USA > Pennsylvania > Philadelphia County > Philadelphia > McElroy's Philadelphia city directory, 1861 > Part 284
USA > Pennsylvania > Philadelphia County > Philadelphia > McElroy's Philadelphia city directory, 1861 > Part 284
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MANUFACTURERS' AND MECHANICS' SAVING AND LOAN COMPANY.
Capital, $125,000, Office 15 N 6th.
James T. Carter, Pres't. Thos. Marsh, V. Pres't. Samuel P. Hancock, Secretary.
Receives deposits in sums of One Dollar and np- wards, and allows interest at the rate of five per cent. per annum. Deposits paid on demand. Office open daily, from 9 until 4 o'clock.
Directors-James T. Carter, Clayton French, Thomas Marsh, Thomas Craven. Samuel C. Wil- lits, John Hertzler, jr., S. J. Megargee, Jacob Binder, Joseph E. Schell, Thomas Allman, jr. George W. Thorn, Solicitor.
MUTUAL SAVING LOAN ASSOCIATION. Office 502 S 2d.
Samuel Kilpatrick, Pres't. Jas. W. Early, Treas. Robert B. Salter. Sec'y.
Directors .- William D. Cozens, James Bal- lenger, Daniel H. Foster, William W. Barnes, Philip L. Dubosq, Isaac B. Smith, John M. Sa- lin, Luther C. Edmunds, Lott Buck, George Powell, Luke W. Duffel, Charles S. Swope.
PHILADELPHIA.
Incorporated February 25, 1819 .- Open for De- posits and Payments on Mondays and Thursdays only, between the hours of 9 A.M. and 1 P.M., and 3 and 7 P.M. Office 306 Walnut Street above Third
Lewis Waln, Pres't. William Purves, Treas.
Managers .- John R. Neff, Quintin Campbell, John A. Brown, Caleb Cope, Francis Gurney Smith, Thomas H. White, William Smith, Sam'l W. Jones, Tobias Wagner, James Dundas, Jacob R. Smith, William Platt, H. J. Williams, Tho's Robins, A. E. Borie, Samuel Welsh, I. Pember- ton Hutchinson, Joseph Swift, John R. Wuch- erer, William H. Hart, Mordecai D. Lewis, Wil- liam V. Keating, M.D., William Harmar.
Interest-Four eight-tenths per cent. per annum.
PHILADELPHIA REAL ESTATE, SAVINGS AND LOAN COMPANY.
Incorporated March, 1855.
N. E. corner Tenth and Chestnut.
John Miller, Pres't. John M. Coleman, V. Pres't. J. L. Hutchinson, Sec'y.
Directors .- Thos. Fletcher, Simon W. Arnold, Benj. F. Huddy, Joseph W. Souder, Abraham S. Wolf, John Miller, John M. Coleman, Robert P. King, F. F. Wolgamuth, George C. Barber, Josiah Brant, J. C. Reeves, C. A. Thudium, J. L. Gihon, James Freeborn, T. W. Price, J. L. Hutchinson, E. B. English, C. H. Elias.
Interest, five per cent. per annum.
SAVING FUND OF THE NATIONAL SAFETY TRUST COMPANY.
Henry L. Benner, Pres't. Robt Selfridge, V. P. Wm. J. Reed, Secretary.
Chartered by the State of Pennsylvania in 1841.
Capital $250,000. Money received in sums from one dollar upwards, every day, from 9 o'clock in the morning to 5 o'clock in the evening, and on Monday & Thursday evenings till 8 o'clock. All sums, large or small, paid back on demand, without notice, to any amount. Office, Walnut Street S W corner of Third
Directors .- Henry L. Benner, Edward L. Car- ter, Robert Selfridge, Samuel K. Ashton, F. Carroll Brewster, Joseph B. Barry, C. Landreth Munns, Francis Lee, Joseph Yerkes, James L. Stephenson.
Interest-Five per cent. per annum.
SAVING FUND SOCIETY OF GERMAN- TOWN AND ITS VICINITY.
Main st. cor. Laurel st., one square below Rail- road Depot, Germantown. Incorporated April 16th, 1854. Open daily from 9 to 3 o'clock, and Wednesdays and Saturdays until 9 in the evening.
President .- Abraham Martin. Vice-President .- T. Carlton Henry. Secretary .- Elliston P. Morris. Treasurer .- T. B. Butcher.
SEAMEN'S SAVING FUND.
Office, N W cor 2d and Walnut streets. Money is received in sums of one dollar and upwards from all classes of the community, and interest paid from the day of deposit. The office is open daily, from 9 until 5 o'clock, and every Satur- day and Monday until 9 o'clock in the evening. Interest five per cent., and deposits paid back on demand.
Franklin Fell, Pres. Charles M. Morris, Treas.
Managers .- Franklin Fell, Stillwell S. Bishop, Joseph B. Myers, Capt. John Gallagher, William P. Jenks, Josiah Kisterbock, Sanderson R. Mar- tin, Levi T. Rutter, P. Levy, Charles M. Morris, William R. Kehrum.
SPRING GARDEN SAVING FUND SOCIETY.
Office 331 N Third. Francis Hart, Sec.
Office open daily from 9 to 2} o'clock, also on Monday and Thursday from 5 until 9 o'clock in" the evening.
Managers .- John P. Levy, Hon H. K. Strong, Daniel Underkoffer, Francis Hart, Joseph P. Le Clerc, John Kessler, jr., George Knecht, Joseph M. Cowell, Hon. William Millward, Geo. Woelp- per, Peter C. Ellmaker, Robert B. Davidson, Ja- cob Dock.
Interest, five per cent per annnm.
THE BENEFICIAL SAVING FUND SOCIETY OF PHILADELPHIA.
Incorporated April 20th, 1853. Charter Perpet- ual. Open for Deposits and Payments every day, except Sundays, between the hours of 9
Gilt Cornices, Bands, Gimps, Tassels, Fringes, and Curtain Goods;
1327
MISCELLANEOUS RECORD.
A.M., and 6 p.M., and 3 and 8 p.M., and on Monday and Thursday evenings until 8 o'clock. Office, 1205 Chestnut.
Chas. A. Repplier, Pres. P. Quinn, Treas.
Managers .- Robert Ewing, Mark Divine, Mi- chael Keenan, Charles Kelly, F. M. Drexel, Wil- liam Wilcock, James M. Smith, Hugh O'Donnell, James McCann, Henry Crilly, Alfred C. Gibson, Hugh Clark, John Tiers, Mark Willcox, F. Horst- mann, Michael McGill, Daniel McDevitt, John McGlensey, Alexander Heron, Dennis B. Kelly, Francis Cooper, P. Fitzpatrick, William Whelan, John McCoy.
Interest, five per cent. per annum.
THE SAVING FUND OF THE UNITED STATES COMPANY. Office, S E 3d and Chestnut.
Money is received on deposit every day in the week, from 9 A.M. until 5 P.M. Also Monday evenings, from 7 to 9 o'clock. Sums large and small are received, and the amount, whole or in part, is returned on demand, without any notice. S. R. Crawford, Pres.
James R. Hunter, Sec & Treas. Directors .- Stephen R. Crawford, Benjamin W. Tingley, Paul B. Goddard, M.D., Patrick Brady, Daniel Biedelman, Thomas T. Lea, Geo. Junkin, Alex. C Hart, M.D., B. Franklin Jackson, Jas. Devereux.
Interest, five per cent.
THE SIXPENNY SAVING FUND. Office, S W 5th and Walnut.
Open daily from 9 to 3, and on Tuesday and Friday evenings until 7 o'clock. Interest allowed, and the depositors alone interested in the profits of the institution. Large and small sums received and paid without notice.
President .- John Thomson.
Vice-Presidents .- Wm. Neal, Wm. C. Ludwig. Sec. and Treas .- J. Herman Hoeckley.
Trustees .- John Thomson, John E. Addicks, William Clark, Charles S. Carstairs, Robt. Clark, William Neal, A. Miskey, James Russell, Isaac S. Waterman, Oscar Thompson, Peter Williamson, Charles T. Yerkes, William C. Ludwig, Thomas T. Tasker, Thomas Sparks, John L. Goddard, Henry Budd, Charles M. Shoemaker, Thomas A. Scott, William C. Stevenson.
Interest, five per cent. per annum.
THE STATE SAVINGS FUND. Office, 241 Dock. Interest, five per cent. All sums of money returned on demand. President .- George H Hart. Treasurer .- Charles G. Imlay. Teller .- J. Henry Hayes.
WESTERN.
Office, S W Walnut and 10th. Incorporated 1847. Open for the receipt of Deposits and the pay- ment of Moneys deposited, from 9 A.M. to 2 P.M., every day, and on Monday and Thursday afternoons from 3 to 7 o'clock.
John Wiegand, Pres.
Samuel C. Henszey, Treas. & Sec.
Managers .- John Weigand, Thomas Drake, William Divine, R. Rundle Smith, M. W. Bald- win, Isaac F. Baker, Samuel V. Merrick, Peter McCall, Joseph Ripka, Charles Humphreys, Isaac Hazlehurst, William W. Keen, Robert Toland, Peter Williamson, William E. Bowen, Samuel Norris, A. J. Lewis, May Humphreys, John Ash- hurst, Frederick Fraley, Benjamin Gerhard, D. B. Cummins, Joseph S. Lewis, John C. Cresson, G. Roberts Smith.
Interest, five per cent. per annum.
WEST PHILADELPHIA MUTUAL SAVING FUND AND TRUST COMPANY.
Incorporated May, 1857. Charter Perpetual. Authorized Capital, $500,000. Office, cor Market & 30th, West Phila. David B. Paul, Pres. Robt. Glendinning, Cashr.
Directors .- David B. Paul, David W. Bradley, H. R. Harnish, Joseph L. Keen, James McClos- key, jr., W. Graham Hoopes, John L. Frailey, Edwin Rafsnyder, John F. Beaty, Isaac W. Van Houten, William Patterson, James B. Ferree, John C. Keffer.
Open daily from 9 to 3 o'clock.
INSURANCE COMPANIES-FIRE.
ÆTNA-HARTFORD, CONN.
Cash Capital, $2,194,000. Boswell & Wilson, Agents, S W c 4th & Chestnut.
AMERICAN. Office 310 Walnut street.
Incorporated 1810-Charter Perpetual. Thomas R. Maris, Pres. A. C. L. Crawford, See. Directors .- George Abbott, Samuel C. Morton, John Welsh, Patrick Brady, John T. Lewis, Jas. R. Campbell, Edmund G. Dutilh, Chas. Poultney, Israel Morris.
ARCTIC-NEW YORK.
Cash Assets, $250,000. Sabine & Duy, Agents, 147 S 4th
CAMDEN MUTUAL.
William P. Tatem, President. John S. Read, Treasurer. Jonathan Burr, Secretary. Josiah D. Rogers, Surveyor.
Directors .- William P. Tatem, Edward Dough- erty, Clayton Trueax, Josiah D. Rogers, John S. Read, Henry Fredericks, Samuel H Morton, John Ross, Ralph Lee, Jonathan Burr, Christopher J, Mines, Joab Scull.
CITY-HARTFORD, CONN.
Capital $250,000. William D. Sherrerd, Agent, 222 Walnut street.
CITY-NEW HAVEN, CONN.
Capital and Surplus, $324,000. Sabine & Duy, Agents, 147 S 4th
Patten's, 630 Chestnut Street.
1328
MISCELLANEOUS RECORD.
COMMONWEALTH.
Office 613 Chestnut Street. Organized 1854. Paid up Capital, $200,000. David Jayne, M.D., Pres. John M. Whitall, V.P. Samuel S. Moon, Sec'y.
Directors .- David Jayne, M.D., Thomas S. Stewart, J. M. Butler, J. M. Whitall, J. K. Wal- ker, Edward C. Knight, H. Lewis, jr., Thomas W. Evans, Stephen Coulter, Charles L. Paschal.
CONTINENTAL-NEW YORK.
Capital and Surplus, $945,000. Holbrooke, Lewis & Co., Agents, 218 Walnut st.
COUNTY.
Office 432 North Third Street. Capital $400,000. Charter perpetual. Dividends January and July. Charles J. Sutter, Pres. Benj. F. Hockley, Sec. Directors .- Charles J. Sutter, Henry Crilly, Robert V. Massey, Sam. Bonnell, Michael McGill, John Horn, Frederick Shober, Joseph Moore, George Mecke, Henry Budd.
EQUITABLE MUTUAL. Office 329 Walnut.
Capital $250,000. Charter perpetual. Henry L. Elder, Pres. Francis W. Rawle, Sec. Trustees .- Henry L. Elder, William M. Baird, Peter Cullen, William Craig, Stillwell S. Bishop, William P. Cresson, Thomas E. Potter, Francis West, M.D., Abraham S. Wolf, Henry M. Phil- lips, James M. Smith, Osborn Conrad, B. W. Richards, Lyon J. Levy, Gillies Dallett, Charles M. Ghriskey, J. Johnson Brown.
ENTERPRISE.
Office S W cor 4th and Walnut. F. Ratchford Starr, Pres. Chas. W. Cox, Sec'y. Directors .- F. Ratchford Starr, William McKee, Nalbro Frazier, John M. Atwood, Benj. T. Tre- dick, Henry Wharton, Mordecai L. Dawson, Geo. H. Stuart, John H. Brown, B. A. Fahnestock, Andrew D. Cash, J. L. Erringer.
EXCHANGE.
Office 409 Walnut.
Jeremiah Bonsall, Pres. John Q. Ginnodo, Sec. Directors .- Jeremiah Bonsall, John Q. Ginnodo, Edward D. Roberts, Samuel L. Smedley, Thomas James T. Hale (Bellefonte), John McDowell, jr., R. C. Hale, John J. Griffiths, Joshua T. Owen.
FAME.
Office 406 Chestnut Street.
Cash Capital $100,000.
George W. Day, Pres. Francis N. Buck, V.Pres. Williams I. Blanchard, Sec'y. Directors .- George W. Day, William W. Wal- ters, Charles Richardson, Henry Lewis, jr., D. B. Birney, Samuel Wright, George A. West, Jacob W. Stout, Thomas S. Martin, John W. Everman, O. Wilson Davis, Edward D. Woodruff, Menko Stern.
FIRE ASSOCIATION.
Office 34 North Fifth street. Assets January 1st, 1860, $649.700. Geo. W. Tryon, Pres. William T. Butler, Sec. Trustces .- William II. Hamilton, John Souder,
Henry F. Anners, Thomas E. Baxter, Peter Fritz, Charles D. Hughes, Jacob Moyer, Peter A. Key- ser, John Philbin, John Craig, John Carrow.
FRANKFORD MUTUAL.
Office Lyceum Building.
Joseph A. Warne, Pres. Wm. Overington, Treas. Isaac Shallcross, Secretary.
Directors .- Joseph A. Warne, William Overing- ton, Isaac Shallcross, Charles E. Deal, Henry Rig- ler, Nathan Hilles, Enoch A. Swope, Thomas Cas- tor, Levi P. Coats, James Horrocks, John Lever, Peter Castor, Rudolph Adams.
FRANKLIN.
Office 437 Chestnut. Capital paid in, $400,000. Shares, $111. Dividends April and October. Charter perpetual.
Charles Bancker, President. Edward C. Dale, Vice-President.
William A. Steele. Secretary pro tem. Directors .- Charles N. Baneker, Tobias Wag- ner, Samuel Grant, Jacob R. Smith, Geo. W. Richards, Mordecai D. Lewis, David S. Brown, Edward C. Dale, Isaac Lea, George Fales.
FULTON-NEW YORK.
Cash Capital, $200,000. Thomas J. Lancaster, Agent, 332 Walnut.
GERMANIA-NEW YORK.
Cash Capital, $200,000. Sabine & Duy, Agents, 147 S 4th.
HANOVER-NEW YORK.
Cash Capital, $200,000. Thomas J. Lancaster, Agent, 332 Walnut
HARTFORD-CONNECTICUT.
Cash Capital, $500,000. William D. Sherrerd, Agent, 222 Walnut.
HOME-NEW HAVEN, CONNECTICUT. Cash Capital, $200,000. Sabine & Duy, Agents, 147 S 4th.
HOME-NEW YORK.
Cash Capital, $1,000,000. William C. Sherrerd, Agent, 222 Walnut.
HOPE-NEW YORK.
Cash Capital, $200,000. Sabine & Duy, Agents, 147 S 4th. -
1
HUMBOLDT-NEW YORK.
Cash Capital, $200,000. Sabine & Duy, Agents, 147 S 4th.
INDEPENDENT MUTUAL.
Office of the Secretary, three miles above Bustle- ton on the Byberry and Bensalem Turnpike. John Smith, President. Watson Comly, Secretary, Byberry P.O. Caspar Roads, Treasurer.
Managers .- John Smith, Thomas Williams, Jacob P. Tyson, Caspar Roads, Silas Tomlinson, William Lukens, G. W. Rhawn, Charles Robbins, G. K. Heller, H. W. Ditman, William B. Comly, Thomas Tomlinson, Watson Comly.
Patten's, 630 Chestnut Street. Window Shades,
ESTABLISHED 1843.
OVER ONE - MILLION FOUR HUNDRED AND EIGHTY THOUSAND DOLLARS, TO MEET LOSSES.
THE NEW ENGLAND
MUTUAL
LIFE INSURANCE COMPANY BOSTON, MASS.
Branch Office, Metropolitan Bank Building, 110 Broadway, Corner Pine Street, New York City.
JOHN HOPPER, Agent and Attorney.
Every one acknowledges the wisdom and prudence of providing for a family against Benefits of Life the adversities of fortune, or the accidents of life, and the advantages which
Insurance. Life Insurance Companies offer in this respect, are too apparent to need an appeal to the public, on their behalf. "A policy of Life Insurance," said Benjamin Franklin, " is the cheapest and safest mode of making a provision for one's family." That more do not avail themselves of the benefits of Life Insurance, must be that the operations of these companies are not as well understood as are those of a similar character, namely, Fire Insurance. A man who neglects to insure his house, if it is destroyed by fire, has but little sympathy in his misfortune, and is censured and con- demned for his imprudence ; but what is the loss of a house without insurance, compared to the loss by a wife and children of a husband and father, without an insurance on his life ? Unlike Fire Insurance, however, every house may not be burned, but every man dies. The necessity of Life Insurance is therefore more apparent and more positive than Fire Insurance.
Life Insurance may be resorted to for other purposes than that of protecting a family Purposes of Life from want. Creditors may assure the lives of their debtors as a security for Insurance. their claims, or a policy may be taken for a sum payable when the party attains the age of 50, 55, or 60 years, and so make a provision for old age, or payable to their heirs or assigns, should they die in the interim ; or a fixed sum may be secured
at death by one payment. A Life Insurance Company is thus capable of being used for the purpose of a savings bank, with this advantage, that should the party die while he keeps his account with the Assurance Company, his heirs or assigns will receive a very much larger sum than they could possibly receive from any savings bank in which a similar account might be kept.
The question is no longer, SHALL I GET MY LIFE INSURED ? but rather, WHERE CAN I INSURE IT TO THE BEST ADVANTAGE ?
In answering this question it will be necessary to explain briefly the different kinds Difference in Life of Life Insurance Companies. They are all based upon the same funda- Insurance Companies. mental principles, differing in the plan of organization upon which the business is conducted. This difference consists in their being either Joint Stock Com- panies, Mixed Companies, or Mutual Insurance Companies.
Joint Stock Joint Stock Companies issue at fixed rates, the profits being WHOLLY divided Companies. among the proprietors.
Mixed Mixed Companies are also Joint Stock Companies with proprietary bodies, Companies, but the assured are allowed to participate to a certain extent with the proprie- tors in the profits of the business.
Mutual Mutual Companies, on the contrary, have no proprietary body distinct from Companies. the insured, all of whom have their proportionate share in the surplus accruing from the business.
A purely mutual company offers then a greater advantage, inasmuch as it divides Advantages of the whole surplus among the insured after deducting only the actual cost to the Mutual Co's. Company of carrying on the business, which is not the case with the first class mentioned, and only in a degree with the mixed companies. This plan of operation insures the applicant at the lowest possible premium, for all that is over the sum required to insure him safely, is returned in dividends, which is not the case with the stock companies, and partially so only with the mixed companies, the proprietary body in the latter having first to receive its share of the surplus before a dividend can be declared to the insured.
A PURELY MUTUAL COMPANY IS, THEN, THE ONE IN WHICH TO INSURE TO THE GREATEST ADVANTAGE.
The New England Mutual Life Insurance Company is organized upon the purely mutual plan, and has as the result of this plan, during the sixteen years of its existence, declared to those assured, the following dividends :
36 per cent. to all members since 1853. 38 66 1848.
89} “
1843.
The New England Mutual Life Insurance Company do not pay their dividends in Dividends Payable Scrip, but always in CASHI. At the close of every five years the Company in Cash. after paying the expenses of the business, reserving a sufficient sum to re- insure all risks, and cover all possible contingencies, divides the surplus proportionately
among the assured. By this plan, there is no accumulating scrip, or possible liability to guard against, and the rates of premium are materially lessened by the cash dividends, the insured reaping the immediate rather than the prospective advantages of the mutual plan. Some Companies are compelled by their charters to credit their distributions on the policies in the form of a bonus, payable only when a loss takes place, thus creating an immense and unnecessary capital, and depriving the members, in case of non-payment of premium, of all right to the bonus. In this Company, the distributions are a source of pecuniary relief in paying future premiums, and, in times of great financial distress, are sensibly felt. In no event does the bonus (if a member choose so to apply his distri- bution) become forfeited. The cash distribution in 1858 amounted to $335,000.
Every year a full and complete statement of the operations of the Company, with Liabilities the its assets and liabilities, is made to the Legislatures of Massachusetts and Company. New York, and a report is made to the assured of the condition of the Company. Every five years, at the time of declaring the dividends, the business is, as it were, closed, so that its actual position and solvency are made manifest at that time. This guards the assured against any possible loss from inefficiency on the part of the Company, and is a sure guarantee as regards the future.
The terms of payment of the premium in the plan adopted by the New England
Life Insurance Company, while ignoring entirely all uncertainty arising from the Terms of
Payment credit system, are peculiarly advantageous to the assured.
For the convenience of those who desire it, premiums will be received quarterly or semi-annually, or one-half of the amount of five premiums will be loaned to life mem- bers for a term of years, on security of the policy itself. Interest computed at six per cent. per annum.
This is not insuring on credit ; for the Company gets pay from time to time, previously to running the risk-the interest on the note being taken into the account. The notes, or any part of them, will be demandable after five years from the date of the first one, on notice of ninety days, so that the Company may have command of their funds, should the same be necessary ; but it is not supposed that such notes will ever need to be paid. There can be hardly a doubt that the principal may remain outstand- ing as long as the assured wishes.
· Five annual life premiums being double the amount of the cash premium required for an insurance for the term of five years, it follows that the policy is adequate colla. teral security for a loan to the amount of one-half of the life premium. The Company by this rule, never insures upon the personal credit of any member, its loans being re- stricted to those policies only which have a pecuniary value. The Company also aids those members who have paid several life premiums in cash, by affording them a credit in times of pecuniary distress, for subsequent premiums, to an amount equal to what would be paid them on surrender of the policy.
J. H. DOUGLAS, M.D., 12 Clinton Place, Examining Physician, At the Office, every day at 1 o'clock.
€
-
TABLE OF PREMIUMS.
ANNUAL PREMIUMS FOR AN INSURANCE OF $1000, PAYABLE ON ATTAINING CERTAIN SPECIFIED AGES, OR ON PRIOR DECEASE.
Age of
PREMIUM FOR INSURANCE TERMINATING AT AGE.
For 7
For One
Applicant.
40
45
50
55
60
10
$27.26
$22.65
$19.47
$17.25
$15.71
16
$15:60
$8.70
$7.80
42
$33.90
$16 80
$15.70
11
28.51
23.54
20.14
17.77
16.13
17
16.00
9.00
8.20
43
35.20
17.30
16.10
12
29.89
24.52
20.88
18.35
16.61
18
16.50
9.20
8.50
44
36.50
17.90
16.30
13
31.42
25.61
21.69
19.00
17.14
19
16.90
9.50
8.80
45
38.00
18.70
16.70
14
33.11
26.80
22.58
19.70
17.72
20
17.30
9.80
9.10
46
39.00
19.60
17.10
15
34.95
28.08
23.54
20.45
18.33
21
17.80
10.00
9.30
47
41.20
20.70
17.80
16
36.92
29.44
24.53
21.22
18.96
22
18.30
10.20
9.50
48
43.10
21.80
18.50
17
39.06
30.88
25.57
22.01
19.60
23
18.70
10.50
9.90
49
45.00
23.00
19.40
18
41.37
32.41
26.66
22.83
20.25
24
19.30
10.80
10.10
50
47.00
24.40
20.80
19
43.91
34.06
27.82
23.70
20.94
25
19.80
11.10
10.30
51
49.20
25.80
22.30
20
46.71
35.84
29.06
24.61
21.65
26
20.30
11.30
10.50
52
51.50
27.40
23.20
21
49.80
37.77
30.37
25.57
22.39
27
20.90
11.50
10.70
53
53.90
29.40
24.50
22
53.24
39.87
31.78
26.50
23.17
28
21.50
11.70
11.00
54
56.50
31.70
25.50
23
57.11
42.17
33.31
27.68
24.00
20
22.10
12.00
11.60
55
59.40
34.30
27.10
24
61.45
44.69
34.94
28.83
24.87
30
22.70
12.10
11.70
56
62.40
37.20
29.10
25
66.40
47.48
36.72
30.06
25.79
31
23.40
12.30
11.90
57
65.60
40.20
31.30
26
72.06
50.56
38.65
31,39
26.77
32
21.10
12.50
12.00
58
69.00
43.40
34.20
33
24.80
12.80
12.10
59
72.70
46.70
37.60
34
25.60
13.00
12.20
76.40
50.10
41.70
35
26.50
13.40
12.50
61
12.60
62
84.30
58.70
47.80
37
28.30
14.30
13.00
63
88.70
63.20
50.30
38
29.30
14.80
13.20
64
93.40
68.30
53.80
39
30.40
15.30
13.50
€5
98.40
74.00
57.40
40
$1.50
15.80
14.40
66
103.80
80.40
61.70
41
32.60
16.30
15.10
67
109.70
87.00
66.90
Thus, a person at the age of thirty, in order to secure $1,000 to his family at his decease, pays annually, during his life, a premium of $22.70 ; and one at forty, a premium of $31.50.
Information, as regards the peculiar advantages of this Company, its reports, forms, and pamphlets, showing its success during the last 16 years, may be obtained upon application, either personally or by mail, to
- JOHN HOPPER, Agent, 110 Broadway, N. Y.
THE FOLLOWING IS THE CONDITION OF THE COMPANY.
ANNUAL PREMIUMS FOR EACH THOUSAND DOLLARS INSURED, TO BE CALCU- LATED FROM THE NEXT BIRTH-DAY OF THE APPLICANT.
Age.
For Life.
Years.
Year.
Age.
For Life.
Years.
Year.
.4,000
.$13,000,000
432,000
112,000
283,000
1,480,000
This Company has paid, since its organization in 1843, over $700,000 to the families and representatives
POLICIES OUTSTANDING,
AMOUNT INSURED,
LOSSES PAID IN 1859, ..
NET ACCUMULATION FOR 1859,
Total Fund, well invested, over
of insured members. It has made three distributions of surplus funds (in 1848, 1853, 1858), in cash, not
in scrip, amounting to over $500,000. The cash distribution, in 1858, amounted to $335,000.
50
....
95.97
63.03
46.64
37.36
35
106.89
67.99
49.47
39.21
36
73.69
52.61
41.22
37
80.29
56.12
43.43
38
88.02
60.06
45.85
39
97.17
64.51
48.51
40
108.20
69.57
51.44
41
. .
. .
..
..
43
89.62
62.16
41
45
....
...
109.72
71.72
46
47
84.34
48
...
92.23
49
..
101.57
112.76
27.40
32.66
32
....
79.25
54.82
41.78
34.10
33
86.90
58.67
44.09
35.66
34
86.20
57.85
95.38
62.20
45.58
35.99
30.09
30
106.25
67.10
48.33
37.75
31.33
36
72.73
51.39
32.81
27.81
34.34
28.91
29
£0.30
54.80
45.10
27
78.62
54.00
40.75
43.05
28
31
42
81.92
58.21
...
..
....
98.73
66.63
77.57
..
For 7
For One
RECEIPTS IN 1859 FOR PREMIUMS AND INTEREST,
75.31
54.65
13.80
39.67
1329
MISCELLANEOUS RECORD.
JEFFERSON.
Office, N. E. cor. 3d and Buttonwood (late Tam- many.) Charter perpetual. Capital paid in, $146,896. George Erety, President. John F. Belsterling, Vice-President. Philip E. Coleman, Secretary.
Directors .- Geo. Erety, Henry Gerker, John F. Belsterling, August C Miller, Wm. McDaniel, James Smith, Henry Troemner, Jacob Nullet, Frederick Staake, Thomas Hargrave, Jonas Bow- man, George K. Smith, Jacob Schandein, Geo. Butz, jr., George M. Kinsler.
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