USA > Massachusetts > Suffolk County > Professional and industrial history of Suffolk County, Massachusetts, Volume II > Part 31
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This institution was reorganized under the national banking laws in 1865 with a capital of $1,000,000, at which time an extra dividend of fifty per cent. was paid and a regular dividend of five per cent.
J. W. Baldwin, the first president of the bank, served until May 11, 1:54, when he was succeeded by Joseph HI. Curtis, who a few months later was followed by Nathan Robbins, who continued as president until his death, September 5, 1885. J. Varnum Fletcher was chosen as Mr. Robbins's successor, and has since served as president. Mr. Fletcher has served four years as a representative in the State Legisla- ture, and two years as a Republican senator from the Second Middlesex District, and was chairman of the committee on banks and banking in that body. Ile is also president of the Belmont Savings Bank, and a successful merchant in Fanenit Ilall Market. The first cashier of the bank was Jonas Bennett, who held the office until September 1, 1862. when Edward L. Tead was chosen and continued to act in that capacity until his resignation in February, 18;6, when the present cashier, T. G. Ililer, was chosen. Mr. Hiler has been connected with the bank since its organization, and is a financier of large experience. The board of directors for 1892 is as follows: J. Varnum Fletcher, Charles E. Morrison, Samuel S. Learned, A. J. Adams, George W. Fiske, L. M. Hlaskins, S. F. Woodbridge, Stillman F. Kelley, Henry D. Yerxa.
324
SUFFOLK COUNTY.
The Faneuil Hall Bank was first located in Edward Brinley's build. ing in Market Square, opposite the south side of Faneuil Hall. In 1853 it was removed to 43 South Market street, and in 1864 to its present location, 3 South Market street, corner of Merchants' Row.
The condition of this bank as reported to the comptroller of the enr- reney, at the close of business March 6, 1893, was as follows:
RESOURCES.
Loans and discounts
$2,332, 790.95
Drafts, secured and unsecured
618.33
U. S. bonds to secure circulation
50,000.00
Stocks, securities, etc
17,800.00
Due from approved reserve agents
145,274.10
Due from other National Banks
185,198,69
Banking house, furniture and fixtures
122,500.00
Current expenses and taxes paid
19,476.25
Checks and other cash items
4,645.86
Exchanges for clearing-house
76,014.99
Bills of other banks
9,604.00
Fractional paper currency, nickels and cents
1,367.39
Specie.
241,444.00
Legal tender notes
11,000.00
Redemption fund with U. S. treasurer (5 per cent. of circulation)
2,250.00
Total
$3,219,984.56
LIABILITIES.
Capital stock paid in
$1,000,000.00
Surplus fund
200,000.00
Undivided profits
237,537.02
National Bank notes outstanding
45,000.00
Dividends unpaid
672.00
Individual deposits subject to check
1,460,500,59
Demand certificates of deposit
141,558.81
Certified checks
15,028.11
Cashier's checks outstanding.
8.75
Due to other National Banks
78,180.50
Due to State Banks and bankers
41,498.78
Total
$3.219,984.56
1
:
BLACKSTONE NATIONAL BANK.
The Blackstone Bank, now the Blackstone National Bank, was char- tered as a State institution May 24, 1851, and commenced business September 16 following. The number of subscribers to the stock was
825
BANKING INSTITUTIONS.
two hundred and thirty-four. The original officers of the bank were as follows: President, Frederick Gould; cashier, Joshua Loring; direc- tors: Frederick Gould, Dexter Roby, Benjamin L. Allen, Loyal Love- joy, George W. Chipman, Isaac H. Hazleton, William Adams, Gardner Chilson, A. L. Chamberlain, Henry Cutter, J. M. Holden, N P. Mann. Of the first board of directors only one, George W. Chipman, sur- vives.
The original capital of the bank, $250,000, was increased by the addition of $100,000 in 1853, and $100,000 in 1851. On September 19, 1864, the bank was reorganized under the National Banking act as the Blackstone National Bank, and in October following $250,000 was added to its capital, besides paying to the stockholders a dividend of twenty per cent. in addition to the semi-annual dividend of five per cent. In October, 1869, $500,000 was added to the capital, and in Oc- tober, 1844, the same amount, making the capital at that time $2,000, - 000. In September, 1828, the capital was reduced by the payment of $500,000 to the stockholder, at which time the October dividend was omitted, the only omission of a semi-annual dividend since the bank was organized.
Mr. Gould resigned the presidency January 11, 1841, and was suc- ceeded by Joshua Loring, who up to that time had served as cashier. Mr. Loring continued to serve as president until Eustace C. Fitz was elected his successor. Mr. Fitz is the senior member of the firm of Fitz, Dana & Co., metal dealers. He has had an extensive business and financial experience, and has been a director in this bank for more than twenty years. He has served both in the House of Representa- tives and Senate of Massachusetts, and during his legislative career rendered valuable service in shaping financial legislation.
Joshua Loring, the present vice-president, has been connected with the bank ever since organization either as cashier, president or vice-president. He is the only one of the original officers of the bank still connected with the institution.
James Adams, the cashier of the bank, was chosen February 3, 1815. He previously served for ten years as cashier of the Bunker Hill Na- tional Bank, and has had an extended and varied experience in banking affairs.
The Blackstone National Bank has been an ably managed institution and is recognized as one of the most substantial of Boston banks. The substantial building owned and ocenpied by the bank, corner of Han-
326
SUFFOLK COUNTY.
over and Union streets, was erected on a site bought of the late James M. Beebee, at one time a prominent merchant on Hanover street. The directors of the bank for 1892 are as follows: Eustace C. Fitz, George W. Chipman, Eleazar Boynton, William A. Rust, Joshua Loring, J. S. Paine, J. O. Wetherbee, John Edmunds, George F. Blake and O. M. Wentworth.
The condition of this bank at the close of business March 6, 1893, as reported to the comptroller of the currency, was as follows:
RESOURCES.
Loans and discounts .
$3.187,269.18
Overdrafts, secured and unsecured 5,150.2.1
U. S. bonds to secure circulation 50,000.00
Stocks, securities, etc. 53,343.75
Due from approved reserve agents
329,424.63
Due from other National Banks
248,709.35
Due from State Banks and bankers.
3,018.19
Banking house, furniture and fixtures.
313,000.00
Other real estate and mortgages owned
$43.49
Current expenses and taxes paid
30,021.73
Premiums on U. S. bonds.
7,000,00
Checks and other cash items
1,174.86
Exchanges for clearing house
127,099.42
Bills of other banks.
71,579.00
Fractional paper currency, nickels and cents
369.51
Specie.
226,987.75
Legal tender notes.
68,000,00
U. S. certificates of deposit for legal tenders
10,000.00
Redemption fund with U. S. treasurer, (5 per cent. of circulation)
2,250.00
Total
$4,785.238.80
LIABILITIES.
Capital stock paid in
$1,500,000.00
Surplus fund
230,000.00
Undivided profits 120,217.55
National Bank notes outstanding.
45,000.00
Dividends unpaid
790.50
Individual deposits subject to check
2,177,841.57
Demand certificates of deposit.
220,247.07
Certified checks
11,606.72
Due to other National Banks
237, 102.22
Due to State Banks and bankers
183,433.17
Total
$4,735, 238.80
BANKING INSTITUTIONS.
NATIONAL WEBSTER BANK.
The Webster Bank received its charter June 16, 1853, the original incorporators being William Thomas, George B. Upton and Albert Fearing, and " their associates and assigns." It came into existence eight months after the death of the statesman whose great name it honorably bears. The capital was fixed at $1,500,000. At the first meeting of its stockholders the following directors were chosen: Will- iam B. Bacon, James M. Beebee, William A. Crocker, John M. Forbes. Il. II. Ilunnewell, George H. Kuhn, L. W. Tappan, William Thomas. George B. Upton, William F. Weld. By a unanimous vote of this board, William Thomas was chosen president, and Solomon Lincoln cashier. At a subsequent meeting, held July 13, 1853, the following additional officers were elected: Edward W. Brown, paying teller ; Charles L. Riddle, receiving teller; Merrill N. Boyden, bookkeeper, and Charles E. Currier, discount clerk. On Angust 9 following, Ellery Canning Daniell was elected discount clerk in lieu of Mr. Currier, who had declined to serve, and William C. Durant was chosen collection clerk.
On the 16th of Angust, 1853, the Webster Bank made its first dis- count. The first semi-annual report was made by the directors on the 25th of March, and by this report it appeared that the net profits to AApril 1, 1851, was $60,352.86. The second semi-annual report, made September 26, 1851, showed that the net profits of the bank for the six months ending October, 1854, were $13,643.23. The surplus at that time proved to be $?1.143, and the semi-annual dividends of the first year of the institution were 312 per cent. each, on the capital stock of $1,500,000. The highest and lowest market prices of the Webster Bank shares in 1853 were $105 and $101, and $10; and $99 in 1851.
On the 21st of April, 1865, the stockholders decided by vote that the bank should become a national bank, and the change was effected on the ed of June, 1865, when the title of the National Webster Bank of Boston was adopted.
There have been five presidents of this institution. William Thomas was president from June 16, 1853, till January 12, 1869, when he re- resigned after a successful presidency of more than fifteen years. He was succeeded by Solomon Lincoln, previously cashier, who resigned on the Ist of February, 1826, when he was succeeded by Francis Jacques, who served from 18;6 to 18844. Francis A. Peters was elected to siteceed Mr. Jacques, and held the position until 1890, when, declin-
328
SUFFOLK COUNTY.
ing a re-election, John P. Lyman, the present president, was elected his successor.
The bank has had four cashiers. Solomon Lincoln served from June 16, 1853, till January 12, 1869. He was then succeeded by Ellery C. Daniell, who served till February 21, 1821, when he was succeeded by Edward Reynolds Hall, who continued in office till December 1, 1826, when he was succeeded by Charles L. Riddle, the present cashier. Mr. Riddle has been connected with the bank ever since its origin in 1853, first as receiving teller and then as cashier. H. H. Hunnewell is the only member of the first board who has ever since been a director. The directors for 1892 are Joseph S. Kendall, S. W. Marston, John C. Palfrey, H. H. Hunnewell, Samuel Johnson, Joseph A. Laforme, Henry Whitman, John P. Lyman, Thomas Motley, jr., Francis A. Peters.
By report to the comptroller of the currency, the condition of the National Webster Bank, at close of business March 6, 1893, was as fol- lows:
RESOURCES.
Loans and discounts
$2,617,270.14
U. S. bonds to secure circulation 50,000.00
Stocks, securities, ete 19,425.00
Due from approved reserve agents
155,149,06
Due from other National Banks
73,950.36
Current expenses and taxes paid
21,934.87
Checks and other cash items.
66.01
Exchanges for clearing-house
66,729.88
Bills of other banks.
21,260,00
Fractional paper currency, nickels and cents
165.11
Specie.
119,308,20
Legal tender notes
27,900.00
Redemption fund with U. S. treasurer (5 per cent. of circulation)
2,250.00
Total
$3, 175,348.63
LIABILITIES.
Capital stock paid in
$1,500,000.00
Surplus fund.
242,000.00
Undivided profits
98,740.48
National Bank notes outstanding
44,000.00
Dividends unpaid.
140.00
Individual deposits subject to check
1,062,412.83
Demand certificates of deposit
2,967.50
Certified checks
30,000.00
Due to other National Banks
25,358.69
Due to State Banks and bankers
169,729.13
Total
$3,175, 248.63
1
829
BANKING INSTITUTIONS.
HOWARD NATIONAL BANK,
The Howard National Bank was organized with a capital of $500,000 in June, 1853, under the name of the Howard Banking Company. The features of its charter were substantially the same as those of several other Boston banks organized in that year. The first board of directors was composed of Daniel C. Baker, Charles Ellis, Elisha Atkins, E. G. Niekerson, Adolphus Davis, George W. Robinson, A. W. Farrar, Reu- ben E. Demmon and Abram French. The first meeting of this board was held June 27, 1853, when Daniel C. Baker was chosen president and Stephen Bartlett cashier. The following additional officers were elected July & following: George E. Hersey, teller; Jonathan Nichols, bookkeeper, and Noah Robinson, collection clerk.
Among the original stockholders were the following citizens and corporations :
John C. Abbott 50
Jonathan Whitney 40
Adams & Powers 50
C. H. Warner
Amoskeag Savings Bank.
50
Timothy Willis 25
Elisha Atkins
110
Washington Warner
Edward II. Ashcroft. 50
Cyrus Wakefield .. 52
(). D. Ashley 227
Sheldon Webster
Blake, Howe & Co 81
C. M. Ellis
35
Brewster, Sweet & Co. 69
Amos Coolidge
20
Joseph Brown, jr 47
Reuben E. Demmon
Boston Five Cent Savings Bank 270
Isaac Spaulding
30
Eliot Fire Ins. Co.
George A. Curtis
20
Shoe & Leather Dealers' Fire lus. Co. 110
William Claflin
17
Stratton & Ayres 134
J. M. Currier
Suffolk Savings Bank 105
Samuel Cobb
John L. Sheriff 14
Henry L. Daggett 10
Edward Sweet.
John L. Eddy
George W. Torrey
William Estabrook.
Warren Ins. Co ..
125
Newell A. Thompson
C. Doherty
Ira Stratton
The name of the Howard Banking Company was changed to the Howard Bank by legislative act in 1858. It was changed to a national bank, under its present name of Howard National Bank, in 1865, at which time the capital was increased to $150,000, and in October, 1869, to its present limit, $1,000,000.
The presidents of the Howard Bank have served as follows: Daniel C. Baker, from June 27, 1835, to September, 1855; Charles Ellis, from
12
330
SUFFOLK COUNTY.
that date till January 12, 1860; and Reuben E. Demmon from that time to the present.
The cashiers have been as follows: Stephen Bartlett, from July, 1853. to June 18, 1855; George E. Hersey from that time till January, 1820; and S. F. Wilkins from that date to 1891, when he was succeeded by the present cashier, Chandler Robbins. Mr. Wilkins, before his con- nection with the Howard, had been assistant cashier of the Revere Bank, under the presidency of Samuel H. Walley.
From 1853 to April, 1870, the Howard was located at 97 State street, and after the latter date for several years occupied the premises, 85 State street, previously occupied by the Bank of Commerce. It is now located at 19 Congress street. The board of directors for 1892 is com- posed of Reuben E. Demmon, Francis Flint, A. B. Butterfield, Samuel B. Capen, A. P. Martin, N. W. Rice, J. W. Candler, James M. W. Hall and S. F. Wilkins. Mr. Wilkins has been connected with the bank since 1870, and since 1891 has been vice-president. Reuben E. Demmon and A. B. Butterfield have been directors ever since the bank was organized.
According to the report made to the comptroller of the currency, March 6, 1893, the condition of the Howard National Bank was as fol- lows:
RESOURCES.
Loans and discounts
$2,610,090.35
Overdrafts
4,030.99
U. S. Bonds to secure circulation 50,000.00
Stocks, securities, etc. . 23,194.66
Due from approved reserve agents.
179,861.59
Due from other National Banks
320,211.51
Due from State Banks and bankers
338.28
Banking house
29,991.27
Other real estate and mortgages owned
55,148.81
Current expenses and taxes paid .
27,574.24
Premiums paid
7,000.00
Checks and other cash items 10,589.24
Exchanges for clearing-house
127,689.21
Bills of other National Banks 6,204.00
Fractional currency (including nickels) 60.47
Specie (including gold treasury notes) 282,221.10
Legal tender notes 16,306.00
Redemption fund with U. S. treasurer (5 per cent. of circulation)
2,250.00
Total
.53,752,291. 72
.
331
BANKING INSTITUTIONS.
LIABILITIES.
Capital stock paid in
$1,000,000.00
Surplus fund
200,000.00
Other undivided profits
118,626.80
National Bank notes outstanding
45,000.00
Dividends unpaid
131.00
Individual deposits subject to check
1,514,198.71
Demand certificates of deposit
222, 115.07
Certified checks
57,337.20
Cashier's checks outstanding
13,500.00
Due to other National Banks
335,989.86
Due to State Banks and bankers
245.393.08
Total
$3,752,291.72
ELIOT NATIONAL BANK.
The President, Directors and Company of the Eliot Bank received their charter in 1853, the original incorporators being Jeffrey R. Brackett, William C. Codman, William A. Howe, and their associates. The capital was limited to $300,000, and its charter was substantially the same in its provisions as the charters of other Boston banks incorporated in the same year, viz. : The Howard, Webster, Boston, and Broadway. The first board of directors consisted of Jeffrey R. Brackett, William C. Codman, John Demeritt, Walter Hastings, Thomas Hopkinson, William A. Howe, William H. Jameson, William P. Pierce, John P. Robinson, and John N. Turner. At the first meeting of this board, held on the 11th of June, 1853, William A. Howe was elected president, and at a subsequent meeting Robert L. Day was chosen cashier. Mr. Howe continued as president until October 13, 1859, when, owing to a protracted illness, the directors elected John N. Turner in his stead. In December, 1863, President Turner resigned on account of ill health, and John Demeritt was elected as his successor. Mr. Turner subse- quently went to Europe, where he died May 16, 1864. He had been a director of the bank ever since its origin, and for more than four years its president. He was for many years widely known among the mer- cantile community as a wholesale dealer in dry goods in Boston. Mr. Demeritt continued as president till January, 18:3, when he was suc- ceeded by William H. Goodwin, who has since served in that capacity. Mr. Goodwin, prior to his connection with the bank, was engaged in the East Indies import business.
Robert L. Day remained as cashier of the Eliot Bank till September 30, 1865, when he resigned, and was succeeded by R. B. Conant, and
332
SUFFOLK COUNTY.
the last named by the present cashier, Francis Harrington, who has been for thirty-six years in the bank, fourteen of which as cashier.
The Eliot Bank became the Eliot National Bank on October 20, 1864. Since its origin in 1853 it has had five locations, viz. : In July, 1853, it occupied rooms at 26 Kilby street, leased from the Eliot Insurance Company, and since then it has been successively located at 13 Kilby street, Brazier's Building: 17 State, corner of Devonshire, in the build- ing where the First National is now located, and finally its present loca- tion in the Rialto Building at the northwest corner of Milk and Devonshire streets.
In January, 1865, two months after it became a national bank, its capital was increased to $1,000,000. The board of directors of the Eliot Bank for 1892 are: William H. Goodwin, who has served in this capacity since 1863; Joseph H. White, since 186 ;; Thomas E. Proctor. since 1868; George O. Carpenter, since 1860; the comparatively new members of the board being : Constantine F. Hutchins, Francis W. Breed and Henry Morse.
The condition of the Eliot National Bank, as reported to the comptroller of the currency at the close of business, March 6, 1893, was as follows:
RESOURCES.
Loans and discounts
$2,271,135.97
Overdrafts, secured and unsecured 587.91
U. S. Bonds to secure circulation 50,000.00
Stocks, securities, etc. 66,500.00
Due from approved reserve agents 75,343.94
Due from other National Banks
169,147.07
Current expenses and taxes paid 14,512.41
Checks and other cash items 4,830.96
Exchanges for clearing-house
36,643.87
Bills of other banks.
7,578.00
Fractional paper currency, nickels and cents
40.85
Specie
149,363.00
Legal tender notes. 3,800.00
Redemption fund with U. S. treasurer (5 per cent. of circulation) 2,250.00
Total
82,851,733.48
1.JABILITIES.
Capital stock paid in
$1,000,000.00
Surplus fund 500,000,00
Undivided profits 121,699.71
National Bank notes outstanding. 45,000,00
Dividends unpaid 561.00
1
333
BANKING INSTITUTIONS.
Individual deposits subject to check ..
763,251.15
Certified checks.
30,001.03
Cashier's checks outstanding 12.00
Due to other National Banks. .
103,072.50
Due to State Banks and bankers
$5,133.09
Bills payable.
200,000.00
Total
$2,851,733.48
BROADWAY NATIONAL BANK.
The Broadway National Bank was organized as a State bank in 1853, with a capital of $50,000. The first board of directors was composed of J. P. Monks, H. O. Briggs, C. Gill, S. Adams, W. Eaton, S. Leeds, G. C. Thacher, J. Tillson, Osborne Howes, Joseph Smith, C. J. F. Allen and Isaac Adams. Isaac Adams was elected first president and II. 11. White cashier. The presidents of this bank after Mr. Adams, who served until November, 1853, with periods of service, have been as follows: John Tillson, from November, 1853, to July, 1855; Seth Adams, from July, 1855, to November, 186]; Henry Souther, from November, 1861, to January, 1826; Axel Dearborn, from January, 18;6, to January, 1884; Aquila Adams, from January, 1884, to September, 1884; and Roswell C. Downer, from September, 1884, to present time. The present cashier is J. B. Kellock. The directors for 1892 are: J. R. Graham, Roswell C. Downer, Frank O. Squire, H. L. Millis, and F. W. Downer. In 1854 the capital of the bank was increased to $100, - 000, in 1855 to $150,000, and in 1864, at which time it was changed to a national bank, to $200,000. This bank has always retained the respect and confidence of the financial community. The present man- agement assumed control of its affairs in 1881, since which time new life and energy has been imparted to the institution. Its management has been progressive, but at the same time conservative.
According to the report of the officers of the Broadway National Bank, made to the comptroller of the currency March 6, 1893, the con- dition of the bank was as follows:
RESOURCES.
Loans and discounts. $1 103. 103.25
Overdrafts, secured ....
1,253. 10
Overdrafts, unsecured 32: 20
U. S. bonds to secure circulation
50,00,00
Stocks, certificates, etc
Due from approved reserve agents
281. 503 31
334
SUFFOLK COUNTY.
Due from other National Banks
10,786.91
Due from State Banks and bankers
1,279.75
Current expenses and taxes paid 22,734.65
Premiums paid on U. S. bonds
7,250.00
Checks and other cash items 1.491.87
Exchanges for clearing-house 156,096.99
Bills of other banks
12,686.00
Fractional paper currency, nickels and cents.
9.99
Specie
39,162.50
Legal tender notes
185,688.00
U. S. certificates of deposit for legal tenders 10,000.00
Redemption fund with U. S. Treasurer, 5 per cent of circulation.
2,250.00
Total
$2,501,500.85
LIABILITIES.
Capital stock paid in.
200,000.00
Surplus fund
150,000.00
Undivided profits
17,788.50
National Bank notes outstanding
45,000.00
Individual deposits subject to check
1,714,924.94
Demand certificates of deposit
31,562.64
Certified checks.
7,524.50
Due to other National Banks
95,000.00
Due to State Banks and bankers
79,950.27
Bills payable
100,000.00
Total
$2,501,500,85
NATIONAL ROCKLAND BANK.
The National Rockland Bank of Roxbury was incorporated by the State in 1853 as the Rockland Bank, with a capital of $100,000, which was increased to $150,000 in 1854. In April, 1865, it was reorganized as a national bank, under its present name, at which time its capital was still further increased to $300,000. The first directors, elected June 20, 1853, were: Samuel Walker, Thomas Adams, F. M. Weld, Joseph Dorr, Nahum Ward, Stephen P. Fuller, George Packer, W. A. Hum- phrey and Calvin B. Faunee. Hon. Samuel Walker was the first presi- dent of the bank, and Samuel Little the first cashier. Mr. Little succeeded to the presidency upon the death of Mr. Walker, in 1860, and J. M. Swain was appointed cashier. The latter was succeeded at the end of a year by C. E. Richardson, who was followed by Robert G. Molincaux, and for the last twenty-two years Robert B Fairbairn has been cashier.
335
BANKING INSTITUTIONS.
Hon. Samuel Walker, the first president of the bank, was a noted horticulturist, and mayor of Roxbury. Hon. Samuel Little, identified with the bank from the beginning, has always been active in the affairs of Roxbury, and, since annexation, in the affairs of the city of Boston. Hle represented Roxbury in the Legislature, and for several years served in the board of aldermen of the city of Boston. He is president of the Boston Lead Manufacturing Company, the E. Howard Watch and Clock Company, and director of the West End Street Railway Company and Bay State Gas Company.
The directors of the National Rockland Bank for 1892 are: Samuel Little, Solomon S. Rowe, John F. Newton, Phineas B. Smith, James Bennett Forsyth, Augustus Richardson, George Curtis, B. Rodman Weld. As one of the two local banks, the National Rockland Bank has had a prosperous career, and has steadily increased in business and in the confidence of the business community.
According to the report made by the officers of this bank at the close of business, March 6, 1893, to the comptroller of the currency, it's con- dition was as follows:
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