Town annual report of Swampscott 1914, Part 13

Author: Swampscott, Massachusetts
Publication date: 1914
Publisher: The Town
Number of Pages: 268


USA > Massachusetts > Essex County > Swampscott > Town annual report of Swampscott 1914 > Part 13


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IN WITNESS WHEREOF, we have hereunto set our hands and seals this 22nd day of January, 1915.


CLARENCE B. HUMPHREY


ELIAS G. HODGKINS,


Selectmen SEAL| of SEAL [SEAL]


JAMES F. CATON.


Swampscott


LYDIA A. FARNHAM,


[SEAL ]


LYDIA A. WARDWELL,


[SEAL]


JOHN A. CULLEN, [SEAL]


JOHN HALEY,


[SEAL]


MAUD MEDLAR,


[SEAL ]


PELEG GARDNER,


[SEAL ]


CHARLES H. KETCHEN,


[SEAL]


NATHANIEL R. MARTIN,


[SEAL]


CHARLES E. PHILLIPS,


[SEAL ]


EFFIE J. LAKE,


[SEAL]


EDITH M. NOWELL.


[SEAL]


The owners with whom no agreement has as yet been made are :


George E. Noyes,


Anna M. Spencer,


Reuben H. Goodwin,


Mary E. Redfern,


The Real Estate Associates,


Francis E. Galloupe, and


Mary A. McFarland.


III


SELECTMEN'S REPORT.


1914]


XII. Humphrey Street Widening.


The story and details of this large undertaking have been previously told in the various reports heretofore published, the last one being the special report of the joint committee, consisting of the Selectmen and Weston K. Lewis and Amos R. Little. It is reprinted with the Town Clerk's records in this report.


The work was started March 25, 1914, at 9 A. M., and has continued under the direction of the Massachusetts Highway Commission, with the results now apparent to every one. We are of opinion that the Town made no mistake in constructing the approaches in conjunction with the other work.


At the time of writing this report, the Highway Commissioners have not accepted the street, but we understand that a provisional acceptance is shortly contemplated, which will put the care and maintenance upon the Town.


The total amount appropriated for the work was $70,000, which has been expended to January 15th, as follows :


1913 LAYOUT


Water construction .


.


$9,789 79


Sewer construction . . 120 00


Miscellaneous bills .


1,545 27


Value of work done on McDonough contract, 37,123 57


$48,578 63


LYNN APPROACH


Value of work done on McDonough contract, $7,866 22 7,866 22


EAST APPROACH


Value of work done on McDonough contract, $2,219 12 Sewer work 228 16


2,447 28


$58,892 13


II2


TOWN DOCUMENTS.


[Dec. 31


FINANCE.


I. Town Accounting.


The present system of Town accounting was installed February 1, 191I, since which time the budget each year is made up with the same classifi- cation, and is easily followed for comparative purposes. The system itself enables the Selectmen to systematically study the various expendi- tures, and, with the trial balances, published each month, the department heads, as well as the public, can follow the expenditures. The audit each six months by state officials is a healthy procedure, and their yearly bal- ance sheet conclusive. There are details outside of the system, being administrative duties, that can be improved upon, among which is the purchase of supplies, on which, at present, there seems to be no counter check.


While the auditor's report does not show to whom monies in each department were paid, as classified, it is something that could be done if the Town so desires. We recommend the system to all our sister Towns who have not adopted it.


II. Town Debt.


On Dec. 31, 1913. the net bonded debt was


$667,380 16 Added during the year $109,700 00


Paid during the year .


56,184 76 .


Increase during the year ·


53,515 24


On December 31, 1914, the net bonded debt is . $720,895 40


III. Bonds.


All bonds issued this year have been authenticated by the Bureau of Statistics, and the premium realized amounted to $1,669.80.


They are made up as follows : $50,000 00 Swampscott Humphrey St. Loan, Act of 1913 .


Swampscott Miscellaneous Loan of 1914 15,000 00


Swampscott Sewer Loan, Act of 1913 . 1,600 00


Swampscott Sewer Loan, Act of 1913 . 20,100 CO


Swampscott Sewer Loan, Act of 1913 . 1,000 00


Swampscott Additional Water Loan Act of 1912 . 2,000 00


Humphrey Street Widening, Act of 1914 20,000 00


$109,700 00


IV. Notes in Anticipation of Taxes.


$100,000 due November 15, 1914, 4.00 per cent. 25,000 due November 15, 1914, 3.90 per cent. 15,000 due December 20, 19:4, 3.59 per cent. 35,000 due April 10, 1915, 3.62 per cent.


$175,000


113


SELECTMEN'S REPORT.


1914]


V. Amounts Appropriated by the Town in 1914, of which $107,700 was Raised by Issue of Bonds.


General Government .


$14,908 99


Protection of Life and Property


. 33,919 00


Health and Sanitation .


12,675 00


Sewer Construction


22,700 00


Highways and Bridges .


120,460 10


Charities


9,800 00


Education


53,350 00


Libraries


1,400 00


Recreation


7,878 57


Unclassified .


2,552 70


Cemetery


1,800 00


Water Department


4,200 00


Interest


26,248 62


General Debt


46,902 53


State Tax


.


. 29,837 50


County Tax .


20,672 28


$409,205 29


VI. Figuring the Tax Rate for 1914.


Town Grant .


,


State Tax


.


.


.


29,837 50


County Tax .


20,672 28


Park Tax


6,543 77


State Enterprises Tax .


1,094 09


Overlay


2,933 68


$304,438 97


Cash, January 1, 1914 .


$4,251 00


Reimbursed to Treasurer


6,100 00


1912 Taxes paid to August 7


3,961 00


Poll Taxes .


3,732 00


Estimated Receipts


50,534 OI


$63,578 0I


Property Tax $14,039,344 at $16.80 per $1,000


$235,860 96


VII. Where the Taxpayers' Dollars Went Under the Following Tax Rates.


1910


19II


1912


1913 1914


State Tax


·


$1 31


$1 24


$2 13


County Tax


I 37


I 28


I 47


Park and Highway Tax


52


61


54


Bonded Indebtedness


.


3 06


3 38


5 21


Town Expenses


.


.


8 74


8 49


7 45


Tax Rate


. $15 00 $15 00


$16 80


.


.


.


.


.


.


.


.


.


.


·


.


.


.


·


·


.


.


,


.


.


Every appropriation of $14,049 meant $1.00 on the tax rate.


Ten thousand dollars saved in appropriations meant a saving of 71 cents on the tax rate.


.


.


.


$243,357 65


114


TOWN DOCUMENTS.


[Dec. 31


VIII. State and County Taxes.


State tax


1910 $14,905 00


19II $14,905 00 15,485 85


1912 $16,937 50


1913 $27,280 00


1914 $29,837 50 20,672 28


$30,552 33


$30,390 85 $32,493 79 $48,166 94 $50,509 78


The amount paid on State and County taxes is figured on the rates of valuation and the rate fixed every three years. We are now paying on the rate fixed for 1913, 1914 and 1915.


IX. Other State Taxes.


1910


1911


1912


1913


1914


Metropolitan


Park Tax


$5,843 89


$7,175 59


$5,665 71


$6,340 95


$6,543 77


State High-


way Tax


00 00


74 50


74 50


74 50


460 10


Bureau of


-


Statistics


00 00


00 00


622 66


330 13


633 99


Met. Water


Tax


$9,547 88 $10,651 30 $10,814 10 $11,254 35


X. Borrowing Money for Permanent Improvements.


Previous to the year 1909 it was the policy of the Town to borrow money for permanent improvements by the issuing of bonds for periods not to exceed ten years. These amounts each year averaged about $ 15,000, and, according to law, they must be paid within ten years, so that it was the practice to distribute these through subsequent years so that the amount in any one year would not exceed $15,000. At that time no sink- fund was provided to pay for them at maturity, and the total amount was raised by taxation each year.


Since registration of bonds, however, it has been clearly shown that it was unlawful to raise money in the above manner without establishing a sinking fund, and by adopting the serial bond method of payment, whereby a certain amount of each issue became payable in the succeeding year. It soon became evident that in addition to paying off the old bonds on which no sinking fund was established, we were also paying the accumulated amounts due to the issuing of serial bonds, so that until the period had passed, whereby we eliminate all of the old bonds and worked entirely upon the new serial bonds, we are obliged to pay an amount considerably more than the average $15,000. At the present time we are getting the burden of this double payment on municipal indebtedness which will continue for the next few years, until the old bonded indebtedness is eliminated.


So far as the method of raising small issues of $15,000 by bond is con- cerned, it only helps the town for the time being, namely, the first two or three years in which the money is raised. The practice of continuing to thus raise money is simply borrowing from Peter to pay Paul, as we raise $15,000 each year to pay off old bonds and then issue bonds for $15,000 more to do work. We recommend that the system of raising money by bond issues, to take care of permanent improvements, so-called, which


County tax


15,647 33


15,556 94


20,886 94


115


SELECTMEN'S REPORT.


1914]


under the law may be borrowed for a term running from five to ten years, be discontinued, and that the town pay for these slight permanent improve- ments by an increase in the tax levy ; and the method of resorting to bond issues be used entirely for some extraordinary purpose, such as the build- ing of a schoolhouse, sewer system, or other municipal work of like mag- nitude where large amounts of money are involved, and then the issue carried through a long term of years.


Overdrafts.


There are twenty-six departments and appropriations that show balances to their credit, amounting in the aggregate to $1,978.95. Other departments show small overdrafts, which have been taken care of by transfers from the reserve fund. Those requiring special mention are the Town Hall, Fire and Schools, being respectively $508.71, $424.80 and $499.69. The Town Hall was necessary on account of work ordered by the State Inspector and an unusual coal bill; the Fire by building of concrete floor under chemical, and the School was not really an overdraft, as the money was appropriated but not raised. Of the above the Town Hall was taken care of by transfer.


In addition there was the Blackmere claim, $1,353.51 ; interest charges on general debt, $1,280.00.


These matters were taken care of in this manner to avoid calling a special town meeting late in the year.


We recommend that the sum of $3,558.00 be appropriated to refund to the treasurer on account of the reported overdrafts.


Appropriations for Departmental Expenses.


We have carefully gone over the expenditures of the past year, the departmental reports, and recommend the following appropriations for the current year.


They include so-called overhead charges only. All special work asked for is eliminated and referred to you by special articles in the warrant.


DEPARTMENTAL.


I. General Government.


Legislative.


Moderator


$55 00


Ways and Means reports


·


100 00


Miscellaneous .


45 00


Selectmen.


Chairman


.


$500 00


Associates


600 00


Secretary


.


150 00


Constable


60 00


Other expenses


·


.


500 00


Auditing.


Accountant .


.


.


.


$1,050 00


Other expenses


.


.


.


.


150 00


-


$1,200 00


.


.


$200 00


-


$1,810 00


116


TOWN DOCUMENTS.


[Dec. 31


Treasury.


Treasurer


$600 00


Treasurer's Bond


.


60 00


Other expenses


125 00


Collector of Taxes.


Salary


$600 00


Collector's Bond


50 00


Other expenses


.


.


250 00


Assessors.


Chairman


$600 00


Two Associates


.


500 00


Clerical work .


200 00


Special information


250 00


Other expenses


400 00


Town Clerk.


Salary


$200 00


Other expenses


100 00


Law.


Town Counsel


$200 00


Special work .


.


.


.


Election and Registration.


Registrars


$225 00


Election officers


166 50


Other expenses


308 50


Engineering.


Town Engineer


$1,800 00


Assistants


1,800 00


Supplies and Bounds


400 00


Town Hall.


Janitor .


$1,040 00


Light


.


375 00


Coal .


.


150 00


Telephone


150 00


Other expenses .


485 00


$2,200 00


II. Protection of Life and Property.


Police.


Chief


$1,300 00


Seven regular officers


.


7,644 00


Special officers


600 00


Telephones


390 00


Batteries .


400 00


Motorcycle


250 00


Fuel .


70 00


Light


140 00


Other expenses


631 00


Painting ambulance


75 00


Fire.


Chief


$1,300 00


Seven permanent men


.


7,644 00


Two engineers


200 00


Call me


1,605 00


Horses


.


780 00


Coal .


.


.


225 00


Telephone


.


.


15: 34


.


.


$300 00


400 00


$600 00


.


700 00


$4,000 00


·


.


$11,500 00


$785 00


$900 00


-


$1,950 00


1914]


SELECTMEN'S REPORT.


II7


Light


133 80


Water


45 00


Insurance


231 25


Tires


250 00


Gasoline


S2 50


Repairs on building


75 00


Repairs on Fire alarm


75 00


All others


323 11


Hydrant rent


2,580 00


Hose


400 00


One Fire Alarm Box


.


.


.


$16,165 00


Sealer of Weights and Measures.


Salary. ·


$60 00


Other expenses.


30 00


$90 00


Moth Department


$4,500 00


Tree Warden.


Salary ·


$75 00


Other expenses


675 00


$750 00


Dog Officer


$150 00


III. Health and Sanitation.


Chairman


$200 00


Two associates


.


300 00


Clerk


.


.


100 00


Plumbing Inspector


.


600 00


Milk Inspector


100 00


Animal Inspector


100 00


Fumigating ·


275 00


Hospital expense


625 00


Vital Statistics


150 00


Telephone


80 00


Unpaid bills and miscellaneous


620 00


$3,150 00


Sewer Maintenance.


Chairman


$150 00


Associates


.


200 00


Clerk


104 00


Telephones


55 00


Fuel and power


700 00


Engineer .


1,040 00


Superintendent


1,040 00


Fireman


910 00


Other expenses


.


.


.


.


.


$5,500 00


Refuse and Garbage.


Ashes


$1,800 00


Offal


850 00


Other expenses


.


.


525 GO


$3,175 00


IV. Highway and Bridges.


Administration


. $1,700 00


Repairing


12,000 00


Horses and care of same


2,000 00


Care of snow .


2,000 00


Other expenses


300 00


Maintenance of Humphrey street


.


.


1,100 00


$19,100 00


9


60 00


.


.


.


.


. 1,303 00


.


.


.


118


TOWN DOCUMENTS.


[Dec. 31


Sidewalks and curbs


$1,500 00


Paving gutters and catch basins


2,000 00


Street watering and oiling


5,000 00


Street lighting


13,500 00


V. Charities.


Poor.


Chairman


.


.


.


$150 00


Associates


.


.


200 00


Secretary .


.


50 00


Telephone


65 00


Other expenses


. .


.


.


3,335 00


$3,800 00


State Aid


$3,000 00


Soldiers' Relief


3,000 00


VI. Education. SCHOOL DEPARTMENT ESTIMATES FOR 1915.


Expended 1914.


Estimated 1915.


School Commitee


.


.


$259 88


$300 00


Superintendent .


.


75 02


150 04


Pay Roll


.


.


40,602 24


43,949 96


Text Books-Supplies


3,268 52


3,300 00


Fuel and Light .


3,283 33


4,800 00


Repairs


1,538 79


1,000 00


Medical Attendants


259 00


300 00


Libraries


6 30


50 00


Railway Tickets


500 00


500 00


Miscellaneous Expenses


702 94


1,000 00


New Equipment


1,581 93


650 00


$53,262 07


$56,000 00


Teachers' pensions


$675 00


VII. Libraries.


Libraries


$1,400 0°


VIII. Recreation.


Monument lot


$50 00


Memorial Day


.


.


200 00


Metropolitan Park Maintenance (estimated)


3,600 00


Parks and Gardens :


Superintendent


$365 00


Secretary


75 00


Water rates


158 00


Insurance


62 50


Care of Beaches


190 00


Police


75 00


Telephone


127 00


Care of grounds, including flower beds


600 00


All others


347 50


$2,000 00


.


.


School.


.


.


119


SELECTMEN'S 'REPORT.


1914]


IX. Unclassified.


Town Reports


$S00 00


Reserve Fund


2,000 00


Heating and lighting G. A. R. Hall .


75 00


PUBLIC SERVICE ENTERPRISES.


Cemetery.


Superintendent


$450 00


Labor .


600 00


Other expenses


.


.


550 00


$1,600 00


INTEREST.


Temporary loans (estimated ) .


$5,000 00


General Debt


13,294 77


Sewer Bonds


7,728 25


Metropolitan Park Interest Assessment (estimated)


2,500 00


MUNICIPAL INDEBTEDNESS.


General Debt


$39,200 00


Sewer Bonds


13,150 00


Metropolitan Park Sinking Fund (estimated)


475 00


AGENCY.


State Tax (estimated)


$30,000 00


County Tax (estimated) .


.


.


.


21,000 00


State Enterprises (estimated) . . .


.


1,200 00


.


.


.


.


$255,473 02


The appropriating power under Town government is in the hands of the townspeople assembled in the Town Hall, and we call your attention to the Town debt, the amount due for interest, the bonds maturing the coming year and recommend that due care and consideration be given all budgets and special work in making the appropriations for the current year.


Respectfully submitted,


CLARENCE B. HUMPHREY, ELIAS G. HODGKINS, JAMES F. CATON,


Board of Selectmen.


.


.


.


.


.


.


.


.


.


.


120


TOWN DOCUMENTS.


[Dec. 31


SCHOOL COMMITTEE-1914.


J. HENRY WELCH, Chairman Telephone 1286-W.


38 Sheridan road


ARTHUR W. STUBBS, Secretary Telephone 4344-R.


74 Paradise road


REV. EDWARD TILLOTSON . 60 Monument avenue


Telephone 2481.


Regular meetings, first Tuesday of each month at 8 o'clock P. M.


Superintendent of Schools. WILLARD M. WHITMAN, 9 Fuller terrace ; Telephone 1928.


Office of Superintendent of Schools : Hadley School; Telephone 2067. The Superintendent's Office is open on school days from 8.30 to 11.30, and from 1.30 to 5 ; Saturdays from 9 to 12.


The Superintendent's office hours on school days are from 3.30 to 4.30 every day except Wednesday ; Saturdays from 9 to 12.


Clerk to Superintendent : Florence M. Butterworth, 5 Crescent street.


Legal Holidays.


The words " legal holiday" shall include the twenty-second day of February, the nineteenth day of April, the thirtieth day of May, the fourth day of July, the first Monday of September, the twelfth day of October, Thanksgiving day and Christmas day, or the day following when any of the four days first mentioned, the twelfth day of October or Christmas day occurs on Sunday ; and the public offices shall be closed on all of said days. -Chapter 136, Acts of 1911.


Observance of Flag Day.


Resolved, That the governor shall annually set apart the fourteenth day of June as Flag Day, that date being the anniversary of the adoption of the national flag by the Continental Congress in the year seventeen hun- dred and twenty-seven ; and shall issue his proclamation recommending that the day be observed by the people of the commonwealth in the dis- play of the flag and in such other ways as will be in harmony with the general character of the day .- Chapter 5, Resolves of 1911.


No School Signal.


Two double strokes on the fire-alarm 2-2.


7.20 A. M. Session for the High School begins at 8.30.


7.50 A. M. No session for one-session schools and no morning session for the grades.


12.50 P. M. No afternoon session.


121


SCHOOL COMMITTEE'S REPORT.


1914]


Report of the School Committee.


To the Citizens of Swampscott:


Aside from a constant effort to improve the educational system of the Town of Swampscott, an effort which has been directed through every approachable avenue, your committee has inaugurated at least two radical departures which it believes will result in increasing efficiency of the department and added benefit to the children who attend the schools.


Probably the greatest and most important change from the traditions of the past was the establishment of continuous supervision. For many years the schools of the Town had been moving along under the diffi- culties of two-day-a-week supervision, a practice which obtains in many of the smaller towns and of which the best that can be said is that it is better than none.


Your committee for a long time had felt the inadequacy - the insuffi- ciency of this method of supervision, but owing to the probability of largely increased expenditure at a time when other things demanded immediate attention no departure was made until at the end of the last school year when conditions adjusted themselves to the needs of the schools and presented a favorable opportunity for action without adding to the expenses of the department.


The centralized system of school administration in the Hadley school building enabled your committee to propose a combination of the posi- tions of principal of this school and the superintendency of the entire system. Mr. Whitman had very successfully administered the affairs of the Hadley school and had displayed executive ability in no small degree. Qualifications for superintending were apparent in his work as a principal and instructor and your committee presented a proposition to Mr. Whit- man, which he accepted after due consideration. Mr. Whitman has met all the expectations of your committee and a general improvement in the system must be already apparent to those who follow closely the affairs of the school. The Town now has a resident superintendent, accessible at certain hours every day and devoting all his time, energy and ability to the upbuilding of the schools of our Town.


Another important movement inagurated during the past year has been the instruction in cooking in the basement of the Hadley School for the girls of the advanced grades. A complete equipment for this depart- ment was established during the summer vacation and its success has been so great that upon recommendation of the Superintendent your Com- mittee has decided to extend it to the freshmen class of the High School in February, when the second half of the school year opens. It is to be hoped that mothers will find this department of sufficient interest to them to make it frequent visits.


Manual training in the High School and seventh and eighth grades of the elementary schools has unquestionably proved its worth, and such has


I22


TOWN DOCUMENTS.


[Dec. 31


been the demand for further instruction that your Committee has made plans to include the sixth grades when the new half-year opens. This will make a rearrangement of the program necessary and entail the employ- ment of an instructor for the entire five school days of each week.


The importance of athletic training, or in other words the physical well being of the pupils, has been at times more or less neglected but never overlooked. Boys and girls need health giving exercises and no greater incentive has been found than that which lies in organized play under the careful and systematic instruction of a competent director. In past years your Committee partially solved the problem by employing teachers who divided their time between educational work in the schools and athletic instruction outside. This method has never been a great success, but the results obtained have been sufficiently satisfactory to urge your Com- mittee to give more attention to what is now generally recognized as a proper branch of school work. In accordance with this determination your Committee has employed for the present year an athletic instructor who will devote all his time to the development of athletic training in both the grade and High Schools.


The same difficulty with relation to securiug good teachers exists now as it has in the past. Your Committee, in conjunction with the Super- intendent, has been especially careful in this direction, believing it to be of primary importance that well qualified instructors of good character and temperamentally fitted to deal with the many problems of childhood must be secured as a first essential of a successful school system. As in every other profession many equip themselves to teach without possessing inherent, fundamental qualifications, without which they can never hope to attain a full measure of success, and it requires a large amount of inquiry and investigation to avoid their employment, particularly at times when the stress of circumstances demands immediate action,


Your Committee, however, has been active in the investigation of can- didacies for the teachers' staff and no teacher has been employed until after the Superintendent has made a thorough investigation of her quali- fications. While financial considerations have often been an obstacle to securing the best, your Committee believes that it has been able to get the best available for the money offered.


Having secured a staff of teachers of credit to the school system it becomes necessary to keep it as nearly intact as possible. Marriage, better positions or retirement to private life are constantly causing vacancies. The law of gravitation necessarily inflicts itself upon every community in a more or less degree. In the matter of losing teachers because of offers of more pay elsewhere your Committee takes the largest interest, as herein lies an opportunity to meet these offers and hold them. It is obvious, however, that this cannot be done promiscuously or zealously and dissatisfaction will be caused. It is essential that in at least certain divisions of the grades a standard of wage exist, and this should be high enough to furnish a reasonable guarantee of permanency on the part of the teacher. It is not to be expected that an exceptionally talented teacher will not occasionally leave, but good teachers should not be dropping out to go elsewhere every now and then.


Swampscott already is occupying a most creditable position among the educational systems throughout the towns of the state, and it is the desire


123


SCHOOL COMMITTEE'S REPORT.


1914]


of your Committee to not only make it secure but add to it its develop- ment in a degree which will eventually place it in the forefront. The teachers in the grades last year petitioned for $100 each additional salary, offering as their principal reason the greatly increased cost of living. They submitted figures showing it was with difficulty they were able to properly maintain their positions, and your Committee recommended sufficient additional appropriation to make an advance of $50 a year, with the promise of recommending an additional $50 in the appropriation of this year. This your Committee now asks.


One of the most important problems appearing during the last year was the question of additional room in the High School building. A com- mittee to investigate the needs, which included the members of your School Committee, was appointed by the Town and its report will indi- cate the necessity for immediately adding four rooms to the building, and making necessary changes in the heating and ventilating system. Unless this work has been completed in September there will be no place for many of the children. Your Committee has availed itself of every opportunity for makeshifts in order to accommodate the constantly growing enrolment, but the time has now arrived when only an addition to the building will meet the demand. Your Committee urges prompt and speedy action upon such measures as the citizens at the annual Town Meeting deem wise to adopt, as it will be only by an early beginning in the spring, that the necessary alterations can be made in time for the September opening of the school. It may be stated as an additional rea- son for prompt action in this direction that the state building authorities would have enforced improved ventilating, sanitary and safety conditions, at the High School building during the past summer had not the Town by the appointment of a committee taken a step toward better conditions, and they only suspended action in the expectation that the desired improvements will be made this year. The demands of the state author- ities alone would have involved an expenditure of approximately $12,000.




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