Albany city directory 1903, Part 134

Author:
Publication date: 1903
Publisher: Albany, N.Y
Number of Pages: 770


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JAS. M. REILLY, Assistant Corresponding Clerk H. C. S. HASTINGS, Exchange Clerk. JAMES JENSEN, Messenger.


DIRECTORS.


ABRAHAM V. DE WITT, JOHN D. PARSONS, JR., ELIJAH W. MURPHEY, EDWARD EASTON, CHAUNCEY E. ARGERSINGER, JAMES F. COOPER, F. A. MEAD,


J. S. FRIEDMAN,


JOHN S. HOY, HOWARD RUSSELL, JOHN T. D. BLACKBURN, FREDERICK W. CAMERON, GEORGE P. HILTON, ROBERT G. SCHERER,


JOHN J. GALLOGLY.


601


TRUST COMPANY.


. The ...


Albany Trust Company, BROADWAY, Cor. STATE, ALBANY, N. Y.


Capital, $300,000.00. Surplus and Profits, $285,000.00.


DEPOSITORY, FOR STATE, CITY, COUNTY, COURT AND TRUST FUNDS,


Interest paid on check accounts at 2 per cent on the daily balance of $300.00. Interest paid on special accounts (with book) at 312 if left until interest days, Jan'y 1 and July 1 each year (2 per cent if withdrawn before these days).


ACTS AS EXECUTOR, ADMINISTRATOR, TRUSTEE, GUARDIAN, RECEIVER, COMMITTEE, AS- SIGNEE, TRUSTEE UNDER MORTGAGE, REGISTRAR, AND FINANCIAL AGENT.


JOHN D. PARSONS, Jr., President.


GEO. P. HILTON, Ist Vice-Prest. FREDK. A. MEAD, 2d Vice-Prest. GEO. C. VAN TUYL, Jr., Sec'y and Treas. CHARLES H. BISSIKUMMER, Asst. Sec'y. R. J. LE BOEUF, Counsel for Company.


DIRECTORS.


N. E. Sisson, Charles T. Barney, J. S. Friedman, C. E. Argersinger, Frederick A. Mead, Henry Russell,


Randall J. LeBoeuf, John Magee,


Frederick L. Eldridge, A. Foster Higgins,


Emory A. Chase, John Don,


Ezra H. Stevens,


Charles S. Francis, G. L. Boissevain, Joseph S. Auerbach,


John D. Parsons, Jr., Frederick G. Bourne,


George C. Van Tuyl, Jr. Edwin Van Wormer, George P. Hilton, H. K. Sturdee, T. Howard Lewis.


Clerical Department.


WM. G. REYNOLDS, Paying Teller, PHILIP FITZ SIMONS, JR., Receiving Teller, LEMUEL B. WILMARTH, Receiving Teller, WM. SERVISS, Indivd. Book-keeper, JAS. H. WALLACE, Indiv. Book-keeper, CLAUDE B. LE FEVRE, Indivd. Book-keeper, ALONZO P. ADAMS, Jr., Loan Clerk, SAMUEL C. HARCOURT, Bank Book-keeper,


JOS. H. ZWEERES, Collection Clerk, WILLIAM HALL, Mail Clerk, JAMES H. LONG, Mail Clerk, BARENT P. VOS, Clerk,


SAMUEL H. MORJE, Stenographer,


CHARLES L. DORRINGTON, Stenographer, THOMAS A. MADISON, Messenger.


602


ALBANY DIRECTORY.


Albany Exchange Savings Bank, No. 71 STATE STREET.


Bank open for deposits, and for the transaction of general business, every day (Sundays and holidays excepted), from 10 o'clock A. M. to 2 o'clock P. M.


INCORPORATED 1856.


OFFICERS.


JOSEPH A. LANSING, President.


JOHN DEWITT PELTZ,


JAMES MCKINNEY,


Vice-Presidents.


ABRAHAM V. DEWITT, Secretary and Treasurer.


JOSEPH GUARDENIER, Teller.


R. V. DEWITT WALSH, Asst. Teller.


TRUSTEES.


JOEL W. BURDICK,


ALDEN CHESTER,


MARTIN D. CONWAY,


FREDERICK A. MEAD,


MICHAEL DELEHANTY, JOHN DEWITT PELTZ,


ABRAHAM V. DEWITT, OSGOOD H. SHEPARD, DEWITT C. SLINGERLAND,


JACOB S. FRIEDMAN,


JOHN J. GALLOGLY,


LEONARD G. TEN EYCK,


CHARLES H. GAUS, CHARLES H. TURNER,


JOSEPH A. LANSING,


MATTHEW J. WALLACE,


CHAUNCEY P. WILLIAMS.


Interest dividend periods Ist April and October.


Deposits made on or before the 10th of April or October draw interest from the Ist of those months respectively.


Deposits on or before the 3d day of other months draw interest from the first of such months.


Deposits of $1. and upward received. We especially solicit small accounts.


A. V. DEWITT,


Treasurer.


JOHN E. MCELROY,


JAMES MCKINNEY,


603


BANKS.


The Albany City Savings Institution No. 100 STATE STREET. INCORPORATED 1850.


ASSETS,


$4,108,718.38


SURPLUS, 300,333.01


OFFICERS.


JOHN E. WALKER, President.


HORACE S BELL, Ist Vice- President.


JAMES W. COX, 2nd Vice-President. WILLIAM S. HACKETT, Treasurer.


HORACE S. BELL, Jr., Teller.


BENJAMIN M. HOFFMAN, Asst. Teller.


TRUSTEES.


JOHN E. WALKER, E. DE L. PALMER, JAMES W. COX, GEO. I. AMSDELL,


GEORGE H. THACHER, ALBERT HESSBERG,


WM. S. DYER,


JOHN A. DELEHANTY,


JONAS H. BROOKS,


EDWARD J. GALLIEN,


JOHN PALMER, JOHN BOWE,


P. N. BOUTON,


CHAS. R. KNOWLES,


DR. W. G. MACDONALD,


HORACE S. BELL,


GEORGE B. RUSSELL,


CHARLES H. SABIN,


CHARLES L. A. WHITNEY.


604


ALBANY DIRECTORY.


ALBANY COUNTY BANK,


Corner State and South Pearl Streets.


CAPITAL, $250,000. SURPLUS, $100,000. STATE AND COUNTY DEPOSITORY.


Issues Certificates of Deposit for any amount, with interest at 21/2 per cent on money remaining thirty days or more. Pays interest at the rate of 2 per cent on daily balances of check accounts.


OFFICERS. JOHN R. CARNELL, President. JAMES MOORE, Vice-President. W. N. S. SANDERS, Cashier.


GEORGE C. LEE, JR., Teller and Assistant WILLIAM B. SMITH, Discount Clerk. Cashier. C. F. SWANN, Bank Book-keeper.


JAMES C. CAMPBELL, Individual Book-keeper. FRANCIS N. SILL, Assistant Book-keeper.


CHARLES J. PALMATIER, Assistant Teller. CHARLES S. ALLEN, Exchange Clerk.


DIRECTORS.


JAMES MIX,


ALBERT V. BENSEN,


LANSING HOTALING,


JOHN R. CARNELL,


JAMES MOORE, JOHN J. WHITE,


SETH WHEELER,


CLIFFORD D. GREGORY,


ANDREW G. WHITE, FRANK C. HERRICK,


ANDREW B. JONES.


I BUSINESS ACCOUNTS SOLICITED.


ALBANY COUNTY SAVINGS BANK,


Corner State and South Pearl Streets.


Interest dividend days are Ist April and Ist October. Interest at 372 per cent. per annum on sums not exceeding $3,000.


All deposits made on or before the 10th days of April and October draw interest from the first days of those months.


OFFICERS.


JASPER VAN WORMER, President.


JAMES MIX,


SETH WHEELER, Vice-Presidents.


F. C. CURTIS,


WM. N. S. SANDERS, Treasurer.


A. V. BENSEN, Secretary. F. E. COOLEY, Teller. CHARLES E. BYRON, Asst. Teller.


TRUSTEES:


JASPER VAN WORMER, JAMES MIX, SETH WHEELER, F. C. CURTIS, W. N. S. SANDERS, A. V. BENSEN, LANSING HOTALING,


JAMES MOORE, JOHN R. CARNELL, JOHN J. WHITE, WILLIAM P. RUDD, GEORGE H. RUSSELL, JOHN M. BAILEY, CHARLES A. LAWYER,


SAMUEL S, HATT, ANDREW G. WHITE, FRANK C. HERRICK, JAMES GAZELEY, WILLIAM SMITH, WM. H. BOYCE.


.


605


BANKS.


ALBANY SAVINGS BANK,


Corner North Pearl Street and Maiden Lane.


Interest is Allowed From the First of Each Month on All Deposits Not Exceeding $3,000. INCORPORATED 1820.


The Oldest Bank for Savings in the City.


Deposits and Surplus over $30,000,000.


This bank is open daily from 10 A. M. until 2 P. M., for the general transaction of business, and on Saturdays from 5 until 8 o'clock P. M., for receiving deposits only.


OFFICERS.


WM. BAYARD VAN RENSSELAER, President.


MARCUS T. HUN, Ist Vice-President.


JAMES D. WASSON, 2d Vice-President. THEODORE TOWNSEND, Treasurer.


LEDYARD COGSWELL, Secretary. BENJAMIN W. JOHNSON, Assistant Treasurer.


TRUSTEES.


HENRY T. MARTIN, WILLIAM KIDD,


MARCUS T. HUN,


JAMES D. WASSON,


GRANGE SARD, W. B. VAN RENSSELAER,


LEDYARD COGSWELL,


CHARLES TRACEY,


CLARENCE RATHBONE,


EDWARD BOWDITCH,


EDWARD N. MCKINNEY,


BENJ. WALWORTH ARNOLD,


FREDERICK TOWNSEND,


CHARLES L. PRUYN, FREDERICK TILLINGHAST,


GERRIT Y. LANSING,


OSCAR L. HASCY,


WM. VAN RENSSELAER ERVING.


606


ALBANY DIRECTORY.


THE


HOME SAVINGS BANK OF ALBANY


No. 13 NORTH PEARL STREET,


DEPOSITS AND SURPLUS OVER $3,639,789,08. INCORPORATED MAY 10, 1871.


This bank is open for the reception of deposits and the transaction of general business, daily (Sundays and holidays excepted), from 10 o'clock A. M. to 2 o'clock P. M., and on Saturday evenings from 5 to 8 o'clock for receiving deposits only.


372 PER CENT. INTEREST ALLOWED ON ALL DEPOSITS.


OFFICERS.


JAMES TEN EYCK, President. DAVID A. THOMPSON, Ist Vice-President. SAMUEL L. MUNSON, 2d Vice-President. JOHN D. CAPRON, Treasurer. WALTER MCEWAN, Secretary.


TRUSTEES.


JOHN D. CAPRON, JAMES TEN EYCK,


THOMAS AUSTIN, DAVID A. THOMPSON, PETER KINNEAR, SAMUEL L. MUNSON,


C. E. ARGERSINGER, HENRY RUSSELL,


CHARLES W. MEAD,


WALTER MCEWAN,


WILLIAM SAYLES,


MARSHALL W. TEBBUTT, RUFUS H. KING,


SAMUEL C. WOOSTER, WILLIAM McDONALD, HOWARD N. FULLER.


607


BANKS.


NATIONAL SAVINGS BANK,


Nos. 70-72 State Street.


DEPOSITS & SURPLUS OVER $10,000,000.


INCORPORATED BY AN ACT OF THE LEGISLATURE 1868.


INTEREST ALLOWED ON DEPOSITS, COMMENCING ON THE FIRST OF EACH MONTH.


This bank is open for deposits, and for the transaction of general business, every day from 10 o'clock A. M., to 2 o'clock, P. M. (Sundays and holidays excepted), and Saturdays from 5 to 7 o'clock P. M.


OFFICERS.


SIMON W. ROSENDALE, President.


GARRET A. VAN ALLEN, Vice-President. JAMES H. MANNING, Vice-President. ALBERT P. STEVENS, Treasurer.


TRUSTEES.


SIMON W. ROSENDALE, GARRET A. VAN ALLEN,


DANIEL L. VAN ANTWERP,


WALTER M. WOODWARD,


ALBERT VANDER VEER,


CHARLES GIBSON,


WALLACE N. HORTON,


WILLIAM G. RICE,


HORACE G. YOUNG,


CHARLES J. BUCHANAN,


HARRY C. CUSHMAN,


JAMES H. MANNING,


ROBERT L. FRYER, J. TOWNSEND LANSING,


CHARLES M. STUART,


H. KING STURDEE,


ALBERT P. STEVENS.


LOANS MADE ON BONDS AND MORTGAGES.


608


ALBANY DIRECTORY.


Spencer Trask & Co. BANKERS,


STATE STREET, COR. JAMES. New York Office, - William Street, Cor. Pine Street.


MEMBERS of NEW YORK STOCK EXCHANGE


BUY AND SELL ALL CLASSES OF SECURITIES. PRIVATE WIRE TO NEW YORK OFFICE.


ISSUE DRAFTS on all PARTS of the WORLD.


LOCAL SECURITIES DEALT IN.


INVESTMENT SECURITIES A SPECIALTY.


SPENCER TRASK.


GEORGE FOSTER PEABODY.


EDWIN M. BULKLEY.


CHAS. J. PEABODY.


ACOSTA NICHOLS.


C. P. BRETT, Book-keeper.


E. N. POTTER.


H. G. MCEWAN, Book-keeper.


J. M. LA PORTE, Stenographer.


BOUGHT AND SOLD ON COMMISSION


STOCKS, BONDS,


CEMETERY SHARES.


REALTY MORTGAGES.


ALBANY FUNDING CO.


O. F. KINLOCH, Manager.


I. FRANKLIN, Gen. Agent.


Office 5 Weatherhead Bld'g, Maiden Lane, ALBANY, N. Y


COMMERCIAL UNION CO-OPERATIVE BANK.


INCORPORATED FOR BUILDING-LOAN AND SAVINGS PURPOSES.


ASSETS, JANUARY 1, 1903, -


-


SURPLUS,


- - -


$215,822.48


9,571.60


Affords a safe, convenient and profitable method of saving regularly small sums of money, as well as an opportunity to buy or build a home with easy weekly payments.


A. R. SEWALL, Secretary and Manager, 99 State St., Albany, N. Y. I


ALBERT M. FOX.


E. W. BULKLEY, Asst. Manager.


M. A. BRENNOCK, Cashier.


S. WALLACE ROE, Manager Stock Dep't.


GEORGE CAREY, Bond Salesman.


STORAGE.


609


-


THE


FURS.


ALBANY


SILVER


SAFE


And-


DEPOSIT


Furniture


And


STORAGE


STORAGE COMPANY.


SAFES


toRENTat


1883


-


FIRE PROOF STORAGE


FOR


FURNITURE, SILVER, FURS.


CORNER


MAIDEN LANE


AND


LODGE ST.


ALBANY SAFE DEPOSIT AND STORAGE CO. SAFES TO RENT IN THE BURGLAR PROOF VAULT, $5.00 TO $75 PER YEAR.


OPEN ON BANKING DAYS FROM 9 A. M. TO 4 P. M. Telephone 270.


DIRECTORS.


DANIEL LEONARD, D. A. THOMPSON, EDGAR C. LEONARD, I. D. F. LANSING, DONALD McCREDIE.


OFFICERS.


DANIEL LEONARD, President, D. A. THOMPSON, Vice President. EDGAR C. LEONARD, Sec'y and Treas. W. W. BOYD, Superintendent.


610


ALBANY DIRECTORY.


J.S.BACHE & CO.


SAMUEL HESSBERG, Resident Partner.


44 State Street, Albany. I First Street, Troy.


BANKERS and BROKERS


MEMBERS: New York Stock Exchange, New York Coffee Exchange, New York Produce Exchange, New York Cotton Exchange, Chicago Board of Trade, Chicago Stock Exchange, Philadelphia Stock Exchange, Liverpool Cotton Association and New Orleans Cotton Exchange.


Private Wires to New York, Boston, Philadelphia, Chicago, Washington and all important Cities. Orders executed in all Exchanges in the United States and abroad. Local Securities Bought, Sold and Accurately Quoted.


EDWARD A. GROESBECK, INVESTMENT BANKER, ... 51 STATE STREET.


INVESTMENT SECURITIES. LOCAL BONDS AND STOCKS.


ESTATES AND TRUSTS ADMINISTERED.


STOPPANI & HOTCHKIN, Members N. Y. Consolidated Stock Exchange.


100 STATE STREET, ALBANY, N. Y. Long Dist. Telephone 1010, Albany.


Stocks, = Bonds = and = Grain


.... BOUGHT AND SOLD FOR CASH OR ON MARGIN ....


Market letter mailed upon application.


Direct Wires to Main Office-66 BROADWAY, NEW YORK.


611


ADVERTISING DEPARTMENT.


BOODY, MCLELLAN & CO., Members of New York Stock Exchange.


57 BROADWAY, NEW YORK, Transact General Banking and Stock Exchange Business,


INVESTMENT BOND DEPARTMENT LIST MAILED ON APPLICATION. BRANCH OFFICE, TWEDDLE BUILDING, - ALBANY, N. Y.


EDGAR BOODY, Manager.


CHARLES E. MCELROY,


Investment Securities.


93 STATE STREET.


LOCAL AND INDUSTRIAL SECURITIES A SPECIALTY.


ALSO REPRESENTING N. W. HARRIS & CO.,


NEW YORK, CHICAGO AND BOSTON.


Municipal, Railroad


and Corporation Bonds.


JACOB BERRY & CO.,


MEMBERS S CONSOLIDATED STOCK EXCHANGE NEW YORK PRODUCE EXCHANGE.


ESTABLISHED 1865


STOCKS, BONDS, GRAIN, COTTON,


44-46 BROADWAY, NEW YORK.


BRANCH OFFICE, ALBANY TRUST COMPANY BUILDING, ALBANY, N. Y. CHAS. A. STARIN, Manager.


ISSUED FREE-UPON REQUEST


OUR 400 PAGE, CLOTH BOUND, ILLUSTRATED)


" Guide to Investors " and "Daily Market Letter " Orders Solicited-all amounts.


HAIGHT & FREESE CO.,


Established 1890.


71 & 73 State Street.


Main Office, 53 Broadway, N. Y. F. L. HARRAL, Manager. "Determining the character and financial responsibility of your Broker, is as important as the selection of right stocks."


612


LAWYERS.


EDWIN COUNTRYMAN.


PIERRE E. DUBOIS.


CHARLES M. STERN,


COUNTRYMAN & DUBOIS, Attorneys and Counselors at Law, HOME SAVINGS BANK BUILDING, 13 North Pearl Street, Telephone 1587. ALBANY, N. Y.


WILLIAM P. RUDD.


WILLIAM L. VISSCHER.


HARRIS & RUDD, Attorneys and Counselors at Law,


Tweddle Building,


ALBANY, N. Y.


Telephone 113.


JOHN DEWITT PELTZ,


Attorney and Counselor at Law,


ROOMS 11, 12, & 13,


MARTIN T. NACHTMANN.


82 State Street.


TRACEY & COOPER,


Attorneys and Counselors at Law,


JAMES F. TRACEY, JAMES FENIMORE COOPER, FREDERICK TOWNSEND.


25 North Pearl Street, ALBANY, N. Y.


.


613


LAWYERS.


HUN & PARKER.


MARCUS T. HUN, LEWIS R. PARKER.


Attorneys and Counselors at Law, No 25 North Pearl Street, ALBANY, N. Y.


LEWIS E. CARR, RAYMOND W. CARR, Attorneys and Counselors at Law,


D. & H. BUILDING, No. 56 North Pearl Street, ALBANY, N. Y.


GEORGE W. STEDMAN.


CHARLES S. STEDMAN.


LAW OFFICES,


STEDMAN & STEDMAN,


No. 445 Broadway,


ALBANY, N Y.


Telephone 1180-a.


MR. DAVID A. THOMPSON, AND MR. WILLIAM V. R. ERVING,


Attorneys and Counselors at Law,


13 North Pearl Street, ALBANY, N. Y.


Home Savings Bank Building.


TELEPHONE 1204-A.


614


LAWYERS.


LANSING HOTALING, Attorney and Counselor at Law,


Rooms 5, 6 and 7 Albany County Bank Building, ALBANY, N. Y.


MONTIGNANI & ELMENDORF,


Attorneys and Counselors,


51 State Street,


JOHN F. MONTIGNANI, WILLIAM S. ELMENDORF,


Telephone 327-d. ALBANY, N. Y.


A. PAGE SMITH,


Attorney and Counselor at Law,


51 State Street,


Telephone 1274-m.


ALBANY, N. Y.


CHAS. W. MEAD.


SAM'L S. HATT.


MEAD & HATT,


Attorneys and Counselors at Law,


86 State Street,


Telephone 242.


ALBANY, N. Y.


615


LAWYERS.


CHARLES J. BUCHANAN. GEORGE LAWYER.


ROBERT E. WHALEN. LE GRAND BANCROFT.


BUCHANAN, LAWYER & WHALEN,


Counselors at Law,


79 Chapel Street,


ALBANY, N. Y.


MYER NUSSBAUM.


JOSEPH P. COUGHLIN.


NUSSBAUM & COUGHLIN,


Attorneys and Counselors at Law,


57 State Street,


Telephone 1083, Chapel.


ALBANY, N Y.


NEW YORK OFFICE, 257 BROADWAY, NEW YORK CITY.


ALBERT C. TENNANT, Attorney and Counselor at Law, ROOMS 57 AND 58,


51 State Street,


ALBANY, N. Y.


WALTER E. WARD. FREDERICK W. CAMERON, U. S. COMMISSIONER.


WARD & CAMERON, Attorneys in Patent Cases, ALBANY COUNTY BANK BUILDING,


State, cor. Pearl Streets,


Telephone 644.


ALBANY, N. Y.


616


ALBANY DIRECTORY.


JAMES B. HENDRICK. Established 1854. J. EDWARD POOLE.


Hendricks' General Insurance Agency, 444 BROADWAY, ALBANY, N. Y.


The following well known and reliable Insurance Companies represented and a share of your patronage respectfully solicited.


LIVERPOOL & LONDON & GLOBE INS. CO., of England. LONDON ASSURANCE, of London.


CONTINENTAL INSURANCE CO., of New York City. PHENIX INSURANCE CO., of Brooklyn, N. Y.


ATLAS ASSURANCE CO., of England.


NATIONAL STANDARD FIRE INS. CO., of New York.


CITIZENS' INS. CO., of St. Louis, Mo.


SUN FIRE OFFICE, of London, Eng.


AGRICULTURAL INSURANCE CO., of Watertown, N. Y.


UNION ASSURANCE SOCIETY, of England.


LAW UNION AND CROWN FIRE & LIFE INS. CO., of England. LONDON GUARANTEE AND ACCIDENT CO., Lim., of England. NATIONAL SURETY CO., of New York.


UNION CASUALTY & SURETY CO., of St. Louis, Mo.


HARTFORD STEAM BOILER INSPECTION & INSURANCE CO.


THE FIDELITY & CASUALTY CO., OF NEW YORK.


Our Disability Policy provides weekly indemnity for EVERY illness, EVERY accident, it also has many valuable provisions peculiar to itself.


AGENTS WANTED. GEO. COMSTOCK BAKER,


DISTRICT MANAGER.


444 Broadway, = = ALBANY, N. Y.


617


ADVERTISING DEPARTMENT.


GENERAL INSURANCE AGENCY OF HENRY S. FOSTER, 446-8 Broadway, ALBANY, N. Y. (The Mutual Fire Insurance Co. Building.)


Fire, Life, Accident, Plate Glass, Liability


AND ALL FORMS OF


INSURANCE AND INDEMNITY.


The Largest, Strongest, Safest and Best Corporations are represented through my agency. Millions of Capital and Millions of Surplus. Liberal Policies. Prompt and Personal Settlements. Lowest Rates.


THE FOLLOWING COMPANIES ARE PERSONALLY REPRESENTED :


Mutual Fire Insurance Co., of Albany, N. Y. London and Lancashire Fire Ins. Co., of England. National Fire Insurance Co., of Hartford, Conn. Westchester Fire Insurance Co., of New York. Milwaukee Mechanics Ins. Co., of Wisconsin.


Union Ins. Co., of Philadelphia, Pa.


Massachusetts Mutual Life Ins. Co., of Mass. Union Casualty & Surety Co., of St. Louis.


Preferred Accident Ins. Co., of New York,


United States Casualty Co , of New York.


SEE INSIDE FRONT COVER.


Also other First-Class Corporations and Companies. We handle large lines for our customers and give them the benefit of a Practical and Business-like management of their affairs with satisfaction to all. Call, write or telephone when in want of any contracts in our line.


EITHER TELEPHONE 1442.


HENRY S. FOSTER.


SAM E.GIBBONS. PRINCIPAL LICENSED AND BONDED.


SKILLED RFCR AGENTS WAIMES SPECIAL HA WORK.


EMPIRE


HABITS AND


ASSOCIATES OF EMPLOYEES INVESTIGATED


Detective


999


CORPORATIONS. LAWYERS AND MERCHANTS" WORK A SPECIALTY.


CIVIL


AND CRIMI


NAI


INVESTIGATIONS.


.Agency


LEGAL EVIDEN AND WILL CASES.


NEGLIGENCE


RELIABLE REFERENCES


SAM E. GIBBONS, SUPT. 303 MULBERRY ST. NEW YORK CITY.


H. J. CRAWFORD, ASST. SUPT. 467 BROADWAY ALBANY. N.Y.


CHAS. E. BRIGGS, ASST. SUPT. 597 ELLICOTT SQUARE. BUFFALO, N.Y.


NEW MAPS OF ALBANY CITY. Price, 25 Cents.


AT BOOKSTORES AND DIRECTORY OFFICE, 448 BROADWAY.


618


ALBANY DIRECTORY.


CHARLES L. GOVE, INSURANCE.


TELEPHONE.


STATE, CORNER JAMES.


THE PRUDENTIAL INSURANCE CO., OF AMERICA.


JOHN F. DRYDEN, President, Newark, N. J. TWENTY-SEVENTH ANNUAL STATEMENT. Assets.


Liabilities.


Bonds and Mortgages $10,996,953 27


Reserve on Policies.


$49,800,630 00


Real Estate


11,863,588 51


R.R.Bonds and Stocks (Market Value)


18,621,442 50


Municipal Bonds (Market Value). .


5,737,301 95


U. S Govt. Bonds (Market Value).


109,000 00


Total.


$60,245,339 87


Cash in Banks and Office.


4,916,069 51


Interest and Rents, due and accrued


384,521 34


Loans on Collateral Securities.


4,736,750 00


Loans on Policies .


1,066,916 83


Increase in Assets during 1902, 11,614,768.54


Increase in Premium Receipts during 1902, 4,456,960.51


Increase in Paid-for Insurance in force during 1902, 108,191,797.00


Total


$60,245,339 87


E. L. POST, Superintendent Albany District.


Branch Offices, 59 North Pearl Street, ALBANY, N. Y.


Moul Building, HUDSON, N. Y.


BEN. F. STEVENS, Iresident.


A. D. FOSTER, Vice-Prest.


CHARTERED 1835.


New England Mutual Life Insurance Co. OF BOSTON, MASSACHUSETTS.


ASSETS, Dec. 31, 1902,


-


$34,432,217


LIABILITIES,


-


-


30,927,611


SURPLUS,


-


-


3,504,636 -


All forms of Life and Endowment Policies Issued on Annual Distribution Plan. RELIABLE AGENTS WANTED. WILBUR P. DAYTON, General Agent, Telephone "Chapel 260-A." ALBANY COUNTY BANK BUILDING, ALBANY, N. Y.


ORGANIZED 1851.


The Berkshire Life Insurance Company


OF PITTSFIELD, MASS.


M. I. FRANK, Special Representative.


Room 4. 37 and 39 Maiden Lane,


ALBANY N. Y.


923,304 54


All other Liabilities.


Surplus to Policy-holders


9,521,405 33


Life Insurance written and paid for during 1902, $272,237,192 00


Premiums Deferred and in course ? of collection (net)


1,812,795 96


619


ADVERTISING DEPARTMENT.


FIRST


M


THE


L LIFE


RA


The Mutual Life Insurance Co.


OF NEW YORK. RICHARD A. MCCURDY, President.


T. HOWARD LEWIS, Manager. Albany City Savings Institution Building, 100 STATE STREET, ALBANY, N. Y.


T


HERE IS NO BETTER COMPANY FOR THE INSURED THAN


... THE NATIONAL ...


OF MONTPELIER, VT.


No better contracts. No better results. No better time to insure than the present. No trouble to furnish statements and sample policies for your own advantage and ours.


JOS. A. DeBOER, President.


M. H. MULLENNEAUX, Manager, Suite 20, 21, 22 Volckert B'Id'g, 82 State Street, ALBANY, N. Y.


THE ATNA LIFE INSURANCE CO.


The Largest Company in the World. WRITING BOTH LIFE and ACCIDENT INSURANCE.


ASSETS,


SURPLUS, (Connecticut Standard)


$63,493,545.73 7,694.434.05


Total Paid to Policy Holders Since Organization, $132,383,973.96.


FOR AGENCIES OR RATES APPLY TO W. S. ROBERTS & CO., Managers, Telephone 303. 37 State Street, Albany, N. Y.


INCORPORATED 1862.


The John Hancock Mutual Life Insurance Co.


OF BOSTON, MASS.


Good Agency Contracts given to the right men to sell the best Life Insurance in the market.


JOHN C. GOODE, General Agent, Eastern New York. 93 STATE ST., ALBANY, N. Y.


620


ALBANY DIRECTORY.


New York Life Insurance Co.


JOHN A. McCALL, Prest.


The Only International Life Co. in the world.


Supervised by 82 Governments. POLICIES INCONTESTABLE FROM DATE OF ISSUE.


Insurance in Force Jan. 1, 1903, Over


$1,553,000,000.


ALBANY AGENCY, COUNTY BANK BLDG., State Cor. So. Pearl Sts. M. F. WALSH, - Agency Director.


LASCH & DORWALDT, Fire Insurance Agents ®


68 STATE STREET, MILWAIN BUILDING.


ROCHESTER GERMAN, Rochester, N. Y. ORIENT INSURANCE CO., Hartford, Ct. FIRE ASSOCIATION, Philadelphia, Pa. UNITED FIREMEN'S, Philadelphia, Pa. MICHIGAN FIRE & MARINE, Detroit, Mich.


United States Fidelity & Guaranty Co. The


BALTIMORE, MD. FIDELITY, COURT AND CONTRACT BONDS AND BURGLARY INSURANCE.


ÆTNA LIFE INSURANCE CO., HARTFORD, CONN., ACCIDENT & LIABILITY DEPARTMENT. Accident, Health, Employers' Liability, Team and Elevator Insurance. JOHN V. McHARC, General Agent, Telephone 2200. ALBANY TRUST CO. BLDG., ALBANY, N. Y.


WILLIAM HERRICK GRIFFITH, FIRE INSURANCE AGENCY.


93 STATE STREET, Room 14, - - COMPANIES REPRESENTED.


- - ALBANY, N. Y.


NEWARK FIRE INSURANCE CO., of Newark, N. J. NORTHERN INSURANCE CO., of New York. HOME FIRE INSURANCE CO., of Baltimore, Md. ALBANY INSURANCE CO., of Albany, N. Y. MECHANICS AND TRADERS INSURANCE CO., of New Orleans, La.


Hudson River Telephone 629-D, Chapel. Home Telephone 629.


MEMBERS OF NEW YORK FIRE EXCHANGE.


621


ADVERTISING DEPARTMENT.


1846. THE STERLING OLD 1903. CONNECTICUT MUTUAL LIFE


INSURANCE COMPANY.


HOLDS ITS POLICIES


SOLID WITH ... $65,634,605 ASSETS, $6,379,992 SURPLUS


On a 3 per cent. Reserve. and has made for its Members by STRICT ECONOMY of MANACE - MENT, $64,094.380 more than it has received from them. A resuit unequalled by any other Company.


A. A. DAYTON, Cen'l Agent, 51 STATE ST., ALBANY, N. Y.


EQUITABLE LIFE


Strongest Insurance Co. in the World. SURPLUS OVER $75,000,000. F. A. McNAMEE, Manager.


112 State Street, - ALBANY, N. Y.


McNAMEE & CANTINE, General Agents, Flat Iron Building, N. Y.


THOMAS W. CANTWELL, INSURANCE and BANKING.


INSURANCE ASSETS OVER $35,000,000.


21 North Pearl Street, ALBANY, N. Y.


TELEPHONE No. 425, CHAPEL.


The American Credit-Indemnity Co. OF NEW YORK.


S. M. PHELAN, - President. Credit Insurance Only.


H. R. GILBERT, - Special Agent. ALBANY, N. Y.


P. O. Box 222.


622


ALBANY DIRECTORY.


THE NORTHWESTERN MUTUAL LIFE INS. CO. OF


MILWAUKEE, WISCONSIN.


Assets January 1st, Total Insurance in force,


$165,042,435


620,681,283


Insurance in force in New York, - 87,174,424


Transacts business only in the United States.


THE NEW POLICIES, COMBINED WITH NORTHWESTERN DIVIDENDS, ARE THE MOST DESIRABLE OFFERED.


C. H. PORTER, Gen. Agent, ALBANY.


98 State Street,


GEORGE J. HATT, MANAGER FOR EASTERN NEW YORK AND VERMONT,


The Preferred Accident Insurance Company,


OF NEW YORK.


Doing a business of over a million and a quarter dollars a year. Has over 70,000 Policyholders. Assets of $1,100,000; Surplus of over $500,000. Has paid over $4,500,000 in Claims.


Most Liberal Policies Issued. RELIABLE AGENTS WANTED.


Telephone 526-F. 93 State Street, Albany, N. Y.


WILLIAM J. WEAVER,


Real Estate.


PROPERTY BOUGHT, SOLD, EXCHANGED and RENTED. RENTS COLLECTED, LOANS NEGOTIATED AND APPRAISALS MADE OF REAL ESTATE.


Especial Attention Given to the Care of Estates, Property Insured in Reliable Companies.


116 STATE ST., Cor. LODGE, ALBANY, N. Y. TELEPHONE.


M. V. B. BULL, STATE AGENT Phoenix Mutual Life Insurance Co.


Eastern New York, New Hampshire, Vermont and Western Massachusetts. Nos. 66 AND 68 STATE STREET.


Policies incontestable and non-forfeitable. Extended insurance in case of lapse, cash paid-up, or loan values at option. Liberal and progressive dividends.


1+ Energetic and Reliable men can secure general agencies and desirable territory in either of the above states.


623


ADVERTISING DEPARTMENT.


INCORPORATED 1844.


STATE MUTUAL LIFE


ASSURANCE COMPANY OF WORCESTER, MASS. OTIS D. ARNOLD, Gen. Agent, 55 State Street, ALBANY, N. Y.


THE TRAVELERS INSURANCE CO., OF HARTFORD, CONN.


Life, Accident, Health, Employers' Liability, Team & Elevator Insurance. W. HOWARD BROWN, District Agent.


32 and 33 Albany Trust Co. Bldg., ALBANY, N. Y. United States Fidelity & Guaranty Co. Hartford Steam Boiler Insurance. TELEPHONE 1342-M.


FIFTY-FIVE YEARS OLD.




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