The San Francisco Directory, 1895, Part 387

Author:
Publication date: 1895
Publisher:
Number of Pages: 1882


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HOWARD HAVENS


J. A. DONOHOE, JR.


CORRESPONDENTS


New York, Eugene Kelly & Co., Bank of New York, N. B. A .; Chicago, The Hibernian Banking Association ; St. Louis, the Citizens' Savings Bank : Boston, Third National Bank : Portland, Or., The First National Bank and other points in Oregon and Washington.


Sell Bills of Exchange and Telegraphic Transfers on Bank of New York, N. B. A., New York, the Consolidated Bank Limited, London : Bank of Ireland, Dublin : Comptoir National d'Escompte de Paris, Paris, and principal cities in Germany.


Issues Letters of Credit available in the United States and Europe, and transacts a general Banking and Collection Business.


1614


BANK DEPARTMENT.


SAN FRANCISCO SAVINGS UNION


532 CALIFORNIA STREET


Cor. Webb Street,


San Francisco, Cal.


Deposits, December 31, 1894, - - -


$23,713,94


Paid up Capital and Surplus, - - - 1,625,67


DIRECTORS :


ALBERT MILLER, President. E. B. POND, Vice-President,


J. G. EASTLAND, THOMAS MAGEE, CHARLES PACE, GEO. W. BEAVER


GEO. C. BOARDMAN, D. E. MARTIN, W. C. B. DE FREMERY.


LOVELL WHITE, CASHIER


Loans Upon San Francisco and Oakland Real Estate and Farms and Farming Lands in the Country.


RECEIVES DEPOSITS


C OUNTRY Remittances may be sent by Wells, Fargo & Co., or by checks of reliabl parties, payable in San Francisco, but the responsibility of this Savings Ban commences only with the actual receipt of the money. The signature of the deposito should accompany the first deposit.


NO CHARGE IS MADE FOR PASS=BOOK OR ENTRANCE FEE


OFFICE HOURS,


9 A. M. to 3 P. JI


Saturday Evening, for receipt of Deposits only, 6:30 to S.


I615


BANK DEPARTMENT.


THE GERMAN SAVINGS AND LOAN SOCIETY ....


Guaranteed Capital, $1,200,000


Reserve Fund,


650,000


526 CALIFORNIA ST.


Office Hours from 9 A. M. to 3 P. M. Extra hours on Saturdays from 7 to 8 P. M. for receiving deposits only


Loans made on Real Estate and Other Collateral Security AT


Current Rates of Interest


EDWARD KRUSE President


B. A. BECKER Vice-President


GEORGE H. EGGERS Second Vice-President


A. H. R. SCHMIDT : . Cashier


WILLIAM HERRMANN


. Assistant Cashier


GEORGE TOURNY


.Secretary


.A. H. MULLER. Assistant Secretary


W ... S. GOODFELLOW Attorney


BOARD OF DIRECTORS


EDWARD KRUSE


O. SCHOEMANN


IGN. STEINHART


GEORGE H. EGGERS H. I .. SIMON DANIEL MEYER


H. HORSTMANN


B. A. BECKER


A. C. HEINEKEN


1


1


HE GERMAN SAVINGS & LOAN SOCIETY


LEIH BA


CATHEY BANK DEPARTMENT.


SAVINGS AND LOAN SOCIETY


INCORPORATED JULY 23. 1857


101 MONTGOMERY SI., GOR. OF SUTTER


( FORMERLY 619 CLAY STREET.)


SAN FRANCISCO. CAL.


Guaranteed Capital and Reservé Fund, $1,175,000


DIRECTORS


The Oldest Savings Bank


in the State


HORACE DAVIS


G. E. GOODMAN


ISAAC . HYDE A. A. SMITH


S. C. BIGELOW A. N. DROWN E. C. BURR F. H. WOODS


W. E. DAVIS


OFFICERS


S. C. BIGELOW President


ARTHUR A. SMITH Vice-President


CYRUS W. CARMANY .Cashier and Secretary


E. BONNELL Ass't Cashier and Secretary


A. N. DROWN Attorney


Term and Ordinary Deposits'


Received


Deposits from the interior or from any part of the United - States or Europe may be sent by express, or by drafts on any business or banking house : but in no case will the corporation be liable for their safe delivery.


Interest or principal sent to the interior or any part of the l'united States or Europe, on receipt of the proper order, accom" panied by the pass-book.


Deposits received of Și and upwards. The signature of the depositor should accompany the first deposit. No charge is made for pass-book or entrance fee.


Dividends not drawn will be considered as deposits made on the first of the month in which the dividends may be payable.


Loans made at lowest rates on approved collaterals and on City and Country Real Estate.


: : : =


BANK DEPARTMENT.


The First National Bank


OF SAN FRANCISCO, CAL. N. W. COR. BUSH AND SANSOME STREETS


Paid up Capital =


=


=


$1,500,000 00


Surplus =


= =


=


800,000 00


Undivided Profits =


160,000 00


S. G. Murphy


James Moffitt


Geo. C. Perkins


Geo. A. Loto


james D. Phelan


Y. Van Bergen


Thos. Jennings J. A. Hooper J. Downey Harvey


SAFE DEPOSIT DEPARTMENT


Steel Safes Rented from $5 a year upwards. Trunks and Packages Stored at Reasonable Rates. Absolute Security for Valuables:


Prompt and Careful Attention to Customers


Office Hours, 8 A. M. to 6 P. M.


The Bank of British North America


ESTABLISHED IN 1836


INCORPORATED BY ROYAL CHARTER


Paid up Capital Reserve Fund =


$4,866,500


1,338,000


HEAD OFFICE, 3 CLEMENT'S LANE, LONDON, ENGLAND


SAN FRANCISCO AGENCY


NO. + 120 + SANSOME + STREET


COMMERCIAL CREDITS ISSUED


For use in Europe, China, Japan, the Fast Indies, South America and Aus- tralia.


Demand and time Bills of Exchange, payable in London and elsewhere. bought and sold at current rates; also Telegraph Transfers.


Demand Drafts on Scotland and Ireland; also on Canada, New York, Chicago, British Columbia, Australia and New Zealand.


Bills collected and other Banking Business transacted. Interest allowed on special deposits.


H. M. J. McMICHAEL, J. C. WELSH,


Agents


=


S. G. MURPHY President


JAMES MOFFITT .: Vice-President


JAMES K. LYNCH Cashier


JAMES K. MOFFITT Assistant Cashier


DIRECTORS


το 1 8


BANK DEPARTMENT.


JAS. D. PHELAN, President S. G. MURPHY, Ist Vice-President


JOHN A. HOOPER, 2d Vice President GEO. A. STORY, Cashin


Mataal Savings Bank


of San Francisco


33 POST STREET MECHANICS' LIBRARY BUILDING


Guaranteed Capital -


*


$1.000,000


DIRECTORS


JAMES D. PHELAN


S. G. MURPHY


JOHN A. HOOPER


C. G. HOOKER


L. P. DREXLER


JAMES MOFFITT


FRANK J. SULLIVAN


JOS. D. GRANT


ROBT. MCELROY


INTEREST PAID ON TERM AND ORDINARY DEPOSITS


LOANS ON APPROVED SECURITES


THE HIBERNIA SAVINGS AND LOAN SOCIETY


INCORPORATED 12TH APRIL, 1859


OFFICE, Cor. MARKET, McALLISTER and JONES STS. SAN FRANCISCO


THE OBJECTS FOR WHICH THIS ASSOCIATION IS FORMED, ARE. THAT BY ITS OPE . RATIONS THE DEPOSITOR THEREOF MAY BE ABLE TO FIND A


Secure and Profitable Investment for Small Savings


AND BORROWERS MAY HAVE AN OPPORTUNITY OF OBTAINING FROM IT THE USE OF A MODERATE CAPITAL. ON GIVING GOOD AND SUFFICIENT SECURITY FOR THE USE OF THE SAME.


OFFICERS


President JAMES R. KELLY


Secretary and Treasurer ROBERT J. TOBIN


Attorney ALFRED TOBIN


Any person can become a depositor of this society on subscribing to the By-Laws


Deposits can be made from ONE DOLLAR. Loans made on Security of Real Estate within the City and County


BANK DEPARTMENT.


London, Paris and American Bank (LIMITED)


N. W. COR. SANSOME AND SUTTER STREETS SAN FRANCISCO


Subscribed Capital, Paid Up,


$2,500.000


2,000,000


Reserve Fund,


800,000


MANAGERS :


SIG. GREENEBAUM


CHARLES ALTSCHUL


Head Office : 58 Old Broad Street, London, E. C.


AGENTS:


NEW YORK. Agency of the London, Paris and American Bank (Limited), 10 Wall Street PARIS, Messrs. Lazard Freres & Cie., 17 Boulevard Poissoniere


Bills of Exchange and Telegraphic Transfers bought and sold on Great Britain, Ireland, France. Germany. Belgium, Holland, Switzerland, China, Japan. Australia, Central and South America and principal cities of the United States,


COMMERCIAL and TRAVELERS' CREDITS issued. available in all parts of the world. COLLECTIONS MADE at current rates of exchange.


CERTIFICATES OF DEPOSIT issued and deposits ou open accounts received. All kinds of BONDS bought and sold.


BULLION BOUGHT AND SOLD


E. H. ROLLINS & SONS


BANKERS


RAILWAY AND MUNICIPAL BONDS


Incorporated 1876


Capital and Surplus, $450,000


530 California Street, San Francisco


State, County, City, School, Water and other High Grade


Municipal Bonds Wanted A


V


The business of the Pacific Coast receives the promptest attention. Correspondence solicited from individual or banks purchasing or selling bonds.


Offices : Boston, Denver, San Francisco.


GEO. A. BATCHELDER, Manager


INSURANCE DEPARTMENT.


INSURE IN YOUR ONLY HOME COMPANY


THE ACIFIC


UTUAL


LIFE INSURANCE COMPANY


OF CALIFORNIA


ITS DISTINCTIVE PLAN OF ORGANIZATION GIVES


Greatest Safety and Profit to Policyholders


INVESTS ITS. FUNDS ON THE PACIFIC COAST


Paid Policyholders over $7,000,000.00


LIFE AND ENDOWMENT POLICIES


ACCIDENT · POLICIES


COMPANY'S. BUILDING : N.E. COR. SACRAMENTO AND MONTGOMERY SAN FRANCISCO, CAL.


KILGARIF & BEAVER, Gen'l Agents for California (Life Dept. ) F. W. VOOGT & BRO., - Gen'l Agents for California ( Accident Dept.) PACIFIC MUTUAL BUILDING, SAN FRANCISCO


1:21


INSURANCE DEPARTMENT.


H. M. NEWHALL & CO.


Shipping and Commission Merchants


AND Fire and Marine Insurance Agents


309=31I SANSOME STREET


Ocean Marine Insurance Company ( Limited )


OF LONDON, ENGLAND


Capital, =


$5,000,000


London Assurance Corporation


MARINE DEPARTMENT


Capital,


= $ 4,482,750


Surplus, =


18,859,624


INSURANCE DEPARTMENT.


AGGREGATE INDEMNITY OVER $60,000,000


CONNECTICUT FIRE INSURANCE CO. QUEEN INSURANCE CO.


CITY AGENTS :


BOYD & DICKSON, - - 501 MONTGOMERY ST.


ROYAL EXCHANGE ASSURANCE


Established 1720


CITY AGENTS : NATHAN & KINGSTON, 401 MONTGOMERY ST.


GENERAL OFFICES :


N.W. Cor. California and Montgomery Sts., - - San Francisco


ROBERT DICKSON, Manager


SOLID FIRE ASSETS, $10,847,816.36.


CASH CAPITAL, - $4,000,000.00


LARGEST INSURANCE COMPANY IN AMERICA ! NONE BETTER IN THE WORLD !


$1,600,000 paid in a Single Fire at Boston $3,782,600 paid in a Single Fire at Chicago LOSSES PAID IN 76 YEARS OVER $75,142,216


INSURE WITH THE


ÆTNA


OF HARTFORD,


CONN.


THE LARGEST CAPITAL ! THE LARGEST ASSETS !


THE LARGEST SURPLUS OF ANY AMERICAN COMPANY !


GEO. C. BOARDMAN, Gen'l Agent T. E. POPE, Asst. Gen'l Agent


LOUIS MEL. Special Agent and Adjuster


E. C. MORRISON,


514 CALIFORNIA STREET


SAN FRANCISCO, CAL.


INSURANCE DEPARTMENT.


FOUNDED, A. D. 1714


Union Assurance Society


OF LONDON 44


CATTON, BELL & CO.


PACIFIC COAST BRANCH


406 CALIFORNIA STREET


SAN FRANCISCO, CAL.


Statement of United States Branch, December 31, 1894


ASSETS


United States Bonds.


$342,000 00


City, State and Railroad Bonds.


521,732 50


Cash in Bank and other Assets


32,029 40


Jncollected Premiums


.


116,354 42


Total Assets


$1,012,116 32


LIABILITIES


Reserve for Losses


$114,852 65


Reserve for Re-insurance:


389,847 40


Other Liabilities.


23,418 89


Total Liabilities.


Net Surplus


$ 528, 118 94 483,997 38


$1,012,116 32


Income, 1894,


$


678,448 05


Expenditures, 1894,


473,390 73


Assets in Great Britain,


12,000,000 00


The Union solicits the patronage of the leading Agents in the United States, and is prepared to issue Policies on all first-class risks


NEWSPAPERS.


-- THE ONLY -- -


auftrirt:) Jathrift


THE J. C. JENS CO., =


=


German Magazine


IN AMERICA


IF YOU


Want the BEST Germar Families for Customers Advertise in : : :


Cermania


OF SAN FRANCISCO, CAL.


Publishers


Weekly Grazette


ORGAN OF THE ·


Wine, Liquor, Brewing, Tobacco, and Kindred Industries


ON THE PACIFIC COAST


IS PUBLISHED WEEKLY AT


320 SANSOME STREET, SAN FRANCISCO


ROOM 53


The Gazette is subscribed for and is an absolute necessity to all connected with: these very important interests throughout the Pacific Coast. Its tables of Imports and Exports, and General Review of the Trade are invaluable.


Of its class, the Gazette is really the only journal on the Pacific Coast for advertisers.


$2.00 PER YEAR. IN ADVANCE


1845.


1895.


Mutual Benefit Life


INSURANCE CO. OF NEWARK, NEW JERSEY.


AMZI DODD, PRESIDENT.


Assets, Jan. 1, 1895, $ 55,664,388.30 MARKET VALUE)


Cash Dividends Paid Policyholders, . . $45,380,975.14


ANNUAL DISTRIBUTION of Surplus.


Largest Average Dividends Payable at the End of the First and Succeeding Years.


AFTER SECOND YEAR


1


Liberal ( Guaranteed) Cash Surrender Values and Cash Loans Made upon all Assignable Policies.


All Policies ABSOLUTELY NON-FORFEITABLE and INCONTESTABLE.


A DOLLAR'S WORTH OF INSURANCE FOR EVERY DOLLAR


Members unable to Continue Payments do not forfeit their Policies,


Insurance Continued for FULL AMOUNT until FULL VALUE of Policy is Exhausted.


SPECIMEN POLICIES FURNISHED ON DEMAND


THE BEST CONTRACT EVER OFFERED.


JAS. MUNSELL, JR., Manager, 415 Montgomery Street, San Francisco.


1625


SPECIAL AND PECULIAR ADVANTAGES OF A MUTUAL BENEFIT POLICY


Which are Not Combined in the Policies of any Other Company.


Large Dividends which are, declared and paid ANNUALLY at the end of the first and each succeeding year, so that there are no withheld Dividends to be forfeited in case of death or lapse of the Policy.


Liberal Guaranteed Cash Surrender and other Values indorsed on the Policy, so that the Insured can stop paying Premiums without any loss by forfeitures.


The Insured may stop Premium payments, and take his choice of Extended Insurance in the full amount of the Policy for as long a period as the value of the Policy will pay for at low term rates, or of a Paid-up Policy for a reduced amount payable whenever death occurs.


The Insured may borrow money (from the Company) on the Policy as per statement indorsed thereon, and thus prevent the lapse of the Policy if he happens to be short of funds, or he may secure a liberal cash loan from the Company to meet any sudden emergency.


If the Insured forgets to pay a premium on the day it is due, his insurance is continued in force by the Company without action on his part. If he is well, he has ample time to pay up his arrears; while if 'he is sick, he is protected by his Extended Insurance.


Example of Lapsed Policies Paid in Full.


POLICY No. 109, 784, on the life of Mr. Thomas Bennet, of San Francisco, Cal., was issued in 1882, for $5,000, only 10 premiums being paid.


Mr. Bennet died in March, 1894, nearly two years after the lapse of the Policy, which, however, was promptly paid in full-$5,000-by the Company.


This Rule Applies to all Policies, Giving, at Age 35, on the Annual Life Plan


OVER 4 YEARS' INSURANCE FOR 2 YEARS' PREMIUMS;


OVER 10 YEARS' INSURANCE FOR 5 YEARS' PREMIUMS;


OVER 20 YEARS' INSURANCE FOR 10 YEARS' PREMIUMS.


Or Paid-up Policy is issued if preferred.


On other Plans the Value and Extension are very much greater.


SEND FOR SPECIMEN COPY OF THE POLICY


Why run the risk of Tontine forfeiture ? or why trust to the uncertainties of the Assessment plan, when you can get ABSOLUTELY NON-FORFEITABLE INSURANCE at the LOWEST NET COST In The Mutual Benefit Life Insurance Company of Newark, New Jersey.


To such as desire insurance with the least possible Cash Outlay the Company offers the privilege of the 30 PER CENT PREMIUM LOAN PLAN.


1626


The Mutual Benefit Life Insurance Co. of Newark, N. J.


EXAMPLE OF AN ORDINARY LIFE POLICY,


No. 151, issued in 1845, for $2,000, at age 32.


Life of Stephen P. Leeds, of San Francisco.


Contract Premium $50.00, annually, during life.


Dividends allowed in reduction of Premiums.


YEAR. DIVIDEND.


COST OF POLICY.


YEAR. DIVIDEND.


COST OF POLICY.


YEAR.


DIVIDEND.


COST OF POLICY.


1845


$50 00


1862


22 50


27 50


1879


43 66


6 34


1846


50 00


1863


22 50


27 50


1880


44 84


5 16


1847


50 00


1864


25 00


25 00


1881


46 00


4 00


1848


50 00


1865


25 00


25 00


1882


31 90


18 10


1849


$17 50


32 50


1866


25 00


25 00


1883.


25 80


24 20


1850


17 50


32 50


1867


25 00


25 00


1884


26 80


23 20


1851


17 50


32 50


1868


*50 00


1885


27 80


22 20


1852


15 00


35 00


1869


25 00


25 00


1886


29 54


20 46


1853


16 00


34 00


1870


25 00


25 00


1887


30 04


19 96


1854


17 50


32 50


1871


*63 50


1888


31 84


18 16


1855


17 50


32 50


1872


35 50


14 50


1889


32 40


17 60


1856


17 50


32 50


1873


37 00


13 00


1890


32 90


17 10


1857


17 50


32 50


1874


38 00


12 00


1891


33 40


16 60


1858


17 50


32 50


1875


*76 00


1892


33 90


16 10


1859


17 50


32 50


1876


40 00


10 00


1893


34 40


15 60


1860


17 50


32 50


1877


$41 24


$8 76


1894


34 90


15 10


1861


$20 00


$30 00


1878


42 44


7 56


$1,384 80


Contract Premiums for 50 years


$2,500 00


Reductions by Dividends .


1,384 80


Actual Cost or Net Amount of Premiums paid *Two Years' Dividends. . $1,115 20


It should be borne in mind that the Mutual Benefit's policies are all STRICTLY NON-FORFEITABLE, both as to the policies themselves, and as to dividends, which, in the Mutual Benefit, are always declared ANNUALLY so long as the policy continues in force.


Long deferred dividends conduce to extravagant management, and impose great loss on the average membership.


Deferred Dividends are a great help to companies which cannot pay good average dividends, and seek to conceal the fact by paying no dividends for many years and CONFISCATING the dividends of all who drop out of the company in the meantime.


1627


PREMIUM RATES FOR AN INSURANCE OF $1,000.


PERCENTAGE OF DIVIDENDS PAID IN 1895.


AGE AT ISSUE.


KIND OF POLICY.


Year of issue.


30


40


50


60


1845


68.6


68.6


68.6


68.6


Life,


1855


57.3


57.3


57.3


57.3


Annual.


1865


45.4


45.4


45.4


45.4


24


19 14


9 95


5 17


41 58


26 79


47 27


65 07


103 47


25


19 60


10 19


5 19


42 37


27 31


47 46


65 30


103 60


1894


19.1


18.5


18.2


18.7


Life,


1875


32.7


33.5


32.5


29.2


20 Premiums ..


1885


22.3


22.9


23.7


24.3


29


21 78


11 32


5 77


45 86


29 63


48 28


66 21


104 17


30


22 36


11 63


5 93


46 83


30 27


48 48


66 43


31


23 00


11 96


6 10


47 84


30 95


48 75


66 71


104 48


32


23 70


12 32


6 28


48-88


31 66


49 00


66 93


104 59


33


24 42


12 70


6 47


49 97


32 39


49 28


67 20


101 75


10 Premiums ..


( 1885


19.7


20.3


21.2


21.5


34


25 18


13 09


6 67


51 11


33 16


49 56


67 53


104 98


35


26 00


13 52


6 89


52 28


33 97


49 87


67 80


105 18


36


26 86


13 99


7 12


53 51


34 82


50 19


68 15


105 35


37


27 76


14 44


7 30


51 79


35 71


50 52


68 50


105 51


38


28 74


14 95


7 62


56 12


36 64


51 35


69 25


106 00


39


29 76


15 48


7 89


57 51


37 62


51 85


69 63


106 29


40


30 84


16 04


8 17


58 94


38 65


52 35


70 07


106 64


42


33 24


17 28


8 83


62 11


40 88


52 88


70 51


107 00


43


34 56


17 97


9 16


63 79


42 09


63 57


71 05


107 41


44


35 94


18 69


9 52


65 54


43 37


54 22


71 65


107 92


45


37 42


19 46


9 92


67 38


44 73


55 00


72 29


108 39


46


39 00


20 28


10 34


69 28


46 16


56 77


73 70


109 70


47


40 70


21 16


10 79


71 29


47 68


74 57


110 44


49


44 46


23 12


11 78


75 56


51 03


58 93


75 54


111 16


51


48 70


25 32


12 91


80 21


54 81


61 59


77 67


113 16


52


51 04


26 54


13 53


82 69


56 88


63 13


78 86


114 28


53


53 54


27 84


14 19


85 27


59 10


64 83


80 26


115 50


54


56 20


29 22


14 89


87 98


61 46


66 70


81 77


116 82


55


59 06


30 71


15 65


90 80


64 00


71 04


85 23


119 77


56


62 10


32 29


16 46


93 74


66 72


73 53


87 24


121 49


58


68 82


35 79


18 24


100 09


72 74


76 28


89 45


123 34


59


72 54


37 72


19 22


103 49


76 10


79 29


91 90


125 36


60


76 52


39 79


20 28


107 09


79 71


82 60


94 60


127 59


65


101 08


52 56


26 79


128 37


102 49


.....


70


135 78


70 61


35 98


157 21


136 12


.....


Rates for all kinds of Life Risks furnished, payable annually.


Semi-Annually or Quarterly in Cash, or a portion by a Loan Certificate.


ENDOWMENTS Payable as indicated or at death.


20 Years.


15


10


Age. Annual.


Semi- Quar-|


10


20


Years. Years.


21


$17 87


$9 29


$4 74


$39 39


$25 36


$46 75


$64 46


$103 11


22


18 27


9 50


4 84


40 09


25 81


23


18 70


9 72


4 96


40 82


26 29


47 10


64 80


103 35


1875


31.9


33.5


33.4


31.3


26


20 10


10 45


5 33


43 20


27 86


47 64


65 53


103 71


27


20 64


10 73


5 47


44 05


28 42


47 85


65 73


103 86


28


21 20


11 00


5 61


44 94


29 01


48 04


65 95


104 04


Life,


(1894


16.0


16.3


12.3


13.6


15.3


Endowments, 20 Years .


(1875


33.0


33.2


31.8


Endowments,


15 Years .


1880


24.7


25.8


26.0


...


1628


Premiums Collected from Members,


$161,145,251,71


Dividends Paid to Members,


$15,380,975.14, .


AND THEREFORE,


To such as desire Insurance with the least possible cash outlay, the Company offers the privilege of the PREMIUM LOAN PLAN. Under this plan the Company agrees to accept a uniform cash premium of either 70, 75 or 80 per cent of the full rate, the remaining portion being a loan on the Pulley till paid by dividends or otherwise.


The Mutual Benefit Life Ins. Co. of Newark, N. J.


PREMIUMS AND DIVIDENDS.


LIFE POLICIES


PAYABLE AT DEATH ONLY.


Annual. forly. Prem's. Prem's.


· !


142 41


165 93 11


1


48


42 50


22 10


11 26


73 98


49 30


60 20


76 53


112 10


50


46 50


24 18


12 32


77 83


52 86


:


1


57


65 34


33 98


17 32


96 84


60 62


68 76


83 42


1894


9.5


11.4


13.6


Endowments,


10 Years ...


5 1885


19.1


19.5


20.5


21.7


1894


9.8


10.5


12.3


15.5


55 89


72 94


109 00


1894


11.8


13.7


15.7


41


32 00


16 64


8 48


60 49


39 73


50 93


68 86


105 74


1894


11.9


16,9


18.1


104 33


46 92


64 65


103 23


1


1


112 77


118 23


57 83


ADKINS MFG. CO. 640 FIFTH STREET


AIDION


ANTI-FRICTION METAL LUBRICATING OILS AND ENGINEERS' SUPPLIES


A BUSINESS DIRECTORY


OF THE


City of San Francisco


WHICH THE DIFFERENT TRADES AND PROFESSIONS ARE CLASSIFIED AND ARRANGED


FULLY CORRECTED TO DATE.


ACC


ADV


Accountants.


«counting and Auditing Co., 320 Sansome


Iden D. W., 21 New Montgomery rmstrong W. W., 508 California tkinson Thomas E., 419 California all George A., 530 California arnard George B., 409 California arrow, Wade, Guthrie & Co., S Mills Bldy, 6th floor


BARROW, WADE GUTHRIE & CO. Auditors and Accountants oom 8, Mills Bldg, 6th Floor


enson James, 240 Montgomery lair Charles M., 214 Pine raig James D., 530 California RAWFORD JOHN. 406 Cali- fornia


unn Horace D., 112 Montgomery Block felds James L., 43 Mills Bldg, 7th floor olger Daniel W .. 530 California olsom George T., 21 Hobart Bldg risbee Frank, 132 Market


RISBEE, RISDON & CO. (in- corporated) 132 Market arries J. B., 320 Sansome erman Henry 1., 512 California lill Charles S., 74 Flood Bldg lough James F., 308 California ig Andrew D., 730 Capp ENKIN J. (Barrow, Wade, Guth- rie & Co.) 8 Mills Bldg, 6th floor KIRKPATRICK T. A., 22 Cali- fornia


T. A. KIRKPATRICK PUBLIC ACCOUNTANT AND AUDITOR


oom 1. 22 CALIFORNIA STREET Residence, 609 FELL STREET. S. F.


angdon Walter G., 5 Mills Bldy, 7th Hoor avery J. C., 313 California evy Max, 1206 Turk utgen Charles F., 218 California


CHAS. F. LUTGEN EXPERT + ACCOUNTANT 218 California Street


MacGAUGHEY JAMES d'. 663 Market.


Morgan & Hanson, 216 Bush


Pattee Solon, 507 Montgomery Schumacher L., 49 Mason Temple Tarr S. H., 661 Market


Van Bokkelen W. A. M., 56 Nevada Block


Von Buncken L. C., 301 California Wadham Luman, 530 California


Acids-Manufacturers.


(See Chemical Works. )


Adjusters Fire Losses.


Adams Albert F., 423 Washington Andre Anthony A., 501 Montgomery Bolger Philip, 421 California Farnsworth E. P., 401 California Fuller J. 1., 502 Montgomery Gibbs W. C., 303 California Gunnison A. R .. 439 California Hamilton J. K., 412 California Lavery J. C., 313 California Meade Calvert, 420 California Mel Louis, 514 California Naunton R. H., 401 California Neilson Alexander, 106 Leidesdorff Nichols S. K., 410 California Outealt Peter, 401 California Pease W. C., 401 California Purdy J. S., 23 Mills Bldg, 5th floor Swyner T. N., 22 Post Wetzlar A. J., 106 Leidesdorff White W. S., 501 California


Adjusters Marine Losses.


Farnsworth E. P., 401 California Gibbs C. V. S., 33 Fremont Gibbs William C., 303 California


Advertising Agents.


Barber Charles E .. 418 Montgomery Bay City Distributing Co., 632 Mar- ket


Birch Thomas J .. 510 Clay Brown Daniel, 402 Montgomery California System of Hotel Advertis- ing, 321 Montgomery Continental Search Light Advertis- ing Co., 995 Market


Dake Edmund C., 65 Merchants' Ex- change


De Troost George, 320 Sansome Dodson Ed., agent United States Publishing and Printing Co .. 1311} Sacramento


Fisher L. P., 21 Merchants' Ex- change


L. P. FISHER NEWSPAPER Advertising Agent 21 Merchants' Exchange


Golden Gate Advertising Co .. 322 Hayes


GOLDEN GATE AD-


VERTISING NEWS AND LITERARY BUREAE. D. ". Dare manager, 420 Montgomery Keller Henry S., 518 Clay Kellogg G. Herbert, 330 Pine Lowell Johu F., 412 Pine


MACSORLEY HENRY. order box 45, Third, r. 618 Stevenson Macsorley A. S., 111 Stevenson


Merchants Bill Posting and Advertis- ing Co., SE corr Eleventh and Market Pacific Coast Advertising Co., 307 Sansome


PACIFIC COAST ADVERTISING CO. Railroad Car Advertisers


CORRESPONDENCE SOLICITED


J. F. FOSTER, MANAGER


307 Sansome St. San Francisco


Pacific Coast Posting and Advertis- Co., 506 Commercial


JOHN REID, TAILOR, 907 MARKET ST.


5th NEAR


DIXON, BORGESON & CO. SHOW CASES 37 MARKET ST., S. F.


100


Only Six Hours travel from San Francisco by Donahue Route to


(See page opp. name Highland Springs) HIGHLAND SPRINGS


Round Trip Tickets, unlimited, $8.00 Single Fare, $4.50, On sale at 2 New Montgomery St., and Tiburon Ferry.


ADV


BUSINESS


( 1586 ) DIRECTORY. AMU


Advertising Agents-Continued


PACIFIC STATES ADVERTIS- ING BUREAU, 405 Sansome PALMER & REY TYPE FOUN- DRY, 405 Sansome Plato A. M., 206 Sansome Pollak Hermann A., 729 Montgomery


H. A. POLLAK'S Cosmopolitan Advertising Agency .... 729 Montgomery St. P. O. Box 2516. San Francisco, Cal. Is the only* Institution exclusively connected with newspapers published in Foreign Languages in this City and in Foreign Countries. Advertising Contracts for Mexican and Central American Papers Solicited.


Ransom A., 70 St. Ann's Bldg Ryder & Ustick, 410 Kearny San Francisco Newspaper Union, 405 Sausome Sterling & Parker, 538 Commercial Swan Jabez S., 759 Market Swan & Stein, 759 Market Tuttie Louis F., 320 Sansome WHEELER & CO., 646 Market, Chronicle Bldg Wilder C., 621 Market


Aermotors.


Aermotor Co. The, 27-29 Beale


Agricultural Implements.


(See also Hardware; also Garden Implements.)


Allison, Neff & Co., 421 Market Baker & Hamilton, NW cor Davis and Pine Bemcia Agricultural Works (Benicia, Cal.) NW cor Pine and Davis BOLANDER L. PH. (agricultural extras) 115 Main


Burge & Donahoo Co., 220 Sansome Deere Implement Co., 305 Market Frank Bros., 221 Market


Hawley Brothers Hardware Co., 301- 309 Market


Hooker & Co., 16 Drumm


JACKSON HYRON MACHINE WORKS, 625 Sixth


Judson Manufacturing Co. (Mowing Machines) SW cor Howard and Beale




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