USA > New York > New York City > The New York City directory, for 1854-1855 > Part 204
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Farmers' Bank of Buck's County, Bristol. A. Burton, President. R. C. Beatty, Cashier.
Farmers' Bank of Lancaster, Lancaster. C. Hagar, President. G. Clarkson, Cashier.
Farmers' Bank of Reading. Isaac Eck- hart, President. H. H. Muhlenberg, Cashier.
Farmers' Bank of Schuylkill County, Schuylkill-Haven. A. Riefsnider, President. W. Cake, Cashier.
Farmers' and Drovers' Bank, Waynes- burgh. Jesse Hook, President. J. Lazear, Cashier. Farmers' and Mechanics' Bank, Easton. P. S. Michler, President. McEvers Forman, Cash, Farmers' and Mechanics' Bank, Philadel- phia. S. A. Mercer, President. E. M. Lewis, Cash.
Franklin Bank of Washington. C. M. Reed, President. J. Marshel, Cashier.
Girard Bank, Philadelphia. C. S. Boker, President. W. L. Schaffer, Cashier.
Harrisburg Bank, Harrisburg. Thomas Elder, President. J. W. Weir, Cashier.
Honesdale Bank, Honesdale. R. L. Seeley, President. S. D. Ward, Cashier.
Kensington Bank, Philadelphia. John T. Smith, President. Charles T. Yerkes, Cashier.
Lancaster Bank, Lancaster. D. Longenecker, President. B. C. Bachman, Cashier.
Lancaster County Bank, Lancaster. Jobn Landes, President. R. D. Carson, Cashier.
Lebanon Bank, Lebanon. J. W. Gloninger, President. George Gleim, Cashier.
Manufacturers' and Mechanics' Bank, Philadelphia. J. Jordan, President. M. W. Wood- ward, Cashier.
Mechanics' Bank, Philadelphia. J. B. Mitch- ell, President. William Thaw, Cashier.
Merchants' and Manufacturers' Bank, Pittsburgh. T. Scott, President. W. H. Denny, Cashier.
Miners' Bank of Pottsville. J. Shippen, President. Charles Loeser, Cashier.
Monongahela Bank, Brownsville. J. L. Bow- man, President. D. S. Knox, Cashier.
Philadelphia Bank. Thomas Robbins, Presi- dent. B. B. Comegys, Cashier.
Southwark Bank, Philadelphia. James S. Smith, jr., President. J. B. Austin, Cashier.
Tradesman's Bank, Philadelphia. C. H Rogers, President. J. C. Curran, Cashier.
Western Bank, Philadelphia. J. Patterson, President. G. M. Troutman, Cashier.
West Branch Bank, Williamsport. A. Upde graff, President. T. W. Lloyd, Cashier.
Wyoming Bank, Wilkesbarre. G. M. Hollen- back, President. Edw. S. Loop, Cashier.
York Bank, York. M. Doudel, President. Samuel Wagner, Cashier.
York County Bank, (late York Savings Bank,) York. J. G. Campbell, President. W. Wagner, Cashier.
RHODE ISLAND.
American Bank, Providence. Stephen Harris, President. S. K. Rathbone, Cashier.
Arcade Bank, Providence. Paris Hill, Presi- dent. Benjamin W. Ham, Cashier.
Atlantic Bank, Providence. H. Hill, Presi- dent. C. M. Stone, Cashier.
Bank of America, Providence. A. Sackett, President. E. N. Davis, Cashier.
Bank of Bristol. Byron Diman, President. M. Bennett, Cashier.
77
APPENDIX .- BANKS IN THE UNITED STATES.
Bank of Commerce, Providence. A. D. Smith, President. J. H. Bourn, Cashier.
Bank of Kent, Coventry. Peleg Wilbur, President. Anthony Tarbox, Cashier.
Bank of North America, Providence. Elisha Harris, President H. E. Hudson, Cashier.
Bank of Rhode Island, Newport. Peleg Clarke, President. W. A. Clarke, Cashier.
Bank of the South County, Wakefield. J. Thompson, President. D. M. C. Stedman, Cashier.
Blackstone Canal Bank, Providence. T. D. Bowen, President. John Luther, Cashler.
Butchers' and Drovers' Bank, Providence. B. B. Knight, President. J. S. Tourtellot, Cashier. Centreville Bank, Warwick. Cyrus Harris, President. M. Fifield, Cashier.
Citizens' Bank, Cumberland. Thomas Steere, President. Olney Arnold, Cashier.
Citizens' Union Bank, Scituate. Isaac Saun- ders, President. J. A. Harris, Cashier.
City Bank, Providence. A. C. Barstow, Presi- dent. Amos W. Snow, Cashier.
Commercial Bank, Bristol. Jacob Babbitt, fr., President. J. F. Baars, Cashier.
Commercial Bank, Providence. W. P. Bul- lock, President. D. Andrews, Cashier.
Continental Bank, Providence. B. R. Almy, President. A. G. Durfee, Cashier.
Coventry Bank, Anthony Village. C. A. Whitman, President. T. A. Whitman, Cashier.
Cranston Bank, Cranston. C. Congdon, Presi- dent. William H. A. Aldrich, Cashier.
Cumberland Bank, Cumberland. Davis Cook, President. George Cook, Cashier. -
Eagle Bank, Bristol. Robert Rogers, Presi- dent. J. E. French, Cashier.
Eagle Bank, Providence. B. D. Weeden, President. S. S. Wardwell, Cashier.
Exchange Bank, Providence. John Barstow, President. H. G. Gladding, Cashier.
Exeter Bank, Exeter. C. C. Greene, Presi- dent. Thomas Phillips, Cashier.
Fall River Union Bank, Tiverton, N. B. Borden, President. William Coggeshall, Cashier.
Farmers' and Mechanics' Bank, Woon- socket.
Franklin Bank, Chepachet. H. Kimball, Presi- dent. A. A. Eddy, Cashier.
Freeman's Bank, Bristol. S. W. Church, President. L. C. Richmond, Cashier.
Globe Bank, Providence. William Sprague, President. John L. Noyes, Cashier.
Globe Bank, Smithfield. Spencer Mowry, President. S. Newton, Cashier.
Granite Bank, Pascoag. D. M. Salisbury, President. James S. Cook, Cashier.
Grocers' and Producers' Bank, Provi- dence. A. B. Dike, President. T. J. Doyle, Cash. High Street Bank, Providence. Robert Knight, President. James E. Butts, Cashier.
Hope Bank, Warren. J. Smith, President. Thomas C. Williams, Cashier.
Hopkinton Bank, Westerly. S. A. 'Wright, President. S. P. Wells, Cashier.
Landholders' Bank, South Kingston. E. R. Potter, President. Thomas R. Wells, Cashier.
Manufacturers' Bank, Providence. Thomas Harkness, President. W. S. Patten, Cashier.
Mechanics' Bank, Providence. A. Manton,. President. John A. Field, Cashier.
Mechanics' and Manufacturers' Bank, Providence. T. W. Read, President, A. G. Still- well, Cashier.
Merchants' Bank, Newport. Isaac Gould, President. C. D. Hammett, Cashier.
Merchants' Bank, Providence. Josiah Cha- pin, President. W. R. Burdick, Cashier.
Mount Vernon Bank, Foster. S. Tilling. hast, President. R. G. Place, Cashier.
Narragansett Bank, Wickford. E. D. Davis, President. N. N. Spink, Cashier.
National Bank, Providence. George W. Hallet, President. E. Bourn, Cashier.
New England Commercial Bank, Newport. George Bowen, President. Geo. T. Weaver, Cash.
New England Pacific Bank, North Provio dence. Joseph Metcalf, President. S. Cooke, Cashier.
Newport Bank, Newport William Vernon, President. H. C. Stevens, Cashier,
Newport Exchange Bank, Newport. N. Hammett, President. John Sterne, Cashier.
North Kingston Bank, Wickford. Jone Reynolds, President P. T. Hammond, Cashier.
North Providence Bank, North Providence. G. L. Spencer, President. Join C. Tower, Cashier. Pawtuxet Bank, Providence. Chris, Rhodes, President. T. R. Greene, Cashier.
People's Bank, North Providence. S. Bene- dict, President. J. S. Tourtellot, Cashier.
People's Exchange Bank, Wakefield. C. Hazard, President. A. Robinson, Cashier.
Phenix Bank, Providence. S. B. Wheaton, President. Benjamin White, Cashier.
Phenix Bank, Westerly. Rouse Babcock, President. Ethan Foster, Cashier.
Producers' Bank, Woonsocket. L. Gaskell, President. E. B. Newell, Cashier.
Providence Bank, Providence. Moses B] Ives, President. C. L. Bowler, Cashier.
Railroad Bank, Woonsocket. E. Harris, Presis dent. R. G. Randall, Cashier.
Rhode Island Central Bank, East Green- wich. William Reynolds, President. Lem'l Burge, Cashier.
Rhode Island Exchange Bank, East Green- wich. James B. Pierce, President. D. C. Kenyon, Cashier.
Rhode Island Union Bank, Newport. Chas } Deven, President. R. P. Lee, Cashier.
Roger Williams Bank, Providence. N. R., Knight, President. Nathaniel Smith, Cashier.
Smithfield Exchange Bank, Greenville. Owen Battey, President. William Winsor, Cash. Smithfield Lime Rock Bank, Providence. J. Seagrave, President. A. W. Spencer, Cashier.
Smithfield Union Bank, Woonsocket. John Osborne, President. E. T. Read, Cashier.
State Bank, Providence. J. P. Meriam, Presie dent. T. H. Rhodes, Cashier.
Traders' Bank, Newport. Edwin Wilbur, President. B. Mumford, Cashier.
Traders' Bank. Providence. Earl Carpenter, President H. A. Webb, Cashier.
Union Bank, Providence. E. Dyer, President. James B. Hoskins, Cashier.
Village Bank, Smithfield. William S. Slater, President. William H. Seagrave, Cashier.
Wakefield Bank, Wakefield. 8. Robinson, President. T. P. Wells, Cashier.
Warren Bank, Warren. N. M. Wheaton. President. George W. Carr, Cashier.
Warwick Bank, Warwick. William D. Bray- ton, President. J. Westcott, Cashier.
Washington Bank, Westerly. Nathan F. Dixon, President. Charles Perry, Cashier.
Weybosset Bank, Providence. William Rhodes, President. L. Green, Cashier.
What Cheer Bank, Providence. H. A. Hid- den, President. A. C. Greene. Cashier.
Woonsocket Falls Bank, Cumberland. Ez. Fowler, President. L. W. Ballou, Cashier.
SOUTH CAROLINA.
Bank of Camden. W. E. Johnson, President. W. J. Grante, Cashier.
Bank of Charleston. Arthur G. Rose, Presi- dent. J. K. Sass, Cashier.
BANK OF CHARLESTON, payable in New York. Bank of Chester, Chester. J. Hemphill, Presi- dent. J. A. Bradley, Cashier.
Bank of Georgetown, Georgetown, D. L. McKay, President. J. G. Henning, Cashier.
Bank of Hamburgh. H. Hutchinson, Presi- dent. J. J. Blackwood, Cashier.
Bank of Newbury, Newbury. D. B. Boyd, President. T. W. Holloway, Cashier.
Bank of South Carolina, Charleston. Wil. liam Birnie, President. George B. Reed, Cashier.
78
APPENDIX .- BANKS IN THE UNITED STATES.
Bank of the State of South Carolina, Charleston. C. M. Furman, President. Thomas R. Waring, Cashier.
BRANCH AT CAMDEN. D. L. Desaussure, Cashier.
BRANCH AT COLUMBIA. John Fisher, Cash. Charleston Railroad.
Commercial Bank of Columbia. John A. Crawford, President. Benjamin D. Boyd, Cashier. Farmers' and Exchange Bank, Charleston. W. W. Martin, President. W. C. Breese, Cashier.
Merchants' Bank, Cheraw. James Wright, President. W. Godfrey, Cashier.
Planters' Bank of Fairfield, Winnsboro. J. R. Aiken, President. H. L. Elliott, Cashier.
Planters' and Mechanics' Bank, Charles- ton. D. Ravenel, President. C. H. Stevens, Cash. South Carolina Railroad. James Gadsden, President.
South Western Railroad Bank, Charleston. James Rose, President. James G. Holmes, Cashier. State Bank, Charleston. E. Sebring, Presi- dent. Henry Tascot, Cashier.
Union Bank of South Carolina, Charleston. H. Ravenel, President. A. C. Smith, Cashier.
TENNESSEE.
Bank of Knoxville, Knoxville. W.M. Church. well, President. S. Morrow, Cashier.
Bank of Memphis.
Bank of Nashville, Nashville.
Bank of Tennessee, Nashville. William Led- better, Prezident. S. R. Anderson, Cashier.
BRANCH AT ATHENS. S. R. Anderson, Cashier. BRANCH AT CLARKSVILLE. D. N. Kennedy, Cashier.
BRANCH AT COLUMBIA. F. G. Roche, Ceshier. BRANCH AT ROGERSVILLE. G. W. Nether- land, Cashier.
BRANCH AT SHELBYVILLE. Thomas B. Can- non, Cashier.
BRANCH AT SOMERVILLE. James Pettit, Cashier.
BRANCH AT SPARTA. John Warren, Cashier. BRANCH AT TRENTON. J. A. Taliaferro, Cash. Citizens' Bank, Nashville.
Exchange Bank of Tennessee, Murfrees- boro.
Farmers' Bank of Tennessee, Knoxville. Farmers' and Merchants' Bank of Memt- phis.
Lawrenceburg Bank of Tennessee. Daniel Bentley, President. G. F. Simonton, Cash. Pianters' Bank of Tennessee, Nashville. M. Watson, President. Nicholas Hobson, Cashier. BRANCH AT ATHENS. David Cleage, Cashier. BRANCH AT CLARKESVILLE. W. P. Hume, Cashier.
BRANCH AT FRANKLIN. Thos. Parkes, Cash. BRANCH AT MEMPHIS. James Penn, Cashier. BRANCH AT PULASKI. E. B. Smith, Cashier.
Union Bank of Tennessee, Nashville. John M. Bass, President. J. Correy, Cashier.
BRANCH AT COLUMBIA. S A. Hamner, Cash. BRANCH AT CHATTANOOGA. E. G. Pearl, Cashier.
BRANCH AT JACKSON. E. W. Stephens, Cash. BRANCH AT KNOXVILLE. Hugh A. M. White, Cashier.
BRANCH AT MEMPHIS. F. W. Smith, Cashier.
TEXAS. (No Solvent Banks.)
VERMONT.
Aecutney Bank, Windsor. A. Wardner, Presi- dent. Jason Steele, Cashier.
Bank of Bellows Falls, Bellows Falls. N. Fullerton, President. J. H. Williams, Cashier.
Bank of Black River, Proctorsville. Abner Field, President. D. A. Heald, Cashier.
Bank of Brattleboro', Brattleboro'. E. Sey-
mour, President. Philip Wells, Cashier.
Bank of Burlington, Burlington. P. Doo- little, President. R. G. Cole, Cashier.
Bank of Caledonia, Danville. Ira Brainerd, President. S. B. Mattocke, Cashier.
Bank of Castleton, Castleton. William C. Kittredge, President. S. D. Root, Cashier.
Bank of Middlebury. Paris Fletcher, Presi- dent. J. Warner, Cashier.
Bank of Montpelier, Montpelier. R. R. Keith, President. George Howes, Cashier.
Bank of Newbury, Wells River. Robert Harvey, President. O. C. Hale, Cashier.
Bank of Orleans, Irasburgh. E. Cleveland, President. H. M. Bates, Cashier.
Bank of Poultney, West Poultney. M. G. Langdon, President. BI. Clark, Cashier.
Bank of Rutland. G. T. Hodges, President. John B. Page, Cashier.
Bank of St. Albans. L. Brainerd, President. A. Houghton, Cashier.
Bank of Vergennes, Vergennes. S. P. Strong, President. I. Scott, Cashier.
Battenkill Bank, Manchester. Major Hawley, President. William P. Black, Cashier.
Brandon Bank, Brandon. John A. Conant, President. L. Bixby, Cashier.
Commercial Bank, Burlington. Daniel Lyon, President. Charles P. Hartt, Cashier.
Danby Bank, Danby. Jesse Lapham, Presi- dent. J. W. Moore, Cashier.
Farmers' Bank, Orwell. C. P. Austin, Presi- dent. Stephen C. Kull, Cashier.
Farmers' and Mechanics' Bank, Burling- ton. John Peck, President. C. F. Warner, Cash. Franklin County Bank, St. Alban's Bay. O. A. Burton, President. E. W. Parker, Cashier.
Merchants' Bank, Burlington. H. P. Hickok, President. WV. L. Strong, Cashier.
Missisquoi Bank, Sheldon. William Green, President. H. Howes, Cashier.
Orange County Bank, Chelsea. L. Bacon, President. B. T. Blodgett, Cashier.
Passampsic Bank, St. Johnsbury. J. P. Fair- banks, President. E. C. Redington, Cashier.
Peoples' Bank, Derby Line. H. Baxter, Preet- dent. N. T. Sheafe, Cashier.
South Royalton Bank, South Royalton. Daniel Tarbell, jr., President. S. H. Stowell, Cash. Stark Bauk, Bennington. David Love, Presi- dent. G. W. Harman, Cashier.
Union Bank, Swanton Falls. Joseph Blake, President. E. A. Kendrick, Cashier.
Vermont Bank, Montpelier. H. H. Reed, Presi- dent. J. A. Page, Cashier.
White River Bank, Bethel. C. Baxter, Prest- dent. L. I .. Tilden, Cashier.
Woodstock Bank. O. P. Chandler, President. E. Johnson, Cashier.
VIRGINIA.
Bank of Berkeley County, Martinsburg. J. B. Hoge, President. D. Burkhart, Cashier.
Bank of the Old Dominion, Alexandria. W. Fowle, President. James McKenzie, Cashier.
Bank of the Valley, Winchester. Tho. Allen Tidball, President. H. M. Brent, Cashier.
BRANCH AT CHARLESTOWN. Cato Moore, President.
BRANCH AT CHRISTIANSBURGH. C. B. Gard- ner, Cashier.
BRANCH AT LEESBURG. William A. Powell, Cashier.
BRANCH AT MOONFIELD. S. H Alexander, Cashier.
BRANCH AT ROMNEY. John M'Dowell, Cash. BRANCH AT STAUNTON. Edwin M. Taylor, Cashier.
Bank of Virginia, Richmond. James Caskie, President. Samuel Marx, Cashier.
BRANCH AT BUCHANAN. J. Anthony, Cashier. BRANCH AT CHARLESTOWN. Samuel Han- nah, Cashier.
APPENDIX .- RATES OF INTEREST IN THE UNITED STATES. 79
BRANCHAT DANVILLE. C. B. Taliaferro, Cash. BRANCH AT FREDERICKSBURG. W. K Gordon. Cashier.
BRANCH AT LYNCHBURG. Jno. M. Otey. Cash. BRANCHAT NORFOLK. Robt. W. Bowde, Cash. BRANCH AT PETERSBURG. G. W. Stein- back, Cashier.
BRANCH AT PORTSMOUTH. W. H. Wilson, Cashier.
Bank of Winchester, Winchester. R. Y. Conrad, President. Robert B. Wolfe, Cashier.
Bank of Wheeling, Wheeling.
Central Bank of Virginia, Staunton. Wil. Nam Kinney. President. William H. Tame, Cash.
Exchange Bank of Virginia, Norfolk. Wil- liam W. Sharp, President. W. Southgata, Cashier. BRANCH AT ABINGTON.
BRANCH AT ALEXANDRIA. John Hoof, Cash. BRANCH AT CLARKESVILLE. A. C. Finley, Cashier.
BRANCH AT PETERSBURG. P. Durkin, Cash. BRANCH AT RICHMOND. William P. Strother, Cashier.
BRANCH AT SALEM. John B. J. Logan, Cashier Fairmount Bank, Fairmount.
Farmers' Bank of Virginia, Richmond. W. H. Macfarland. President. J. A. Smith, Cashier.
BRANCHATALEXANDRIA. W. C. Page, Cash. BRANCH AT CHARLOTTEVILLE. William A. Bibb, Cashier.
BRANCH AT DANVILLE. George W. Johnson, Cashier.
BRANCH AT FARMVILLE. A. Vaughan, Cash. BRANCH AT FREDERICKSBURG. A. Good- win, Cashier.
BRANCHATLYNCHBURG. A. Tompkins, Cash BRANCH AT NORFOLK. R. H. Chamberlaine, Cashier.
BRANCH AT PETERSBURG. P. C. Osborne, Cashier.
BRANCH AT WINCHESTER. Joseph HI. Sher- rard, Cashier.
BRANCH AT WYTHEVILLE. T. J. Morrison, Cashier.
Manufacturers' and Farmers' Bank, Wheeling. T. Sweeney, President. John List, Cash.
Merchants' and Mechanics' Bank, Wheel ing. J. W. Gill, President. . Brady, Cashier.
BRANCH AT MORGANTOWN. W. Wagner, Cash Merchants Bank, Lynchburg. D. W. Edly, President. R. C. Mitchell, Cashier.
Monticello Bank, Charlottesville. S. W. Fick- len. President. Alexander P. Abell, Cashier.
North Western Bank of Virginia, Wheel- ing. J. C. Campbell. President. D. Lamb, Cash.
BRANCH AT JEFFERSONVILLE. G. W. G. Browne, C'ashier.
BRANCH AT PARKERSBURG. B. Smith, Cash BRANCH AT WELLSBURG. S. Jacob, Cashier. Trans- Alleghany Bank.
WISCONSIN.
Badger State Bank, Janesville. William J. Bell, President. E. L. Dunock. Cashier.
Bank of Fond-du-Lar, Fon l-did-Lac. Wil- liam J. Beil, President. A. G. Butler, Ca-hier.
Bank of Racine, Racine. A. L. McCrea, President. H. J. Ullman, Caslivr.
City Bank of Kenosha, Kenosha. A. Camp- bell. President. H. W. Jones, Cashier.
City Bank of Racine.
Exchange Bank, Milwaukie. W. J. Bell, President. J. B. Kellogg, Cashier.
Farmers' and Millers' Bank, Milwaukie. N. Cleveland, President. C. D. Nash, Cashier.
Jefferson County Bank, Watertown. Charles G. Harger, President, Daniel Jones, Cashier.
Oshkosh City Bank, Oshkosh. James Knee- land, President. B. S. Henning, Cashier.
Racine County Bank, Racine. R. M. Norton, President. G. C. Northrop, Cashier.
Rock River Bank, Beloit. R. C. Schmertze, President. Morgan Craig, Cashier.
State Bank, Madison. Samuel Marshall, Presi- dent. H. K. Holley, Cashier.
State Bank of Wisconsin, Milwaukie. E. Cramer, President. M. S. Scott, Cashier.
Wisconsin Bank, Mineral Point. C. C. Wash- burn. President. C. Woodman, Cashier.
Wisconsin Marine and Fire Insurance Co., Milwaukie. Alexander Mitchell, President. D. Ferguson, Cashier.
RATES OF INTEREST IN THE UNITED STATES.
Alabama .- 8 per ct .; forfeit interest and usury. Arkansas .- Six per cent. ; by agreement as high as ten ; forfeit usury, and contract void.
California .- Where there is no express con- tract in writing, ten per cent. Parties may agree in writing for the payment of any rate whatever on money due or to become due on any contract.
Connecticut .- Legal interest six per cent. ; for- feit all interest, but allows the original amount lent.
Delaware .- 6 per ct. ; forfeit of the whole debt. Florida .- Legal interest six per cent .; may agree to give eight; forfeit the whole interest paid. Georgia .- Legal interest seven per cent. ; usu- Hlous contracts forfeit all interest paid.
Iilinois .- Six per cent .; contracts for money loaned, 10 per cent., forfeit threefold the amount of the whole interest.
Indiana .- 6 per ct .; forfeit all the interest paid. Iowa .- Legal interest six per cent .; by agree- ment as high as ten per cent.
Kentucky .- Six per cent. ; forfeiture of the ex- cess of interest paid.
Louisiana .- Five per cent. ; eight per cent. on special contracts; forfeiture of all interest received or paid ; usurious interest may be recovered back. Maine .- 6 per ct .; forfeit of the claim for usury. Maryland .- Six per ct. : no longer any penalty. Massachusetts .- Six per cent .; forfeit of thrice the usury.
Michigan .- Legal interest seven per cent .; on special contracts ten per cent. ; and all above that may be recovered as any other debt.
Mississippi .- 6 per cent. ; by agreement as high as 8 per cent. on money loaned ; forteit the ueury. Missouri .- Six per cent .; beyond this, forfeit of interest and usury taken.
New Hampshire .- Six per cent .; forfeit of thrice the amount unlawfully taken.
New Jersey .- 6 per ct .: forfeit of the whole debt. New York .- Seven per cent. ; usurious con- tracts void.
North Carolina .- Six per cent. ; contracts for usury void, and forfeit double the u.ury.
Ohio .- Interest six per cent .: by special con- tract, ten per cent. ; forf' iture of all the interest paid above six per cent. This is the rule established by the courts; the statutes prescribe no penalty.
Pennsylvania -- six per cent. ; forfeit of the whole dept.
Rhode Island .- Six per cent .; forfeit of the usury above six per cent.
South Carolina .- Seven per cent. ; forfeit of all the interest taken.
Tennessee .- Legal interest six per cent. ; liable to an indictment for misdemeanor ; if convicted, to be fined a sum not less than the whole usurious interest taken and received, and no fine to be less than ten dollars; the borrower and his judgment creditors may also, at any time within six years after usury paid, recover it back from the lender.
Texas .- Eight per cent. ; by special contract, twelve per cent .; forfeiture of all the interest paid or charged.
Vermont .~ Six per cent. ; recovery in an action, with costs.
Virginia .- Six per cent .; every contract tainted with usury is void.
Wisconsin .- Seven per cent. ; by contract, any amount agreed upon by the parties, not exceeding twelve per cent. excess, forfeiture of the entire debt.
In England and France legal interest is five per cent. ; in Ireland, six.
80
APPENDIX .- FIRE INSURANCE COMPANIES.
FIRE INSURANCE COMPANIES IN THE CITY OF NEW YORK.
HETNA, 56 Wall ; Charles Town, Pres .; Jacob! Brouwer, Sec .; Capital, $200,000; Shares, 4,000 : Par, $50; Dividends, January and July ; R. P. Dunn, Surveyor.
ETNA, of Hartford, Conn., 72 Wall ; James A. Alexander, Agent ; Capital, $300,000 ; Shares, 3,000; Par, $700.
ALBANY, 6 Wall; Teunis Van Vechten, Pres .; Stephen Groesbeeck, Sec .; Capital, $150,000; R. W. Bleecker. Agent.
ALBANY MUTUAL. of Albany, N. Y., 62 William ; Capital, $200,000; Erastus Corning, Pres .: George F. Gray, Sec .: Wm. A. Woodward, Agent.
ALLIANCE, of Boston, Mass., 46 Pine ; Cap- ital, 8300,000. A. Bigelow, jr., Agent.
AMERICAN, of Boston, Mass, 46 Pine; Capi- tal, (paid in in cash,) ₴300,000; A. Bigelow, jr., Agent.
AMERICAN, Providence, R. I., 46 Pine ; Cap- ital (all paid in in cash) $150,000; A. Bigelow, jr .. Agent.
AMERICAN FIRE, of Philadelphia, 56 Wil- liam : Cash assets, $500,000; S. G. Walker, Agent.
AMERICAN, of Utica, N. Y., 68 Wall ; Capi- tal, $200.000: Neison Roth, Pres .; Edward Ed. wards, V. Pres. ; A. F. Rockwell, Sec .; M. T. Rod man. Treas .: Wm. Jas. Boggs, Agent.
AMERICAN MUTUAL, 182 Broadway, cor. John, Amsterdam, N. Y., George Warnick, Pres .; John Stewart, V. Pres .; H. N. Hadley, Sec .; A. & A. R. Edwards. Agente; Capital, $300,000.
ARCTIC FIRE, 19 Wall: John C. Ryan, Pres .: Richard A. Oakley, Sec .; Capital, §250,000. ASTOR, 67 Chatham ; Capital, $150,000; Shares 6000; Par, 825 : Dividends, February and August ; Wm. T. Pinkney, Pres. ; Robert D. Hart, Sec .; Ja- cob M. Vreeland, Surveyor.
ATLANTIC, of Brooklyn, 74 Wall; John D. Cocks, Pres .: Horatio Dorr, Sec .; Capital, $150.000.
ATLANTIC, of Providence, R. I., 63. Wall ; Capital, $188.000; S. Mauran, Pres. ; B. Stevens. Sec. ; Seeley & Parsons. Agents.
AUGUSTA (Geo.) INS. AND BANKING CO., 76 Wall; Capital, $375,000; Thomas G. Ca-) sey, Agent.
BEEK.MAN, Spruce cor. Nassau. Benj. W. Benson, Pres. : Elisha H Cheshire, Asst. Sec. Capital. $200.000. Shares, 8,000. Par Value, $25.
BOWERY, 124 Bowery ; Wm. Hibbard, Pres .; George G. Taylor, Sec .; Capital, $300,000; Shares, 12.000; Par, §25 ; Dividends, June and December ; W. M. Mailler. Surveyor.
BOYLSTON INS. CO., of Boston, Maes., 46 Pine ; Capital (all paid in in cash) $300,000 ; Asa Bigelow, jr., Agent.
BROADWAY, 435 Broadway, cor. Canal; H. M. Forrester, Pres .; John Wray, Sec. ; Capital. $200,000; Shares, 8000; Par, $25; Dividends, Feb- ruary and August.
BROOKLYN, of Brooklyn, 6 Merch. Exch. ; Wm. Ellsworth, Pres .; Wm. F. Leggett, Sec .; Capi- tal, 8102,000.
CITIZENS' 67 Wall and 58 Bowery; Daniel Burtnett, Pres .; James M. McLean, Sec .; Capital, $150.000 ; Shares, 7,500; Par, $20 ; Dividends, June and December.
CITY. 27 Wall ; George S. Fox, Pres .; Samuel Townsend, Sec .; Capital, $210,000; Shares, 3000; Par, 670 ; Dividends, February and August ; Wm. M. M'Cutchen. Surveyor.
CLINTON. 52 Wall ; Hugh Laing, President ; Samuel J. Willis, Sec .; Capital, $250,000; John Barry, Surveyor.
COLUMBIA, 59 Barclay ; Capital, 8200.000 ; Benjamin D. Brush, Pres .; John C. Bergh, Sec .; A. W. Kennedy, Agent, Mer. Ex .; James Moncrief, Counsel ; Francis Hagadorn, Surveyor.
COLUMBIA, of Columbia, S. C., 12 Wall; Cash capital paid in, $150,000 : Jas. V. Lyles, Pres. ; Jas. L. Scott, Sec .; Richard Lathers, Agent
COMMERCIAL, Insurance Buildings, 49 Wall ; John Vannostrand, Pres .; H. B. Greenwood, Sec .; Capital, $200,000; Shares, 4000; Par, $50; Thomas Esler. Inspector.
COMMERCIAL INS. CO., of Charleston, S. C., 12 Wall; Cash Capital, $300,000; Surplus, $124,534 03; Wm. B. Heriot, Pres. ; A. M. Lee, Sec. ; Richard Lathers, Agent.
COMMONWEALTH, 6 Wall; Joseph Hoxie, Pres .; Thomas L. Chester, Sec .; Capital, $250,- 000; Shares, 2,500; Par, $100; A. H. Doughty, Surveyor.
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