A history of Cleveland, Ohio, Volume I, Part 82

Author: Orth, Samuel Peter, 1873-1922; Clarke, S.J., publishing company
Publication date: 1910
Publisher: Chicago-Cleveland : The S.J. Clarke Publishing Co.
Number of Pages: 1262


USA > Ohio > Cuyahoga County > Cleveland > A history of Cleveland, Ohio, Volume I > Part 82


Note: The text from this book was generated using artificial intelligence so there may be some errors. The full pages can be found on Archive.org (link on the Part 1 page).


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The Merchants Bank was the first branch of the State Bank to be organized in Cleveland. Its charter dates from June 25, 1845, with a twenty year period, and a capital of $112,500, later increased to $125,000. Its officers were P. M. Weddell, president; Prentiss Dow, cashier; D. C. Baldwin, teller ; and its


5 Judge Cleveland, "Annals Early Settlers Association," Vol. 3, p. 709.


" Hunt's "Merchants Magazine," 1845, P. 375.


644


HISTORY OF CLEVELAND


place of business was in the old Atwater building. In 1848 the officers were S. J. Andrews, president ; T. P. Handy, cashier; H. F. Taintor, teller. T. M. Kelley became president in 1852 and Truman P. Handy in 1864, and the bank was re- moved to the corner of Superior and Water streets, the "old bank corner," where a new building had been erected for it. George Mygatt and W. L. Cutter served as cashiers. On December 27, 1864, the Merchants National Bank was organized and on February 7, 1865, began business and absorbed the Merchants Bank. The officers remained the same: T. P. Handy, president; and W. L. Cutter, cashier. E. R. Perkins later became president. In 1869 the capital was increased to $600,000 and in 1879 to $1,200,000. This bank occupied the finest banking rooms in Cleveland in those years, on the corner of Superior and Water street. This building is still standing, a relic of the ornate architecture of the middle period.


The charter of the bank expired in December, 1884, and its successor, the Mercantile National Bank, was at once organized with a capital of $1,000,000. Its charter expired in 1905.


The Commercial Branch Bank was organized in September, 1845, as a branch of the State Bank, with a twenty year charter and the following officers: W. A. Otis, president ; Truman P. Handy, cashier ; and J. J. Tracy, teller. Its capital was $162,500. Its place of business was the Atwater building. Later its capital was increased to $175,000. Subsequently T. P. Handy became president ; Dan P. Eells, vice president ; and A. S. Gorham, cashier. When its charter ex- pired on March 1, 1865, its business was taken over by The Commercial National Bank, organized December. 1, 1864, with a twenty year charter that was renewed in 1884. Its capital was $600,000, raised in 1870 to $800,000, and in 1874 to $1,250,000, and in 1890 to $1,500,000. Its officers have been : President, William A. Otis, Dan P. Eells, Charles A. Otis ; vice presidents, Dan P. Eells, Joseph Col- well; cashiers, A. S. Gorham, Joseph Colwell, D. Z. Norton and W. P. Johnson. In 1905 its charter expired and The National Commercial Bank was organized, with Joseph Colwell president, C. L. Murfey and W. P. Johnson, vice presidents ; and L. A. Murfey, cashier. Its capital is $1,500,000, and its present officers are : W. G. Mather, president ; C. L. Murfey, vice president ; L. A. Murfey, cashier.


The Canal Bank of Cleveland was organized as an independent bank in 1845, with an allowed capital of $200,000. Its place of business was 50 Superior street and its officers were: E. F. Gaylord, president; S. H. Mann, cashier ; John L. Severance, teller. I. L. Hewitt later became president and T. C. Severance cashier. In November, 1854, the bank closed its doors. The people's mistrust of paper money led to a run and the court appointed Isaac L. Hewitt, H. W. Huntington and W. J. Gordon assignees. There were some ludicrous incidents connected with the suspension.7


Chronologically, the next bank to organize was the noted Society for Sav- ings. Its charter was granted in March, 1849, and on August 2d following, busi- ness was begun in a humble room, scarcely twenty feet square in the rear of the Merchants Bank on Superior and Water streets. The bank was unique, for it had no capital and was, by the suggestion of Charles J. Woolson, virtually a mutual society for savings and its first deposit, ten dollars by Mrs. D. E. Bond, was indicative of the motive of saving. The bank soon outgrew the experimental


7 See Kennedy's "History of Cleveland," p. 348.


George Mygatt


Daniel P. Eells


Samuel H. Mather


Truman P. Handy


Jacob Perkins


Joseph Perkins


Edwin R. Perkins


GROUP OF PIONEER BANKERS AND FINANCIERS


645


HISTORY OF CLEVELAND


stage and in the autumn of 1857 needed new quarters and removed to the corner of Bank and Frankfort streets. In 1867 the society erected a building on the Square, where the Chamber of Commerce is now located. In 1888 it completed its present adequate building, the first of the great bank buildings that have given fame to our city. The incorporators were Nathan Brainard, James H. Bingham, James A. Briggs, Henry W. Clark, Ralph Cowles, John A. Foot, James Gardner, John H. Gorham, Josiah A. Harris, Morgan L. Hewitt, Joseph Lyman, Samuel H. Mather, Wm. A. Otis, Alexander Seymour, Daniel Shepard, Charles J. Wool- son, and Lewis Handerson. The first officers were: John W. 'Allen, president; Reuben Hitchcock, Dudley Baldwin, F. W. Bingham, vice presidents ; J. F. Tain- tor, treasurer, S. H. Mather, secretary. The presidents have been, John W. Allen, F. W. Bingham, W. A. Otis, Sherlock J. Andrews, Samuel Williamson, Samuel H. Mather, Albert L. Withington and Myron T. Herrick; secretary, S. H. Mather ; secretary and treasurer, S. H. Mather, Albert E. Withington and John H. Dexter.


The Forest City Bank was organized in 1853, with an authorized capital of $500,000, subsequently increased to $650,000. Its offices were on Superior street. Officers, presidents, J. G. Hussey, A. Cobb, John Crowell; cashiers, A. W. Brock- way, William Stanley, S. B. Sturgess ; tellers, E. L. Jones, S. L. Severance. It closed its doors in 1863.


The Bank of Commerce received a charter in 1844 or 1845 but did not open .its doors for business until 1853. Parker Handy was the first president, succeeded in a few years by Joseph Perkins. H. B. Hulburt was the first cashier. It began with a capital of $100,000, raised in 1861 to $250,000, and in 1863 to $600,000. In 1864 it became the Second National Bank, with the same list of officers. In 1874 the capital was increased to $1,000,000. The bank began business in the Atwater block. In 1870 it occupied the northeast corner of Superior and Water street. The following have been its officers: Presidents, Joseph Perkins, Amasa Stone, Jr., S. T. Everett ; vice presidents, H. B. Hulburt, Joseph Perkins, S. T. Everett ; cashiers, J. C. Buell, H. Garretson, K. Clinton, H. C. Deming. In 1882, on the renewal of its charter, it also renewed its old name and became the National Bank of Commerce. In 1899 it took the name it now holds The Bank of Commerce National Association. Its banking home is in the Western Reserve building, the first modern office building erected in that part of the city. Its capital was raised in 1899 from $1,500,000 to $2,000,000. Officers: Presidents, S. T. Everett, Joseph Perkins, J. H. Wade, General G. A. Garretson; vice presidents, Joseph Perkins, J. H. Wade, G. A. Garretson, William Chisholm, W. J. Lawrence ; cash- iers, George A. Garretson, F. E. Rittman and George S. Russell.


With the opening of the Civil war came financial conditions that tested banks to the utmost. The weak ones began to topple. A list of Ohio banks published by the government in 1860, gives ten as "broken," twenty-three as "closed," thirty-one "worthless." The Cleveland banks fortunately withstood the strain. Out of these conditions the national bank act was evolved.


The First National Bank was organized May 23, 1863, a pioneer among Cleve- land national banks, for the law provided that banks chartered under its pro- visions should be designated by number. The new bank took over the business of the private banking house of S. W. Chittendon & Company. Its first direc-


646


HISTORY OF CLEVELAND


torate was composed of George Worthington, Philo Scoville, James Pannell, William Hewitt, Edward Bingham, S. W. Chittendon, A. K. Spencer, W. L. Car- ter and W. W. Gaines, and its first officers were: George W. Worthington, presi- dent; and S. W. Chittendon, cashier. Since that date the following have served as officers : Presidents, George Worthington, William Hewitt, Philo Scoville, James Barnett; vice presidents, William Hewitt, James Barnett, Solon Burgess and T. H. Wilson ; cashiers, A. K. Spencer, Henry S. Whittlesey, T. H. Wilson and J. R. Geary. The bank was at first located at 117 Superior street, later in the Perry-Payne building, and last year it occupied its present magnificent building on Euclid avenue. The capitalization in 1863 was $300,000; in 1869, $400,000; in 1874, $500,000; at present it is $2,500,000.


Its officers are : president, John Sherwin ; vice presidents, Thomas H. Wilson, A. B. Marshall, Fred J. Woodworth; cashier, Charles E. Farnsworth.


Peoples Savings Bank Company, corner Franklin avenue and West Twenty- fifth (Pearl) street, was organized in March, 1869, capitalized at $200,000. It was the first bank located on the west side. Officers: President, R. R. Rhodes; vice presidents, L. Schlather, W. C. Rhodes, G. H. Warmington; secretary and treasurer, A. L. Withington. ,


On the Ist of August, 1868, a new kind of bank was organized by authority of an act of legislature "to enable associations of persons to raise funds to be used among their members for building homesteads and for other purposes." The new corporation was called The Citizens Saving and Loan Association, and was the first of many such organizations, later called building and loan associa- tions, to be organized in Cleveland. Unlike many of the others, it has developed and persisted to this day. The first officers were: President, J. H. Wade; vice presi- dents, Herman Luetkemeyer and E. M. Peck; secretary and treasurer, Charles W. Lepper. Its organized capital was $1,000,000, and originally it was housed on Bank street but soon moved to the Atwater block on Superior street, the old building that had housed many banks. In 1877 it again moved to 123 Superior street in old Case Hall, and later to 84 Euclid avenue. Subsequent officers follow : Presidents, H. B. Payne, F. W. Pelton, D. Z. Norton ; vice presidents, H. B. Payne, G. W. Howe, H. W. Luetkemeyer ; treasurers, W. S. Jones, Horace B. Corner .


In 1902 it was joined by The Savings and Trust Company, which had opened for business in May, 1883, in the Benedict building. This was the first institution organized in this state under the law permitting trust companies. Its capital was $750,000, and its officers were: President, C. G. King ; vice president, D. Leuty ; secretary and treasurer, H. R. Newcomb. Later Mr. Leuty became president and H. Tiedeman, vice president.


This consolidation was further joined by the American Trust Company, or- ganized in 1898, with Ryerson Ritchie, president, and Howard White, secretary and treasurer. In 1900 W. G. Mather became president and E. V. Hale, secretary and treasurer. The bank had its rooms in the American Trust building on the Square.


The consolidation of the three banks was termed The Citizens Saving and Trust Company. Its capital is $4,000,000 and its officers follow: Chair- man, J. H. Wade ; president, H. R. Newcomb, succeeded lately by D. Z. Norton ;


-


B. Harrington


Hiram Garretson


E. B. Hale


Selah Chamberlain


A. K. Spencer


James Pannell


GROUP OF PIONEER BANKERS AND FINANCIERS


1


647


HISTORY OF CLEVELAND


vice presidents, D. Z. Norton, William G. Mather, D. Leuty, H. B. Corner ; sec- retary, J. R. Nutt ; treasurer, E. V. Hale. It now occupies its monumental bank- ing house on Euclid avenue near Erie, the features of which are its two mural paintings "The Sources of Wealth" by Kenyon Cox, and "The Uses of Wealth," by Albert Blashfield.


The Ohio National Bank was organized in January, 1876, with a capital stock of $600,000, which was reduced to $400,000 in 1877. The bank began business in the old Atwater block, but in July, 1877, it moved to 119 Superior street. Its officers were: Presidents, Robert Hanna, John McClymonds; vice presidents, A. Cobb, Alvah Bradley, James Farmer; cashiers, John McClymonds, H. C. Ellison.


In 1888 it was merged into The State National Bank, with a capital of $500,000. James A. Farmer was its first president, succeeded by M. A. Bradley, who was its first vice president. H. C. Ellison was its first cashier. He later became vice president. In 1904 it merged with the Euclid Park Bank.


From 1870 to 1880 numerous building and loan associations were organized. In 1876 there were eighteen of them doing business in Cleveland. The panic of 1873-74 wrought havoc with business in Cleveland, but its banks weathered the storm. Real estate speculation received a great blow and the papers are filled with the notices of delinquent tax sales.


The Peoples Saving and Loan Association was organized in March, 1869, and was one of the first banks to do business on the west side. Its capital was $100,000. It now occupies a substantial building on Pearl street. Its officers have been : Presidents, D. P. Rhodes, John H. Sargent, Hiram Barrett, R. R. Rhodes ; secretary-treasurer, Albert L. Withington, George E. Hartnell.


The South Cleveland Banking Company was organized in 1879, with a capital of $150,000. It began business in the C. and N. railroad block in Newburg. Its officers have been as follows: Presidents, Joseph Turney, C. P. Jewett, E. W. Connell, U. G. Walker; vice presidents, William H. Lamprecht, H. W. Caine, J. R. Havells ; secretary and treasurer, William H. Lamprecht, James Walker, U. G. Walker and W. G. Duncan. In 1910 it closed its doors and a receiver was appointed to wind up its business.


The Cleveland National Bank was organized in May, 1883. Its authorized capital was $500,000. It began business at 179 Superior street and in 1888 occu- pied its present location, corner Seneca and Superior. S. S. Warner was the first president, succeeded by P. M. Spencer, who was the first cashier, and was suc- ceeded by T. W. Hill. Present officers: President, F. W. Wardwell; vice presi- dents, N. O. Stone, S. H. Tolles; cashier, T. W. Hill.


The Union National Bank was organized in 1884, with a capital stock of $1,600,000. Its officers are: President, George H. Worthington ; vice presidents, L. McBride, J. F. Harper, E. R. Fancher ; cashier, G. A. Coulton. It formerly occupied rooms in the Wade building on Superior street, but is now on Euclid avenue near the Square.


The Broadway Savings and Trust Company began business in 1884, with $50,000 authorized capital, which was subsequently increased to $100,000, $200,000 and finally to $300,000. It occupied the northwest corner of Broadway and Will- son, where it now has a suitable modern banking house. Its officers were: Presi-


648


HISTORY OF CLEVELAND


dent, Joseph Turney ; vice president, C. A. Grasselli; secretary and treasurer, O. M. Stafford. Mr. Grasselli later was chosen president and Daniel Schurmer, vice president.


The West Side Banking Company began business in 1886, at 600 Pearl street, wtih $100,000 capital stock. Lee McBride was its president, Charles Fries, vice president, and T. M. Irvine, secretary and treasurer. In 1895 it merged with the United Banking Company.


In 1886 The Euclid Avenue National Bank was organized, with an authorized capital of $500,000. Its office was at 31 Euclid avenue and its officers were as follows: Presidents, John L. Woods, Charles F. Brush, S. L. Severance; vice presidents, Charles F. Brush, Solon Severance and Kaufman Hays; cashiers, Solon L. Severance, E. G. Tillotson, and C. E. Farnsworth. In 1903 it merged with the Park National Bank into the Euclid-Park National Bank.


The Woodland Avenue Savings and Trust Company began business in 1886, on the corner of Woodland and Willson avenues. Its original capital, $100,000, was raised to $150,000 in 1890 and to $250,000 in 1900, and later to $350,000. Its officers are: President, C. A. Grasselli ; vice president, Daniel Bailey ; secretary and treasurer, O. M. Stafford.


The German American Savings Bank Company began business at 220 Ontario street in 1887, with the following officers: President, Dr. William Meyer; vice presidents, S. T. Everett and Jacob Maudlebaum; treasurer, Theodore Sanford. Its present capital is $50,000, and its officers: President, William M. Reynolds ; secretary and treasurer, Max Levi.


The East End Savings Bank Company was organized in 1887 and was the first bank to open in the extreme eastern part of the city. It had two banking houses, one at 1202 Euclid, near Willson, and one at 733 St. Clair street. Its cap- ital was $200,000, and its officers: President, J. H. McBride; vice presi- dent, V. C. Taylor ; C. A. Post, secretary and treasurer. In 1900 a reorganization took place and the name was changed to The East End Banking and Trust Com- pany. T. H. Brooks, president; V. C. Taylor and C. A. Post, vice presidents ; B. O. Whitman, treasurer ; W. D. Sayle, secretary. In 1904 the corporation was absorbed by the Cleveland Trust Company.


The Union Loan and Trust Company, organized in 1889, and doing business in the Wade building, lasted only one year.


On May 26, 1890, The Central National Bank opened its banking rooms in the Perry-Payne building. Its capital was $800,000, now $1,000,000. George H. Ely was its first president, succeeded in 1894 by ThomasWilson, who was fol- lowed by J. J. Sullivan. Thomas Wilson was the first vice president and J. J. Sullivan the first cashier of the bank. Later Joseph Black became vice president and Charles Paine the cashier. The present officers are: President, J. J. Sulli- van ; vice president, E. W. Oglebay ; cashier, C. L. Cameron.


In 1889 The Permanent Savings and Loan Company was organized, with James H. Paine, as general manager ; Thomas Wilson, vice president and Frank C. Adams, secretary and treasurer. Later D. H. Kimberly became president and B. L. Pennington, vice president. The first officers of the company were in The Arcade, but in 1894, the new Permanent building was occupied. In 1901 the bank was reorganized under the name of The Central Trust Company, with


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THE CORPORATION OF CLEAVELAND


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CORPORATION "SHIN PLASTERS"


649


HISTORY OF CLEVELAND


a capital of $500,000, and with branches at Willson and Payne avenue and Wood- land and Perry streets. President, D. H. Kimberly ; vice presidents, I. N. Topliff, R. H. Jenks, F. C. Adams ; secretary and treasurer, H. D. Messick. In 1904 the bank was discontinued.


In 1890 The Dime Savings and Banking Company was organized, with $300,000 capital stock. Its offices were on the Public Square, near the American Trust building. The following were its officers: President, M. G. Watterson ; vice presidents, O. M. Burke and Calvary Morris; treasurer, E. W. Moore. Charles Post became president in 1901, and F. H. Townsend, secretary and treasurer in 1906. In 1908 the bank changed its name to the Commercial Savings and Trust Company, and moved into the Williamson building. Soon. therafter it closed its doors and the Citizens Savings and Trust Company wound up the business.


In 1890 The Forest City Savings Bank Company was organized. J. C. Wideman was its first president. He was succeeded by F. W. Gehring. L. T. Dennison was its secretary and treasurer. The offices are at the corner of Detroit and West Twenty-fifth street, and its capital is $250,000. Its present officers are : President, F. W. Gehring ; vice presidents, George Faulhaber, Theo dore Kundtz, S. E. Brooks; secretary-treasurer, George P. Faerber.


The Mechanics Savings Bank Company, northeast corner of St. Clair and Willson, had a brief career, from 1890 to 1894.


The Pearl Street Savings and Loan Company, 1133 Pearl street, was or- ganized in 1890. Its officers have been: President, F. Muhlhauser, David E. McLean ; secretary-treasurer, S. Neville and Henry W. Stecher. Capital, $200,000.


The Produce Exchange Banking Company was organized in 1890, with offices at the corner of Ohio street and Broadway. President, R. R. Herrick; vice president, William Gabriel ; secretary-treasurer, Charles O. Evarts. Mr. Gabriel became president and D. H. Kimberley vice president in 1899. In 1904 the bank Was compelled to close its doors because of the defalcations of a discount clerk.


The Wade Park Banking Company, Euclid avenue, near Doan street, was organized in 1890. President, Frank Rockefeller; vice president, B. L. Ben- nington; secretary-treasurer, Ira Reynolds. In 1905, the bank wound up its affairs.


The Columbia Savings and Loan Company was organized in 1891, with offices at the corner of Broadway and Willson avenue, and a capital of $100,000. Officers : President, Hubbard Cooke; vice president, W. J. Hayes; secretary- treasurer, C. G. Barkwill.


The Marine Bank Company became the successor to E. B. Hale & Company in 1891. The capital was $300,000, with offices in the Garfield building. In 1900 the corporation wound up its affairs.


In 1891 The Arcade Savings Bank Company began business. Dr. H. C. Brainard was president and Frank H. Brown, secretary-treasurer. Some years later it amalgamated with the Euclid Avenue Bank.


The Lorain Street Savings Bank Company, Lorain and Fulton road, was or- ganized in 1891, with a capital of $100,000. D. H. Kimberley was president, suc- ceeded in 1896 by G. A. Timmerman. J. A. Melcher is secretary-treasurer.


650


HISTORY OF CLEVELAND


The Merchants Banking, Safe Deposit and Storage Company was organized in 1891 at 168 Euclid avenue. F. W. Bell was president and R. F. Jones, treasurer. The name was changed some years later to the Merchants Banking and Storage Company, with a capital of $50,000. President, T. W. Hill; secretary-treasurer, R. E. Risser. The offices are in the Caxton building.


In 1891 was also organized The Saving Building and Loan Company, with of- fices in the Case block. Luther Allen was president and W. F. Hoppensack, secre- tary-treasurer. In 1904 the Reserve Trust Company absorbed its business.


The Garfield Savings Bank Company was organized in 1892. President, H. Clark Ford ; secretary and treasurer, J. V. Dawes. Its first offices were at the corner of Euclid and East End avenues. It has since greatly expanded so that now there is a main office in the Garfield building and branches at Euclid and 118th, Superior and 105th (Doan), and St. Clair and 105th (Glenville) streets. The capital is $100,000, and the officers are: President, H. Clark Ford; vice presidents, J. M. Henderson, J. W. Stewart, T. Spencer Knight; secretary-treas- urer, Harris Creech.


The Western Reserve National Bank, organized in July, 1892, with $1,000,000 capital. Its banking house was on the northeast corner of Superior and Water streets. James Pickands was the first president, succeeded by Samuel Mather. George S. Russell was cashier. In 1899 it was absorbed by the Bank of Com- merce, N. A.


The Wick Banking and Trust Company, 61 Public Square, was organized in 1892, succeeding the private bank of Henry Wick & Company. President, Henry Wick; vice president, Dudley Baldwin ; and treasurer and cashier, D. B. Wick. In 1901 its business was taken over by The City Trust Company.


The West Cleveland Banking Company, Detroit street near Lakewood, was organized in 1894, with a capital of $100,000. W. J. White, the first president, was succeeded by T. S. Ingraham and W. S. Bailey; secretary-treasurer, Thomas West. Present officers: President, W. S. Bailey; secretary, L. M. Lucius; treasurer, A. D. Anderson.


The Guardian Trust Company began business December 10, 1894, with a capi- tal of $500,000, in the Wade building on Superior avenue. In 1906 it occupied its fine new building on Euclid avenue, retaining its former quarters as a branch bank. Its present capital is $1,000,000, and the officers are: President, H. P. McIntosh ; vice presidents, G. A. Garretson, John H. Farley, Charles L. Mosher, R. W. Judd; secretary, J. Arthur House ; treasurer, George F. Hart.


The Cleveland Trust Company was organized in 1895, with an authorized capitalization of $500,000, and banking rooms in the Garfield building. Later rooms were secured in the Williamson building, and in 1907 it occupied its magnificent new home on the corner of Erie (East 9th) and Euclid. It has the following branches in the city: corner Euclid and East 105th (Doan) ; 13594 Euclid (East Cleveland) ; corner St. Clair and East 40th (Case) ; 2200 Woodland near 55th (Willson) ; 3760 West 25th (Pearl) ; 4744 Lorain avenue; 11700 Detroit avenue (Lakewood), and out of the city at Hudson, Bedford, Collin- wood, Willoughby, Lorain and Painesville. Its present capital is $2,500,000, and its officers are: Calvary Morris, chairman of the board; F. H. Goff, president ;


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