. EELLS, WM. J. BOARDMAN,

DIRECTORS: CHAS. A. OTIS, SELAH CHAMBERLAIN, FAYETTE BROWN,

E. I. BALDWIN,

JOSEPH COLWELL.

=TELEPHONE 3099 .-

BROADWAY SAVINGS AND LOAN COMPANY.

COR. BROADWAY AND WILLSON AVENUE, BEGAN BUSINESS MARCH 31, 1884.

CAPITAL PAID IN, SURPLUS, -

$100,000

$15,000

JOSEPH TURNEY, C. A. GRASSELLI, O. M. STAFFORD,

President. Vice-President. Sec'y and Treas.

DIRECTORS:

HON. JOSEPH TURNEY, C. A. GRASSELLI, N. O. STONE, GEO. W. MORGAN,

JOHN HIRSIUS,

G. L. HECHLER,

A. J. COOK,

GEO. W. STOCKLY,

C. C. BALDWIN,

J. H. McBRIDE,

W. J. BOARDMAN.

MANAGING ESTATES A SPECIALTY.

First Rational Bank,

127 SUPERIOR STREET.

CAPITAL, - SURPLUS, - - $90,000

JAMES BARNETT, THOMAS H. WILSON, THOMAS WEST,

President.

Cashier.

Assistant Cashier.

DIRECTORS:

PRES. THE GEO. WORTHINGTON CO., HARDWARE. L. F. & S. BURGESS, WHOLESALE GROCERS. SMITH & CURTISS, WHOLESALE TEAS AND COFFEES.

PICKANDS, MATHER & CO., IRON ORE AND COAL.

PRES. CLEVELAND GAS LIGHT AND COKE CO. HON. C. C. BALDWIN.

JAMES BARNETT, SOLON BURGESS, STILES C. SMITH, SAMUEL MATHER,

J. H. MORLEY, EDWARD BINGHAM.

$500,000

O. M. STAFFORD,

K. B. BAILEY,

D. Z. NORTON,

DAN'L SHURMER,

Euclid Avenue National Bank,

31 EUCLID AVENUE,

Telephone No. 2250.

CLEVELAND, O.

CAPITAL, 1 1

$500,000.00

SURPLUS, 1

- 1 25,000.00

DIRECTORS:

J. L. WOODS,

- Woods, Jenks & Co., Lumber.

Brush Electric Co.

C. F. BRUSH, C. W. HARKNESS, - -Standard Oil Co. H. M. BROWN, Dry Goods.

KAUFMAN HAYS,

Office 129 Bank. - Cleveland Provision Co.

BENJAMIN ROSE,

G. W. PACK, Woods, Jenks & Co., Lumber.

L. H. SEVERANCE, Standard Oil Co.

JAMES PARMELEE.

OFFICERS :

J. L. WOODS, -

C. F. BRUSH, S. L. SEVERANCE,

PRESIDENT. VICE-PRESIDENT.

CASHIER.

A GENERAL BANKING BUSINESS TRANSACTED.

Particular Attention paid to Collections.

We solicit the Accounts of Banks, Bankers and Business Men, and offer every facility for the safe transaction of business.

LAMPRECHT BROS. & CO. BANKERS,

137 Superior Street, CLEVELAND, O.

Established 1882.

Transact a general Banking business. Accounts received on favorable terms. Interest paid on Special Deposits.

Buy and Sell Foreign Exchange. Make Cable Transfers. Issue Letters of Credit available in all parts of the world.

WE DEAL IN GOVERNMENT, STATE, COUNTY AND MUNICIPAL BONDS.

WRITE US IF YOU WISH TO BUY OR SELL. Telephone 916.

OHIO NATIONAL BANK,

108 SUPERIOR STREET. TELEPHONE No. 1004.

CAPITAL, -

SURPLUS, -

$400,000. - $100.000.

OFFICERS:

JAMES FARMER, M. A. BRADLEY, H. C. ELLISON,

PRESIDENT. VICE-PRESIDENT. CASHIER.

DIRECTORS:

JAMES FARMER, PRESIDENT,

of Manufacturers' Coal"Co.

Vessel Owner.

M. A. BRADLEY, VICE-PRESIDENT, JOHN D. BRIGGS, Wholesale Grocer. The Cleveland Ship Building Co.

H. D. COFFINBERRY, STILES H. CURTISS, of Smith & Curtiss, Teas, Coffees and Spices. LESTER A. COBB, of Strong, Cobb & Co , Wholesale Druggists. - Cashier.

HI. C. ELLISON,

NEW YORK CORRESPONDENT, NATIONAL PARK BANK.

THE=

National Bank of Commerce,

OF CLEVELAND, OHIO,

NATIONAL BANK BUILDING,

Superior St., North-East cor. Water.

TELEPHONE No. 604.

Incorporated as a State Bank August 31, 1851. Organized as a National Bank May 1, 1863. Re-organized as a National Bank May 1, 1883.

OFFICERS:

J. H. WADE,

PRESIDENT.

G. A. GARRETSON, F. E. RITTMAN,

VICE-PRESIDENT. CASHIER.

CAPITAL PAID IN, SURPLUS, -

$1,500,000 200,000

DIRECTORS:

J. H. WADE,

H. B. PAYNE,

WM. CHISHOLM, J. P. ROBISON, G. A. GARRETSON, J. H. WADE, JR.

C. H. BULKLEY,

SOCIETY FOR SAVINGS J On the Park-127 PUBLIC SQUARE.

-JULY 1st, 1888 .--

Deposits, $15,356,298.48.

Surplus Fund, $1,100,000.00.

SAM'L H. MATHER, SAMUEL ANDREWS, JAMES BARNETT, M. C.YOUNGLOVE, MYRON T. HERRICK, THEO. M. WARNER,

PRESIDENT.

VICE-PRESIDENTS.

SECRETARY AND TREASURER. ACCOUNTANT.

TRUSTEES :

LUTHER ALLEN,

H. R. GROFF,

E. S. ROOT.

O. A. BROOKS,

W. H. HAYWARD.

W. P. SOUTHWORTH,

S. C. BROOKS,

CHAS. HICKOX,

J. J. TRACY,

1. H. BROOKS,

ADDISON HILLS,

W. R. WARNER,

J. D. CLEVELAND,

E. S. ISOM, GEO. P. WELCH,

B. J. COBB,

MARTIN LAUER,

H. S. WHITTLESEY,

L. M. COE,

C. A. OTIS,

E. P. WILLIAMS,

E. S. FLINT,

P. W. RICE,

S. E. WILLIAMSON.

THE Savings and Trust Company, Nos. 42 AND 44 EUCLID AVENUE.

CAPITAL, I

$750,000.

OFFICERS :

C. G. KING, D. LEUTY, H. TIEDEMAN, H. R. NEWCOMB,

President.

Vice-Presidents.

Secretary and Treasurer.

FINANCE COMMITTEE I

C. G. KING, H. TIEDEMAN, R. P. MYERS,

H. R. HATCH, S. W. SESSIONS, JOHN F. RUST,

D. LEUTY, GEO. H. WARMINGTON.

DIRECTORS :

C. G. KING, H TIEDEMAN, D. LEUTY, J. L. WOODS, J. C. WEIDEMAN,

E. I. BALDWIN, S. W. SESSIONS, H. R. HATCH, R. P. MYERS, N. C. BREWER,

F. A. STERLING, JOHN F. RUST, GEO.H. WARMINGTON M. A. BRADLEY.

THE

UNION NATIONAL BANK

OF CLEVELAND, OHIO.

230 Superior Street, South-East Cor. Seneca Street.

TELEPHONE No. 681.

Established June, 1884.

TRANSACTS A GENERAL BANKING BUSINESS.

CAPITAL,

$1,000.000

SURPLUS, - - -

$60,000

M. A. HANNA, President.

E. H. BOURNE, Cashier.

S. T. EVERETT, V. President.

J. D. WATTERSON, Ass't Cashier.

BOARD OF DIRECTORS:

M. A. HANNA, WM. C. SCOFIELD,

S. W. SESSIONS,

LEE McBRIDE,

S. M. STRONG,

JOHN C. WEIDEMAN,

JOSEPH BLACK, .

J. F. CARD,

S. T. EVERETT.

TELEPHONE 3413.

WOODLAND AVENUE

Savings and Loan Company,

WOODLAND AVENUE, CORNER WILLSON AVENUE.

CAPITAL, SURPLUS,

$100,000 $3,000

C. A. GRASSELLI, C. F. EMERY, O. M. STAFFORD,

President. Vice-President. Sec'y and Treas.

DIRECTORS:

C. A. GRASSELLI. K. B. BAILEY, D. Z. NORTON, C. F. EMERY. DAN'L SHURMER,

JOHN HIRSIUS, G. L. HECHLER, HON. JOSEPH TURNEY, J. T. WATTERSON,

J. H. McBRIDE,

GEO. H. OLMSTED, O. M. STAFFORD, M. LAUER JOHN ROCK, WM. WOLTMAN.

ADVISORY BOARD :

E GRASSELLI.

CHAS. W. BURROWS, JOHN GILL,

DAN'L BAILEY,

GEO. W. MORGAN,

W. H. CAINE, DR. F. H. BARR,

M. A. BRADLEY,

WM. WILSON,

W. D. DRAKE, F. BUETTNER,

J. R. PRICE,

S. K. BARSTOW,

C. REWELL,

F. K. GLIDDEN,

B. HEXTER,

S. HUNKIN,

DR. B. KRAUSE,

Capt. GEO. STONE,

Managing Estates a Specialty. Commenced Business July 1, 1887.

TELEPHONE 1467.

West Side Banking Company,

600 PEARL STREET, CORNER LORAIN.

CAPITAL, SURPLUS,

- -

$100,000.

3,000.

LEE McBRIDE, CHAS. FRIES, T. M. IRVINE,

President. Vice-President. Sec'y and Treas.

LEE McBRIDE.

T. M. IRVINE,

O. C. LAWRENCE.

J. S. HARTZELL,

F. MUHLHAUSER,

CHAS. FRIES,

H. P. McINTOSH.

CHAS. HERRMAN,

A. J. MARVIN,

WM. KENNEY.

JOHN MECKES,

H. GROMBACHER,

MARTIN SNIDER,

H. TOWNSEND.

General Banking Business Transacted.

SAVINGS DEPARTMENT. Interest Paid on Accounts from Day of Deposit.

W. F. THOMPSON, DR. A. J. COOK, W. H. GABRIEL,

H. STARKE, T. E. BURTON,

N. O. STONE, C. O. EVARTS.

DIRECTORS:

BALDWIN & FISH,

REPRESENT THE GRAND OLD

Liverpool and London and Globe

FIRE INSURANCE COMPANY, OF ENGLAND.

Pays Losses without the Customary 60 Days Discount.

Office, 127 Superior Street,

Over First National Bank.

TELEPHONE, No. 743.

COE & OLMSTED, Insurance

86 SUPERIOR STREET.

Firemans Fund, -

German American,

California. - New York.

German,

Freeport, Ill.

Imperial, London. New York.

National,

Northern, .

Aberdeen and London.

Phenix,

Brooklyn.

Metropolitan, (Plate Glass),

New York.

National Life, - -

Vermont.

TELEPHONE, NO. 719.

1870.

1888.

BINGHAM & DOUGLASS, INSURANCE,

WEDDELL + HOUSE + CORNER. TELEPHONE No. 134.

LONDON and LANCASHIRE,

GUARDIAN,

SPRING GARDEN,

RELIANCE,

PRESCOTT,

NORTH AMERICAN,

SCOTTISH UNION and NATIONAL,

NIAGARA,

CITIZENS, ANGLO-NEVADA,

HOWARD, AMAZON,

AMERICAN SURETY COMPANY,

TRAVELERS LIFE and ACCIDENT,

Hartford. New York.

AMERICAN STEAM BOILER, -

LOUISVILLE UNDERWRITERS,

Louisville.

FARRAGUT, -

New York.

CITY TICKET AGENTS OF

PENNSYLVANIA LINES.

Steamship and Tourist Tickets TO ALL PARTS OF THE WORLD.

Liverpool. London. Philadelphia. Philadelphia. Boston. Boston. Edinburg. New York. New York. San Francisco. New York. Cincinnati. New York.

GEO. P. BURWELL, General Insurance Agency

Office, No. 208 Superior Street, Room I. TELEPHONE 612.

CLEVELAND, OHIO.

COMPANIES. ASSETS.

Hartford Steam Boiler Inspection and Insurance Co.,

$1,096,000

Westchester, of New Rochelle, New York, 1,344,000

Buffalo German, of Buffalo.

1,250,000

Providence Washington, of R. I., 1,116,000

British America, of Toronto, 820,000

Germania, of Cincinnati,

151,000

GENERAL AGENCY OF THE-

Hartford Steam Boiler Inspection and Insurance Company,

L. C. BURWELL, Special Agent, A. D. BAITH, Special Agent.

A. C. GETCHELL, Chief, A. W. GETCHELL, Deputy,

C. A. BURWELL, Deputy, F. N. KNAPP, Deputy,

D. W. JOHNSON, Deputy, INSPECTORS OF STEAM BOILERS.

National Life Insurance Company OF VERMONT.

A MODEL CONTRACT.

HE usual forms of life insurance contracts contain many objectionable features that have been the cause of dissatisfaction and disputes. There are other contingencies besides death and old age, for which they make no provision. Through long financial depression, everything may be lost. Health may become impaired. making it impossible to continue business. Occupation or position may be lost, thus cutting off all income. A fortune may be lost by endorsement or speculation. Under these circumstances, what becomes of the usual policy of insurance ? The insured is no longer able to keep it up, and yet at this very time he needs life insurance more than ever. To be sure, most com- panies would give a Paid-up policy, payable at death or some distant time in the future, but wherein is the insured benefitted by this ? Does it furnish money to start or help him in business ? No. Does it furnish money to meet living expenses ? No. Does it pro- duce an income ? No. In short, it renders no financial assistance whatever.

The Policy of the National Life Insurance Company of Vermont, provides for ALL THE ABOVE CONTINGENCIES, and can be paid for in ten, fifteen or twenty years, and con- tains the following Absolute Guarantees :

FIRST: It guarantees an Annual Cash Value, which after a certain period is in excess of all premiums paid. If the insured should not wish to terminate the insurance, the Company will loan the cash value and accept the policy as security This is a great advantage to a person who may need the money to protect credit and business.

SECOND: It guarantees a Paid-up Policy for such a sum as the cash value will purchase, the exact amount being specified in contract at time of issue. This Paid-up policy can be surrendered at any time for its full cash value or used as collateral for loan.

THIRD: It guarantees Extended Insurance for the Full Amount of policy for so long a time as the cash value will pay for it. This is a valuable option to many who may wish the policy carried for its full amount during a period of financial or physical misfortune.

ADVANTAGES OF THIS POLICY.

It protects the insured against adversity in business, as well as dependent ones against the contingency of death.

It is a safe and desirable investment, and in addition insures the life of the holder.

It guarantees that a certain amount of money will be accumulated in a specified time

The policy is negotiable for its cash value-the same as any bond or stock.

The policy is one of the most liberal in existence, as to Residence, Travel and Occupation, and is incontestable after three years, except for fraud.

The thousands of policies which lapsed or were surrendered during the last twenty years would have been saved by this Policy.

This policy is endorsed by the wealthiest and shrewdest bankers, merchants and lawyers of America.

The premiums paid, together with the accumulations thereon, can be used by the purchaser at an age when he is more likely to be dependent upon others than others upon him.

Under this policy you know exactly what you have, and if you need your money more than insurance, you can get it.

Under this policy you have Investment, Protection and the use of your Capital.

OLMSTED BROS., State Agents, 86 Superior Street.

O. M. STAFFORD'S

FIRE AND LIFE

INSURANCE AGENCY 3

CLEVELAND, OHIO.

Combined Capital Represented, over

FORTY-FIVE MILLION DOLLARS.

C IMPANIES : 1

Northern,

London.

North British and Mercantile,

London and Edinburgh.

German-American,

Underwriters' Agency,

Liberty,

Union, - - -

- Montpelier.

Fire Losses Adjusted and Paid Immediately, Without Discount.

HAS PAID OVER FORTY THOUSAND DOLLARS FOR LOSSES DURING THE LAST FOUR YEARS.

OFFICES:

Broadway Savings and Loan Co.,

Woodland Ave. Savings and Loan Co.,

Cor. Broadway and Willson Ave.

TELEPHONE 3099.

Cor. Woodland and Willson Aves.

TELEPHONE 3413.

New York. New York. New York. San Francisco.

National Life,

SEELBACH, SCHNAUFFER & CO., Insurance,

Room 2 Bratenahl Building, COR. SUPERIOR and SOUTH WATER STREETS.

TELEPHONE 772.

COMPANIES :

ASSETS :

North British & Mercantile, of London and Edinburgh,

$3,348,000

German American, of New York, -

5,286,000

Phenix, of Brooklyn, New York, -

- 5,054.000

Niagara, of New York, 2,350,000

Fireman's Fund, of San Francisco, Cal., -

2,182,000

German, of Freeport, Ill.,

2,250,000

Teutonia, of Dayton,

391,000

TELEPHONE 1814.

E. B. TIDD & CO.,

Office, 122 Euclid, Room 6.

Fire Insurance,

Accident Insurance,

Steam Boiler Insurance, Plate Glass Insurance,

Guarantee Bonds.

Fidelity and Casualty Co., Germania F. & M., New Hampshire, United Firemen's, Westchester,

New York. Cincinnati. Manchester. Philadelphia. New York.

CLEVELAND BUSINESS DIRECTORY

FOR THE YEAR ENDING JULY, 1889,

Names of Business Persons, Firms and Incorporated Companies

CLASSIFIED ACCORDING TO BUSINESS.

Headings marked thus * are special.

*Abstracts of Land Titles. ODELL JAY & SONS, 61 Public Square (next Court House)

Abstracts of Title. COZAD, BELZ, BATES & CO., Office 21 Public Square ODELL JAY & SONS, 61 Public Square (next Court House)

* Academies. (SEE SCHOOLS, ETC.)

*Acid and Ammonia. (SEE CHEMISTS, MANUFACTURING.)

Advertising Agents. A. N. KELLOGG NEWSPAPER CO., Nos. 71 and 73 Ontario st. GATES W. N. & CO.,

Office Forest City House bldg .. No. 10 Pub- lic Square

HEWITT & CO., 1154 Euclid av. ; Telephone 3174

WERTHEIMER DAN. S. Room 33, 89 Euclid av. .

WHITAKER WM. H., Office 33 Atwater bldg. Adams Ezra S. 219 Superior La Vayea C. V. 1 Blackstone bldg.

Agricultural Implements.

DAVIS, HUNT & CO., 147 Ontario MCCORMICK HARVESTING MACHINE CO.,

43 Atwater bldg .; Wm. Browning, gen'l agt. Davis Platform Binder Co. The, 204 Superior; works Lorain st. junction L. S. & M. S. Ry. Dorner & Nolte, 32 Columbus Jones L. T. & Co., Broadway, junc. Ontario Mirvine Charles E. 1825 Broadway

*Ale and Porter. (SEE BOTTLING WORKS.) .

Amusements, Places of.

Academy of Music, 175 Bank Cleveland Theater, 129 St. Clair Columbia Theater, 149 Euclid av. Cyclorama, Euclid av. ne. cor. Erie Drew's Dime' Museum, 189 Superior Euclid AvenueOperaHouse, Euclid av.cor.Sheriff Harkness Opera House, 2566 Broadway Park Theater, 67 Public Square 1 Slovanska Lippa, Croton, cor. Case av.

Animal Vaccine.

PETTET J. DR., Office 295 Erie; Stables, Englewood, Ill.

*Appliances, Electric.

DUFLEX $3ºº

ELECTRIC BELTS, Suspensories, Trusses, Batteries, Electric Bottles, etc.,for the Kidneys, Pain, Nervous Fand Weak. Circularsfree. United Electric Co., 89 Euclid av.

Architects.

MITERMILER A., Room 7, 52 Public Square, Telephone 2300 BADGLEY SIDNEY R., 4. Room 35, 29 Euclid av.

CRAMER & FUGMAN, Room 22, 89 Euclid av.

LEHMAN & SCHMIDT, Room 31, 29 Euclid av. Arey Clarence O. 31 Blackstone bldg. Bate Fenimore C. 29 Euclid av. Blackburn Joseph M. 29 Euclid av. Carnegie John, 33 Wallingford ct. Coburn & Barnum, 40 Blackstone bldg. Cole Charles E. 89 Euclid av. Cudell & Richardson, 204 Superior Daniels Joseph, 89 Euclid av. Deering Thomas, 414 Superior

FRED. L. GEGELEIN. { Druggist and Apothecary. COR. CASE AND PAYNE AVS.

VANDORN IRON WORKS

SALESROOM 102 EUCLID AV.

Iron Fencing, Fire Escapes, Stairs, Railings, Crestings, Terminals, Structural Iron and Jail Work. TELEPHONES 3435 and 901.

ARC 820

ATT

Architects-Continued.

Eisenmann John, 29 Euclid av. Eldridge Luther P. 5 Euclid av. Griese Carl H. 58 Public Square Hammond George F. 166 Euclid av. Hardway George J. 89 to 95 Kendall bldg. Hayes James, 61 Prospect Hills John J. 811 Doall Kent Andrew D. 2608 Broadway Koehler Alexander, 44 Euclid av. Lane S. W. 23 Public Square

Moffett Lewis M. 713 Harkness av.

Morse B. F. 125 Public Square

Norton Frank H. 32 Blackstone bldg.

Ruprect Edward P. 106 Euclid av.

Russell John W. 60 Rawlings av. Sabin William W. 249 Superior Schwabe Edwin E. 64 Euclid av. Schweinfurth Cliarles F. 36 Blackstone bldg. Scofield Levi T. 22 Case bldg. Sherwood E. E. 102 Euclid av. Smith A. M. 1224 Euclid av. Smith George H. 29 Euclid av. Smith H. B. 58 and 59, 106 Euclid av. Van Develde Bernard F. 89 Euclid av.

*Architectural Carvers. (STONE AND WOOD.) HAUSHKA & SCHELLENTRAGER, 60 Marion

*Architectural Iron Work.

CLEVELAND FOUNDRY,

10 to 24 Winter; Bowler & Co., proprs. GRANT IRON WORKS, 180 Merwin street KING IRON BRIDGE & MANUFACTURING CO., St. Clair, niw. cor. Wason MACBETH & CO., Center, cor. Winslow VAN DORN IRON WORKS, Salesroom 102 Euclid av. WOODHILL & O'GORMAN, Nos. 115 and 117 Scranton av.

Artificial Flowers. Schroeder G. A. Mrs. 354 Ontario

Artificial Limbs.

HESSLER E. M., 68 Public Square, Madden John, 912 Woodland av.

Artists.

Ahlers Marian, Miss, 106 Euclid av. Amstutz Noah S., Masonic Temple Babcock George H. 190 Superior Bacon Harriet, Miss, 221 Perry Bacon Helen H. Miss, 16 Morse av. Beekman Edward J. 909 Oakdale Best William S. 379 Detroit Bill Frank R. 124 Harbor Bingham L. M. Mrs. 49 5th av. Brown Florence E. Miss, 589 Detroit Clase Eugene, 307 Superior Chevalier John E. 249 Superior Chevalier Louis, 1220 Euclid av. Cleveland Crayon Portrait Co. 520 Pearl Csillagi Stephen, 36 William

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The Cleveland Directory Co.'s Cleveland (Cuyahoga County, Ohio) city directory, 1889, Part 178

Author: Cleveland Directory Co Publication date: 1888/89 Publisher: Cleveland, Ohio : Cleveland Directory Co. Number of Pages: 1072

Author: Cleveland Directory Co
Publication date: 1888/89
Publisher: Cleveland, Ohio : Cleveland Directory Co.
Number of Pages: 1072