Town annual report of the officers of Wakefield Massachusetts : including the vital statistics for the year 1905-1907, Part 7

Author: Wakefield, Massachusetts
Publication date: 1905
Publisher: Town of Wakefield
Number of Pages: 1106


USA > Massachusetts > Middlesex County > Wakefield > Town annual report of the officers of Wakefield Massachusetts : including the vital statistics for the year 1905-1907 > Part 7


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(Signed)


GEO. O. CARPENTER & SON. FRED B. CARPENTER,


GEORGE H. S. DRIVER,


ALBERT R. PERKINS,


WALTER G. HUNT, WILLIAM H. BUTLER,


A. H. THAYER & Co.,


CHAS. F. HARTSHORNE & SON.


A committee from the exchange visited the Town, where they were received and entertained by this Board, conducted on a tour of inspection of the Town buildings, and were given such other information as they desired. Further con- ferences were held at the rooms of the Insurance Exchange in Boston, and on November 18, the New England Fire In- surance Exchange passed the following vote :


TOWN OF WAKEFIELD :-


November 18, 1905.


(Policies may be written on all property of the Town of Wake- field under a Schedule Form, with specific amounts on each build- ing, the contents being written Blanket; the Standard 80 per cent. Reduced Rate Clause to apply to building Item, the Standard 90 per cent. Reduced Rate Clause to apply to the Contents Item. Policies to cover all the Town property, buildings and contents as follows : Hamilton School, Albion st., Pumping Station, Storage


115


Building, Coal Sheds, and two frame Dwelling Houses on Broadway, Warren School, Converse ave., Lincoln School, Crescent st., F. P. Hurd School, Cordis st., Woodville School, Almshouse and Alms- house Barn on Farm st., Town Hall, Main st., High School on Common st., Armory on Main st., New Franklin School on Nahant st., Greenwood School on Main st., Central Fire Station on Cres cent st., Greenwood Hose House on Oak st., West Ward School on Prospect st., Montrose School on Salem st., Stone Crusher Plant on Valley st., Road Roller House and Tool House connected on Valley st., Fire Department apparatus, located in Volunteer Hose House on Foster st., Fire Department appurtenances in frame building northerly side Lowell st., Montrose District, Fire Department appur- tenances in frame building at Town Farm, Woodville District, Farm street., Office Furniture and Supplies located in Water Department Office, Flanley's Brick Block on west side Main st., Bath House on Lake Quannapowitt, and Machinery, Tools and Supplies used by Highway Department.)


(Policies not to include vacant School House Building known as Old Franklin School. south side Franklin st., and the Municipal Light Plant on Railroad st; Rate to be Buildings and Contents .45 a; the Bath House and Contents, Coal Sheds and Storage Build- ings and Contents, Machinery, Tools and Supplies used by High- way Department, Stone Crusher Plant, Road Roller House and Tool House connected and contents, Rate to be .27 c ; the rates not to apply unless policies cover on all property of the Town of Wake- field, with the exceptions above enumerated.)


(Existing policies may be canceled or rebated pro rata.)


This shows a reduction from the old average annual rate of about 46, to an annual rate of 27. This reduction in rate was based on the condition that the Town carry insur- ance on its buildings to the extent of 80 per cent. and on contents 90 per cent. of appraised values. In order that this may be better understood, we insert the following ex- planation.


Property under protection of a fire department is rated with the understanding that you carry upon it insurance aggregating in amount at least 80 per cent. of the actual cash value of the prop-


116


erty. You get a lower rate and pay a lesser premium by reason of the 80 per cent. clause. You are not restricted to just 80 per cent. -you can carry 85 per cent. or 90 per cent. or any amount up to the total value or 100 per cent. In case you do not comply with the conditions of the clause-that is carry at least 80 per cent in- surance of the actual cash value of your property, in the event of a fire loss, the insurance companies will pay you for the loss or dam- age in full up to the amount of your insurance, be the loss total or partial. You are not obliged to carry 80 per cent. insurance by rea- son of the clause. You can carry 70 per cent. or 60 per cent or even 50 per cent. or less, and in case of a total loss the company will pay the loss up to the amount of its policy. You have lost heavily because you did not insure high enough.


The best way to understand just how a partial loss would affect you with less than 80 per cent. insurance, is to consider yourself an insurance company for the amount between what you do insure and 80 per cent. of the valuation of the property insured, and charge yourself your pro rata part of any loss as explained by the following illustration :


Property value $1,000. You should insure it for $800. You do insure it for $700. You are an insurance company for $100. The com- pany pays 7-8 of any loss up to the amount of its policy and you yourself contribute 1-8. On an $800 loss or above, the company pays you $700, because 7-8 of the loss is $700 or more, and takes its whole policy. On any loss less than $800, the company pays 7-8 of it and you stand 1-8 of it yourself. If loss is $400, the company pays you $350. Of course if you insure for a less amount than 70 per cent. as illustrated above, you contribute a greater amount in case of loss, but from above examples you can figure out just what you would contribute, by changing the amounts and fractions.


As an illustration of the above the attention of the citi- zens is called to the fire loss which occured at the Alms House a few years ago. This property not being insured up to 80 per cent. of its value, the Town suffered a shrinkage of several hundred dollars on the actual loss incurred. If the Alms House had been insured for 80 per cent. of its


117


value the Town would have been reimbursed for the entire loss.


The following shows the new arrangement of the Town's Insurance, and is the schedule upon which the reduction in rate was obtained.


NOVEMBER 18, 1905.


On and after this date, this policy shall attach and cover as follows, and not as heretofore :


TOWN OF WAKEFIELD, MASS.


LOSS, IF ANY, PAYABLE TO THE TOWN TREASURER.


On the following-described property, located and situated in the Town of Wakefield, Mass.


Division 1. $344.000. On Buildings and Foundations and all additions, including permanent fixtures, fences, gates, towers, flag- staffs, engines, crushers, boilers, and their foundations and settings, pumps, stacks, heating, ventilating and lighting apparatus and ap- purtenances, fixed and movable machinery of all kinds, belting, hangers, piping of all kinds, tanks, dynamos, motors, switch-boards and other electrical apparatus and devices, wiring, landlord's fix- tures, and all fixtures and apparatus which may be properly consid- ered a part of any building, including all counters, rails, desks, fur- niture and fixtures of every description which are fastened to the building.


CONSTRUCTION, DESCRIPTION AND LOCATION.


Amount in- sured on property described under Division No. 1.


Item


No.


I. Brick Building, known as Town Hall, Square bound- . $80,000 ed by Main, Lincoln, Water and Smith Streets,


2. Brick Building, known as Lincoln School, Easterly side of Crescent Street, corner of Otis Street, 43,200


3. Brick Building, known as H. M. Warren School, South-


erly side of Converse St., corner of Jordan Ave., . 29,600


118


4. Brick Building, known as Hamilton School, Southerly side Albion Street, corner Lake Street, .


5. Brick Building, known as F. P. Hurd School, North- erly side Cordis Street, .


12,700


6. Brick Building, known as New Franklin School, North- erly side Nahant Street, corner Traverse Street,


29,700 25,500


14,000


9.


IO. Frame Building, known as High School, Westerly side Common Street, corner Lafayette Street, 49,700


1I. Frame Building, known as West Ward School, North- erly side Prospect Street, 2,100


12. Frame Building, known as Montrose School, Souther- ly side Salem Street, 2,100


I3. Frame Building, known as Woodville School, Easterly side Farm Street, .


2,500


I4. Frame Building, known as Greenwood Hose House, Southerly side Oak Street,


2,100


15. Frame Building, known as Almshouse, Easterly side Farm Street,


4,800


16. Frame Building, known as Almshouse Barn, Easterly side Farm Street, . ,


1,200


17. Frame Building, known as Armory, Easterly® side Main Street,


6,400


/


I9. Frame Building, known as Storage Building at Pump- ing Station, Southerly side Broadway,


20. Frame Building, known as Coal Sheds at Pumping Station, Southerly side Broadway, .


600


2I. Frame Building, known as Dwelling House, Souther- ly side Broadway, . 2,000


22. Frame Building, known as Dwelling House, Southerly side Lakeside Avenue, . 2,800


14,800


7. Brick Building, known as Greenwood School, Easter- ly side Main Street,


8. Brick Building, known as Central Fire Station, Wes- terly side Crescent Street, corner Mechanic Street, Brick Building, known as Pumping Station, Southerly side Broadway,


14,000


18. Frame Building, known as Bath House, Southerly border Lake Quannapowitt, . 300 700


119


23. Frame Building, known as Stone Crusher Plant, sit- uated Westerly side Valley Street, . . 2,800


24. Frame Building, known as Road Roller & Tool House, Westerly side Valley St. at Stone Crusher Plant, . 400


Division 2. $47,300. On Furniture and Furnishings, useful and ornamental ; metals, scientific cabinets, collections, pictures, paint- ings, sculptures, curiosities, specimens, statuary, works of art, pat- terns, plans, models, drawings and designs ; plate and plated ware ; books, music, manuscripts, maps, clocks, musical instruments, flags, stationery and office supplies, books of record and account at not exceeding their value blank ; fire extinguishing and fire alarm towers and apparatus and appliances ; safes, town scales, fixtures, tools, im- plements, apparatus, appliances ; utensils, fuel, materials, supplies and equipment ; animals, no one horse to be valued exceeding $400.00, and no other animal to be valued exceeding $100.00 ; ve- hicles, steam rollers and ambulances and harnesses and parts of same ; robes, blankets and all other horse and vehicle furnishings and equipments ; hay, feed, straw and bedding ; signs and awnings and any and all other property, except money and evidences of debt, not covered by the first division of this policy, in or on prem- ises of assured or elsewhere in the State of Massachusetts.


As shown above the town must carry additional insurance to the amount of $116,900, to bring its total of insurance to the 80 per cent. of value on buildings, and 90 per cent. of value on contents, making the aggregate insurance carried $391,300. Owing to the reduction in rate on the insurance as a whole, the town is enabled to place the amount former- ly carried, as well as the additional insurance, at no greater annual cost than heretofore, and to enjoy the protection against fire loss that it should.


The Board have under consideration two plans for ar- ranging the matter of insurance, First-the cancellation of all policies, and the re-writing of same, together with the ad - ditional insurance, under the new form and rate ; Second- to attach the new forms to all existing policies as well as to


1,


120


the policies for the additional insurance to be placed, allow- ing existing policies to run to date of expiration.


The Board is in favor of the first proposition, which will allow the re-writing of a greater number of the policies under an even date. This will dispose of considerable of the labor of handling the insurance of the town, and will also enable companies carrying more than one policy to combine them in one, thus reducing the number of policies. Under this method there will be required an appropriation but once in five years, and while this will be large at the time it is made, the total cost for five years will not be greater than the total amount annually appropriated for five years.


The Board would also recommend that as any loss that may occur is payable to the Town Treasurer, that all poli- cies be placed in his custody.


The Board extends its thanks to the Insurance Agents of the town who have greatly aided them in securing this re- duction in rate, and to Mr. Fred B. Carpenter, who gener- ously donated the new forms which are to be attached to the policies.


The Board has held weekly meetings up to the present time and while their labors have been arduous, they feel that the results obtained will be of great benefit to the town in the future, and that the town's insurance is now estab- lished on a sound basis.


THOMAS G. O'CONNELL, NATHANIEL E. CUTLER, LEVI FLANDERS, GEORGE W. ABBOTT, FRANK T. WOODBURY,


Selectmen of Wakefield.


ALBERT W. FLINT, Town Treasurer.


Committee on Town Insurance.


"1


121


Report of the Inspector of Milk.


FOR THE YEAR ENDING JAN. 31, 1906.


To the Honorable Board of Selectmen, Wakefield, Mass. :


The Collector of Samples has delivered to me for exami- nation during the fiscal year just closed, one hundred and twenty-one (121) samples of milk from milk wagons, stores, etc., and dairies.


The average percentage of all samples taken was as fol- lows : total milk solids 13.036 per cent., butter fat 3.832 per cent.


In addition to the milk brought in by the Collector many samples have been examined for milk dealers in order that they might be informed on the condition of their supply, and be as far as possible protected.


No prosecutions have been made in court during the year, but in several instances notices have been sent to deal- ers, in cases where milk of unsatisfactory quality has been furnished.


I believe that the average quality of milk sold in our mar- ket is as high as can reasonably be expected, and that if we have further improvement, it must be looked for in the di- rection of better sanitary conditions in the production, stor- age and distribution.


It would be a change in the right direction to place the milk inspection in the care of the Department of Public Health.


They have the authority to make such rules as are neces- sary to secure the distribution of milk from healthy cows, kept in clean stables, and distributed in a cleanly way.


Respectfully submitted,


JOSIAH S. BONNEY.


122


Report of the Inspector of Animals.


WAKEFIELD, MASS., JAN. 25, 1906.


To the Honorable Board of Selectmen, Wakefield, Mass. :


I respectfully submit the following report for the past year.


I have found that three horses have had the disease known as Glanders, and reported the same to the State Board. The horses were by order of the State Board killed, and the stables thoroughly disinfected.


One cow was shipped into Wakefield from out of the State and was suspected of having tuberculosis, but upon due ex- amination it was ascertained the cow was in perfect health. I have made the inspection, and have found stables and cat- tle to be for the most part well taken care of. There have been few exceptions which have been remedied.


I am glad to report the Town to be free from any cases of an infectious nature among animals. I am also able to re- port that the stables, barns and cattle are well taken care of. Respectfully yours, DR. PALMER CORBETT, Inspector of Animals.


Brown Tail and Gypsy Moth Department.


To the Honorable Board of Selectmen, Wakefield, Mass. : Gentlemen :-


I herewith submit to you my report of the Brown Tail and Gypsy Moth Department for year ending Dec. 31, 1905.


123


COMMITTEE OF TEN.


Feb. 1, '05, Balance available, . . $674 53


Received from work done on private property, . 122 95


$797 48


Expended as per Auditors' report,


$650 91


Balance unexpended, $146 57


WORK DONE UNDER PROVISIONS OF GYPSY MOTH ACT.


Appropriation authorized,


$5,000 00


Reimbursed by State 80 per cent. of excess of liability, .


1,770 10


$6,770 10


Expended as per Auditors' report, . . $4,346 34


Balance unexpended,


.


$2.423 76


Our liability for 1906,


$3,338 24


Expended Jan. '06,


. $464 60


Balance Feb. 1, '06, .


. 2,423 76


$2,888 36


Amount needed to fill our liability, . $449 88


GYPSY MOTHS.


In relation to gypsy moths I find that the town in com- parison to those south, east and west of us is comparatively free of them, with the exception of colonies on private prop- erty, which can be exterminated from those places by persis- tant effort. One reason accounting for this town not being so badly infested as other towns was our thorough burlap- ing of trees and killing the caterpillars day by day, whereby


124


great quantities were destroyed. All gypsy moth nests have been painted as far as we have been able to find them. One advantage in fighting the gypsy moth is the female does not fly, therefore depositing the eggs in the location where the moth emerges from the pupa, great care should be used in examining fences, stone walls, piles of brush and stone for nests. I would also recommend all tin can refuse be buried, as great quantities of nests having been found in old tins thrown around.


BROWN TAIL MOTHS.


I am glad to report on the brown tail moth that we find one-half, if not more dead in their nests, but up to the pres- ent time there is no sure accounting for it.


The Town property including the parks have been thor- oughly cleaned of them.


In my judgment spraying the trees is the most economi- cal and effective way to destroy the brown tail moths. Last summer when spraying was commenced the moths had been out 10 days, but in all nests I have examined in districts sprayed I did not find a live caterpillar, and if trees are sprayed before the eggs are laid, and up to the time of hatching, I am satisfied it will do the work required.


Respectfully submitted,


W. W. WHITTREDGE, Superintendent.


Report of Sweetser Lecture Committee.


MARCH 15, 1905.


The Committee submits herewith its report of the Lecture Course for the season of 1904-5. The Committee believes that the best interests of the Course would be subserved by


125


appointing the Committee in the early spring each year. In order to secure the best lecturers engagements have to be made, as a rule, five or six months ahead. When the Com- mittee attempted to secure some of the famous lecturers who appeared in our Course it was found that available dates were already filled, and larger prices had to be paid than would have been demanded had engagements been sought earlier.


SWEETSER LECTURE COURSE.


RECEIPTS.


671 season tickets, . .


$335 50


313 evening


Dec. 14, 1904, . .


46 95


51


66 Dec. 21, 1904, .


7 65


211 66


Jan. 18, 1905,


31 60


90


66 Feb. 1, 1905,


13 40


34


66


Feb. 16, 1905,


5 10


Income of Sweetser fund,


400 00


$840 20


EXPENDITURES.


Booker T. Washington, Dec. 14, 1904, Minna Eliot Tenney, Dec. 21, 1904,


$300 00


35 00


Maud Ballington Booth, Jan. 18, 1905, Charles F. F. Campbell, Feb. 1, 1905, Frank W. Mack, Feb. 16, 1905, Willard S. Lavery, selling tickets,


150 00


35 00


75 00


5 00


Albert E. Wiggin, taking tickets, John L. Donovan, taking tickets, Thomas O. D. Urquhart, officers,


5 00


5 00


2 00


James A. McFadden, officers, .


·


8 00


Citizen and Banner, advertising and tickets,


22 85


126


Item Press, advertising and tickets,


28 55


Carriage hire, postage, telegrams, etc.,


6 62


$678 02


Balance unexpended,


162 18


$840 20


Respectfully submitted,


ALFRED C. THOMPSON, Chairman,


EDWARD J. BRETT, M. D.


CHARLES H. HOWE,


JAMES H. KIMBALL, M. D.


EUGENE P. MCDONNELL,


Report of Sweetser Charity.


SARAH A. CUTLER, Treasurer.


In account with SWEETSER CHARITY. DR.


To balance on hand February 1, 1905, $146 73


February dividend on deposit, . 1 78


To cash from Sweetser lectures,


162 18


August dividend on deposit, ·


1 64


$312 33


CR.


By Disbursements during the year, .


$261 17


Balance on hand, .


$51 16


SARAH A. CUTLER, Treasurer.


127


Report of Sealer of Weights and Measures.


To the Honorable Board of Selectmen, Wakefield, Mass : Gentlemen :


My report for the Department of Weights and Measures for the year ending Jan 31, 1906, is as follows ;


Scales sealed,


147


66 adjusted,


11


66 condemned,


5


Weights sealed,


465


adjusted,


49


Measures sealed,.


157


condemned,


6


Bottles sealed,


2,378


condemned, .


159


Cans sealed,. 26


For work performed outside the office the sum of $44.29 has been collected and turned over to the Town Treasurer, the receipts are as follows :


Wright and Ditson,


$ 62


John G. Reid,


48


J. E. Lowden,


49


J. W. Grace,


96


E. W. Eaton,


1 31


J. G. Stover, .


55


Winship, Boit Co.,.


3 19


E. E. Lee,


1 35


A. McDonald,


27


C. H. Cheever,


03


American Express Co.,


1 27


Edmond Sweetser, .


59


W. L. Block, ,


1 32


A. B. Woodman,


.


.


37


128


Orrin Maxim, .


82


C. Welch,


55


Joseph Sullo, .


06


L. B. Evans' Sons,


1 21


L. H. Kirk,


59


J. G. Cutler, .


55


Geo. H. Lassell, No. Reading,


03


J. H. Savage, Lynnfield, .


15


F. E. Brown, .


03


Morrill-Atwood Ice Co., .


1 18


Middlesex Traders Ice Co.,


1 18


Thomas Hickey,


1 21


Wakefield Water Dept.,


1


12


John Toomey,


1 12


Heywood Bros. & Wakefield Co.,


8 54


Larkin E. Bennett, .


1 15


A. L. Mansfield,


1 12


John M. Perley,


1 27


Curley Bros., .


1 74


S. H. Hellen, .


1 21


Smith & Anthony Co.,


1 45


Boston & Maine R. R.,


2 48


H. M. Dolbeare,


62


M. O'Keefe,


1 22


S. H. Gowing,


89


Jan. 31, 1906.


Respectfully submitted, H. A. SIMONDS, Sealer of Weights and Measures.


Report of Inspector of Wires.


To the Honorable Board of Selectmen, Wakefield.


Gentlemen :- The fourth annual report of the Inspector of Wires is submitted :


Fifteen reports have been filed and inspections made as required.


Respectfully, CHAS. E. WHITE.


.


129


Conclusion.


TREASURER'S BOND.


United States Fidelity and Guaranty Co., $25,000, expires April 29, 1906.


TAX COLLECTOR'S BOND.


Fidelity and Deposit Co., of Maryland, $15,000, expires July 19, 1906.


The Board of Selectmen has held fifty-two regular and four special meetings during the year, and twenty-two spec- ial meetings acting in conjunction with the Town Treasurer as a special committee on Town Insurance.


There have been 3,126 orders drawn on the Town Treas- urer, aggregating $202,040.75.


Applications for 73 building permits have been granted, representing an estimated value of $157,000. This is a sub- stantial increase' over last year, and augurs well for the fu- ture growth and development of our town.


This year has been an exceptionally busy one for your Board. Each succeeding year witnesses an increasing volume of miscellaneous business, all of which has to be carefully investigated and considered.


Matters of small or large import have received the same careful scrutiny and consideration, in the treatment of which the members have given unstintingly of their time, labor and best efforts.


The special work assigned the Board and Town Treas- urer of rearranging and readjusting the insurance in force on the several town properties was necessarily a slow and


130


tedious process, requiring twenty-two special meetings, to- gether with a vast amount of outside labor, research and investigation, for a full and comprehensive, and we are pleased to state, beneficial consideration of the subject.


Success has crowned our labors. . The New England In- surance Exchange has under date of Nov. 18, 1905, es- tablished a new rate of $1.35, 5 years, which is a much lower rate than the town has heretofore been enjoying. Un- der this reduced rate the town is enabled to carry $116,900 additional insurance, at practically the same cost as under the old rate.


For further details we refer to the special report on Town Insurance, Page 112.


In closing we desire to express our thanks and apprecia- tion to the several boards of the Town, and the citizens generally for their support and co-operation throughout the year. Respectfully submitted,


THOMAS G. O'CONNELL, Chairman. GEORGE W. ABBOTT, Secretary, NATH'L E. CUTLER. FRANK T. WOODBURY. LEVI FLANDERS.


131


Auditors' Report.


APPROPRIATIONS, 1905-1906.


Highway and bridges ($2,000 voted Sept. 5)


$6,275 00


Richardson street (Voted Nov. 13) 1,400 00


Street sprinkling


1,200 00


Municipal Light department general ($12,- 200 voted Nov. 13)


42,200 00


Municipal Light department electric and gas extensions ($2,500 voted Nov. 13) .


5,500 00


Municipal Light department fire alarm ($55 voted Nov. 13)


256 00


Water department maintenance,


12,500 00


66 66 construction ,


5,000 00


66 emergency fund


6,036 54


Sewer department construction


400 00


maintenance


960 00


Forest fire Wards


300 00


Fire department with earnings


7,500 00


Poor department with receipts


5,000 00


School department general .


42,360 00


66


fuel


4,806 25


concrete at Greenwood


200 00


66


66 contingent


2,500 00


Police department


1,700 00


Night watch


1,800 00


Town Hall expenses ·


. .


.


.


2,400 00


Salaries town officials


6,785 00


.


2,800 00


text book and supplies ·


.


132


Miscellaneous expenses ($2,000 voted Nov. 13; $20 transferred from S. P. C. A. account) 8,404 90


Common and park ($100 voted Nov. 13) .


600 00


Richardson Light Guards Co. "A" 600 00 ·


Insurance premuims . 1,200 00


Brown-tail moth ($2,000 transferred by Selectmen from miscellaneous)


5,000 00


Soldier's relief ($301.44 transferred by Se- lectmen from miscellaneous, .


3,901 44


Military aid


600 00


Hydrant rental .


.


3,900 00


Fish committee expenses


25 00


Memorial Day


250 00


State aid .


4,100 00


Beebe Town Library .


350 00


Public reading room .


250 00


Card catalogue .


100 00


Interest


15,500 00


Converse street sewer (voted Sept. 5)


2,000 00


New street lights (voted Nov. 13)




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