The history of Jones County, Iowa, containing a history of the county, its cities, towns, &c., biographical sketches of citizens history of the Northwest, history of Iowa, Part 32

Author: Western Historical Co., pub
Publication date: 1879
Publisher: Chicago, Western Historical Company
Number of Pages: 1368


USA > Iowa > Jones County > The history of Jones County, Iowa, containing a history of the county, its cities, towns, &c., biographical sketches of citizens history of the Northwest, history of Iowa > Part 32


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How to find the number of shingles required in a roof.


RULE .- Multiply the number of square feet in the roof by 8, if the shingles are exposed 4} inches, or by 7 1-5 if exposed 5 inches.


To find the number of square feet, multiply the length of the roof by twice the length of the rafters.


286


MISCELLANEOUS INFORMATION.


To find the length of the rafters, at ONE-FOURTH pitch, multiply the width of the building by .56 (hundredths) ; at ONE-THIRD pitch, by .6 (tenths) ; at TWO-FIFTHS pitch, by .64 (hundredths) ; at ONE-HALF pitch, by .71 (hundredths). This gives the length of the rafters from the apex to the end of the wall, and whatever they are to project must be taken into consideration.


NOTE .- By K or 1 pitch is meant that the apex or comb of the roof is to be Kor }{ the width of the bullding higher than the walls or base of the rafters.


How to reckon the cost of hay.


RULE .- Multiply the number of pounds by half the price per ton, and remove the decimal point three places to the left.


How to measure gruin.


RULE .- Level the grain ; ascertain the space it occupies in cubic feet ; multiply the number of cubic feet by 8, and point off one place to the left.


NOTE .- Exactness requires the addition to every three hundred bushels of one extra bushel.


The foregoing rule may be used for finding the number of gallons. by multiplying the number of bushels by 8.


If the eorn in the box is in the ear, divide the answer by 2, to find the number of bushels of shelled eorn, because it requires 2 bushels of ear corn to make 1 of shelled corn.


Rapid rules for measuring land without instruments.


In measuring land, the first thing to ascertain is the contents of any given plot in square yards ; then, given the number of yards, find out the number of rods and acres.


The most ancient and simplest measure of distance is a step. Now, an ordinary-sized man can train himself to eover one yard at a stride, on the average, with sufficient accuracy for ordinary purposes.


To make use of this means of measuring distances, it is essential to walk in a straight line ; to do this, fix the eye on two objects in a line straight ahead, one comparatively near, the other remote; and, in walk- ing, keep these objects constantly in line.


Farmers and others by adopting the following simple and ingenious con- trivance, may always carry with them the scale to construct a correct yard measure.


Take a foot rule, and commeneing at the base of the little finger of the left hand, mark the quarters of the foot on the onter borders of the left arm, pricking in the marks with indelible ink.


To find how many rods in length will make an acre, the width being given.


RULE .- Divide 160 by the width, and the quotient will be the answer.


287


MISCELLANEOUS INFORMATION.


How to find the number of aeres in any plot of land, the number of rods being given.


RULE .- Divide the number of rods by 8, multiply the quotient by 5, and remove the decimal point two places to the left.


The diameter being given, to find the circumference.


RULE .- Multiply the diameter by 3.1-7.


How to find the diameter, when the circumference is given.


RULE .- Divide the circumference by 3 1-7.


To find how many solid feet a round stiek of timber of the same thick- ness throughout will contain when squared.


RULE .- Square half the diameter in inches, multiply by 2, multiply by the length in feet, and divide the product by 144.


General rule for measuring timber, to find the solid contents in feet.


RULE .- Multiply the depth in inches by the breadth in inches, and then multiply by the length in feet, and divide by 144.


To find the number of feet of timber in trees with the bark on.


RULE .- Multiply the square of one-fifth of the circumference in inches, by twice the length, in feet, and divide by 144. Deduct 1-10 to 1-15 according to the thickness of the bark.


Howard's new rule for computing interest.


RULE .- The reciprocal of the rate is the time for which the interest on any sum of money will be shown by simply removing the decimal point two places to the left; for ten times that time, remove the point one place to the left; for 1-10 of the same time, remove the point three places to the left.


Increase or diminish the results to suit the time given.


NOTE .- The reciprocal of the rate is found by inverting the rate ; thus 3 per cent. per month, in- verted, becomes % of a month, or 10 days.


When the rate is expressed by one figure, always write it thus : 3-1, three ones.


Rule for converting English into American currency.


Multiply the pounds, with the shillings and pence stated in decimals, by 400 plus the premium in fourths, and divide the product by 90.


U. S. GOVERNMENT LAND MEASURE.


A township-36 sections each a mile square.


A section-640 acres.


A quarter section, half a mile square-160 acres.


An eighth section, half a mile long, north and south, and a quarter of a mile wide-80 acres.


A sixteenth section, a quarter of a mile square-10 acres.


288


MISCELLANEOUS INFORMATION.


The sections are all numbered 1 to 36, commencing at the north-east corner.


The sections are divided into quarters, which are named by the cardinal points. The quarters are divided in the same way. The de- scription of a forty acre lot would read: The south half of the west half of the south-west quarter of section 1 in township 24, north of range 7 west, or as the case might be; and sometimes will fall short and sometimes overrun the number of acres it is supposed to contain.


The nautical mile is 795 4-5 feet longer than the common mile.


SURVEYORS' MEASURE.


7 92-100 inches make 1 link. 25 links 1 rod. 66


4 rods 1 chain.


80 chains ..


1 mile.


NOTE .- A chain is 100 links, equal to 4 rods or 66 feet.


Shoemakers formerly used a subdivision of the inch called a barley- corn ; three of which made an inch.


Horses are measured directly over the fore feet, and the standard of measure is four inches-called a hand.


In Biblical and other old measurements, the term span is sometimes used, which is a length of nine inches.


The sacred cubit of the Jews was 24.024 inches in length.


The common cubit of the Jews was 21.704 inches in length.


A pace is equal to a yard or 36 inches.


A fathom is equal to 6 feet.


A league is three miles, but its length is variable, for it is strictly speaking a nautical term, and should be three geographical miles, equal to 3.45 statute miles, but when used on land, three statute miles are said to be a league.


In cloth measure an aune is equal to 1} yards, or 45 inches.


An Amsterdam ell is equal to 26.796 inches.


A Trieste ell is equal to 25.284 inches.


A Brabant ell is equal to 27.116 inches.


HOW TO KEEP ACCOUNTS.


Every farmer and mechanic, whether he does much or little business, should keep a record of his transactions in a clear and systematic man- ner. For the benefit of those who have not liad the opportunity of ac- quiring a primary knowledge of the principles of book-keeping, we here present a simple form of keeping accounts which is easily comprehended, and well adapted to record the business transactions of farmers, mechanics and laborers.


.


.


MISCELLANEOUS INFORMATION.


289


1875.


A. II. JACKSON.


Dr. Cr.


Jan. 10 To 7 bushels Wheat


at $1.25


88/25


17 By shoeing span of Horses


82.50


Feb. 4 To 14 bushels Oats


at 8 .45


6 30


4 To 5 lbs. Butter


at .25


1|25


March 8 By new Harrow


18,00


66 S By sharpening 2 Plows


40


13 By new Double-Tree


2 25


27 To Cow and Calf


48 00'


April


9 To half ton of Hay


6 25


16


9 By Cash


23 00


May 6 By repairing Corn-Planter


1150


July


4 By Cash, to balance account


35 15


SSS 05


888 03


1875.


CASSA MASON. Dr.


C -.


March 21 By 3 days' labor


at $1.25


$3.15


4 21 To 2 Shoats


at 3.00


$6,00


23 To 18 bushels Corn


at .45


8 10


May 1 By 1 month's Labor


25,00


June


19 By S days' Mowing


at $1.50


12.00


=


26 To 50 Ibs. Flour


2 15


July


10 To 22 lbs. Meat


at $ .10


2.20


29 By 9 days' Harvesting


at 2.00


18:00


Aug.


12 By 6 days' Labor


at 1.50


9.00


66


12 To Cash


20.00


Sept.


1 To Cash to balance account


18 20


861 75


801 75


INTEREST TABLE.


A SIMPLE RULE FOR. ACCURATELY COMPUTING INTEREST AT ANY GIVEN PER CENT. FOR ANY LENGTH OF TIME.


Multiply the principal (amount of money at interest) by the time reduced to days; then divide this product by the quotient obtained by dividing 360 . the number of days in the interest year) by the per cent. of interest and the quotient thus obtained will be the required interest.


ILLUSTRATION. Solution.


Require the interest of $162.50 for one month and eighteen days at 6 per cent. An Interest nionth is 30 days: one month and eighteen days equal 48 diys. $462 30 multi- plied by . 48 gives 8222 0000: 360 divided by 6 (the per cent, of interest ) gives 60, and $222.0000 divided by 60 will give von the ev tet interest, which is 53.70. If the rate of


$462.50


.48


370000


Interest in the above example were 12 per cent., we would divide the $222.0000 by 30 6)360 ( because 360 divkled hy 13' gives 30): if 4 per cent., we would divide by 90; if 8 per. cent., by 45: and in like mauner for any other per cent.


183000


60/$222.0000($3.70 180


420


4:20


00


MISCELLANEOUS TABLE.


12 units, or things. 1 Dozen. | 196 pounds, 1 Barrel of Flour. ' 24 sheets of paper, 1 Quire. 12 dozen, 1 Gros, 200 pounds, 1 Birrel of Pork. 120 quires paper 1 Reau.


20 things, 1 Score. 56 pounds, 1 Firkin of Butter. | 4 ft. wide, 4f. high, and 8 ft. long, 1 Cord Wood.


-


1 To Cash


10,00


4 15


24 To one Sow with Pigs


290


MISCELLANEOUS INFORMATION.


NAMES OF THE STATES OF THE UNION, AND THEIR SIGNIFICATIONS.


Virginia .- The oldest of the States, was so called in honor of Queen Elizabeth, the "Virgin Queen," in whose reign Sir Walter Raleigh mnade his first attempt to colonize that region.


Florida .- Ponce de Leon landed on the coast of Florida on Easter Sunday, and called the country in commemoration of the day, which was the Pasqua Florida of the Spaniards, or " Feast of Flowers."


Louisiana was called after Louis the Fourteenth, who at one time owned that section of the country.


Alabama was so named by the Indians, and signifies ". Here we Rest." Mississippi is likewise an Indian name, meaning " Long River."


Arkansas, from Kansas, the Indian word for "smoky water." Its prefix was really arc, the French word for " bow."


The Carolinas were originally one tract, and were called "Carolana," after Charles the Ninth of France.


Georgia owes its name to George the Second of England, who first established a colony there in 1732.


Tennessee is the Indian name for the " River of the Bend," i. e., the Mississippi which forms its western boundary.


Kentucky is the Indian name for " at the head of the river."


Ohio means " beautiful ; " Iowa, " drowsy ones ; " Minnesota, " cloudy water," and Wisconsin, "wild-rushing channel."


Illinois is derived from the Indian word illini, men, and the French suffix ois, together signifying " tribe of men."


Michigan was called by the name given the lake, fish-weir, which was so styled from its fancied resemblance to a fish trap.


Missouri is from the Indian word "muddy," which more properly applies to the river that flows through it.


Oregon owes its Indian name also to its principal river.


Cortes named California.


Massachusetts is the Indian for " The country around the great hills."


Connecticut, from the Indian Quon-ch-ta-Cut, signifying "Long River."


Maryland, after Henrietta Maria, Queen of Charles the First, of England.


New York was named by the Duke of York.


Pennsylvania means " Penn's woods," and was so called after William Penn, its orignal owner.


291


Delaware after Lord De La Ware.


New Jersey, so called in honor of Sir George Carteret. who was Governor of the Island of Jersey, in the British Channel.


Maine was called after the province of Maine in France, in compli- ment of Queen Henrietta of England, who owned that province.


Vermont, from the French word Vert Mont, signifying Green Mountain.


New Hampshire, from Hampshire county in England. It was formerly called Laconia.


The little State of Rhode Island owes its name to the Island of Rhodes in the Mediterranean, which domain it is said to greatly resemble.


Texas is the American word for the Mexican name by which all that section of the country was called before it was ceded to the United States.


POPULATION OF THE UNITED STATES.


STATES AND TERRITORIES,


Total Population.


CITIES.


Aggregate Population.


Alabama.


996.992


Arkansas.


484. 471


California


560.247


Connecticut.


537.454


Delaware.


125.015


Florida ..


187,749


Georgia.


1.154.109


Illinois.


2.539.491


Indiana.


1.650,637


Baltimore, Md.


267.354


Iowa ..


1,191.792


Kansas


364.399


Kentucky


1.321.011


Louisiana


726.915


San Francisco, Cal.


149.473


Maryland.


$50.894


Washington, D. C.


109.199


Massachusetts.


1.457.351


Newark. N. J.


105.059


Minnesota


439.706


Cleveland, Ohio ...


92.629


Missouri ..


1,721.295


Jersey City, N. J


82.546


Nevada


42.491


71.440


New Hampshire.


318,300


69.422


New York


4.382.759


Rochester, N. Y


62.346


Ohio. .


2,665.260


53.140 51.038


Pennsylvania ..


3,521,791


Charleston, S. C.


44.956


Indianapolis, Ind.


48 244


Tennessee .


1.254,520


43.051


Worcester. Mass.


41.105


Virginia ...


1,225.163


Memphis, Teun ..


40,226


West Virginia.


442.014


Wisconsin


1,054.670


Hartford, Conu.


37,190


>Pranton, Pa.


35.042 33.9;0


Paterson, N. J


33.519


Colorada.


39.864


Dakota


14.1-I


District of Columbia.


131.700


Idaho


14,999


Montana


20.595


Wilmington, Del.


30,841


New Mexico


91.874


Utzh .


86.786


Lawrence, MaSs.


24.921 24-04


Wyoming ..


9.119


Charlestown. Mass


28.343


Total Territories


442.730


Lynn. MASS.


24.293


Total United States


38.555.983


Fall River, Maas


26.766


New York, N. Y.


942.292


Philadelphia, Pa


674.022


Brooklyn, N. Y.


394.099


St. Louis, Mo ..


310 864


Chicago, 111


298.977


Boston, Mass.


250,526


Cincinnati, Ohio,


216,239


New Orleans, La.


191.419


Maine.


626.915


Buffalo, N. Y.


117.714


Michigan.


1,184.059


Louisville, Ky ..


100.753


Mississippi.


827.922


Pittsburg. Pa.


86.076


Nebraska


122.993


Detroit, Mich.


79.577


New Jersey


906.096


69,904


North Carolina


1,071.361


Allegheny, Pa ..


Richmond, Va.


50,840


Rhode Island


217.353


South Carolina


705.606


Troy, N. Y.


46.465


Texas


813.579


Vermont ..


330.551


Lowell, Mass.


40.923


Cambridge, Mass.


39,64


Total States


38.113.253


Reading, l'a ...


Arizona ..


9,659


Kansas City, Mo.


32.210


Mobile, Ala ..


32.024


Toledo, Olio


31.5×4


Portland, Me.


31.413


Columbus, Ohio


31.274


Dayton, Ohio ..


30.473


Washington


23.955


Ctica, N. Y.


Savannah, Ga.


2× 235


Oregonl.


90.923


Milwaukee, Wis.


Albany, N. Y.


Providence, R. I.


New Haven, Conn ..


Syracuse, N. Y.


POPULATION OF FIFTY PRINCIPAL CITIES.


-


MISCELLANEOUS INFORMATION.


292


MISCELLANEOUS INFORMATION.


POPULATION OF THE UNITED STATES.


MiIr's


Miles


STATES AND TERRITORIES.


Area In square Miles.


POPULATION.


R. R.


STATES AND TERRITORIES.


Ales Ilt square Miles.


1870.


1875.


1872.


States.


States.


Alab.ims


50.722


996.992


1,671


Pennsylvania.


46.000


3.521.791


5.113


Arkansas ..


32.198


484.471


Rhode Island ....


1,306


$17.353.


252, 559


1 '6


California ..


184 981


560.217


1.013


South Carolina.


29.3851


705.606


923.143


1 :201


Connecticut.


4 074


537.454


820


Tennessee.


45,600


1.254.520


1,500


Delaware ..


2,120


125.015


Texas.


237.304


818.579


Flurida.


59.2651


197.744


460 1


Vermont.


10.212


3 0.531


Virginia.


40,904


1,225, 163


1.4 )


West Virginia


23.000


442.014


4×3


Indiana.


33.09.1.650.037


3.59


Wisconsin


53.924


1.054.670


1.20.


1.7:3


Iowa.


35.045/1,191.792


3.160


Total States


1,950,171 38,113,253


59,587


Kentucky


37.000 1,321.011


1,123


Louisiana


41.346 726.915


537.039


539


Malue ...


31,776


626.915


871


Arizon !!


113.916


9,659


Maryland


11,184


70.894


Colorado.


104.500


39.964


395


Massachusetts


7.800 1.457.351 1.631,912


1.606


147.490


14.191


Michigan*


56.451|1.144,0159 1,334.0 31


I.la110.


90.933.


14.999


Mississippi.


47.1561


827.022


Montana.


143.776.


20.595


Missouri ..


65.350 1,721.993


New Mexico


121.201:


91,874


375


Nevada


112.090


42,491


52.540


593


Washington.


69.944


23.935


498


New Jersey


8.320


906.096 1.026,502 1.265


New York.


47.000 4.342.739 4.705. 208 4.470


Total Territories.


965.032


442.730


1,265


Ohio ..


89.964 2,665.260


3.740


Oregon .


95,244


90.9231


159


Aggregate of U. S .. 2,913,203 38,555,983


€9.852


. Last Census of Michigan taken in 1874.


. Included in the Railroad Mileage of Maryland.


PRINCIPAL COUNTRIES OF THE WORLD; POPULATION AND AREA.


COUNTRIES.


Population.


Date of Census.


Area in Square Miles.


Inhabitants to Square Mile.


CAPITALS.


Population.


China


446.500 000


1971


3.741.846


119.3


Pekin ..


1.648.500


British Empire.


226.817.108


1871


4.677.432


44.6


London ..


3,251,800


Russia ..


81.925.420


8.003,778


10.2


St. Petersburg.


667.000


United States with Alaska


38.925.600


1870


4.603.884


7.7%


Washington


109,199


France ..


38.469,800


156b


204.091


178 7


Paris.


1.825,300


Austria and Hungary.


35.904,400


1869


240 349


119.4


Vienna


833.900


lapan.


34.785.300


1521


149,899


232.8


Yendo ..


1.554.900


Great Britain and Ireland. German Empire.


29.906.092


1871


160,907


187.


Berlin .


825.400


Italy


27.419.921


1871


118.847


230.9


Rome ..


244.1-4


Spain .


16 h42.000


1867


195,775


55.


Madrid


332.000


Brazil.


10 000.000


3.251 029


3.07


Po Janeiro


420.000


Turkey


16.163.000


672.b21


04.4


Constantinople


1,075.000


Mexico.


9,173.000


1869


761.536


Mexico


210.300


Sweilen and Norway


5.921 500


1×70


292.871


Stockholm


136.900


Persia.


5.000.000


1570


6.35.964


7.8


Teheran.


120.000


Belgium.


5.021.300


1-69


11.373


441.5


Brussels


314.100


Bavaria.


4.861.400


1871


29.202


165.9


Munich.


169.500


Portugal.


3.993.200


1×63


34.494


115.8


Lisbon.


224.063


Holland.


3.649.300


1870


12.6-0


Hague ..


90,100


New Grenada.


3.000 000)


1470


357,157


4.4


Bogota.


45.000


Chili ..


2,000 000


1459


13.616


15.1


Santiago.


115,400


Switzerland


2,669.100


1470


15.992


166.9


iserue.


36.000


Peru .


2.500.000)


1871


471.×38


5.3


Lima.


160.100


Bolivia ..


2.000.000


497.321


4.


Chuquisaca ..


25.000


Wurtemburg


1.818.500


1871


7.533


Stuttgart.


91.600


Denmark.


1,784.700


1570


14.753


120.9


Venezuela.


1,500.000


368.235


4.2


Caraccas


47.000


Balen ..


1.461.400


1871


5.912


C.irisrube


36.600


Greece ..


1.457.900)


1870


19,353


15.3


Guatemala


1,180,000


1871


40,474


29.9


40,000


Paraguay


AAsuncion.


43,000


llesse ..


833.138


2.9h9


277.


Darmstadt


30.000


Liberia


719 001


1871


9.576


74.9


Monrovia ..


3.000


San Salvador ..


600.000


1571


7.335


81.8


Saf Salvador


15.000


Havti ..


572.000


10,205


56.


Port au Prince.


20.000


Nicar igua.


3.30.000


1971


5%.171


6.


Managia.


10.000


Uruguay.


300.000


1871


6b. ~


6.5


Monte Valeo


44.500


Honduras


350.000


1871


17,09%


7.4


foutavagna.


12.000


San Domingo.


136,000


17.827


San Domingo.


20.000


Costa Rica.


165.000)


1870


21.505


7.7


San Jose ..


2.000


Hawaii.


62.955


7.633


80.


Honolulu


7,633


75.995.


123.993


246.280


Ut.t'1.


80 056


86.786


New Hampshire.


9.240


318 300


Wyoming


93,107


9.118


North Carolina ..


50.704 1,071.361


1.190


Kansas ..


81.313


361,399


528.349 1.700


Territories.


42.1


1 ist. of Columbia.


131,700


Minnesota.


83.531| 439.706)


508.429 1,612


400


Georgia. Illinois


53.000:1.1>4. 109


2,10g .


53.410'2.539, 591


3.904 .


1,350,544


POPULATION.


P. R.


1870.


1875.


1872.


1849


871.848


2.1


Buenos Ayres.


177.600


Copenhagen.


162.042


Athens ..


Guatemala


Ernador.


1.300,000


218.928


5.9


Quito


70.000


1871


63.7-7


15 6


31.817.100


1871


121.315


262.3


London


3,251.800


20.


290.9


Argentine Republic.


1.812 000


241.4


43,400


Nebraska


-


ABSTRACT OF IOWA STATE LAWS.


BILLS OF EXCHANGE AND PROMISSORY NOTES.


Upon negotiable bills, and notes payable in this State, grace shall be allowed according to the law merchant. All the above mentioned paper falling due on Sunday, New Year's Day, the Fourth of July, Christmas, or any day appointed or recommended by the President of the United States or the Governor of the State, as a day of fast or thanksgiving, shall be deemed as due on the day pre- vious. No defense can be made against a negotiable instrument (assigned before dne) in the hands of the assignee without notice, except fraud was used in obtaining the same. To hold an indorser, due diligence must be used by suit against the maker or his representative. Notes payable to person named or to order, in order to absolutely transfer title, must be indorsed by the payee. Notes payable to bearer may be transferred by delivery, and when so payable, every indorser thereon is held as a guarantor of payment, unless otherwise expressed.


In computing interest or discount on negotiable instruments, a month shall be considered a calendar month or twelfth of a year, and for less than a month. a day shall be figured a thirtieth part of a month. Notes only bear interest when so expressed; but after due, they draw the legal interest, even if not stated.


INTEREST.


The legal rate of interest is six per cent. Parties may agree, in writing, on a rate not exceeding ten per cent. If a rate of interest greater than ten per cent. is contracted for, it works a forfeiture of ten per cent. to the school fund, and only the principal sum can be recovered.


DESCENT.


The personal property of the deceased (except (1) that necessary for pay- ment of debts and expenses of administration ; (2) property set apart to widow. as exempt from execution ; (3) allowance by court, if necessary, of twelve monthis' support to widow, and to children under fifteen years of age), including life insurance, descends as does real estate.


One-third in value (absolutely) of all estates in real property, possessed by husband at any time during marriage, which have not been sold on execution or other judicial sale, and to which the wife has made no relinquishment of her right, shall be set apart as her property, in fee simple, if she survive him.


(293)


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ABSTRACT OF IOWA STATE LAWS.


BILLS OF EXCHANGE AND PROMISSORY NOTES.


Upon negotiable bills, and notes payable in this State. grace shall be allowed according to the law merchant. All the above mentioned paper falling due on Sunday, New Year's Day, the Fourth of July, Christmas, or any day appointed or recommended by the President of the United States or the Governor of the State, as a day of fast or thanksgiving, shall be deemed as due on the day pre- vious. No defense ean be made against a negotiable instrument (assigned before due) in the hands of the assignee without notice, except fraud was used in obtaining the same. To hold an indorser, due diligence must be used by suit against the maker or his representative. Notes payable to person named or to order, in order to absolutely transfer title, must be indorsed by the payee. Notes payable to bearer may be transferred by delivery, and when so payable, every indorser thereon is held as a guarantor of payment, unless otherwise expressed.


In computing interest or discount on negotiable instruments, a month shall be considered a calendar month or twelfth of a year, and for less than a month. a day shall be figured a thirtieth part of a month. Notes only bear interest when so expressed; but after due, they draw the legal interest, even if not stated.


INTEREST.


The legal rate of interest is six per cent. Parties may agree, in writing, on a rate not exceeding ten per cent. If a rate of interest greater than ten per cent. is contracted for, it works a forfeiture of ten per cent. to the school fund, and only the principal sum can be recovered.


DESCENT.


The personal property of the deceased (except (1) that necessary for pay- ment of debts and expenses of administration ; (2) property set apart to widow. as exempt from execution ; (3) allowance by court, if necessary, of twelve months' support to widow, and to children under fifteen years of age), including life insurance, descends as does real estate.


One-third in value (absolutely) of all estates in real property, possessed by husband at any time during marriage, which have not been sold on exeention or other judicial sale, and to which the wife has made no relinquishment of her right, shall be set apart as her property, in fee simple, if she survive him.


(293)


294


ABSTRACT OF IOWA STATE LAWS.


The same share shall be set apart to the surviving husband of a deceased wife.


The widow's share cannot be affected by any will of her husband's, unless she consents, in writing thereto, within six months after notice to her of pro- visions of the will.


The provisions of the statutes of descent apply alike to surviving husband or surviving wife.


Subject to the above, the remaining estate of which the decedent died siezed, shall in absence of other arrangements by will. descend


First. To his or her children and their descendants in equal parts; the descendants of the deceased child or grandchild taking the shade of their deceased parents in equal shares among them.


Second. Where there is no child, nor descendant of such child, and no widow or surviving husband, then to the parents of the deceased in equal parts ; the surviving parent, if either be dead, taking the whole; and if there is no parent living, then to the brothers and sisters of the intestate and their descend- ants.


Third. When there is a widow or surviving husband, and no child or chiil- dren, or descendants of the same, then one-half of the estate shall descend to such widow or surviving husband, absolutely ; and the other half of the estate shall descend as in other cases where there is no widow or surviving husband, or child or children, or descendants of the same.




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