Langley's San Francisco directory for the year commencing 1886, Part 296

Author:
Publication date: 1886
Publisher: San Francisco : Francis, Valentine & Co.
Number of Pages: 1434

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GUARANTEE CAPITAL AND RESERVE FUND, $704,000

OFFICERS:

HORACE DAVIS, President. CYRUS W. CARMANY, Cashier and Sec'y. A. N. DROWN, Attorney.

S. C. BIGELOW, Vice-Pres't.

DIRECTORS:

HORACE DAVIS,

S. C. BIGELOW, A. A. SMITH,

ISAAC HYDE,

B. O. DEVOE, A. N. DROWN,

W. A. ALDRICH,

J. H. GOODMAN, F. H. WOODS.

Deposits from the interior, or from any part of the United States or Europe, may be sent by express, or by draft on any business or banking-house; but in no case will the corporation be liable for their safe delivery.

Interest or principal sent to the interior, or any part of the United States or Europe, on receipt of the proper order, accompanied by the pass-book.

Deposits received of $1.00 and upwards. The signature of the depositor should accompany the first deposit. No charge is made for pass-book or entrance fee.

Money loaned on approved security, at lowest rates.

THE GERMAN SAVINGS AND LOAN SOCIETY.

GUARANTEE CAPITAL, $400,000.

No. 526 California Street.

omce Hours from 9 A. M. to 3 P. M. Extra Hours on Saturdays from 7 to 8 P. M. for Receiving of Deposits Only.

Loans made on Real Estate and other Collateral Securities at current rates of interest.

L. GÖTTIG President Vice-President and Cashier

F. ROEDING

GEORGE LETTE Secretary -

1252

SAN FRANCISCO DIRECTORY.

THE Hibernia Savings and Loan Society.

INCORPORATED 12th APRIL, 1859.

OFFICE.

N. E. cor. Montgomery and Market Streets,

SAN FRANCISCO.

The objects for which this Association is formed are, that by its operations the depositors thereof may be enabled to find a

SECURE and PROFITABLE INVESTMENT for SMALL SAVINGS,

And borrowers may have an opportunity of obtaining from it the use of a moderate capital, on giving good and sufficient security for the use of the same.

OFFICERS:

PRESIDENT .M. D. SWEENY. TREASURER ROBERT J. TOBIN.

VICE-PRESIDENT.

1. D. O'SULLIVAN.

ATTORNEY

. RICHARD TOBIN

Any person can become a depositor of this Society on subscribing to the By-Laws.

Deposits can be made from ONE DOLLAR. Loans made on security of Real Estate within the City and County.

THE Oakland Bank of Sauin

Cor. Broadway and Twelfth St., Oakland.

CAPITAL AND RESERVE PAID IN, - $500,000

Francis Blake; W. E. Miller, R. E. Cole,

E. C. SESSIONS, W. W. GARTHWAITE,

-DIRECTORS- Samuel Merritt, Israel Lawton, E. C. Sessions,

Henry Rogers, W. A. Aldrich, E. A. Haines,

President Cashier

General Banking Business transacted. Interest allowed on Term Deposits. Loans on Real Estate and Approved Collateral at lowest market rates.

Correspondents .- San Francisco, Angio-Californian Bank (limited) and Bank of Callfornia; New York, Laidiaw & Co. and Ninth National Bank; London, Angio-Californian Bank (limited): Dublin, Bank of Ireland; Paris, Messrs. D Rothschild Freres; Berlin, Messrs. Gebruder Meyer.

A FINE BURGLAR AND FIRE-PROOF SAFE DEPOSIT VAULT,

For the Safe Keeping of Bonds, Stocks, Jewelry, Silverware, Valuable Papers of every deserlptlon, etc., is offered for the use of the public under management of this Bank. 500 Small Safes for rentai, at low rates. A separate compartment for silverware and other buiky articles. K Entrance to vauit in banking room.

1253

INSURANCE DEPARTMENT

NEW ZEALAND INSURANCE CO.

OF AUCKLAND.

(Fire and Marine.)

CAPITAL

$5,000,000 00

Amount of Capital Stock paid np cash . .$1,000,000 00

Amount of Capital Stock subscribed 5,000,000 00

UNLIMITED LIABILITY OF SHAREHOLDERS.

STATEMENT OF THE CONDITION AND AFFAIRS NOVEMBER 30, 1885. ASSETS.

Real Estate owned by the Company. $ 969,820 00

Loans on Bond and Mortgage ....

423,606 00

Cash Market Value of Stocks and Bonds owned by the Company.

854,448 00

Loans at Call, short periods, and Fixed Bank Deposits. 251,680 00

Cash in Banks and in Company's Offices 43,977 00

Interest due and accrued, and Rents 14,635 00

Premiums due, in course of Collection.

7,644 00

Bills receivable, not matured, taken for Fire and Marine Risks.

9,859 00

Due by Branches and Agencies 178,277 00

TOTAL ASSETS .$2,753,946 00

LIABILITIES.

Losses in process of Adjustment or in Suspenae. $ 212,050 00 Gross premiums on Fire risks running one year or less, $615,384 re-insurance fifty per cent ... 307,692 00 Gross premiums on Marine and Inland Navigation risks, $121.138, re-insurance one hundred per cent.

121,138 00

Interest due and uncalled for on Deposits. 8,970 00

Deposits and other Liabilities.

188,250 00

Joint Stock Capital, actually paid up

1,000,000 00

Surplus beyond Capital, and all other Liabilities.

915,846 00

TOTAL LIABILITIES $2,753,946 00

INCOME.

Net Cash actually received for Fire and Marine Premiums. $1,099,575 00 Received for Rents, Interest on Bonds and Loans, and Dividends on Stocks, and from all other

139,625 00

TOTAL INCOME. $1,239,200 00

EXPENDITURES.

Fire and Marine Losses, net amount paid, including appropriations for unpaid Losses. $ 791,985 00

Dividends to Stockholders ...

150.000 00

Paid for Salaries, Fees, and other charges for Officers, Clerks, etc .. 276,761 00

Paid for State, National and Local Taxes, and Fire and Marine Associations, etc. 16,569 00

TOTAL EXPENDITURES. $1,235,315 00

Surplus for Policy Holders $1,915,846 00

Premiums received from organization of Company to November 30, 1885. .$14,079,902 00

Losses actually paid from organization of Company to November 30, 1885 8,705,945 00

Dividends (cash) paid to November 30, 1885. 1,985,230 00

United States Bonds deposited as security in Oregon 52.500 00

Real Estate in San Francisco, 310, 312 and 314 California St., extending through to Halleck St. 210,000 00

HUGH CRAIG, Manager Pacific Coast, NEW ZEALAND INSURANCE CO'S BUILDINGS,

312 CALIFORNIA STREET, SAN FRANCISCO.

OREGON BRANCH: W. F. BROWN, Manager, No. 27 STARK STREET, Portland,

sources ...

1254

SAN FRANCISCO DIRECTORY.

ORGANIZED IN 1864.

MUTUAL IN NAME ONLY.

HOME MUTUAL

Insurance Company of California.

Head Office ;

216 Sansome Street, San Francisco.

J. F. HOUGHTON, President.

J. L. N. SHEPARD, Vice-President.

CHAS. R. STORY, Secretary. R. H. MAGILL, General Agent.

TWENTY-SECOND ANNUAL STATEMENT,

1886 ---

Losses Paid since organization,

$2,408,453 28

Assets January 1, 1886,

836,269 02

Surplus for Policy Holders,

819,382 72

Reinsurance Reserve,

287,096 09

Capital Paid up, Gold,

300,000 00

Net Surplus, over everything,

232,286 63

Income in 1885,

$544,706 33

Fire Losses Paid in 1885,

289,951 44

Fire Losses Unpaid Jan. 1, 1886,

13,185 00

TWENTY-TWO YEARS OF SUCCESS.

The Company has paid One Dollar per Share per month Dividends (the last one in 1885 having been No. 123), and in the past nine years accumulated Two Hundred and Sixty-five Thousand Dollars additional Assets, viz :

Gross Assets.

Net Surplus.

1878

$570,462 00

$ 76,081 00

1879

594,954 00 75,767 00

1880

589,900 00 112,564 00

1881

642,841 00 153,381 00

1882

679,832 00 198,665 00

1883

712,657 00 233,462 00

1884

759,475 00 252,037 00

1885

856,658 00 250,806 61

1886

836,269 00 · 232,286 63

1255

INSURANCE DEPARTMENT.

THE

STATE INVESTMENT AND INSURANCE CO.

Of San Francisco, Cal.

INCORPORATED 1871.

STATEMENT, MAY 4TH, 1886.

Amount of Capital Stock paid up in Cash, ·$400,000

- ASSETS

Real Estate owned by Company $153,990 09

Loans on Bonds and Mortgages. .

114,155 00

Cash Market Value of Bonds owned by Co. 131,657 73

Cash on Hand and in Banks ..

72,883 91

Cash in Hands of Agents ...

45,601 64

Bills Receivable-Collateral Loan.

29,100 92

Premiums in Course of Collection

27,074 89

Accrued Interest

2,021 34

All other Assets.

5,385 89

581,871 41

- LIABILITIES

Re-insurance Reserve $107,051 36

Losses in Process of Adjustment 12,470 73

Cash Dividends Unpaid 2,250 00

121,772 09 460,099 32

Surplus, as regards Policy Holders

$ 581,871 41

Total Premiums received from organization to date

$3,600,130 67

Losses paid

1,661,980 00

Cash Dividends paid "

511,000 00

A. J. BRYANT, President. RICHARD IVERS, Vice-President.

CHAS. H. CUSHING, Secretary.

Principal Office in Company's Building,

Nos. 218-220 Sansome Street, San Francisco, Cal.

1256

SAN FRANCISCO DIRECTORY.

1865 1886 21 YEARS OF HONORABLE SERVICE.

UNION INSURANCE COMPANY

OF SAN FRANCISCO, CALIFORNIA.

FIRE.

ORGANIZED A. D. 1865.

MARINE.

PAID UP CASH CAPITAL, GROSS SURPLUS,

$750,000.00 380,704.16

ASSETS, - LIABILITIES,

$1,130,704.16 258,240.09

SURPLUS FOR POLICY HOLDERS,

$ 872,464.07

Board of Directors:

J. G. Kittle,

Nicholas Luning,

N. G. Kittle,

Geo. C. Hickox, E. Ransom,

J. H. Freeman,

D. E. Martin,

R. S. Floyd,

A. W. Scholle, J. Baum, H. Maubec, M. D. Sweeney, I. Steinhart, Bartlett Doe, Gustave Touchard,

Cyrus Walker,

Alexander Stoddard, R Dinsmore,

Wm. Campbell,

W. M. Hoag.

E. L. Goldstein, I. Lawrence Pool, S. W. Gregory, Jos. Brandenstein, Charles Baum, James Moffitt, Isaac L. Requa, Benjamin Brewster, H. C. Parker,

With the year 1886 the " Union " attains its majority, having completed 21 years of honorable service as an underwriter, during which time it has received in Premiums $7,269,514, and paid for Losses $4,094,799.

OFFICERS:"

Gustave Touchard President N. G. Kittle Vice-President

Jas. D. Bailey Secretary

EASTERN DEPM'T : Roosevelt & Boughton, Managers, New York City. WESTERN DEPM'T : Thos. & W. A. Goodman, Managers, - Chicago.

Principal Office: 416 California St., San Francisco.

M. J. O'Connor,

J. Martenstein, Adam Grant, Daniel Meyer, . A. E. Sabatie, Charles Kohler,

1257

INSURANCE DEPARTMENT.

FIRE AND MARINE

CAPITAL

SURPLUS to Policy Holders

$300,000

INSURANCE CO. UIT

$458,621

428 CALIFORNIA ST.

C. L. TAYLOR . President.

J. N. KNOWLES . Vice-President.

ED. E. POTTER Secretary and Treasurer.

DIRECTORS:

I. STEINHART . Manager Anglo-Californian Bank

R. D. CHANDLER . Merchant

GEO. H. COLLINS Higgins & Collins

J. B. STETSON Holbrook, Merrill & Stetson

J. J. MCKINNON. .Preston & Mckinnon

FRANCIS BLAKE Blake, Moffitt & Towne

E. B. POND Capitalist ALFRED BARSTOW Rhodes & Barstow

C. L. DINGLEY Shipping Merchant

C. L. TAYLOR . Shipping and Commission Merchant

J. N. KNOWLES . Shipping and Commission Merchant

Features Peculiar to this Company, are:

FIRST-That under its By-Laws, from twenty-five to fifty per cent. of its profits ·must be laid aside as a reserve fund for the better pro- tection of its policy-holders.

SECOND-In the event of a total loss on a building, if the present cost is less than the insurance, the premium for the current year on the difference will be refunded; the only policy on the Pacific Coast that contains this clause.

1258

SAN FRANCISCO DIRECTORY.

ANGLO-NEVADA

ASSURANCE CORPORATION

OF SAN FRANCISCO, CAL,

FIRE AND MARINE.

Capital, $2,000,000.

OFFICE, 410 PINE ST.

DIRECTORS :

LOUIS SLOSS, J. L. FLOOD, W. F. WHITTIER,

J. B. HAGGIN, G. L. BRANDER, E. E. EYRE,

J. ROSENFELD, J. W. MACKAY, E. L. GRIFFITH,

W. H. DIMOND.

J. GREENEBAUM,

GEORGE L. BRANDER President

J. L. FLOOD Vice-President

C. P. FARNFIELD Secretary

J. S. ANGUS Assistant Manager

BANKERS: The Nevada Bank of San Francisco.

1259

PACIFIC DEPARTMENT 215 Sansome Street.

Having Jurisdiction over the States of

MEXICO, ARIZONA: also the HAWAIIAN ISLANDS.

F. P. COOLEY.

THE LION

Fire Insurance Co. of London, England. Capital and Assets, $4,707,560.00.

WASHINGTON FIRE AND MARINE INS. CO. - of Boston, Mass. Capital and Assets, $1,607,414.78.

ORIENT INSURANCE CO. of Hartford, Conn. Capital and Assets, $1,474,443.19.

GEO. D. DORNIN,

WM. SEXTON,

Manager.

Ass't Manager.

SWAIN & ELLIOTT, City Agents.

JULIUS CATLIN, Jr.

RODNEY DENNIS.

UNITED STATES TRUSTEES,

$792,501.40.

ASSETS HELD IN THE UNITED STATES,

INSURANCE DEPARTMENT.

CALIFORNIA, OREGON, NEVADA, COLORADO, and the Territories of WASHINGTON, IDAHO, MONTANA, WYOMING, UTAH, NEW

1260

SAN FRANCISCO DIRECTORY.

J. W. STAPLES.

I. MANHEIM. B. HAGAN.

PACIFIC DEPARTMENT

Scottish Union and National Ins. Co.

OF EDINBURGH.

Cash Assets, -

$15,286,794 16.

National Fire Insurance Co.

OF HARTFORD.

Cash Assets,

$1,774,504 65.

Oregon Fire and Marine Ins. Co.

OF OREGON.

Cash Assets, $312,773 43.

Hagan, Manheim & Co., GENERAL AGENTS,

NO. 217 SANSOME STREET, SAN FRANCISCO.

JAS. W. STAPLES, Manager.

1261

INSURANCE DEPARTMENT.

ROYAL

NORWICH UNION

AND LANCASHIRE

FIRE INSURANCE COMPANIES

Royal Insurance Company Of LIVERPOOL, ENGLAND. Established 1845.

ASSETS, - -

- $30,289,897 04

Norwich Union Fire Ins. Society

Of NORWICH, ENGLAND.

Established 1797.

ASSETS, - - - $ 3,883,202 52 LOSSES PAID SINCE ORGANIZATION, 28,205,359 54

Lancashire Insurance Company

Of MANCHESTER, ENGLAND.

Established 1852.

ASSETS, - - - $ 7,053,799 18 LOSSES PAID SINCE ORGANIZATION, 23,182,040 00

FALKNER, BELL & CO.

General Agents for Pacific Coast,

No. 410 California Street,

San Francisco.

J. A. JONES, -

- Manager.

LOUIS MEL, - Special Agent and Adjuster.

1262

SAN FRANCISCO DIRECTORY.

ERC

INSURANCE

COMPANY

CALIFORNIA

COMMERCIAL

INSURANCE COMPANY OF CALIFORNIA.

Office, 439 California Street,

(Safe Deposit Building.) SAN FRANCISCO.

FIRE AND MARINE.

CAPITAL PAID IN FULL, 1

$200,000 00

Assets, January Ist, 1886, - $456,840 71

Losses Paid Since Company was Organized, $1,346,670 46

JOHN H. WISE, President. CHA'S A. LATON, Secretary.

The London and Provincial

FIRE INSURANCE CO. (LIMITED)

OF LONDON.

Capital Subscribed and Guaranteed, $4,500,000

HELVETIA Swiss Fire Insurance Company OF ST. GALL_

CAPITAL, Subscribed and Guaranteed, $2,000,000,

Swiss Marine Insurance Cos. Combined CAPITAL, Subscribed and Guaranteed, $4,000,000.

HARRY W. SYZ, General Agent, 410 California Street.

1263

INSURANCE DEPARTMENT.

FIRE AND MARINE INSURANCE.

Hamburg-Magdeburg Fire Insurance Co.

OF HAMBURG.

ASSETS, Home Office, Jan. 1st, 1886. $703,192 87

DEPOSIT In the State of Oregon 50,000 00

Germania Fire Insurance Co.

OF NEW YORK.

ASSETS, Jun. 1st, 1886

$2,442, 805 22

50,000 00

DEPOSIT in the State of Oregon ..

Magdeburg General Insurance Co. OF MAGDEBURG. (MARINE. DEPARTMENT.)

ASSETS, Jan. 1st, 1885

.$2,458,204 63

The National Marine Insurance Association (L'd)

CAPITAL (authorized)

OF LONDON.

$5,000,000 00

Great Western Insurance Co. (MARINE) OF NEW YORK. GUTTE & FRANK, General Agents, 307 California Street, San Francisco.

Solid Fire Assets, Cash Capital,

$9,260,096.65

4,000,000,00

The ATNA'S Loss-Paying Record is Unapproncheit by any other Company in the World.

$3,782,600.00 Paid in a Single Fire at Chicago. Paid in a Single Fire at Boston.

LOSSES PAID IN 67 YEARS, $58,750,000.00.

THE ÆTNA

OF HARTFORD, CONN.

America's Largest Company

FAVORABLY KNOWN BY THE PEOPLE DURING ITS ENTIRE HISTORY.

GEO. C. BOARDMAN,

General Agent,

THOMAS E. POPE, Ass't Gen'l Agent,

No. 311 California Street, SAN FRANCISCO, CAL.

1,800,000.00

INSURE WITH

1264

SAN FRANCISCO DIRECTORY.

COMMERCIAL UNION ASSURANCE CO.

( LIMITED ) OF LONDON.

Subscribed Capital. $12,500,000

Paid up Capital 1,250,000

Total Cash Assets, Gold . 11,882,9 68

Total Liabilities, including re-insurance, funds, etc.

8,073,001

Cash Surplus to policy holders . 3,809,967

All Losses on the Pacific Coast Promptly Paid through the Branch Office of the Company at

210 SANSOME STREET, - - SAN FRANCISCO, CAL. C. F. MULLINS, Manager.

Total Amount of Claims Paid : Over Forty-eight Million Dollars !

PRUSSIAN NATIONAL

Insurance Company

Of STETTIN,

GERMANY.

Capital and Cash Assets: Over Two Millions of Dollars.

ALEX. BADLAM & CO.

General Managers Pacific Coast, 323 CALIFORNIA STREET, SAN FRANCISCO.

1265

INSURANCE DEPARTMENT.

H. M. NEWHALL & CO. SHIPPING AND COMMISSION MERCHANTS, 309-311 SANSOME STREET, .

SAN FRANCISCO, - CALIFORNIA.

-AGENCY OF - NATIONAL ASSURANCE COMPANY Of Ireland, ATLAS ASSURANCE COMPANY Of London, BOYLSTON INSURANCE COMPANY Of Boston. H. M. NEWHALL & CO., General Agents, 309-311 Sansome Street.

MANNHEIM INSURANCE COMPANY (Limited) MANNHEIM, GERMANY, (MARINE.)

Capital. $1,000,000 Paid np Capital ... LONDON OFFICE: 79 CORNHILL, E. C. THE STRAITS INSURANCE COMPANY (Limited) OF SINGAPORE, (MARINE.)

$200,000

Capital. .$3,000,0 Paid up Capital. $600,000 This Company will pay a Bouus to Policy Holders out of the Annual Protit.s. TRANSATLANTIC FIRE INSURANCE COMPANY, OF HAMBURG.

Capital ... $1,500,00 0 Assets Jan. Ist, 1886. $1,192, 662 21

.$214, 210 18 Invested in U. S. .$184,355 36

Surplus. GEO. MARCUS & CO.,

232 California Street, San Francisco, Cal.

General Agents for the United States and Territories west of the Rocky Mountains.

HENRY LUND & CO. Shipping and Commission Merchants.

Agents for the Reliance Marine Insurance Company, Limited, of Liverpool. ROYAL SWEDISH AND NORWEGIAN CONSULATE.

214 California Street, San Francisco, Cal.

Represented by W. C. KIRSCHSTEIN, No. 1 Brunswick Street, Liverpool.

1266

SAN FRANCISCO DIRECTORY.

1845.

1886.

THE PERFECTED POLICY

The Mutual Benefit

LIFE INSURANCE COMPANY

-OF-

NEWARK, NEW JERSEY.

CLEAR ! BRIEF ! JUST ! LIBERAL !

AFTER SECOND YEAR NO RESTRICTIONS ON RESIDENCE OR OCCUPATION, No Forfeiture in case of Lapse,

INCONTESTABLE !

CASH LOANS made up to one-half of the Reserve on Assignable Policies.

ANNUAL DIVIDENDS.

No Stockholders. All Profits go to Policyholders.

Amount that may be Borrowed, and Value in case of Lapse, at any period, stated on Policy in Plain Figures. (See illustration opposite page.)

Policies Payable Immediately, on receipt of Satisfactory Proofs of Death.

THE BEST CONTRACT EVER OFFERED.

Total Premiums Received to January 1, 1886, $107,007,584.69 Paid Policyholders since Organization in 1845, 83,672,056.53

JAMES MUNSELL, Jr., Agent for Pacific Coast,

415 Montgomery Street, San Francisco, Cal.

1267

INSURANCE DEPARTMENT

The Mutual Benefit Life Ins. Co.

NEWARK, NEW JERSEY.

ASSETS, Market Values,

SURPLUS, New York Standard,

$39,635,528.20 5,450,862.31

NON-FORFEITURE PROVISIONS OF POLICY.

WHEN AFTER TWO FULL ANNUAL PREMIUMS shall have been paid on this Policy, it shall cease or become void solely by the non-payment of any Premium when due, its entire net reserve, by the American Experience Mortality and interest at four per cent. yearly, less any indebtedness to the Company on this Policy, shall be applied by the Company as a Single Premium at the Company's rates pub- lished and in force at this date, either, first, to the purchase of non-participating term in- surance for the full amount insured by this Policy : or, second, upon the written application by the owner of this Policy and the surrender thereof to the Company at Newark within three months from such non-payment of Premium, to the purchase of a non-participating Paid-up Policy payable at the time this Policy would be payable if con- tinued in force. Both kinds of insurance aforesaid will be subject to the same conditions, except as to payment of Premiums, as those of this Policy. No part, however, of such term insurance shall be due or payable unless satisfactory proofs of death be furnished to the Company within one year after death ; and if death shall occur within three years after such non-payment of Premium, and during such term of insurance, there shall be deducted from the amount payable the sum of all the Premiums that would have become due on this Policy if it had continued in force.

THE FOLLOWING TABLE

shows the amount that the Company agrees to loan (being one-half of the reserve) upon a satisfactory assignment of the Policy as collateral security; also the additional time for which the insurance will be continued in full force after lapse by non-payment of premium; or the value of the Policy in Paid-up Insurance upon surrender within three months from date of lapse. The figures given are based upon the assumption that the premiums (less current dividends) have been fully paid in cash. If there be any indebtedness upon the Policy, the values as stated in the table would have to be reduced proportionally upon the principles stated in the Policy. The indebtedness, if any, may be paid off in cash, in which case the figures in the table will apply.

IN CASE OF LAPSE OF POLICY.

NUMBER OF YEARS' PREMIUMS PAID.

COMPANY WILL LOAN. This column Is omit- ted from Regular " Wife " Policies, which are not assign- able.

EXTENDED INSURANCE.

PAID-UP POLICY.

YEARS.

DAY8.

100

$ 520

160

780

220

1,050

280

100

1,310

340

133

1,570

400

155

1,830

470

152

2,080

530

119

2,340

600

2,590

680

30€

2,840

750

159

3,090

830

342

3,340

910

125

3,580

990

242

3,820

1,420

4,940

1,880

218

5,920

2,370

122

6,750

2,840

290

7,430

3,270

7,960

The above figures apply to a Life Policy issued at age 34 for $10,000. On Endowment and other plans the value and extension are very much greater.

1268

SAN FRANCISCO DIRECTORY.

NEW PLAN OF LIFE ENDOWMENTS! EQUITY BENEFIT ASSOCIATION

(Incorporated under the Laws of the State of California. ) HOME OFFICE : Odd Fellows' New Building, Cor. Seventh and Market Sts.

No Medical Examination ! Same Rates for all Ages !

The Equity Benefit Association offers special inducements to all seeking a safe, secure and profitable investment.

The Object of the Association is to issue Endowment Certificates of Member- ship, payable During Life, in ten equal parts, as provided for by the By-Laws.

The Plan is upon the popular Mutual Co-operative Method, similar to all other benevolent associations, whereby each member has a direct interest in the Association, the only difference arising in the disbursement of its funds to the members DURING LIFE, instead of AT DEATH.

BENEFITS COMPARING WITH COSTS!

NO CONFUSION! NO MISUNDERSTANDING! EVERYTHING SIMPLE!

The plan is the simplest and most comprehensive ever devised.

It presents the best and most popular features of any benefit association in the world. Agents make a great success of it everywhere.

SPECIAL ADVANTAGES SECURED BY MEMBERSHIP IN THE EQUITY BENEFIT ASSOCIATION:

1. Cash Benefits paid during life.

2. Fixed undeviating costs, with fixed periods for payment.

3. Benefits paid on the last day of every month.

4. Old members have no advantage over the younger.

5. Intelligent and active management.

6. The leading Endowment Association of the world.

7. Secretary's detailed statement monthly.

8. An ample Reserve Fund.

9. No stockholders to absorb the profits.

10. Finance Committee's report given semi-annually.

11. The expenses are limited to Two Dollars per Thousand.

12. Justice and Equity to all.

Agents Wanted .- Intelligent and energetic agents of good character and ability wanted in all sections of the United States and Canada, to whom liberal salaries will be paid. Address

J. N. RUSSELL. Jr., Secretary,

Odd Fellows' Building,

San Francisco, Cal.

1269

INSURANCE DEPARTMENT.

THE

TRAVELERS LIFE AND ACCIDENT INS. CO.

Of Hartford, Conn.

Cash Capital, paid up,

$600,000.

ASSETS, January 1st, 1886 LIABILITIES 6,32 1,1 99.35

$8,417,038.21

SURPLUS $2,095,838.86

OLDEST ACCIDENT CO. IN THE WORLD ! MOST LIBERAL LIFE POLICY ISSUED !

JAS. G. BATTERSON, President.

RODNEY DENNIS, Secretary.

WALTER W. HASKELL,

General Agent for Pacific Coast,

242 MONTGOMERY STREET, COR. PINE.

GUARANTEE (OR FIDELITY) BONDS

(As required by Law or for Private Persons) by which the Honesty or Fidelity of Agents, Cashiers, Clerks and all persons holding a Fiduciary Trust is insured against Defalcation and Embezzlement.

ACCIDENT (OR CASUALTY) POLICIES AND TICKETS

By which Indemnity is made for Accidental Death or Temporary Injuries received through Accidental Cause, all issued at Low Rates of Premium by the

FIDELITY AND CASUALTY CO.

OF NEW YORK.

Assets, - . $600,000.

JAMES R. GARNISS, General Agent, 219 SANSOME STREET,

(Basement)

San Francisco, Cal.

1270

SAN FRANCISCO DIRECTORY.

PACIFIC DEPARTMENT CONNECTICUT

FIRE INSURANCE CO.

OF HARTFORD.

CAPITAL PAID UP, - CASH ASSETS, - 1,974,749 75)

$1,000,000 00

J. D. BROWNE, President.

CHAS. R. BURT, Secretary.

L. W. CLARKE, Ass't Sec'y.

WM. MACDONALD, Manager, 330 Montgomery Street, Safe Deposit Building,

SAN FRANCISCO. TELEPHONE No. 348.

OLDENDORFF, MONNASTES & CO.

Resident Agents, Portland, Or.

GEO. F. ASHTON, ) BENJ. J. SMITH, A. B. VOGEL,

Special Agents.

J. MACDONOUGH & CO.

LEHIGH, CUMBERLAND and ENGLISH FOUNDRY COKE, 41 Market Street, corner Spear.

A BUSINESS DIRECTORY

OF THE CITY OF SAN FRANCISCO:

IN WHICH THE DIFFERENT TRADES AND PROFESSIONS ARE CLASSIFIED AND ARRANGED.

COMPILED EXPRESSLY FOR THIS WORK-1886.

ACC

Accountants.

MAX LEVY, EXPERT ACCOUNTANT, Office : 328 Montgomery St., Room 12. Residence : 309 Powell St.

Ashdown Archibald, 419 California Beach T. P., 604 Merchant BENSON JAMES, 20 Mont-

gomery Carter Jobn T., 116 Leidesdorff De Clairmont Ralph (and translator) 320 Sansome

Dudley James S., 603 Front Fisher George W., 14 Howard Ford Nathaniel M., 41116 California Hoagland C. W., 328 Montgomery Hoffman H. F. W., 26 Montgomery Janssen J. H., 405 Front

LEVY MAX, 328 Montgomery

LUTGEN CHARLES F., 308 Califor- nia

CHAS. F. LUTGEN,

Expert Accountant AND ADJUSTER OF ESTATES, 308 California St.

Nation II. L., 213 Sansome Norwood T., 56 Nevada Block Patter Solon, 507 Montgomery Pike James N., 310 P'ine Pope John F., 310 Pine Pope Overton C .. 310 Pine

REIMER JULIUS. 507 Montgomery SCOTT PAT M., 420 California Strachan 1I. G., 536 Clay

Van Bokkelen W. A. M., 419 California Van Brunt R. M., 318 Pine

. Ward Francis M., 24 Montgomery Block

Watson Charles II., 302 Montgomery Wetzel T., 522 Montgomery Wissel Aibert, 214 California

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Langley's San Francisco directory for the year commencing 1886, Part 296

Author: Publication date: 1886 Publisher: San Francisco : Francis, Valentine & Co. Number of Pages: 1434

Author:
Publication date: 1886
Publisher: San Francisco : Francis, Valentine & Co.
Number of Pages: 1434