USA > California > San Francisco County > San Francisco > The San Francisco Directory, 1895 > Part 387
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HOWARD HAVENS
J. A. DONOHOE, JR.
CORRESPONDENTS
New York, Eugene Kelly & Co., Bank of New York, N. B. A .; Chicago, The Hibernian Banking Association ; St. Louis, the Citizens' Savings Bank : Boston, Third National Bank : Portland, Or., The First National Bank and other points in Oregon and Washington.
Sell Bills of Exchange and Telegraphic Transfers on Bank of New York, N. B. A., New York, the Consolidated Bank Limited, London : Bank of Ireland, Dublin : Comptoir National d'Escompte de Paris, Paris, and principal cities in Germany.
Issues Letters of Credit available in the United States and Europe, and transacts a general Banking and Collection Business.
1614
BANK DEPARTMENT.
SAN FRANCISCO SAVINGS UNION
532 CALIFORNIA STREET
Cor. Webb Street,
San Francisco, Cal.
Deposits, December 31, 1894, - - -
$23,713,94
Paid up Capital and Surplus, - - - 1,625,67
DIRECTORS :
ALBERT MILLER, President. E. B. POND, Vice-President,
J. G. EASTLAND, THOMAS MAGEE, CHARLES PACE, GEO. W. BEAVER
GEO. C. BOARDMAN, D. E. MARTIN, W. C. B. DE FREMERY.
LOVELL WHITE, CASHIER
Loans Upon San Francisco and Oakland Real Estate and Farms and Farming Lands in the Country.
RECEIVES DEPOSITS
C OUNTRY Remittances may be sent by Wells, Fargo & Co., or by checks of reliabl parties, payable in San Francisco, but the responsibility of this Savings Ban commences only with the actual receipt of the money. The signature of the deposito should accompany the first deposit.
NO CHARGE IS MADE FOR PASS=BOOK OR ENTRANCE FEE
OFFICE HOURS,
9 A. M. to 3 P. JI
Saturday Evening, for receipt of Deposits only, 6:30 to S.
I615
BANK DEPARTMENT.
THE GERMAN SAVINGS AND LOAN SOCIETY ....
Guaranteed Capital, $1,200,000
Reserve Fund,
650,000
526 CALIFORNIA ST.
Office Hours from 9 A. M. to 3 P. M. Extra hours on Saturdays from 7 to 8 P. M. for receiving deposits only
Loans made on Real Estate and Other Collateral Security AT
Current Rates of Interest
EDWARD KRUSE President
B. A. BECKER Vice-President
GEORGE H. EGGERS Second Vice-President
A. H. R. SCHMIDT : . Cashier
WILLIAM HERRMANN
. Assistant Cashier
GEORGE TOURNY
.Secretary
.A. H. MULLER. Assistant Secretary
W ... S. GOODFELLOW Attorney
BOARD OF DIRECTORS
EDWARD KRUSE
O. SCHOEMANN
IGN. STEINHART
GEORGE H. EGGERS H. I .. SIMON DANIEL MEYER
H. HORSTMANN
B. A. BECKER
A. C. HEINEKEN
1
1
HE GERMAN SAVINGS & LOAN SOCIETY
LEIH BA
CATHEY BANK DEPARTMENT.
SAVINGS AND LOAN SOCIETY
INCORPORATED JULY 23. 1857
101 MONTGOMERY SI., GOR. OF SUTTER
( FORMERLY 619 CLAY STREET.)
SAN FRANCISCO. CAL.
Guaranteed Capital and Reservé Fund, $1,175,000
DIRECTORS
The Oldest Savings Bank
in the State
HORACE DAVIS
G. E. GOODMAN
ISAAC . HYDE A. A. SMITH
S. C. BIGELOW A. N. DROWN E. C. BURR F. H. WOODS
W. E. DAVIS
OFFICERS
S. C. BIGELOW President
ARTHUR A. SMITH Vice-President
CYRUS W. CARMANY .Cashier and Secretary
E. BONNELL Ass't Cashier and Secretary
A. N. DROWN Attorney
Term and Ordinary Deposits'
Received
Deposits from the interior or from any part of the United - States or Europe may be sent by express, or by drafts on any business or banking house : but in no case will the corporation be liable for their safe delivery.
Interest or principal sent to the interior or any part of the l'united States or Europe, on receipt of the proper order, accom" panied by the pass-book.
Deposits received of Și and upwards. The signature of the depositor should accompany the first deposit. No charge is made for pass-book or entrance fee.
Dividends not drawn will be considered as deposits made on the first of the month in which the dividends may be payable.
Loans made at lowest rates on approved collaterals and on City and Country Real Estate.
: : : =
BANK DEPARTMENT.
The First National Bank
OF SAN FRANCISCO, CAL. N. W. COR. BUSH AND SANSOME STREETS
Paid up Capital =
=
=
$1,500,000 00
Surplus =
= =
=
800,000 00
Undivided Profits =
160,000 00
S. G. Murphy
James Moffitt
Geo. C. Perkins
Geo. A. Loto
james D. Phelan
Y. Van Bergen
Thos. Jennings J. A. Hooper J. Downey Harvey
SAFE DEPOSIT DEPARTMENT
Steel Safes Rented from $5 a year upwards. Trunks and Packages Stored at Reasonable Rates. Absolute Security for Valuables:
Prompt and Careful Attention to Customers
Office Hours, 8 A. M. to 6 P. M.
The Bank of British North America
ESTABLISHED IN 1836
INCORPORATED BY ROYAL CHARTER
Paid up Capital Reserve Fund =
$4,866,500
1,338,000
HEAD OFFICE, 3 CLEMENT'S LANE, LONDON, ENGLAND
SAN FRANCISCO AGENCY
NO. + 120 + SANSOME + STREET
COMMERCIAL CREDITS ISSUED
For use in Europe, China, Japan, the Fast Indies, South America and Aus- tralia.
Demand and time Bills of Exchange, payable in London and elsewhere. bought and sold at current rates; also Telegraph Transfers.
Demand Drafts on Scotland and Ireland; also on Canada, New York, Chicago, British Columbia, Australia and New Zealand.
Bills collected and other Banking Business transacted. Interest allowed on special deposits.
H. M. J. McMICHAEL, J. C. WELSH,
Agents
=
S. G. MURPHY President
JAMES MOFFITT .: Vice-President
JAMES K. LYNCH Cashier
JAMES K. MOFFITT Assistant Cashier
DIRECTORS
το 1 8
BANK DEPARTMENT.
JAS. D. PHELAN, President S. G. MURPHY, Ist Vice-President
JOHN A. HOOPER, 2d Vice President GEO. A. STORY, Cashin
Mataal Savings Bank
of San Francisco
33 POST STREET MECHANICS' LIBRARY BUILDING
Guaranteed Capital -
*
$1.000,000
DIRECTORS
JAMES D. PHELAN
S. G. MURPHY
JOHN A. HOOPER
C. G. HOOKER
L. P. DREXLER
JAMES MOFFITT
FRANK J. SULLIVAN
JOS. D. GRANT
ROBT. MCELROY
INTEREST PAID ON TERM AND ORDINARY DEPOSITS
LOANS ON APPROVED SECURITES
THE HIBERNIA SAVINGS AND LOAN SOCIETY
INCORPORATED 12TH APRIL, 1859
OFFICE, Cor. MARKET, McALLISTER and JONES STS. SAN FRANCISCO
THE OBJECTS FOR WHICH THIS ASSOCIATION IS FORMED, ARE. THAT BY ITS OPE . RATIONS THE DEPOSITOR THEREOF MAY BE ABLE TO FIND A
Secure and Profitable Investment for Small Savings
AND BORROWERS MAY HAVE AN OPPORTUNITY OF OBTAINING FROM IT THE USE OF A MODERATE CAPITAL. ON GIVING GOOD AND SUFFICIENT SECURITY FOR THE USE OF THE SAME.
OFFICERS
President JAMES R. KELLY
Secretary and Treasurer ROBERT J. TOBIN
Attorney ALFRED TOBIN
Any person can become a depositor of this society on subscribing to the By-Laws
Deposits can be made from ONE DOLLAR. Loans made on Security of Real Estate within the City and County
BANK DEPARTMENT.
London, Paris and American Bank (LIMITED)
N. W. COR. SANSOME AND SUTTER STREETS SAN FRANCISCO
Subscribed Capital, Paid Up,
$2,500.000
2,000,000
Reserve Fund,
800,000
MANAGERS :
SIG. GREENEBAUM
CHARLES ALTSCHUL
Head Office : 58 Old Broad Street, London, E. C.
AGENTS:
NEW YORK. Agency of the London, Paris and American Bank (Limited), 10 Wall Street PARIS, Messrs. Lazard Freres & Cie., 17 Boulevard Poissoniere
Bills of Exchange and Telegraphic Transfers bought and sold on Great Britain, Ireland, France. Germany. Belgium, Holland, Switzerland, China, Japan. Australia, Central and South America and principal cities of the United States,
COMMERCIAL and TRAVELERS' CREDITS issued. available in all parts of the world. COLLECTIONS MADE at current rates of exchange.
CERTIFICATES OF DEPOSIT issued and deposits ou open accounts received. All kinds of BONDS bought and sold.
BULLION BOUGHT AND SOLD
E. H. ROLLINS & SONS
BANKERS
RAILWAY AND MUNICIPAL BONDS
Incorporated 1876
Capital and Surplus, $450,000
530 California Street, San Francisco
State, County, City, School, Water and other High Grade
Municipal Bonds Wanted A
V
The business of the Pacific Coast receives the promptest attention. Correspondence solicited from individual or banks purchasing or selling bonds.
Offices : Boston, Denver, San Francisco.
GEO. A. BATCHELDER, Manager
INSURANCE DEPARTMENT.
INSURE IN YOUR ONLY HOME COMPANY
THE ACIFIC
UTUAL
LIFE INSURANCE COMPANY
OF CALIFORNIA
ITS DISTINCTIVE PLAN OF ORGANIZATION GIVES
Greatest Safety and Profit to Policyholders
INVESTS ITS. FUNDS ON THE PACIFIC COAST
Paid Policyholders over $7,000,000.00
LIFE AND ENDOWMENT POLICIES
ACCIDENT · POLICIES
COMPANY'S. BUILDING : N.E. COR. SACRAMENTO AND MONTGOMERY SAN FRANCISCO, CAL.
KILGARIF & BEAVER, Gen'l Agents for California (Life Dept. ) F. W. VOOGT & BRO., - Gen'l Agents for California ( Accident Dept.) PACIFIC MUTUAL BUILDING, SAN FRANCISCO
1:21
INSURANCE DEPARTMENT.
H. M. NEWHALL & CO.
Shipping and Commission Merchants
AND Fire and Marine Insurance Agents
309=31I SANSOME STREET
Ocean Marine Insurance Company ( Limited )
OF LONDON, ENGLAND
Capital, =
$5,000,000
London Assurance Corporation
MARINE DEPARTMENT
Capital,
= $ 4,482,750
Surplus, =
18,859,624
INSURANCE DEPARTMENT.
AGGREGATE INDEMNITY OVER $60,000,000
CONNECTICUT FIRE INSURANCE CO. QUEEN INSURANCE CO.
CITY AGENTS :
BOYD & DICKSON, - - 501 MONTGOMERY ST.
ROYAL EXCHANGE ASSURANCE
Established 1720
CITY AGENTS : NATHAN & KINGSTON, 401 MONTGOMERY ST.
GENERAL OFFICES :
N.W. Cor. California and Montgomery Sts., - - San Francisco
ROBERT DICKSON, Manager
SOLID FIRE ASSETS, $10,847,816.36.
CASH CAPITAL, - $4,000,000.00
LARGEST INSURANCE COMPANY IN AMERICA ! NONE BETTER IN THE WORLD !
$1,600,000 paid in a Single Fire at Boston $3,782,600 paid in a Single Fire at Chicago LOSSES PAID IN 76 YEARS OVER $75,142,216
INSURE WITH THE
ÆTNA
OF HARTFORD,
CONN.
THE LARGEST CAPITAL ! THE LARGEST ASSETS !
THE LARGEST SURPLUS OF ANY AMERICAN COMPANY !
GEO. C. BOARDMAN, Gen'l Agent T. E. POPE, Asst. Gen'l Agent
LOUIS MEL. Special Agent and Adjuster
E. C. MORRISON,
514 CALIFORNIA STREET
SAN FRANCISCO, CAL.
INSURANCE DEPARTMENT.
FOUNDED, A. D. 1714
Union Assurance Society
OF LONDON 44
CATTON, BELL & CO.
PACIFIC COAST BRANCH
406 CALIFORNIA STREET
SAN FRANCISCO, CAL.
Statement of United States Branch, December 31, 1894
ASSETS
United States Bonds.
$342,000 00
City, State and Railroad Bonds.
521,732 50
Cash in Bank and other Assets
32,029 40
Jncollected Premiums
.
116,354 42
Total Assets
$1,012,116 32
LIABILITIES
Reserve for Losses
$114,852 65
Reserve for Re-insurance:
389,847 40
Other Liabilities.
23,418 89
Total Liabilities.
Net Surplus
$ 528, 118 94 483,997 38
$1,012,116 32
Income, 1894,
$
678,448 05
Expenditures, 1894,
473,390 73
Assets in Great Britain,
12,000,000 00
The Union solicits the patronage of the leading Agents in the United States, and is prepared to issue Policies on all first-class risks
NEWSPAPERS.
-- THE ONLY -- -
auftrirt:) Jathrift
THE J. C. JENS CO., =
=
German Magazine
IN AMERICA
IF YOU
Want the BEST Germar Families for Customers Advertise in : : :
Cermania
OF SAN FRANCISCO, CAL.
Publishers
Weekly Grazette
ORGAN OF THE ·
Wine, Liquor, Brewing, Tobacco, and Kindred Industries
ON THE PACIFIC COAST
IS PUBLISHED WEEKLY AT
320 SANSOME STREET, SAN FRANCISCO
ROOM 53
The Gazette is subscribed for and is an absolute necessity to all connected with: these very important interests throughout the Pacific Coast. Its tables of Imports and Exports, and General Review of the Trade are invaluable.
Of its class, the Gazette is really the only journal on the Pacific Coast for advertisers.
$2.00 PER YEAR. IN ADVANCE
1845.
1895.
Mutual Benefit Life
INSURANCE CO. OF NEWARK, NEW JERSEY.
AMZI DODD, PRESIDENT.
Assets, Jan. 1, 1895, $ 55,664,388.30 MARKET VALUE)
Cash Dividends Paid Policyholders, . . $45,380,975.14
ANNUAL DISTRIBUTION of Surplus.
Largest Average Dividends Payable at the End of the First and Succeeding Years.
AFTER SECOND YEAR
1
Liberal ( Guaranteed) Cash Surrender Values and Cash Loans Made upon all Assignable Policies.
All Policies ABSOLUTELY NON-FORFEITABLE and INCONTESTABLE.
A DOLLAR'S WORTH OF INSURANCE FOR EVERY DOLLAR
Members unable to Continue Payments do not forfeit their Policies,
Insurance Continued for FULL AMOUNT until FULL VALUE of Policy is Exhausted.
SPECIMEN POLICIES FURNISHED ON DEMAND
THE BEST CONTRACT EVER OFFERED.
JAS. MUNSELL, JR., Manager, 415 Montgomery Street, San Francisco.
1625
SPECIAL AND PECULIAR ADVANTAGES OF A MUTUAL BENEFIT POLICY
Which are Not Combined in the Policies of any Other Company.
Large Dividends which are, declared and paid ANNUALLY at the end of the first and each succeeding year, so that there are no withheld Dividends to be forfeited in case of death or lapse of the Policy.
Liberal Guaranteed Cash Surrender and other Values indorsed on the Policy, so that the Insured can stop paying Premiums without any loss by forfeitures.
The Insured may stop Premium payments, and take his choice of Extended Insurance in the full amount of the Policy for as long a period as the value of the Policy will pay for at low term rates, or of a Paid-up Policy for a reduced amount payable whenever death occurs.
The Insured may borrow money (from the Company) on the Policy as per statement indorsed thereon, and thus prevent the lapse of the Policy if he happens to be short of funds, or he may secure a liberal cash loan from the Company to meet any sudden emergency.
If the Insured forgets to pay a premium on the day it is due, his insurance is continued in force by the Company without action on his part. If he is well, he has ample time to pay up his arrears; while if 'he is sick, he is protected by his Extended Insurance.
Example of Lapsed Policies Paid in Full.
POLICY No. 109, 784, on the life of Mr. Thomas Bennet, of San Francisco, Cal., was issued in 1882, for $5,000, only 10 premiums being paid.
Mr. Bennet died in March, 1894, nearly two years after the lapse of the Policy, which, however, was promptly paid in full-$5,000-by the Company.
This Rule Applies to all Policies, Giving, at Age 35, on the Annual Life Plan
OVER 4 YEARS' INSURANCE FOR 2 YEARS' PREMIUMS;
OVER 10 YEARS' INSURANCE FOR 5 YEARS' PREMIUMS;
OVER 20 YEARS' INSURANCE FOR 10 YEARS' PREMIUMS.
Or Paid-up Policy is issued if preferred.
On other Plans the Value and Extension are very much greater.
SEND FOR SPECIMEN COPY OF THE POLICY
Why run the risk of Tontine forfeiture ? or why trust to the uncertainties of the Assessment plan, when you can get ABSOLUTELY NON-FORFEITABLE INSURANCE at the LOWEST NET COST In The Mutual Benefit Life Insurance Company of Newark, New Jersey.
To such as desire insurance with the least possible Cash Outlay the Company offers the privilege of the 30 PER CENT PREMIUM LOAN PLAN.
1626
The Mutual Benefit Life Insurance Co. of Newark, N. J.
EXAMPLE OF AN ORDINARY LIFE POLICY,
No. 151, issued in 1845, for $2,000, at age 32.
Life of Stephen P. Leeds, of San Francisco.
Contract Premium $50.00, annually, during life.
Dividends allowed in reduction of Premiums.
YEAR. DIVIDEND.
COST OF POLICY.
YEAR. DIVIDEND.
COST OF POLICY.
YEAR.
DIVIDEND.
COST OF POLICY.
1845
$50 00
1862
22 50
27 50
1879
43 66
6 34
1846
50 00
1863
22 50
27 50
1880
44 84
5 16
1847
50 00
1864
25 00
25 00
1881
46 00
4 00
1848
50 00
1865
25 00
25 00
1882
31 90
18 10
1849
$17 50
32 50
1866
25 00
25 00
1883.
25 80
24 20
1850
17 50
32 50
1867
25 00
25 00
1884
26 80
23 20
1851
17 50
32 50
1868
*50 00
1885
27 80
22 20
1852
15 00
35 00
1869
25 00
25 00
1886
29 54
20 46
1853
16 00
34 00
1870
25 00
25 00
1887
30 04
19 96
1854
17 50
32 50
1871
*63 50
1888
31 84
18 16
1855
17 50
32 50
1872
35 50
14 50
1889
32 40
17 60
1856
17 50
32 50
1873
37 00
13 00
1890
32 90
17 10
1857
17 50
32 50
1874
38 00
12 00
1891
33 40
16 60
1858
17 50
32 50
1875
*76 00
1892
33 90
16 10
1859
17 50
32 50
1876
40 00
10 00
1893
34 40
15 60
1860
17 50
32 50
1877
$41 24
$8 76
1894
34 90
15 10
1861
$20 00
$30 00
1878
42 44
7 56
$1,384 80
Contract Premiums for 50 years
$2,500 00
Reductions by Dividends .
1,384 80
Actual Cost or Net Amount of Premiums paid *Two Years' Dividends. . $1,115 20
It should be borne in mind that the Mutual Benefit's policies are all STRICTLY NON-FORFEITABLE, both as to the policies themselves, and as to dividends, which, in the Mutual Benefit, are always declared ANNUALLY so long as the policy continues in force.
Long deferred dividends conduce to extravagant management, and impose great loss on the average membership.
Deferred Dividends are a great help to companies which cannot pay good average dividends, and seek to conceal the fact by paying no dividends for many years and CONFISCATING the dividends of all who drop out of the company in the meantime.
1627
PREMIUM RATES FOR AN INSURANCE OF $1,000.
PERCENTAGE OF DIVIDENDS PAID IN 1895.
AGE AT ISSUE.
KIND OF POLICY.
Year of issue.
30
40
50
60
1845
68.6
68.6
68.6
68.6
Life,
1855
57.3
57.3
57.3
57.3
Annual.
1865
45.4
45.4
45.4
45.4
24
19 14
9 95
5 17
41 58
26 79
47 27
65 07
103 47
25
19 60
10 19
5 19
42 37
27 31
47 46
65 30
103 60
1894
19.1
18.5
18.2
18.7
Life,
1875
32.7
33.5
32.5
29.2
20 Premiums ..
1885
22.3
22.9
23.7
24.3
29
21 78
11 32
5 77
45 86
29 63
48 28
66 21
104 17
30
22 36
11 63
5 93
46 83
30 27
48 48
66 43
31
23 00
11 96
6 10
47 84
30 95
48 75
66 71
104 48
32
23 70
12 32
6 28
48-88
31 66
49 00
66 93
104 59
33
24 42
12 70
6 47
49 97
32 39
49 28
67 20
101 75
10 Premiums ..
( 1885
19.7
20.3
21.2
21.5
34
25 18
13 09
6 67
51 11
33 16
49 56
67 53
104 98
35
26 00
13 52
6 89
52 28
33 97
49 87
67 80
105 18
36
26 86
13 99
7 12
53 51
34 82
50 19
68 15
105 35
37
27 76
14 44
7 30
51 79
35 71
50 52
68 50
105 51
38
28 74
14 95
7 62
56 12
36 64
51 35
69 25
106 00
39
29 76
15 48
7 89
57 51
37 62
51 85
69 63
106 29
40
30 84
16 04
8 17
58 94
38 65
52 35
70 07
106 64
42
33 24
17 28
8 83
62 11
40 88
52 88
70 51
107 00
43
34 56
17 97
9 16
63 79
42 09
63 57
71 05
107 41
44
35 94
18 69
9 52
65 54
43 37
54 22
71 65
107 92
45
37 42
19 46
9 92
67 38
44 73
55 00
72 29
108 39
46
39 00
20 28
10 34
69 28
46 16
56 77
73 70
109 70
47
40 70
21 16
10 79
71 29
47 68
74 57
110 44
49
44 46
23 12
11 78
75 56
51 03
58 93
75 54
111 16
51
48 70
25 32
12 91
80 21
54 81
61 59
77 67
113 16
52
51 04
26 54
13 53
82 69
56 88
63 13
78 86
114 28
53
53 54
27 84
14 19
85 27
59 10
64 83
80 26
115 50
54
56 20
29 22
14 89
87 98
61 46
66 70
81 77
116 82
55
59 06
30 71
15 65
90 80
64 00
71 04
85 23
119 77
56
62 10
32 29
16 46
93 74
66 72
73 53
87 24
121 49
58
68 82
35 79
18 24
100 09
72 74
76 28
89 45
123 34
59
72 54
37 72
19 22
103 49
76 10
79 29
91 90
125 36
60
76 52
39 79
20 28
107 09
79 71
82 60
94 60
127 59
65
101 08
52 56
26 79
128 37
102 49
.....
70
135 78
70 61
35 98
157 21
136 12
.....
Rates for all kinds of Life Risks furnished, payable annually.
Semi-Annually or Quarterly in Cash, or a portion by a Loan Certificate.
ENDOWMENTS Payable as indicated or at death.
20 Years.
15
10
Age. Annual.
Semi- Quar-|
10
20
Years. Years.
21
$17 87
$9 29
$4 74
$39 39
$25 36
$46 75
$64 46
$103 11
22
18 27
9 50
4 84
40 09
25 81
23
18 70
9 72
4 96
40 82
26 29
47 10
64 80
103 35
1875
31.9
33.5
33.4
31.3
26
20 10
10 45
5 33
43 20
27 86
47 64
65 53
103 71
27
20 64
10 73
5 47
44 05
28 42
47 85
65 73
103 86
28
21 20
11 00
5 61
44 94
29 01
48 04
65 95
104 04
Life,
(1894
16.0
16.3
12.3
13.6
15.3
Endowments, 20 Years .
(1875
33.0
33.2
31.8
Endowments,
15 Years .
1880
24.7
25.8
26.0
...
1628
Premiums Collected from Members,
$161,145,251,71
Dividends Paid to Members,
$15,380,975.14, .
AND THEREFORE,
To such as desire Insurance with the least possible cash outlay, the Company offers the privilege of the PREMIUM LOAN PLAN. Under this plan the Company agrees to accept a uniform cash premium of either 70, 75 or 80 per cent of the full rate, the remaining portion being a loan on the Pulley till paid by dividends or otherwise.
The Mutual Benefit Life Ins. Co. of Newark, N. J.
PREMIUMS AND DIVIDENDS.
LIFE POLICIES
PAYABLE AT DEATH ONLY.
Annual. forly. Prem's. Prem's.
· !
142 41
165 93 11
1
48
42 50
22 10
11 26
73 98
49 30
60 20
76 53
112 10
50
46 50
24 18
12 32
77 83
52 86
:
1
57
65 34
33 98
17 32
96 84
60 62
68 76
83 42
1894
9.5
11.4
13.6
Endowments,
10 Years ...
5 1885
19.1
19.5
20.5
21.7
1894
9.8
10.5
12.3
15.5
55 89
72 94
109 00
1894
11.8
13.7
15.7
41
32 00
16 64
8 48
60 49
39 73
50 93
68 86
105 74
1894
11.9
16,9
18.1
104 33
46 92
64 65
103 23
1
1
112 77
118 23
57 83
ADKINS MFG. CO. 640 FIFTH STREET
AIDION
ANTI-FRICTION METAL LUBRICATING OILS AND ENGINEERS' SUPPLIES
A BUSINESS DIRECTORY
OF THE
City of San Francisco
WHICH THE DIFFERENT TRADES AND PROFESSIONS ARE CLASSIFIED AND ARRANGED
FULLY CORRECTED TO DATE.
ACC
ADV
Accountants.
«counting and Auditing Co., 320 Sansome
Iden D. W., 21 New Montgomery rmstrong W. W., 508 California tkinson Thomas E., 419 California all George A., 530 California arnard George B., 409 California arrow, Wade, Guthrie & Co., S Mills Bldy, 6th floor
BARROW, WADE GUTHRIE & CO. Auditors and Accountants oom 8, Mills Bldg, 6th Floor
enson James, 240 Montgomery lair Charles M., 214 Pine raig James D., 530 California RAWFORD JOHN. 406 Cali- fornia
unn Horace D., 112 Montgomery Block felds James L., 43 Mills Bldg, 7th floor olger Daniel W .. 530 California olsom George T., 21 Hobart Bldg risbee Frank, 132 Market
RISBEE, RISDON & CO. (in- corporated) 132 Market arries J. B., 320 Sansome erman Henry 1., 512 California lill Charles S., 74 Flood Bldg lough James F., 308 California ig Andrew D., 730 Capp ENKIN J. (Barrow, Wade, Guth- rie & Co.) 8 Mills Bldg, 6th floor KIRKPATRICK T. A., 22 Cali- fornia
T. A. KIRKPATRICK PUBLIC ACCOUNTANT AND AUDITOR
oom 1. 22 CALIFORNIA STREET Residence, 609 FELL STREET. S. F.
angdon Walter G., 5 Mills Bldy, 7th Hoor avery J. C., 313 California evy Max, 1206 Turk utgen Charles F., 218 California
CHAS. F. LUTGEN EXPERT + ACCOUNTANT 218 California Street
MacGAUGHEY JAMES d'. 663 Market.
Morgan & Hanson, 216 Bush
Pattee Solon, 507 Montgomery Schumacher L., 49 Mason Temple Tarr S. H., 661 Market
Van Bokkelen W. A. M., 56 Nevada Block
Von Buncken L. C., 301 California Wadham Luman, 530 California
Acids-Manufacturers.
(See Chemical Works. )
Adjusters Fire Losses.
Adams Albert F., 423 Washington Andre Anthony A., 501 Montgomery Bolger Philip, 421 California Farnsworth E. P., 401 California Fuller J. 1., 502 Montgomery Gibbs W. C., 303 California Gunnison A. R .. 439 California Hamilton J. K., 412 California Lavery J. C., 313 California Meade Calvert, 420 California Mel Louis, 514 California Naunton R. H., 401 California Neilson Alexander, 106 Leidesdorff Nichols S. K., 410 California Outealt Peter, 401 California Pease W. C., 401 California Purdy J. S., 23 Mills Bldg, 5th floor Swyner T. N., 22 Post Wetzlar A. J., 106 Leidesdorff White W. S., 501 California
Adjusters Marine Losses.
Farnsworth E. P., 401 California Gibbs C. V. S., 33 Fremont Gibbs William C., 303 California
Advertising Agents.
Barber Charles E .. 418 Montgomery Bay City Distributing Co., 632 Mar- ket
Birch Thomas J .. 510 Clay Brown Daniel, 402 Montgomery California System of Hotel Advertis- ing, 321 Montgomery Continental Search Light Advertis- ing Co., 995 Market
Dake Edmund C., 65 Merchants' Ex- change
De Troost George, 320 Sansome Dodson Ed., agent United States Publishing and Printing Co .. 1311} Sacramento
Fisher L. P., 21 Merchants' Ex- change
L. P. FISHER NEWSPAPER Advertising Agent 21 Merchants' Exchange
Golden Gate Advertising Co .. 322 Hayes
GOLDEN GATE AD-
VERTISING NEWS AND LITERARY BUREAE. D. ". Dare manager, 420 Montgomery Keller Henry S., 518 Clay Kellogg G. Herbert, 330 Pine Lowell Johu F., 412 Pine
MACSORLEY HENRY. order box 45, Third, r. 618 Stevenson Macsorley A. S., 111 Stevenson
Merchants Bill Posting and Advertis- ing Co., SE corr Eleventh and Market Pacific Coast Advertising Co., 307 Sansome
PACIFIC COAST ADVERTISING CO. Railroad Car Advertisers
CORRESPONDENCE SOLICITED
J. F. FOSTER, MANAGER
307 Sansome St. San Francisco
Pacific Coast Posting and Advertis- Co., 506 Commercial
JOHN REID, TAILOR, 907 MARKET ST.
5th NEAR
DIXON, BORGESON & CO. SHOW CASES 37 MARKET ST., S. F.
100
Only Six Hours travel from San Francisco by Donahue Route to
(See page opp. name Highland Springs) HIGHLAND SPRINGS
Round Trip Tickets, unlimited, $8.00 Single Fare, $4.50, On sale at 2 New Montgomery St., and Tiburon Ferry.
ADV
BUSINESS
( 1586 ) DIRECTORY. AMU
Advertising Agents-Continued
PACIFIC STATES ADVERTIS- ING BUREAU, 405 Sansome PALMER & REY TYPE FOUN- DRY, 405 Sansome Plato A. M., 206 Sansome Pollak Hermann A., 729 Montgomery
H. A. POLLAK'S Cosmopolitan Advertising Agency .... 729 Montgomery St. P. O. Box 2516. San Francisco, Cal. Is the only* Institution exclusively connected with newspapers published in Foreign Languages in this City and in Foreign Countries. Advertising Contracts for Mexican and Central American Papers Solicited.
Ransom A., 70 St. Ann's Bldg Ryder & Ustick, 410 Kearny San Francisco Newspaper Union, 405 Sausome Sterling & Parker, 538 Commercial Swan Jabez S., 759 Market Swan & Stein, 759 Market Tuttie Louis F., 320 Sansome WHEELER & CO., 646 Market, Chronicle Bldg Wilder C., 621 Market
Aermotors.
Aermotor Co. The, 27-29 Beale
Agricultural Implements.
(See also Hardware; also Garden Implements.)
Allison, Neff & Co., 421 Market Baker & Hamilton, NW cor Davis and Pine Bemcia Agricultural Works (Benicia, Cal.) NW cor Pine and Davis BOLANDER L. PH. (agricultural extras) 115 Main
Burge & Donahoo Co., 220 Sansome Deere Implement Co., 305 Market Frank Bros., 221 Market
Hawley Brothers Hardware Co., 301- 309 Market
Hooker & Co., 16 Drumm
JACKSON HYRON MACHINE WORKS, 625 Sixth
Judson Manufacturing Co. (Mowing Machines) SW cor Howard and Beale
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