USA > Illinois > Cook County > Chicago > Historical review of Chicago and Cook county and selected biography, Volume I > Part 47
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On New Year's day, 1861, Mr. Lacey married Miss Annette C. Musgrave, daughter of his business partner, Hon. Joseph Musgrave, of Charlotte, Michigan. Two daughters and a son, named Jessie P., Edith M. and Edward Musgrave, complete the family. Since com- ing to Cook county the family has resided at Evanston, where it is identified with the First Congregational church. Mr. Lacey is a member of the Society of the Sons of the American Revolution, Union League Club, Bankers Club (of which he has been president), Evan- ston Club and Glen View Golf Club. He has always been an enthusi- astic Republican, and wields a strong influence in the party councils.
Personally, Mr. Lacey is a man of fine physique, ready discern- ment and pleasing manners. All who have occasion to approach him in regard to social or business matters, are certain of receiving cour- teous attention, notwithstanding the attention necessarily bestowed upon the financial and business matters of great magnitude entrusted to his management.
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John Clarke Black, a leading Chicago financier for a quarter of a century, is a native of Middlebury, Addison county, Vermont, born
JOHN C. on the 3rd of July, 1837, son of Daniel and Jean
(Lawrence) Black. He received his education in
BLACK. the public schools of his native state, and in March, 1856, at the age of nineteen years, became a resident of Chicago.
Mr. Black was first employed in this city as bookkeeper and cash- ier for Ross & Rambler, dry goods merchants at No. 41 Lake street, and later with Armour & Co. This period of his career covered a quarter of a century, or until 1881. In March, 1883, he had attained so substantial a standing among the business men and capitalists of the city that he joined others in the organization and incorporation of the Continental National Bank, of which he has been president since. He is also president and director of the Northwestern Safe and Trust Company, and a member of the western board of control of the Audit Company of New York, as well as a trustee of the Prussian National Insurance Company, of Stettin, Germany.
Locally Mr. Black is also a trustee of the Art Institute and the Armour Mission, and a member of the Board of Trade. He has a wide identification with the city clubs, as witness his membership in the Chicago, Union League, Bankers', Union and Saddle and Cycle.
The late Chauncey Buckley Blair was for nearly thirty years the president of the Merchants' National Bank of Chicago; more than that, he was for several decades one of the financial
CHAUNCEY B. BLAIR. powers of the city and the west, and still more, he is accorded unanimous credit of having twice in his remarkable career saved the financial situation in Chicago, restored public confidence and averted a general disaster to its banks and a far-spreading and incalculable financial calamity. Conservative while treading the safe paths of prosperity, he always met the threats of commercial and financial disaster with a confident and brave bearing and was most bold when he seemed to be leading a forlorn hope. Moreover, in his character as friend, father and husband he was help- ful, tender and thoughtful, combining in his character the strength and gentleness which spell the true man and gentleman.
Chauncey B. Blair was a Massachusetts man, born on the 18th of June, 1810, son of Samuel and Hannah ( Frary ) Blair, and himself
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and parents were all natives of the town of Blanford. In 1814 the family removed to Cortland county, New York, where the boy remained until he was eleven years of age. From that period until he attained his majority Chauncey lived with an uncle, working on a farm near his native town and afterward rejoining the family in Cortland county. In 1835, without business experience, but with a strong body and a strong character, the young man came west and commenced to locate and sell lands in Michigan, Indiana and Illi- nois. Guided only by the imperfect maps then furnished by the pub- lic land offices, he rode over this vast territory on horseback, and thus gaining intimate knowledge of the property which he offered for sale was enabled to do a "land office business" until 1837, when, by the withdrawal of such lands by presidential proclamation he was obliged to abandon this profitable field. In the fall of that year he associated himself with his brother, Lyman, in the grain business in Michigan City and the operations of the firm covered a large terri- tory, as Michigan City was then the only shipping point to eastern markets. The Blair brothers built hundreds of miles of plank road into the interior of Michigan and Indiana in order to bring the pro- duce to their warehouse and store, but the later building of the rail- roads destroyed the monopoly and dissipated their business. While at Michigan City Mr. Blair organized a bank, whose notes had a wide circulation through the west and south, and he also became largely interested in the old State Bank of Indiana, finally purchasing a con- trolling interest in the Laporte branch and being elected president. His experience of several years in these connections induced him to seek a more promising field, and in 1861 he located in Chicago, where he opened a private banking house. In 1865 he organized the Mer- chants' National Bank of Chicago, becoming its president, as he was its principal stockholder. His management of its affairs was master- ly, and at the time of the great fire of 1871 it was ranked among the most reliable financial institutions of the northwest.
A natural financial crisis followed the wholesale destruction of property in 1871, and although but one of the nineteen city banks had a home, Mr. Blair firmly dissented from the decision of a major- ity of the presidents that the institutions suspend payments. He an- nounced his intention of keeping his doors wide open and paying dol-
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lar for dollar, and following his example, the banks commenced to pay out small sums for immediate use. As financial assistance grad- ually came from outside sources the situation cleared up, and Mr. Blair was hailed as the savior of the day. Again he stood like a rock to avert the storm which beat against the Chicago banks in September, 1873, when the great financial house of Jay Cooke & Co. went down in New York. Then came the failure of Henry Clews & Co., of the metropolis, and the failure of the Union National of Chi- cago, precipitated the panic into the financial circles of this city. On the 26th of September the local bankers held a meeting in which they favored at least temporary suspension, Mr. Blair standing alone in his determination to meet all obligations. The meeting finally ad- journed without definite action, and on the following evening had decided to stand by Mr. Blair and their city's credit. As in 1871 many wealthy merchants and several of the stanch New York banks again came to the assistance of Chicago, in response to her deter- mined stand, first advocated by Mr. Blair.
In 1844 Mr. Blair wedded Miss Caroline O. De Groff, of Michi- gan City, who died in 1867. A family of six children was born to them, five sons and one daughter. Two of the former, George G. and William S., are deceased, while Chauncey J., Henry A. and Wat- son F. have become prominent as Chicago financiers and are all iden- tified with the Corn Exchange Bank, which is the successor of the Merchants' National, founded by their father. The daughter, Har- riet, is the widow of the late John J. Borland, of this city.
Chauncey J. Blair, vice president of the Corn Exchange Bank, was born in Michigan City, Indiana, on the 6th of April, 1846, and is the eldest son of Chauncey B. and Caroline O.
CHAUNCEY J. BLAIR. (De Groff) Blair. His father was for many years one of the financial powers of Chicago and the west, and he perhaps more than any other citizen averted a financial ca- tastrophe in this city which seemed imminent as results of the great Chicago fire and the Jay Cooke failures in 1871 and 1873, respect- ively. The elder Blair was a Massachusetts man, and in 1835. then twenty-five years of age, came west and entered into a profitable career of land speculations, the scope of his operations covering Mich- igan, Indiana and Illinois. With the proceeds of these land deals and
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in association with his brother Lyman, in the fall of 1837 he opened a store in Michigan City, Indiana, under the firm name of C. B. & L. Blair. The business was confined to dealings in grain, Michigan City then being the principal shipping point to the eastern markets. In the development of their transactions the firm built hundreds of miles of plank roads into Michigan and Indiana, and while here Chauncey B. Blair also organized a bank and became its president. He also be- came largely interested in the old State Bank of Indiana, and later was elected its president. With the building of railroads and the strong indication that Chicago was to be a grand center of trans- portation and general development, Mr. Blair transferred the field of his operations to that city, whither he removed in 1861. Four years later he organized the Merchants' National Bank, of which he remained the principal stockholder and president up to the time of his death, January 30, 1891.
The deceased was married in 1844, and his wife died in 1867, having become the mother of five sons and one daughter. Of this family Chauncey J., Henry A. and Watson F. are living, as well as Harriet, who is the widow of the late John J. Borland, of Chicago.
Chauncey J. Blair was educated in the public schools of Chicago, and first became connected with the Merchants' National Bank in 1879. He was identified with that institution in various capacities until 1888, when he succeeded his father as its president. In the spring of 1903 the bank was consolidated with the Corn Exchange National Bank, of which Mr. Blair was elected president. He is also president of the Kennicott Water Softener Company and a director of the South Side Elevated Railroad Company. Mr. Blair takes a deep and practical interest in the charities of the city, and has served for some time as vice president of the Chicago Home for the Friend- less. He is a Republican and a member of the following clubs : Bank- ers', Chicago, Union League, Washington Park, Chicago Athletic, Casino (Edgewater), Caxton, Homewood, Onwentsia, Quadrangle and Saddle and Cycle.
On October 26, 1882, Mr. Blair was married to Miss Mary A. I. Mitchell, by whom he has had the following children : Italia Mitchell, Chauncey B., Mildred M. and William M. The family home is at 4830 Drexel boulevard.
THE NEW YORK PUBLIC LIBRARY
ASTOR LENOX AND JEDEN FOUNDATIONS
12 .
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James Berwick Forgan, president of the First National Bank of Chicago, is of Scotch birth and education, received his first business
JAMES B. training in the Royal Bank of Scotland, and his no-
ticeable characteristics of clear, practical judgment, FORGAN. strong physical and mental fiber, honesty, conserva- tism, farsightedness and cordiality, tinctured with proper dignity, are all a part of his ancestry, breeding and training. But the most valuable estimates of a man's personality are those given in the words of his associates. Lyman J. Gage, ex-secretary of the United States treasury, one of the leading financiers of the world, so long an in- cumbent of the position now filled by Mr. Forgan and in close touch with him during the years that he was identified with the management of the Northwestern National Bank, of Minneapolis, Minnesota, has this to say: "I take pleasure in saying that James B. Forgan's long training as a banker has given him a thorough knowledge of the business; that his perceptions are almost intuitive, and that he has filled with honor to himself and with satisfaction to his constituents every position of financial trust that he has occupied. He has the close, firm intellectual grasp so characteristic of the Scotch people. from whom he descended. His energy and power of application are very great."
The following, taken from the Review, a publication issued by employes of the First National Bank, gives a further idea of Mr. For- gan's personality, as well as of the character of the great institution of which his is the guiding mind : "Perhaps no one connected with the bank has a more complete mastery of its every detail than James B. Forgan, and his training in European and American banking institu- tions places him in the front rank as an authority on questions of finance. While it is of course impossible for him to keep in close touch with all of the 550 employes of the bank, that he has a deep interest in their welfare is best evidenced by the pension fund, now amounting to about $350,000, which has been established under his direction and which is the first undertaking of this nature by a bank of the United States. That he has been successful in the training of young men in the profession is shown by the rapid promotion to official positions of his former employes in Minneapolis and the fre- quent inquiry made of him for official timber by other institutions. He expects from his employes absolute rectitude in their business and
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private life, and applies the same rule to the bank's customers. He is a firm believer in organization, thorough investigation and the keep- ing of systematic records of everything pertaining to the bank's busi- ness. His chief strength is his decision of character, ability to analyze men and situations at a glance, and love of truth."
A resume of the main facts in the life record of Mr. Forgan is explanatory of such characteristics as those set forth above. He was born in St. Andrews, Scotland, on the IIth of April, 1852, the son of Robert and Elizabeth Forgan. In conformity with the thoroughness of education which is a racial trait of the Scotch, by attendance at Madras College, St. Andrews, and the academy at Forres, Scotland, he became well grounded in all those studies demanded by the re- quirements of the average practical life, and when quite young com- menced his apprenticeship in banking with the Royal Bank of Scot- land, at his native place. After remaining there for about three years, he had made sufficient progress to pass the regular civil service ex- amination required for entrance to the Bank of British North Amer- ica, and from London was sent successively to Montreal, New York and Halifax. In the last named city he transferred his allegiance to the Bank of Nova Scotia, first accepting a position therein as paying teller and being subsequently promoted to be manager of one of its agencies and soon after inspector of its branches. Altogether he remained in the service of the Bank of Nova Scotia for a period of thirteen years, and while holding his last position (inspector) estab- lished a branch at Minneapolis, Minnesota, of which in 1885 he as- sumed the management. In 1888 he became cashier of the Northwest- ern National Bank of that city, and as the presidency of the institution was more honorary than active its practical management fell to Mr. Forgan. His genius for finance was evinced by the readiness with which he mastered the details of the national banking system of the United States, with which, until he came to Minneapolis, he had en- joyed but a theoretical familiarity.
The Northwestern National Bank of Minneapolis was a corre- spondent of the First National Bank of Chicago, and Mr. Forgan's conservative and successful management of its affairs soon attracted the attention of the management of the latter institution, who, in 1891, after a thorough investigation of his career, offered him the position of second vice president. Shortly after his arrival in Chicago,
O' GRA YORK PUBHE MARARY
A TO LANGE AND R
Sucerely L.a. Goddard
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on January 1, 1892, to accept his new and larger responsibilities, oc- curred the death of Mr. Symonds, the first vice president of the First National Bank, and Mr. Forgan was promptly advanced to the va- cancy. By unanimous vote of the directors of the bank, he was elected president on January 1, 1900, succeeding Samuel M. Nickerson, who had followed Lyman J. Gage when the latter had been appointed sec- retary of the treasury in 1897.
Mr. Forgan's activities outside of those which are identified with the great interests of the First National Bank are barely indicated by the statement that he is a director of the Chicago Title & Trust Com- pany, Equitable Life Assurance Society of the United States, Fidelity and Deposit Company of Maryland, Guarantee Company of North America, Metropolitan West Side Elevated Company and American Radiator Company. He is also a member of the western board of control of the Audit Company of New York.
James B. Forgan was married October 19, 1875, at Halifax, Nova Scotia, to Miss Ellen Murray, and their children are: Robert D., Jessie Wilhelmina, Donald M. and James B., Jr. Elizabeth May died in infancy. Mr. Forgan is domestic in his tastes and democratic in his ideas. His chief sport and recreation is golfing, in which he is a true Scotch enthusiast, being one of the founders of the Chicago Golf Club, the first to organize in the west. He also has membership in the Chicago, Union League, Union Bankers', Commercial and Ex- moor clubs.
Leroy Albert Goddard, vice president of the State Bank of Chi- cago, will on January 1, 1909, have completed thirty years of activity
LEROY A. in the banking business. Like many of Chicago's
GODDARD. foremost financiers, he began in a country town.
Thirty years ago he had a small private banking en- terprise in his home town of Marion, Illinois. For twelve years his enterprise and ability fostered this business to successful proportions, until, in November, 1890, he founded the First National Bank at Mt. Carmel, Illinois, and became its president. A country banker's influence and fine integrity are often counted a greater asset to a great city bank than the more highly skilled talent of local men, and the success with which he had conducted his institution at Mt. Carmel caused his selection as cashier of the Fort Dearborn National Bank on August 1, 1892. He was identified with this institution over fif-
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teen years, having become vice president in January, 1897, and presi- dent in January, 1903. During this time the Fort Dearborn National came to rank among the large and most prosperous of Chicago banks. Its deposits in 1892 were about two million dollars; in 1906 they in- creased to nearly twelve million, and the record of the bank in other departments of its business showed corresponding strength.
On June 1, 1908, Mr. Goddard was elected vice president of the State Bank of Chicago, one of the oldest state banks of the city, hav- ing been established in 1879. With a capital stock of a million dol- lars, surplus one million, and deposits aggregating nineteen millions, its strength among state banks entitles it to first rank, and it is also recognized as one of the pillars of integrity in the entire financial dis- trict of the city.
To his position with the State Bank Mr. Goddard was able to bring the skill and experience of thirty years in the business, and also the financial character and integrity tested by the intensity of action and moral strictness of the great Chicago financial center. He had the advantages of a country training, and has always been loyal to his home town of Marion, where he was born June 22, 1854. He came of a pioneer family in this part of Illinois, his parents, James T. and Winifred (Spiller) Goddard, the former a Virginian and the latter a native of Tennessee, having settled there in 1832. His father was a merchant at Marion, but losing both father and mother when he was a boy, Leroy A. had to struggle in a self-dependent way for all his advancement. When still a boy he became assistant to the town printer, but after seven months forced issues with his employer and left the printing office, and later became a clerk in a village store, where he had the routine duties always connected with such employ- ment. Mr. Goddard's education was obtained in the Marion schools, but only through the winter terms. In all his associations, both in early life and in the larger circles of later years, he has been identified with the progressive and moral forces of the community in which he lived. When twenty years old he was superintendent of the Metho- dist Sunday school at Marion, and remained so for seven years, being also president of the board of trustees of the same church.
Mr. Goddard's active entrance into business life began when he reached his majority and received the benefit of a small inheritance, with which he bought a half interest in a small store. After continu-
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ing for several years among Marion's merchants he turned to bank- ing, and thenceforward has advanced to increasing success in this career. Marion still regards Mr. Goddard as one of its citizens, and he has shown his appreciation of this honor in various ways, especially by his interest in the city and county schools, having established and donated prizes for an annual oratorical contest in the schools of the county. Of Mr. Goddard, one who for years has been in close if not affectionate intimacy with him says :
"He has always been a willing worker and never shirked anything, 110 matter what the work might have been ; I think possibly his greatest forte is his habitual willingness to lend a full hand in any part of the work. He has a remarkable faculty for sympathetic consideration for those associated with him, commanding their respect and confidence, especially for those who are beginners; he never treats anyone as a servant, but more as a partner. He is absolutely devoted to the in- terests of those who appeal to him, is remarkably unselfish and is utterly devoid of contentiousness."
In January, 1908, Mr. Goddard was elected president of the Union League Club of Chicago, of which organization he had been an ener- getic member for some years. Fraternally he is one of the leading Masons of the United States, having attained the thirty-third degree and filled most of the stations in the various Masonic organizations. His interest in Masonic affairs has been active and continuous from the time he became twenty-one years old. He attained the master's degree in Ancient Craft Masonry on December 16, 1875, and among his honors and services since that time was for two terms grand master of the Grand Lodge of Illinois; also was Grand High Priest of the Grand Chapter, and is now treasurer of the Grand Lodge. He has membership, honorary and active, with half a dozen blue lodges in Chicago and elsewhere, and belongs to Chevalier Bayard Comman- dery No. 52, Knights Templar. Though a Republican, Mr. God- dard's active connection with practical politics began and ended soon after he attained majority, when at the age of twenty-one years he was elected treasurer of Marion, followed two years later by his election as mayor, serving two terms. In this way he served his home city six years, but declined further honors. At the present time he is trustee, by appointment of Governor Deneen, of the Northern State Normal School at De Kalb. Mr. Goddard was married at Vincennes,
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Indiana, November 14, 1888, to Miss Anna Bridenthal, daughter of. Colonel and Mrs. H. B. Bridenthal. Mrs. Goddard is a member of the Chicago Woman's Club, is active in benevolent and charitable af- fairs, and is well known in educational and literary circles. Their sympathies are mutual and harmonious in whatever is broadest and best in all lines of thought.
Elias Greenebaum, the widely known banker and dealer in loans based on Chicago real estate, has been a resident of this city for nearly
ELIAS sixty years. He came here in the prime of his young
GREENEBAUM. manhood, when even the material city was un- formed-its streets unpaved, and its water and sew- age systems things of the future. But there was electrical vigor in the atmosphere and the young German remained and became an ener- getic factor in its mercantile and financial development, his sons fol- lowing in his footsteps. Neither did Mr. Greenebaum rest content with the making of this record, for he early participated in the liberal and charitable movements of his faith, and became one of the founders of the Sinai Congregation, whose religious and reformatory forces have of late years been so wisely guided by Dr. Emil G. Hirsch. Of this noted divine, deep scholar and good, earnest man, Mr. Greene- baum is a great admirer, and has been his strong and faithful sup- porter.
Elias Greenebaum was born in Eppelsheim, Grossherzogthum, Hes- sen, Germany, on the 24th of June, 1822, the son of Jacob and Sarah Greenebaum. He received not only a thorough education in the pub- lic schools of his home neighborhood, but pursued courses in the agri- cultural, commercial and trade schools of Kaiserlantern, thus acquiring a training by which he could readily move in the cul- tured circles or among the practical people of the world. His educa- tion was especially adapted for progress in such a land of diversified industries as the United States, and was pursued with that ultimate destination in view. In September, 1847, Mr. Greenebaum emigrated to America, first locating at Uniontown, Ohio, whence, after remain- ing there for some six months, he removed to Chicago, becoming a resident of this city April 14, 1848.
Mr. Greenebaum began business in Chicago as a merchant in gen- eral merchandise, but on January 1, 1855, established a bank which he conducted until a comparatively recent period. He early became
PUBLIC LIBRARY
A TOM, ANOX -NR T LD N FOUNDATIONE K
Franklin Allerg
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impressed with the stability of the city's growth and therefore of the value of its real estate as financial security. As land which, on the whole, was constantly increasing in value, was the general foundation of his business, its history is a record of substantial advancement and solidity.
On March 3, 1852, Elias Greenebaum married Miss Rosina Baum and their children are as follows: Henry Everett, Moses Ernst, Emma E. (Mrs. Gutman), and James E. The sons, who obtained their business training under their father, afterward became members of the banking house of Greenebaum Sons, which was founded thirty years ago and is among the substantial financial institutions of the city.
Mr. Greenebaum always thoroughly appreciated the value of an education as an asset in the capital of a practical man, but has never held official position save as school agent in 1856. At the age of eighty-five he is now retired from the strenuous activities of life, but as a wise counselor of the highest character he is in constant demand by those interested, as he is, in all forward movements pertaining to the city.
The distinction of Franklin Harvey Head as a representative citi- zen of Chicago is based on two marked qualities which are seldom
FRANKLIN H. found united in one man-both a pronounced liter-
HEAD. ary talent and that practical instinct which is an assurance of business and financial success. Even among those who have made literature their profession there are but few in the west who wield a more polished or trenchant pen than Mr. Head, and he is one of the most prominent of Chicago's citizens identified with its manufacturing and financial interests.
A native of Paris, Oneida county, New York, born on the 24th of January, 1835, Franklin H. Head is the son of Harvey and Calista (Simons) Head, both the maternal and paternal families having resided in that locality for generations. Going back to earlier Ameri- can times, it is found that, on the maternal side, he is a lineal descen- dant of those historical Mayflower characters, John Alden and Pris- cilla Mullins, and that another of his noted Mayflower paternal ances- tors was Samuel Warren.
Franklin H. Head received his preliminary education at Cazenovia (N. Y.) Academy, and was later enrolled as a student at Ilamilton
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College, New York. He was graduated from the latter institution in 1856 with the degree of B. A., three years afterward received his Master's degree, and in 1896 was honored with LL. D. In 1858 Mr. Head graduated from the law school of his alma mater, and, after spending a year in European travel and study, settled at Kenosha, Wisconsin, and associated himself with Orson Sherman Head, his uncle, in the firm of O. S. and F. H. Head. The partnership trans- acted a good law business for about nine years, when, on account of failing health, the junior partner was compelled to withdraw, and going to the west made a number of investments in the cattle and mining properties of Utah and California. He lived in Utah for about four years, and while there was entrusted by the Republican national administration with the supervision of the state's Indian affairs.
Mr. Head then returned to the States, coming to Chicago and entering into partnership with Wirt Dexter and N. K. Fairbank in the manufacture of lumber and charcoal iron, the plant being at Elk Rapids, Michigan. While exercising a general supervision over the enterprise, he resided at Evanston, Illinois, for several years, but with the acquiring of insurance, banking and manufacturing interests in Chicago he removed to the city, where he has lived since 1895. For a number of years Mr. Head served as president of the Chicago Mallea- ble Iron Company, and as director of the American Trust and Savings Bank and of the Northwestern National Bank. He is vice president of the Continental Casualty Company and the Protection Mutual Fire Insurance Company of Chicago, and director of the Fay-Sholes Com- pany, Street's Western Stable Car Line and the Toledo, Peoria & Western Railway Company. Aside from purely business, financial or industrial organizations, his connection is most prominent with the Bush Temple Conservatory, of which he is the president. He is also president of the Chicago Historical Society and of the Twentieth Century Club, and a member of the National Historical Association. Of the notable honors conferred upon Mr. Head are a directorship in the Columbian Exposition, a judgeship in the Paris Exposition of 1900, and the decoration of a Chevalier of the Legion of Honor, by France, in 1901. For many years he has been among the most popu- lar members of the city clubs, having twice served as president of the
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Union League Club, and being an active member of the Commercial Chicago, University, Caxton, Literary and Quadrangle clubs.
Mr. Head's contributions to current literature have been varied and original. He has dealt largely with commercial and financial questions, of which he is one of the national masters, such standard magazines as the Forum, New England Magasine and Current Topics gladly opening their columns to him. He has also become a familiar and valued contributor to the newspaper press, while his more pre- tentious works of authorship include the following: "Shakespeare's Insomnia and the Causes Thereof," "A Notable Lawsuit," "The Boodling of Dante," "A Brief Biography of John Fiske," and the "Legends of Jeckyl Island."
On June 14, 1860, Mr. Head wedded Miss Catherine P. Durkee. who died in 1892, the mother of three daughters: Elizabeth, living at home; Margaret, now Mrs. Herbert J. Perkins, of Edgewater; and Catherine, Mrs. George W. Breck, whose husband is the director of the American Art Academy at Rome. Mr. Head lives in an elegant home at No. 2 Banks street, which is the center of a vigorous life of practical and intellectual activities fairly typical of the Chicago of today, by no means given solely to commerce and trade.
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