USA > Massachusetts > Middlesex County > Wilmington > Town of Wilmington Annual Report 1956-1957 > Part 1
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i
1956
Annual Report
TOWN OF WILMINGTON Massachusetts
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2
352
35% sem
SURPRISE TRIBUTE - As the Town Meeting voted by acclamation to name the new High School Auditorium the "Herbert C. Barrows Auditorium", the camera snapped this view of Finance Committee Chairman, Herbert C. Barrows who has served his Town faithfully and well as a public official for fifty years. (From left to right), Finance Committee Members, Stanley Webber, William P. Curtin, and Herbert C. Barrows, and Selectmen Francis J. Hagerty and E. Hayward Bliss.
132
table of contents
Board of Selectmen
etter of Transmittal
Progress - 1956
The Job Ahead
Directory of Officials
own Manager
Vilmington's New Bank
13
Board of Library Trustees 64
board of Assessors
14
Recreation Commission 65
arah D. J. Carter Lecture Fund
17
School Maintenance Department 66
'own Collector
18 Municipal Snapshots 68
'own Treasurer
19
Industrial Development 70
own Clerk
20
AVCO Comes to Wilmington
72
egistrars of Voters
21
Additional School Accommodations Com. 74
board of Cemetery Commissioners
21
Glen Road School Building Committee 74
Planning Board
22
Fire Alarm System Committee
75
'own Counsel
23
Youth Advisory Council 76
Police Department
26
Insurance Committee
77
'ire Department
29
Jury List 82
Civil Defense
32
Accepted Streets 83
building Inspector
35
Annual Town Meeting: March, 1956 90
Housing Authority
36
Presidential Primary Election: Apr. 1956 105
Board of Appeals
37
Special Town Meeting: June 1956 108
nspector of Animals
40
State Primary Election: Sept. 1956 109
)og Officer 40
Special Town Meeting: Oct. 1956
112
'ree Warden
41
State Election: November 1956 114
Constable 42
Warrant, Annual Town Mtg. , Mar. 1957 119
[ighway Department
43
Report of the Town Accountant 125
1
.
2
Town Engineer 48
3
. Sealer of Weights & Measures 50
4 Board of Water Commissioners 51
5 Board of Health 54
6
Board of Public Welfare 60
9
Veterans' Agent 63
4
F
TOWN OF WILMINGTON MASSACHUSETTS
BOARD OF SELECTMEN
To the Citizens of Wilmington:
Herewith is presented the Annual Report of your Board of Selectmen for the year ended December 31, 1956.
Following the election of Mrs. Wavie M. Drew and Francis J. Hagerty, the Board organized with Mrs. Wavie M. Drew, Chairman.
Reference is made to other sections of this Annual Report for more particular information regarding the reports of the Town Manager and Departments of the Town.
The Board of Selectmen have had a very busy year, and many decisions cannot be finalized unless favorably voted at the 1957 Annual Town Meeting. Undoubtedly the most important in this cate - gory is the article having to do with the admission of the Town into the North Metropolitan Sewerage District of the Metropolitan District Commission; the Town's participation in an Urban Renewal Program; new and adequate building facilities for the Police Department; and additional School Buildings.
Due to the fine cooperation of the Town Manager, Town Boards and Commissions, Department Heads, and Employees work has progressed with the greatest amount of efficiency, and the Board takes this opportunity to thank all who participated.
Respectfully submitted, Selectmen of Wilmington
Wavie M. Drew, Chairman Charles H. Black E. Hayward Bliss Nicholas L. DeFelice Francis J. Hagerty
2
Charles H. Black
Francis J. Hagerty
board of selectmen 1956
E. Hayward Bliss
Mrs. Wavie M. Drew (Chairman)
3
Nicholas L. DeFelice
progress - 1956
INDUSTRIAL DEVELOPMENT:
. AVCO Manufacturing Corp. selects Wilmington site for fifteen million dollar Research and Advanced Development Division expected to employ 3, 000 scientific, technical and administrative personnel.
FINANCE:
Town credit rating raised to "AA" by Moody's Investment Service - the first upgrading in several years among Massachusetts communities and a vote of confidence for Wilmington's future.
betterment assessments turn the construction of new streets and the extension of water mains into self-liquidating outlays.
completion of professional reappraisal and tax map projects assures equal treatment for each taxpaye
SCHOOLS & RECREATION:
plans prepared for new Glen Road elementary school and site purchased for proposed North Wilming- ton elementary school.
High School athletic and recreational center substantially completed.
FIRE PROTECTION:
first section of new fire alarm signal system installed by department personnel.
PUBLIC HEALTH:
2989 residents receive 6227 innoculations in successful polio vaccine program.
ADMINISTRATION:
Selectmen-Town Manager form of government retained in referendum vote.
POLICE AND TRAFFIC:
. Lowell Street speed-posted and two additional school traffic supervisors appointed.
first police officer completes F. B. I. weapons school.
PLANNING:
Planning Board undertakes comprehensive "Master Plan" with the aid of Federal matching funds. . renovation . of Wilmington Square under Urban Renewal Program initiated with Town Meeting approva
HIGHWAYS & ENGINEERING:
. new equipment permits first systematic cleaning of all culverts and catch basins.
two miles of new streets constructed under new design standards.
CIVIL DEFENSE:
over 250 citizens participate in revitalized Civil Defense program that undertakes first municipal training in Massachusetts for radiological warfare defense.
Civil Defense Director negotiates gift of fire truck from federal authorities to equip Fire Auxiliary.
WATER DEPARTMENT:
program to install meters on all services and revision of billing and bookkeeping system started to insure accurate and equitable treatment for all consumers.
. new wellfield and pumping station substantially completed and site for new standpipe acquired. equipment to fluoridate water supply installed in compliance with Town Meeting vote.
NEW EQUIPMENT:
... . front-end-loader-backhoe combination and dump truck with spreader body for Highway Department -- forest fire truck and Cadillac ambulance for Fire Department -- two cruisers and "Safety Car" for Police Department -- pickup truck for School Maintenance Department.
4
the job ahead 0
. . accelerate industrial development by the adoption of enabling act permitting Wilmington to join M. D. C. Sewerage System.
. . expedite Urban Renewal Program for the rennovation of Wilmington Square.
.. erect a new standpipe and acquire new wellfield sources to guarantee a fully adequate water supply for the future growth of Wilmington.
. . continue the mechanization of Town bookkeeping and accounting procedures.
. . construct a new police station to provide adequate quarters for expanding police program.
. . develop plans for the location and construction of a new Public Works Garage and new Town Hall.
. . complete the revision of traffic rules and regulations, and the speed-posting of dangerous roads.
. . strengthen and revise the Building By-law to complete Wilmington's arsenal of protective regulations.
. . construct proposed Glen Road elementary school.
. . acquire elementary school site in Shawsheen Avenue -Burlington Avenue area.
. . start program to replace inadequate two-inch water mains.
. . complete preparation of a "Master Plan" to guide and protect Wilmington's future.
. . widen and straighten West Street and improve dangerous intersections, such as corner of Wildwood and Woburn Streets.
. . complete the metering of all water services by the Spring of 1957.
. . complete the clearing of outstanding tax title accounts.
. . microfilm basic town records for protection against irreplaceable fire loss.
.. review foreclosed tax title land for the reservation of desirable property for public purposes such as parks, playgrounds, through the use of aerial photography maps prepared in recently completed re - appraisal program.
. . provide equality of treatment for all town employees by adopting a personnel by-law.
. . continue expansion of Civil Defense for the protection of Wilmington in the event of natural or mili- tary disaster.
. . regulations governing the issuance of licenses and permits, and fees charged, to provide for improved enforcement and increased revenue for the Town.
. . complete the installation of a centralized system of bulk purchasing.
: . complete project to eliminate conflicting street names.
5
DIRECTORY OF OFFICIALS - 1956
Term Expires
BOARD OF SELECTMEN
Wavie M. Drew, Chairman
1959
Charles H. Black
1957
Dudley A. Buck
195
E. Hayward Bliss
1957
Nicholas DeFelice
1958
Francis J. Hagerty
1959
Arthur V. Lynch 195
James B. Moore
195
TOWN MODERATOR Simon Cutter (elected annually)
TOWN MANAGER Joseph F. Courtney
SUPERINTENDENT OF SCHOOLS John J. Collins
OFFICERS & DEPARTMENT HEADS
MEDICAL AGENT, BD. HEALTH Gerald A. Fagan, M. D.
MILK INSPECTOR Patrick A. Thibeau
MOTH SUPERINTENDENT John W. Babine
NURSE, PUBLIC HEALTH Ann Butters, R.N.
NURSE, SCHOOL Esther H. Nichols, R.N.
PHYSICIAN, SCHOOLS Ernest C. MacDougall, M.D.
PLUMBING INSPECTOR Herbert W. Pickering
POLICE CHIEF Paul J. Lynch
SEALER WEIGHTS & MEASURES Samuel P. Pike
SLAUGHTERING INSPECTOR Herbert W. Thrush
TOWN ACCOUNTANT Robert H. Peters
TOWN CLERK Mary E. Gilligan
TOWN COLLECTOR Miriam H. Ware
TOWN COUNSEL Philip B. Buzzell
TOWN ENGINEER George A. Winters (resigned) George F. Maynard
TOWN TREASURER Grace H. Tilley
TREE WARDEN John W. Babine
VETERANS' AGENT Frederick H. Horton
WATER SUPERINTENDENT Edmund H. Sargent
WELFARE AGENT Andrew P. Ring (acting)
WIRE INSPECTOR Charles L. Webster
6
Te Expi
ANIMAL INSPECTOR Ralph B. Odiorne
BUILDING INSPECTOR Ernest B. Rice
CEMETERY SUPERINTENDENT Ernest W. Eames
CIVIL DEFENSE DIRECTOR Rene J. LaRivee
CONSTABLE Harry J. Ainsworth
DOG OFFICER Leo E. LeBlanc
EXTENSION SERVICE DIR. John R. Evans
FIRE CHIEF Arthur J. Boudreau
HEALTHAGT. & SANITAF.IAN Patrick A. Thibeau
HIGHWAY SUPERINTENDENT James H. White
LIBRARIAN Clara P. Chipman
SCHOOL COMMITTEE John J. Hartnett, Chairman 195
Ernest M. Crispo 195
Ruth M. Gratcyk 195
BOARDS, COMMITTEES AND COMMISSIONS
Term Expires
APPEAL, BOARD OF
HOUSING AUTHORITY
James M. Pipes, Chairman
1957
Walter L. Hale, Jr. 1959
John Bell 1958
Roland M. Fuller 1958
Alan E. Fenton 1958
Wm. A. Anderson (Associate)
1957
Ernest B. Rice 1960
William F. Smith
1961
Frank P. Leavitt (Associate)
1957
LIBRARY TRUSTEES
Philip B. Buzzell, Chairman 1957
Frankline E. Allen 1958
May Hadley 1959
Esther B. Hall
1959
Elizabeth N. Neilson 1957
Evelyn M. Norton
1958
PLANNING BOARD
William K. Irwin, Chairman 1960
John R. Evans 1960
A. Daniel Gillis 1959
Claude W. Helwig
1961
Robert J. Robinson
1958
Elmer H. Woller
1957
RECREATION COMMISSION
David I. Elfman, Chairman
Carl A. Backman
Maybelle A. Bliss
Lawrence H. Cushing
Edward M. Nichols
Norbert L. Sell
REGISTRARS, BOARD OF
Joseph P. Ring, Chairman
1958
F. Talbot Emery 1957
William I. Coffin 1959
TRUSTEES OF TRUST FUNDS
Philip B. Buzzell, Chairman
1957
Harold E. Melzar 1958
Edward M. Neilson 1959
HEALTH, BOARD OF
WATER COMMISSIONERS, BOARD OF
Harold E. Melzar, Chairman 1957
Ralph G. Babcock 1959
Waldo A. Stevens 1958
WELFARE, BOARD OF PUBLIC
Maurice D. O'Neil 1957
Florence A. Balkus 1957
Vinal E. Lewis, Chairman
1958
Marion C. Boylen
1959
Donald G. Kidder
1957
CEMETERY COMMISSIONERS
Guy E. Nichols, Chairman
1957
William S. Cavanaugh 1958
Joseph B. McMahon 1959
FINANCE COMMITTEE
Herbert C. Barrows, Chairman
1959
William P. Curtin
1961
John G. Hayward 1959
Cornelius F. Joyce
1961
Ralph M. Kelmon
1959
Robert B. Michelson
1957
Frank P. Stevens
1961
William A. Stickney
1960
Stanley Webber
1960
ASSESSORS, BOARD OF
Alfred Calabrese, Chairman
Louis T. Doucette
Olive M. Sheldon
CARTER LECTURE FUND COMMITTEE
Norma Jeanne Wozney, Chairman
1959
Alice M. Allen 1960
Helen P. Hayward
1958
Mildred E. Neilson 1957
Guy E. Nichols
1961
Term Expires
Howard C. Woolaver, Chairman
1957
Lloyd Laffin (Associate) 1957
7
TOWN COMMITTEES
HIGH SCHOOL BUILDING COMMITTEE (Appointed by Moderator & Town Manager, 1953)
Fred T. Corum, Chairman Earle S. Hamilton J. Parker Prindle John H. Tautges Basil L. Weatherbee
ELEMENTARY SCHOOL BUILDING COMMITTEE (Appointed by Moderator, 1956)
David I. Elfman, Chairman
Arthur G. Ahearn
Charles J. Baldwin
Edward T. Driscoll Allick Epstein Erwin Hanke Leo P. O'Connell
FIRE ALARM SYSTEM COMMITTE
(Appointed by Moderator, 1956)
Arthur J. Boudreau, Chairman
Adrian A. Durkee
Alden N. Eames
John E. Murphy
Edward F. Page
Edward J. Sullivan
John H. Tautges
ADVISORY COMMITTEES TO THE TOWN MANAGER
ADDITIONAL POLICE FACILITIES COMMITTEE (Appointed by Selectmen and Town Manager)
William A. Beers, Chairman
Charles H. Black Earle S. Hamilton William K. Irwin Garnet S. Mills
ADDITIONAL SCHOOL ACCOMMODATIONS (Appointed by Town Manager)
James B. Moore, Chairman John Bell F. Talbot Emery Lawrence P. Melzar Alanson Platt, Jr. Arthur F. Spear
CAPITAL OUTLAY COMMITTEE (Appointed by Town Manager)
Dr. Gaius E. Harmon, Chairman William Berry John G. Hayward Larz Neilson Rene J. LaRivee Waldo A. Stevens
INSURANCE ADVISORY COMMITTEE (Appointed by Town Manager)
Robert W. Gunderson, Chairman Augustus T. Norton Joseph J. Slater Howard A. Woolaver
PERSONNEL ADVISORY COMMITTEE (Appointed by Town Manager)
Stanley Webber, Chairman Doris C. Cady Frank P. Stevens Gilbert P. Wozney
YOUTH ADVISORY COUNCIL (Appointed by Town Manager)
Rev. Richard E. Harding, Chairman Rev. Stanley Cummings Rev. Joseph W. Leahy Rev. John J. Regan John J. Collins John A. Imbimbo Edward M. Nichols Lawrence H. Cushing
8
town manager
To the Honorable Board of Selectmen:
Mrs. Drew and Gentlemen:
Customary standards for the measuring of community progress did not apply to Wilmington in the year 1956.
The prestige, credit, and reputation of the Town stand higher than ever before.
Easily the most important event of the past twelve months was AVCO Manu- facturing Corporation's announcement that it had selected Wilmington as the site of its Research and Advanced Development Division - a massive fifteen million dollar science research center devoted to man's conquest of the future.
AVCO's choice was made after one of the most intensive searches for an ideal industrial location ever carried out in New England. Our pride in the fact that Wilmington's future could inspire such tangible conviction is excusable.
We cannot estimate the ultimate effect upon Wilmington of AVCO's decision, but perhaps the controlling reason behind that decision is the fact that few communi- ties are better prepared to guarantee maximum benefit both to itself and to its guest.
Of perhaps equal significance was the decision by Moody's Investment Service - the acknowledged authority on the municipal bond market - to raise Wilmington's credit rating to "AA". Not only is this the first upgrading in several years among the cities and towns of the Commonwealth, but also it reflects the confidence of investment analysts in Wilmington, and promises a substantial savings in the cost of bonds to be issued by the Town.
Just as recognition and approval are not gained by accident, we cannot risk their loss through overconfidence or failure to continue the progress of Wilmington.
Without duplicating either the detailed reports to follow or the listing of typical accomplishments which precede this report under the title "Progress - 1956" I would like to review certain fundamental policies of the Town which provide the foundation for continued improvement.
9
1, PLANNING AND ZONING
Wilmington is and intends to remain a predominately residential community. In combination, our zoning and subdivision regulations are designed to encourage orderly and efficient residential growth - and to stabilize that growth at a rate that minimizes the extra burden it places on existing taxpayers. These regula- tions are further supported by a full complement of protective health, housing and building codes.
2. INDUSTRIAL DEVELOPMENT
The guiding principle in our industrial development program is the proposition that industry is not a magical solution for community problems. By taking those steps necessary to protect and conserve the welfare of Wilmington, we have in- vited desirable industry such as AVCO to share our future - not our troubles.
3. SCHOOLS
Unlike many towns struggling in the tide of suburban population growth, Wilming - ton has kept abreast of its school building needs without resorting to double or triple sessions, and in this manner thereby assures the taxpayer maximum value for his support of our school system.
4. EQUITABLE TAX ASSESSMENTS
Support of the cost of government services is the unenviable lot of the taxpayer, but it is the responsibility of government to apportion those costs equitably. Employment of a professional Principal Assessor, the recently completed re- appraisal of all taxable property within the town, and the application of the same detailed appraisal standards to all new properties coming into the Town are our most effective insurance for equality and integrity in tax administration.
5. COMPARATIVE FINANCIAL STABILITY
An individual tax rate is a meaningless statistic, but as indicated by the following chart, Wilmington has maintained an enviable record for fiscal stabilization since 1950.
Decisions of the Town Meeting to apply betterment assessments to new street construction and water main extensions so as to make the cost of these self - liquidating, and Planning Board regulations governing new residential subdivis - ions which require the developer to install all improvements will largely stabi- lize the forseeable cost of government other than schools.
HOW WILMINGTON'S TAX RATE COMPARES WITH OTHER TOWNS
TOWN
1950
1955
1956
INCREASE IN TAX RATES 1950-1956
WILMINGTON
56.00
56.00
58.00
. 2.00
DANVERS
49.00
56.00
50.00
+700
NORTH READING
$7.00
54.00
$0.00
NORTH ANDOVER
43.00
84.00
54.00
WAYLAND
41.00
56.00
60.00
BURLINGTON
53.00
59.00
-68.00
+15.00
STONEHAM
50.00
54.00
04.00
CHELMSFORD
83.00
59.00
68.06
READING
43.00
53.50
57.50
WAKEFIELD
44,00
59.20
$1.60
+17.60
NATICK
45.60
65.00
08.00
CONCORD
53.00
$1.00
76.80
ANDOVER
36.00
53.00
00,00
SAUGUS
41.00
51.00
69.90
+ 28.90
TEWKSBURY
40.00
51.00
74.00
BILLERICA
34.00
66.40
61.80
+35.80
DOES NOT INCLUDE ADDITIONAL TAX RATE OF $4.00 FOR WATER SYSTEM
10
NEEDHAM
30.00
50.00
51.00
+24.00
6. INFORMATION AND COMMUNITY PROMOTION
It is not enough to possess a high grade product. It must be promoted on the market. During 1956, intensified activity in the field of promotion drew heavily from the data compiled in our planning and financial studies, property reappraisal, tax mapping and other municipal project s.
Requests for this information have been so frequent that we now offer a standard "Wilmington Package" that includes The Intro- duction to the Town of Wilmington, A Report to the Stockholers, an Industrial Site Map, an Industrial Requirements Check-list, and the most recent Town Report.
It has been personally very gratifying to me to have been invited to tell various aspects of the "Wilmington Story" before such organizations as the New England Council, the Mass. Association of Planning Boards, the National Municipal League, and the Governor's Conference on State and Local Relations.
By no means is this intended to convey the impression that nothing more remains to be done. The brief listing preceding this report, "The Job Ahead" offers just a few of the tasks which confront us.
As demonstrated in the following table, our educational system has de - manded an increasing share of the tax dollar that has more than offset the constantly reducing proportion of the tax dollar required for other town services.
Comparative Tax Rate Analysis 1950-1956
1950
1956
Assessed Valuation
$7,865,913.00
1954 $11, 733, 065. 00 668, 784. 70 57. 00
1955 $13, 248, 383. 00 741,909. 45 56. 00
$15, 341, 686. 00 895,593. 73 58. 00
Net Cost of Schools
$ 134,550.00
$ 289,597. 08
$ 355,530. 99
$ 469,616. 09
Net Cost Town Govt.
277,467.00
359,056. 96
367,005.03
405, 782. 67
Net Cost State, Ct. Agen.
28,474.00
20,130.66
19, 373. 43
20, 194. 98
Total Tax Levy
440,491.00
668, 784. 70
741,909. 45
895, 593. 73
Tax Rate, Schools
$17.20
$24. 69
$26. 83
$30. 61
Tax Rate, Town Govt.
35. 20
30. 53
27. 72
26. 07
Tax Rate, State, Cty. Agen.
3.60
1.78
1.45
1. 32
Total
56.00
57.00
56. 00
58.00
Amt. Tax Dollar for Schools
. 30
. 43
. 48
. 52
Amt. Tax Dollar for Town Govt.
. 64
. 54
. 50
. 46
Amt. Tax Dollar for State, Cty.
.06
.03
. 02
. 02
Total
$1.00
$1.00
$1.00
$1. 00
Amt. Raised from Prop. Tax
440,491.00
Tax Rate
56. 00
11
Wilmington shares with the rest of the United States the problem of the increas - ing cost of schools, and perhaps some relief will come from federal assistance or the exploitation of new sources of revenue such as the Sales Tax by the Commonwealth of Massachusetts. These, however, are matters beyond our control.
If we are to avoid disruptive competition between the school system and other Town departments for a fair share of available tax revenue, the only practical answer is to increase the total revenue available for distribution. This is best accomplished by continued industrial development.
To further this objective, the Town has reserved through industrial zoning, over eleven hundred acres of good building land with railroad frontage and access to the new Route 28 Interstate Highway in two large blocks of land carefully segregated from residential areas and protected by a stringent industrial zoning code.
In order to complete the attractive character of the industrial zones, it is absolutely essential that the Town be prepared to provide a system of public sewers connected to the North Sewerage District of the Metropolitan District Commission.
Fortunately, Wilmington may join the M. D. C. system under very favorable terms, if the Town acts quickly.
The direct effect of M. D. C. sewer costs upon our tax structure will be re - latively slight, and the revenue from one fair sized industrial plant would absorb that cost. In turn the Town would be in a position to provide for the sewage disposal requirements of any industrial prospect, and thereby complete the competitive ad - vantages enjoyed by Wilmington in attracting desirable industrial and commercial investment.
Moreover, the Town will be eligible for Federal grants for the necessary engineering studies and the construction of sewer trunk lines and auxiliary pumping stations which will materially reduce the cost to the Town for the installation of sewers. In addition, betterment assessments for the laying of sewer mains and sewer rental charges for the use of municipal sewers would, in effect, place the sewer system on a self-supporting basis and relieve the taxpayer of all, or at least the greater portion of the cost of installing and maintaining the proposed sewer system.
Other difficult public issues will also command our attention in the months ahead, but few communities can anticipate the days to come with such confidence as is justified in Wilmington.
In many ways the year 1956 concluded a remarkably, constructive chapter in the history of Wilmington. To those who shared in the writing of that chapter - the officials and personnel of the Town, the School Department, the several citizens' advisory committees, and especially the people of Wilmington who have proven that the Town Meeting can be an effective instrument of democratic government - I extend my deepest appreciation for their wholehearted cooperation and assistance.
I take great satisfaction in submitting this report, and in acknowledging the guidance and understanding of your honorable Board which contributed so much to the advancement of Wilmington during 1956.
Respectfully submitted, Joseph F. Courtney Town Manager
12
wilmington's new bank
MIBIHINA
Assets of $98, 000, 000. 00 support the complete commercial banking services offered by the new Wilmington branch of the Middle sex County National Bank
ecause the advent of a new commercial bank is an important contribution to the expanding economy of Tilmington, the Middlesex County National Bank was requested to report on their first year of operation.
Following an extensive survey of present and projected banking potential in Wilmington, the Middlesex County National Bank confidently broke ground for a new branch bank in December, 1955. On May 1, 1956 we held Open House for the people of Wilmington assisted by many Wilmington ladies who acted as hostesses. The new banking facilities are a fine example of colonial architec - ture with an interior tastefully decorated in light colors. All equipment and furnishings are of the most advanced design for the speedy completion of banking transactions.
On the next morning, May 2, 1956, our doors were opened for full -time banking services that in- clude several types of savings and checking accounts, business and personal loans, and real estate mortgages. Supported by the full resources of the Middlesex County National Bank, we are prepared to assist in the disposition of financial problems of a personal or confidential nature.
To better serve the Town, we have opened the bank for evening hours on Thursday - an innovation which has been accorded an enthusiastic reception. The phenomenal growth of our Wilmington facility has exceeded our most optimistic expectations, and we are pleased that the Town has accepted us so graciously. We have worked closely with the Town administration for municipal financing at minimum cost to the taxpayer.
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