Professional and industrial history of Suffolk County, Massachusetts, Volume II, Part 34

Author: Davis, William T. (William Thomas), 1822-1907
Publication date: 1894
Publisher: [Boston, Mass.] : Boston History Co.
Number of Pages: 952


USA > Massachusetts > Suffolk County > Professional and industrial history of Suffolk County, Massachusetts, Volume II > Part 34


Note: The text from this book was generated using artificial intelligence so there may be some errors. The full pages can be found on Archive.org (link on the Part 1 page).


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The above gentlemen took one hundred shares each, at $100 a share, making up the capital stock of $200,000, as fixed by the charter. On the 3d day of May, 1865, the following gentlemen were elected the first board of directors: Charles A. Babcock, Nathan Crowell, Richard A. Robertson, Nathaniel Adams, George W. Messinger, Warren Sawyer, Jarvis Williams, Alden Speare, Amos B. Merrill, and William Fox Richardson. The last named gentleman was perhaps the most active of all who had exerted themselves to establish the bank. He was therefore very appropriately elected the first president of the bank, and Nathan P. Lawson as its cashier. Mr. Richardson, late president of the Boston Penny Savings Bank, has for many years been one of Bos- ton's most useful and influential citizens. He was succeeded as presi- dent of the Everett National, January 12, 1866, by Warren Sawyer, who has ever since most ably filled the position. Nathan P. Lawson was cashier until January 15, 186%, when he resigned, and was suc- ceeded by George E. Carr. The present cashier, John Reynolds, has been serving in this capacity since January 19, 1883.


The capital of the bank was increased to its present limit, $400,000, on March 31, 1844. The locations of the bank have been various. It remained at its original location, corner of Newton and Washington streets, South End, till the expiration of the lease of its banking rooms there. On the 1st of November, 1862, having obtained permission from the comptroller of the currency to remove to a better location down town, it moved into Parker's Building, on Congress street, between Milk and Water streets. On May 28, 1822, it moved to premises in Congress street, near Lindall street, now Exchange Place, where it


360


SUFFOLK COUNTY.


remained till the great fire of November 9 and 10, when the building was destroyed. This was the last building burned in that section of the city. On the Monday following the fire the Everett recommenced business at 66 State street, continuing there until December 1, 1875, when it moved into the New England Mutual Life Insurance Company's building, corner of Milk and Congress streets, where it has since remained'


Of the ten original directors the only one still a member of the board is Warren Sawyer, who has been one of the directors of the bank ever since its origin. The board of directors for 1892 is as follows: Warren Sawyer, Francis O. Winslow, Lucius G. Pratt, William H. Sands, Joaquin K. Souther, Charles F. Johnson and R. B. Converse.


The condition of the Everett National Bank, as reported to the comptroller at the close of business, March 6, 1893, was as follows:


RESOURCES.


Loans and discounts $1,069,830.38


Overdrafts, unsecured.


48.44


U. S. bonds to secure circulation. 100,000.00


Stocks, securities, etc.


44,822.34


Due from approved reserve agents


107,667.12


Due from other National Banks


53,842.15


Current expenses and taxes paid.


12,734.32


Premiums paid on U. S. bonds


15,400.00


Checks and other cash items


70.75


Exchanges for clearing-house.


41,140.64


Bills of other banks


6,309.00


Fractional paper currency, nickels and cents


61.17


Specie.


75,916.95


Legal tender notes.


37,000.00


Redemption fund with U. S. treasurer (5 per cent. of circulation)


4,500.00


Total


$1,569,343.26


LIABILITIES.


Capital stock paid in


$ 400,000.00


Surplus fund


39,457.74


Undivided profits 34,641.55


National Bank notes outstanding


90,000.00


Individual deposits subject to check


947.887.09


Demand certificates of deposit


3,019.50


Certified checks


6,773.38


Due to other National Banks


709.04


Due to State Banks and bankers


1,848.96


Bills payable


45,000.00


Total


$1,509,343.26


1


.


.


1


361


BANKING INSTITUTIONS.


NATIONAL SECURITY BANK.


The National Security Bank of Boston commenced operations No- vember 22, 1864, with a capital of $250,000, and with liberty to increase it to $1,000,000. Its original location was 89 Court street, but it is now 29 Court, corner of Brattle. The officers of the bank are as fol- lows: President, Samuel A. Carlton ; cashier, Charles R. Batt ; directors, Samuel A. Carlton, E. G. Byam, D. Webster King, Charles R. Batt, Stillman K. Roberts and Henry F. Spencer.


The financial condition of this bank, as reported to the comptroller of the currency at the close of business, March 6, 1893, was as fol- lows:


RESOURCES.


Loans and discounts.


$1,428,707 86


Overdrafts, secured and unsecure 1


6.009.27


U. S. bonds to secure circulation


250,000.00


U. S. bonds on hand. 100,000,00


196,250.00


Due from approved reserve agents


247,512. 19


Due from other National Banks


12,547.86


Banking-house furniture and fixtures


75,000.00


Current expenses and taxes paid. 5,960.94


Premiums on U. S. bonds 25,000,00


Checks and other cash items


6,759.93


Exchanges for clearing-house


33,642.49


Bills of other banks 10,466.00


Fractional paper currency, nickels and cents.


1,037.51


Specie


106,525.00


Legal tender notes


94,839 00


Redemption fund with U. S. treasurer (5 per cent. of circulation)


11,250.00


Total


$2,641.508.05


LIABILITIES.


Capital stock paid in


250,000.00


Surplus fund


200,000.00


Undivided profits


190,305 80


National Bank notes outstanding


225,000.00


Individual deposits subject to check


1,455,516 12


Demand certificates of deposit


31.451.60


Certified checks


2.656.25


Due to other National Banks


39,309.97


Due to State Banks and bankers


197.268.31


Liabilities other than those above stated.


50,000,00


Total


$2,641,508.05


46


Stocks, securities, etc.


362


SUFFOLK COUNTY.


NATIONAL BANK OF THE COMMONWEALTH.


The National Bank of the Commonwealth was organized April 12, 18;1, with a cash capital of $500,000, which has since been increased to $1,000,000. The first president of the bank was E. C. Sherman, who served until his death in February, 1881. He was succeeded by William A. Tower, who continued in office until April 4, 1882, when A. L. Newman was elected. The latter served until May 13, 1892, when he was succeeded by William A. Tower, the present president. John J. Eddy was the first cashier. He served until July 9, 1859, when A. T. Collier was chosen and has since served in this capacity. There have been three vice-presidents, who have served in the order named: E. B. Pratt, A. L. Newman and J. J. Eddy, the last named having been elected in July, 1892. The cashier, A. T. Collier is in point of service the oldest official in the bank. He was discount clerk from 1842 to 1849, when he was promoted to his present position. The directors for 1892 are: William A. Tower, R. Worthington, E. B. Pratt, A. L. Newman, J. F. Harris, Oliver Ames, A. O. Smith, Solomon Lin- coln, Harrison Gardner, Francis A. Foster, and A. T. Collier.


The condition of this bank, according to report to the comptroller of the currency at the close of business, March 6, 1893, was as follows:


RESOURCES.


Loans and discounts. .


84,662,082.31


Overdrafts, secured and unsecured.


109 00


U. S. bonds to secure circulation (45) 50,000.00


Stocks, certificates, etc. 16,740.00


Due from approved reserve agents.


729,702.49


Due from other National Banks.


732,241.08


Due from State Banks and bankers


196,458.45


Banking-house


300,000.00


Other real estate owned.


24,662.44


Current expenses and taxes paid


23,509.62


Checks and other cash items


18,508.97


Exchanges for clearing-house


261,206.28


Bills of other banks


3,003.00


Fractional paper currency, nickels and cents.


15.65


Specie


453,649.00


Legal tender notes


119,000.00


U. S. certificates of deposit for legal tenders 30,000.00


Redemption fund with U. S. treasurer (5 per cent. of circulation)


2,500.00


$1.688,138.29


Joshua Bennett


BANKING INSTITUTIONS.


LIABILITIES.


Capital stock paid in


$1,000,000.00


Surplus fund.


300,000.00


Undivided profits


174,254. 15


National Bank notes outstanding


45,000,00


Dividends unpaid


15.00


Individual deposits subject to check .


.$2,800,499.92


Demand certificates of deposit.


508,223.62


Certified checks


76,331.26


Due to other National Banks


1,953,148,62


Due to State Banks and bankers


830,665.42


6,168,868.81


Total


$1,688,138.29


FIRST WARD NATIONAL BANK.


The First Ward National Bank of East Boston was organized in 1823. with a capital of $200,000. The first board of directors consisted of W. L. Sturtevant, S. H. Whidden, E. M. McPherson, J. H. Pote, W. Wool- ley, H. B. Hill, Samuel Hall, Silvanus Smith, and James Smith. W. L. Sturtevant, the first president of the bank, served from its organiza- tion until 1880. He was succeeded by Christopher R. McLean, who had been a member of the Governor's Council and prominent in city and State affairs. Mr. McLean held the position for four years, being fol- lowed in 1884 by S. H. Whidden, who served until 1892, when the present president, George W. Moses, was elected his successor. Mr. Moses had previously been connected with the bank from 1881 as cashier. The present board of directors (1892) is composed of George W. Moses, Charles A. Morss, jr., Silvanus Smith, Stephen H. Whid- den, E. H. Atwood, Samuel N. Mayo, Wesley A. Gove, and Jabez K. Montgomery. Silvanus Smith and Stephen H. Whidden have served as directors since the organization of the bank.


The financial condition of this bank, as reported by its officers to the comptroller of the currency at the close of business, March 6, 1893, was as follows:


RESOURCES.


Loans and discounts


$ 782,178.28


Overdrafts, secured


259.12


Overdrafts, unsecured


4.00


U. S. bonds to secure circulation


50,600,00


Stocks, certificates, etc ...


15,800,00


Due from approved reserve agents.


58.803.86


364


SUFFOLK COUNTY.


Due from other National Banks


13,136.05


Current expenses and taxes paid


9,546.05


Premiums paid on U. S. bonds 6,500.00


Checks and other cash items 893.87


Exchanges for clearing-house


19,582. 46


Bills of other banks.


6,563.00


Fractional paper currency, nickels and cents


636.43


Specie


92,632.00


Legal tender notes


32,329.00


U. S. certificates of deposit for legal tenders


15,000.00


Redemption fund with U. S. treasurer (5 per cent. of circulation)


2,250.00


Due from U. S. treasurer, other than 5 per cent redemption fund


450.00


Total


$1,136,564.12


LIABILITIES.


('apital stock paid in


200,000.00


Surplus fund


100,000.00


Undivided profits


24,518,36


National Bank notes outstanding


45,000.00


Individual deposits subject to check


748,01%.15


Demand certificates of deposit


17,950.94


Due to other National Banks


1,077 67


Total


$1,136,564.12


CENTRAL NATIONAL BANK.


The Central National Bank commeneed operations on May 2, 1823, with Henry Smith as president, and for about two years was located in the Masonic Temple, but since 1875 has occupied its present more cen- tral and convenient premises at 121 Devonshire street. On January 11, 18;6, Charles J. Bishop, of the well known house of Charles J. Bishop & Co., wholesale leather dealers, was elected president, and under his administration the bank became successful and popular among the busi- ness community. During the panic of 1823 the Central National was one of the few banks which did not avail itself of the Clearing-house cer- tificates. L. W. Young was cashier for several years. For three years (1861-63) he was connected with the foreign money department of the old Bank of Redemption; in May, 1863, he became attached to the Na- tional Exchange Bank; in 1844 he became cashier of the Central Na- tional. The present officers of the bank are as follows: President, Charles H. Allen; cashier, Otis H. Luke; directors, Charles Il. Allen, Henry D. Hyde, Charles J. Bishop, Moses W. Richardson, Edward P.


BANKING INSTITUTIONS.


Mason, John W. Leighton, Samuel Carr, jr . A. L. Fessenden, Edward P. Wilbur. Otis H. Luke. The capital of the bank is $1, 000,000.


The condition of the bank, as reported to the comptroller of the edl . reney, March 6, 1893, was as follows:


RESOURCES.


Loans and discounts


$1,812,617.45


Overdrafts, secured and unsecured


146.63


U. S. bonds to secure circulation


50,000.00


Stocks, securities, etc .


236,069.74


Due from approved reserve agents


243,638.05


Due from other National Banks


141,306,89


Current expenses and taxes paid


17,456.76


Checks and other cash items


13,307.24


Exchanges for clearing-house


87,348.54


Bills of other banks


5,718.00


Fractional paper currency, nickels and cents . 96.50


Specie.


126.192.25


Legal tender notes.


54,000.00


Redemption fund with U. S. treasurer (5 per cent. of circulation)


2,250.00


Total


$2.820.148.09


LIABILITIES.


Capital stock paid in


$ 500,000.00


Surplus fund


100,000.00


Undivided profits


838, 242.73


National Bank notes outstanding. .


45,000.00


Dividends unpaid.


165.00


Individual deposits subject to check


1.419,738.13


Demand certificates of deposit


1,034.54


Certified checks.


6.385.72


Due to other National Banks


158,571.69


Due to State Banks and bankers


125,070.28


Bills payable


125,000.00


Total


82,820.148.09


MANUFACTURERS NATIONAL BANK.


The Manufacturers' National Bank was incorporated in 1523, and has a capital of $500,000. Its president, Weston Lewis, ' was for years at the head of the great dry goods house of Lewis, Brown & Co., and for two and one-half years chairman of the State Board of Arbitration.


1 Since the above was written Mr. Lewis died. April 6, 1893, and at present writing his successor has not been chosen.


366


SUFFOLK COUNTY.


The cashier, Francis E. Seaver, has held this position ever since the or- ganization of the bank, and has had an experience in banking dating from 1857. The vice-president is George B. Nichols; directors: Nathan P. Coburn, Benj. W. Munroe, H. H. Proctor, Geo. B. Nichols, A. Shu- man, Otis Shepard, H. Staples Potter, John Wales, and William A. Easton.


The financial condition of this bank, as reported to the comptroller of the currency at close of business, March 6, 1853, was as follows:


1 RESOURCES.


Loans and discounts $1,253, 170.05


Overdrafts, secured and unsecured


135.88


U. S. bonds to secure circulation 190,000.00


Stocks, certificates, etc. 5,700.00 . .


Due from approved reserve agents.


232,367.23


Due from other National Banks


146,736.50


Banking-house, furniture and fixtures


203,770.19


Interest and exchange


8,611.76


Current expenses and taxes paid.


17,202.75


Premiums paid on U. S. bonds.


28,249.00


Checks and other cash items


1,265.99


Exchanges for clearing-house


34,604.33


Bills of other banks


8,212.00


Fractional paper currency, nickels and cents


296.02


Specie


134,032.30


Legal tender notes


57,000.00


U. S. certificates of deposit for legal tenders


70,000.00


Redemption fund with U. S. treasurer (5 per cent. of circulation)


8,550.00


Due from U. S. treasurer, other than 5 per cent. redemption fund


6,000.00


Total


$2,905,93-1.02


LIABILITIES.


Capital stock paid in


$ 500,000,00


Surplus fund


41,300.00


Undivided profits.


102,996,01


National Bank notes outstanding


171,000.60


Dividends unpaid


72.00


Individual deposits subject to check


1,724,427.00


Demand certificates of deposit .


30,300.77


Certified checks.


10,534.41


Due to other National Banks


169,704.93


Due to State Banks and bankers


105,598.30


Liabilities other than those above stated


50,000.00


Total


$2,905,934.02


1


1


1


1


367


BANKING INSTITUTIONS.


METROPOLITAN NATIONAL BANK.


The Metropolitan National Bank was organized in 18:5, with a capi- tal of $500,000. The original officers and directors were as follows: President, Spencer W. Richardson; cashier, S. D. Loring; directors: Clinton Viles, James S. Cumston, James W. Roberts, Edward D. Adams, William Fosdick, Henry G. Crowell, J. M. Roberts, S. D. Loring, Francis Child, and Spencer W. Richardson. Inerease E. Noyes, the present president of the bank, was elected in November, 1891, and George Howe Davis has served since October 1, 1826. The board of directors for 1892 is composed of the following members: Clinton Viles, Peter S. Roberts, Alfred D. Hoitt, C. H. B. Breck, D. M. Anthony, Luther Adams, Increase E. Noyes, Charles Weil, and Richard F. Bolles. Clinton Viles is the only member of the board of directors who has served since the organization of the bank.


The financial condition of this bank, as reported to the comptroller of the currency at close of business, March 6, 1893, was as follows:


RESOURCES.


Loans and discounts


$1,144,963.07


Overdrafts, secured.


8,280.00


Overdrafts, unsecured 219.89 1


U. S. bonds to secure circulation 50,000.00


Due from approved reserve agents


132,714.57


Due from other National Banks.


46,110.50


Current expenses and taxes paid .


10,270.54


Premiums paid on U. S. bonds


7.725.00


Checks and other cash items


2.943.85


Exchanges for clearing-house


72,445.92


Bills of other banks


5,769.00


Fractional paper currency, nickels and cents


40.02


Specie.


47,829.65


Legal tender notes


444,110.00


Redemption fund with U. S. Treasurer (5 per cent. of circulation)


2,250.00


Total


81,574,972.01


LIABILITIES.


Capital stock paid in $ 500,000.00


Surplus fund


67,000.00


Undivided profits


32.724.08


National Bank notes outstanding


15,000.00


Individual deposits subject to check


756,347.57


Demand certificates of deposit .


52,965.93


Certified checks


3,589.92


Due to other National Banks


47.318.18


368


SUFFOLK COUNTY.


Due to State Banks and bankers. ..


20,026.33


Bills payable 50,000.00


Total


$1,674,972.01


WINTHROP NATIONAL BANK.


The Winthrop National Bank is the successor of the Merchandise Na- tional Bank, chartered in 1875, with an authorized capital of $500,000. I. G. Whitney was president, and E. O. Rockwood, cashier. It was in- tended as an institution to loan money on merchandise, and for a time was conducted upon this line. This feature, however, has been done away with. The bank was reorganized as the Winthrop National Bank in 1890. Wilmot R. Evans, who has since been president, was for eighteen years connected with the National Bank of the Commonwealth. Charles H. Ramsey, the cashier, also served in the National Bank of the Commonwealth for eighteen years. The original capital of the bank was at one time increased to $1,000,000, then reduced to $500,000, and is now $300,000. The directors for 1892 are: Albert H. Daven- port, William E. Russell, Alonzo H. Evans, Albert A. Pope, James 11. Eaton, Arthur Hobart, Wilmot R. Evans, A. Pierce Green, Thomas Appleton, and P. W. Sprague.


The condition of the bank, as reported to the comptroller of the cur- reney, March 6, 1893, was as follows:


RESOURCES.


Loans and discounts. $1,351,038,82


Overdrafts, secured


128.10


Overdrafts, unsecured . 81 90


50,000.00


U. S. bonds to secure circulation


30,060.00


Due from approved reserve agents


195,791.72


Due from other National Banks. ..


279,616.23


Current expenses and taxes paid.


9,686.20


Checks and other cash items. 2,658.85


Exchanges for clearing-house 63,888.25


9,017.00


Fractional paper currency, nickels and cents


Specie 293.27


105, 170.00


Legal tender notes


34,950.00


U. S. certificates of deposit for legal tenders 10,000.00


Redemption fund with U. S. treasurer (5 per cent. of circulation)


2,250.00


Total


$2,144,930.34


I


I


P


Bills of other banks


Stocks, certificates, etc


369


BANKING INSTITUTIONS.


LIABILITIES.


Capital stock paid in


$


300,000.00


Surplus fund.


70,000.00


Undivided profits


65,311.97


National Bank notes outstanding


45,000.00


Dividends unpaid.


74.00


Individual deposits subject to check


$1,059,155.25


Demand certificates of deposit


155,071.63


Certified checks.


28,111.52


Due to other National Banks


99,604.29


Due to State Banks and bankers


322,601.68


1,664,544.37


Total


82,144,930.34


FOURTH NATIONAL BANK.


The Fourth National Bank was organized in 1875, and has a capital of $500,000. The officers are as follows: President, W. W. Kimball; cashier, A. W. Newell; directors: W. W. Kimball, F. O. Squire, N. B. Plummer, J. C. Melvin, E. R. McPherson, S. E. Hyde, C. Wright, A. S. Eustis, W. H. Conant, H. L. Lawrence, Edwin Chapman, and R. H. Sturtevant.


The condition of the bank on March 6, 1893, was as follows:


RESOURCES.


Loans and discounts


81,536,495.70


Overdrafts, secured and unsecured


573.07


U. S. bonds to secure circulation


50,000.00


Due from approved reserve agents.


105,446.53


Due from other National Banks 188,942.22


Other real estate and mortgages owned.


20,000.00


Current expenses and taxes paid


20,902.32


Checks and other cash items


2,136.10


Exchanges for clearing-house


93,068.87


Bills of other banks


5,365.00


Fractional paper currency, nickels and cents


426.04


Specic.


92,553.75


Legal tender notes


62,000.00


Redemption fund with U. S. treasurer (5 per cent. of circulation)


2,250,00


Total


82,180,159.60


LIABILITIES.


Capital stock paid in ..


$ 500,000.00 Surplus fund . 47


100,000.00


1


1


4


340


SUFFOLK COUNTY.


Undivided profits 17,540.17


National Bank notes outstanding


43,840.00


Individual deposits subject to check. 1,130.398.16


Demand certificates of deposit 38,236.64


Certified checks 13,714.40


Due to other National Banks 12,283.07


Due to State Banks and bankers


39.085.66


Bills payable 100,000.00


Liabilities other than those above stated 65,000,00


Total


$2,180,159.60


LINCOLN NATIONAL BANK.


The Lincoln National Bank was organized in December, 1882, with a capital of $300,000. The first officers of the bank were as follows: President, Joseph Davis; cashier, Edward C. Whitney; directors, Joseph Davis, Elisha Atkins, Oliver Ames, William T. Parker, John Shepard, Benjamin F. Spinney, Nathaniel J. Rust, Asa P. Morse, Isaac P. T. Edmands, Irving (). Whiting, Samuel N. Brown, and Frank M. Ames.


The capital of the bank was increased to $500,000 on May 3, 1892. Nathaniel J. Rust succeeded Mr. Davis as president in 1884, and is still serving in this capacity. Mr. Rust is one of Boston's prominent busi- ness men, and has held many positions of trust in city affairs. Mr. Whitney has continued as cashier since the organization of the bank. The directors for 1892 are as follows: Nathaniel J. Rust, William T. Parker. John Shepard, Isaac P. T. Edmands, Irving O. Whiting, Frank M. Ames, Owen J. Lewis, Edward K. Butler, B. W. Currier, G. W. Williams, Oakes A. Ames, and George A. Litchfield.


The Lincoln National Bank began operations in the Equitable Build- ing, but in January, 1892, a removal was made to the Ilancock Build- ing where convenient and attractive banking apartments have been se- cured.


The condition of the bank, as reported to the comptroller of the cur- reney at the close of business, March 6, 1893, was as follows.


RESOURCES.


Loans and discounts $1,368,628.78


Overdrafts, secured and unsecured.


582.37


U. S. bonds to secure circulation 50,000.00


Stocks, securities, etc .. 2,500.00


Dae from approved reserve agents


228,310.60


BANKING INSTITUTIONS.


Due from other National Banks


173,359.61


Current expenses and taxes paid


15,781.16


Premiums on U. S. bonds


7.000.00


Checks and other cash items


5,676.43


Exchanges for clearing-house


$8,020.81


Bills of other banks


2,507.00


Fractional paper currency, nickels and cents.


604.30


Specie


116,000.00


Legal tender notes


21,000,00


Redemption fund with U. S. treasurer (5 per cent. of circulation)


2,250.00)


Due from U. S. treasurer, other than 5 per cent. redemption fund


1.000.00


Total


$2,086,221.05


LIABILITIES.


Capital stock paid in


500,000.00


Surplus fund


43,500.00


Undivided profits ..


34,999.76


National Bank notes outstanding


45,000.00


Individual deposits subject to check


$1,224,539.07


Demand certificates of deposit


7.227.46


Certified checks


51,378.06


Cashier's checks outstanding


8,194.80


Die to other National Banks


166,882.24


Due to State Banks and bankers


4,499.66


1.462,721.29


Total


_82.086,221.05


COMMERCIAL NATIONAL BANK.


The Commercial National Bank was organized in 1888, and has a capital of $250,000. The officers of the bank are as follows: President, Otis Hinman; cashier, Geo. B. Ford; directors: Otis Hinman, Wm. (). Blaney, Frank B. Dole, Kilby Page, Edmund Reardon, I. W. Adams, Charles A. Baldwin, R. Il. Chamberlin, D. S. Emery, Israel E. Dec- row, and Sidney R. Baxter.


The condition of the bank March 6, 1893, was as follows:


RESOL KCES.


Loans and discounts


$ 893,886.90


Overdrafts, secured


133.28


U. S. bonds to secure circulation


50,000.00


Stocks


15, 189.00


Due from approved reserve agents


111.414.02


SUFFOLK COUNTY.


Due from other National Banks


121,536.62


Furniture and fixtures


5,655.40


Current expenses and taxes paid


8,643.88


Premiums paid on U. S. bonds


7,000.00


Cheeks and other cash items


7,329.90


Exchanges for clearing house


82,736.68


Bills of other banks


3,921.00


Fractional paper currency, nickels and cents


117.85


Specie


68,764.50


Legal tender notes


12,688.00


Redemption fund with U. S. treasurer (5 per cent. of eireulation)


2,250,00


Total


$1,391,627.03


LIABILITIES.


Capital stock paid in


$ 250,000.00


Surplus fund


5,000.00


Undivided profits


23,990.13


National Bank notes outstanding


45,000.00


Individual deposits subject to cheek


$803,581.54


Demand certificates of deposit


3,541.21


Certified checks


47,700.94


854,823.69


Due to approved reserve agents


27.458.85


Due to other National Banks


1,905.88


Due to State Banks and bankers


43,448.18


Bills payable


140,000.00


Total


$1,391,627.03


SOUTH END NATIONAL BANK.


The South End National Bank was organized in 1889, with a capital of $200,000, and the following officers: President, John A. Pray; vice- president, Henry E. Cobb; cashier, F. N. Robbins; dircetors: John A. Pray, H. E. Cobb, Oliver L. Briggs, Nathan B. Goodnow, J. G. Blake, Joshua C. Dana, and J. J. McNutt. There has been but one change among the officers of the bank from the time it commenced operations until the present time, that of Henry E. Cobb, vice-president, who died in 1891, and was succeeded by Joshua C. Dana.




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