USA > Ohio > Cuyahoga County > Cleveland > A history of Cleveland, Ohio, Volume I > Part 83
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From the originals in Western Reserve Historical Society
FORMS OF EARLY BANK CHECKS The black spot on the left margin of the lower check is a United States revenue stamp of war times. The cruciform lines on the upper portion of the upper check are slits cut through the check to cancel it.
651
HISTORY OF CLEVELAND
E. R. Perkins, M. H. Wilson, Samuel Mather, vice presidents ; A. R. Horr, secre- tary; A. G. Tame, treasurer.
The Cuyahoga Savings and Banking Company, Woodland avenue near Will- son, was organized in 1895. Officers: George Worthington, president; R. N. Pollock, secretary-treasurer. In 1901 its business was closed.
The Detroit Savings and Loan Company, 218 Detroit street, began business in 1895. George Faulhaber, president; George Faerber, secretary-treasurer. In 1901 the Forest City Savings bank absorbed its business.
The Euclid Avenue Savings and Banking Company began its business in Jan- uary, 1896, at 84 Euclid avenue, when it absorbed the Arcade Savings Bank Com- pany. In 1902 Frank H. Ginn was appointed assignee to wind up the affairs of the bank.
The Lake Shore Banking and Trust Company, organized in 1895, occupies the lower floor of the Osborn building, corner of Huron and Prospect avenues. Capital is $200,000, and its officers are: John M. Grundy, president; H. B. Gibbs, H. W. King, vice presidents ; J. H. Jones, treasurer ; W. S. Bowler, secretary.
The Park National Bank, 5 Public Square, was organized in 1895, with $500,000 capital. H. A. Bishop, president; R. A. Hamon, vice president ; John Sherwin, cashier. In 1903 it united with the Euclid National Bank to form the Euclid-Park National Bank.
The United Banking and Savings Company was organized from the West Side Banking Company in 1895, with a capital stock of $500,000. Its new build- ing is on the corner of Lorain and Pearl streets. H. Tiedeman, president ; E. Wiebenson, its first secretary-treasurer, later became president ; H. W. S. Wood, vice president ; W. H. Heil, treasurer ; A. H. Seibig, secretary.
The Cleveland Savings and Banking Company, Willson and Payne avenues, began business in 1896. Officers : presidents, William M. Day, George Deming, J. H. Champ; vice presidents, John Teagle, George Deming, F. M. Stearns; secretary-treasurer, W. B. Alexander, E. W. Redde. In 1903 its business was taken over by the Central Trust Company.
The American Exchange National Bank was organized in the American Trust building in 1897. R. M. Parmley, president ; George K. Ross, vice president ; Joseph R. Kraus, cashier. In 1903 its business was absorbed by the Park Na- tional bank.
In 1897 The Peoples Safe Deposit and Savings Bank Company, corner Su- perior and Willson, began a brief career.
The Colonial National Bank, 106 Euclid avenue, was organized in 1898. Of- ficers : H. C. Christy, president ; William C. Rudd, vice president ; John F. Hayes, cashier, succeeded by George A. Coulton. In 1904 the bank was united with the Union National Bank.
The Hough Avenue Savings and Banking Company was organized in 1898; capital $50,000. In 1906 it occupied its fine new banking house on the corner of Crawford road and Hough avenue. Officers: F. H. Haserot, president; F. M. Chandler and Arthur Odell, vice presidents ; David Nelson, secretary-treasurer.
The Coal and Iron National Bank, Perry-Payne building, was organized in 1899, with a capital of $500,000. Its officers were: Presidents, J. C. Gilchrist and
652
HISTORY OF CLEVELAND
F. M. Osborne; vice presidents, F. M. Osborne and F. W. Hart; cashier, A. B. Marshall. In 1904 it was absorbed by the First National Bank.
The Indemnity Savings and Loan Company was organized in 1899, with of- fices in the Cuyahoga building. Its officers follow : Presidents, I. N. Topliff, C. H. Weed, R. H. Sanborn; secretary, J. L. Hays; treasurer, R. H. Sanborn. In 1906 it wound up its business.
The State Banking and Trust Company was organized in May, 1899, with $300,000 capital, raised later to $500,000. Dr. U. W. Kitchen was its first presi- dent, succeeded by S. K. Barstow ; A. S. Upson, vice president ; John Jaster, vice president and treasurer ; T. J. Holmden, treasurer. Its banking rooms are in the Permanent building and it has a branch at the corner of Ontario and Broadway.
The State Savings and Loan Company began business in The Arcade in 1899. James A. Robinson, president; G. E. Herrick, vice president ; George H. Olmstead, treasurer. In 1902 it went out of business.
The Superior Street Savings and Banking Company, organized in 1899, corner Superior and Willson avenue, with C. E. Swan president and W. E. Cunningham as secretary-treasurer. In 1902 business stopped.
The Century National Bank was organized in 1900, with president, D. K. Kim- berley ; vice president, D. A. Dangler, and cashier, D. B. Beers. In 1902 its busi- ness was absorbed by the Colonial National Bank.
The Genesee Savings & Banking Company did business in 1900 on Wade Park avenue near Genesee street. Its officers were: President, J. R. Krause; vice presidents, J. A. Kling, J. D. Clary, A. H. Weed ; secretary, C. J. Gehlbrich. It was absorbd some years later by the Reserve Trust Company.
The Cleveland Savings and Loan Company was organized in 1900, with of- fices on Superior and East Sixth street. Its officers are: W. H. Teare, president ; A. W. Ellenberger, vice president; W. R. Creer, secretary-treasurer. Capital, $250,000.
The East Cleveland Savings and Loan Company was organized in 1900, with George A. Stanley, president ; William N. Perrin, secretary, and Charles H. Stew- art, treasurer. In 1902 it was absorbed by the Reserve Trust Company.
The Equity Savings and Loan Company was organized in 1900, with offices on Euclid avenue and East Fifty-seventh street. Capital, $200,000. Officers: N. S. Parsons, president; Thomas H. Wilmot, secretary ; F. W. Robinson, treasurer. The present officers are: H. S. Wood, president ; S. R. Badgley, Parker Shackle- ton, A. H. Prout, vice presidents; F. W. Robinson secretary; C. H. Smith, treasurer.
The Farmers and Merchants Banking Company, on Pearl street, was organized in 1900. F. W. Tilby, president ; P. J. Field, vice president ; H. W. Gazell, secre- tary-treasurer. In 1908 it was compelled to close its doors on account of the pec- ulations of an employee.
The German Savings and Banking Company organized in 1900. The bank was at Wade Park avenue and Geneva street. R. J. Krause, president ; C. J. Gehlbrich, secretary. It was absorbed by the Reserve Trust Company in 1904.
The Western Reserve Trust Company, organized in 1900, capital $1,000,000, banking rooms in the Williamson building. Calvary Morris, president; E. W.
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653
HISTORY OF CLEVELAND
Moore, H. C. Ford, H. W. King, vice presidents; M. H. Wilson, secretary- treasurer. In 1903 it was absorbed by The Cleveland Trust Company.
In 1901 The Bank of Cleveland began business on the north side of the Public Square. John Hicks, president; Joseph B. Turner, secretary-treasurer. In 1902 its business stopped.
The Bankers National Bank, organized 1901, offices in the Hollenden hotel. Luther Allen, president; Charles N. Schmick, F. W. Gehring, vice presidents ; Joseph R. Kraus, cashier. In 1904 it was absorbed by the Euclid-Park National Bank.
The Caxton Savings and Banking Company. organized in 1901, offices in the Caxton building. Rollin C. White, president ; W. R. Warner, Ed. S. Page, T. H. Geer, vice presidents ; W. P. Kyle, secretary-treasurer. In 1904 its business was absorbed by the Prudential Trust Company.
The Clark Avenue Savings Bank Company began business in 1901, at 491I Clark avenue, capital $100,000. Officers are: Alexander J. McCrea, president ; John L. Flaherty, secretary and treasurer.
The Dollar Savings and Banking Company organized in 1901, place of business 1306 Cedar avenue. E. T. Hamilton, president ; D. B. Beers, secretary-treasurer ; H. B. Marble, vice president. It was absorbed by the Euclid Avenue Trust Com- pany in 1905.
The Fairmount Savings Bank Company organized in 1901, Euclid and Fair- mount streets. I. C. Goff, president; William G. Phare, secretary-treasurer. In 1905 it was absorbed by the Cleveland Trust Company.
The Guarantee Savings and Loan Company did business for only one year, 1901-02. Arthur L. Mix, president ; J. A. Blodt, secretary.
The Market National Bank organized 1901, Broadway and Ontario street. William F. Sprague, president ; D. Leuty, vice president ; William K. Rose, cashier. In 1906 it was taken over by the State Banking and Trust Company.
The Merchants Banking and Storage Company. L. E. Schever, president. Did business from 1901 to 1904, at 14 Oak place.
The Metropolitan National Bank, 9 Prospect street, did business for one year, 1901-02. A. L. Moore, president ; C. C. Pettit, cashier. Taken over by the Ameri- can Exchange Bank.
The Ohio Savings and Loan Company, Pearl (West Twenty-fifth) and Bridge streets, organized in 1901. Christian Schuele, president ; Henry Grombacher, sec- retary-treasurer. Capital, $500,000.
The Perry Savings Bank Company organized in 1901, Woodland avenue and Perry street. C. F. Emery, president ; Frank C. Dettlebach, secretary-treasurer. In 1903 it was absorbed by the Central Trust Company.
The Prudential Trust Company was organized in 1901, with banking rooms in the new Schofield building. Samuel F. Haserot, president ; J. B. Hoge, S. W. Croxton, C. E. Adams, vice presidents ; T. E. Barton, secretary-treasurer. In 1904 it was absorbed by the Citizens Savings and Trust Company.
The Union Bank and Savings Company, 969 Woodland avenue, organized in 1901. H. H. Christy, president ; F. E. Dilley, secretary-treasurer. In 1904 busi- ness stopped.
654
HISTORY OF CLEVELAND
The Federal Trust Company organized in 1902, occupying the old bank build- ing corner Superior and Water street, capital $1,500,000. J. C. Gilchrist, president ; F. W. Hart, F. M. Osborne, vice presidents ; George F. Clewell, secretary-treas- urer. In 1904 it closed its doors and a receiver was appointed.
The Windermere Savings and Banking Company was organized in 1902 with George Stone, president ; E. Warner White, secretary-treasurer. In 1903 busi- ness stopped.
The American Savings Bank Company organized in 1903. Offices corner Lo- rain street and Dennison avenue, and in the Caxton building. S. W. Christy, pres- ident ; C. J. Alpeter, secretary-treasurer. In 1908 business stopped.
The City Trust Company, organized in 1903. Herbert Wright, president ; Frank Kuzel, secretary. In 1904 business stopped.
The Euclid-Park National Bank formed in 1903 by a union of the Euclid National and Park National Banks. Capital, $1,500,000. Occupied the building on Euclid avenue near the Williamson building. H. A. Bishop, president; S. L. Severance, John Sherwin, Kaufman Hays, R. A. Harmon, vice presidents ; cashier, C. E. Farnsworth. In 1905 it was absorbed by the First National Bank.
The Glenville Banking Company, organized in 1903. Evan J. Evans, presi- dent; R. S. Thomas, secretary-treasurer. It closed its doors in 1907.
The Home Savings and Banking Company, South Brooklyn, was organized in 1903, capital $50,000. Henry D. Cogswell, president; F. A. Shepherd, secre- tary-treasurer.
The Lakewood Savings and Banking Company, Detroit and Highland avenue, was organized in 1903. H. H. Hackenburg, president; William O. Mathews, secretary-treasurer. In 1905 it closed its doors.
The Lincoln Savings and Banking Company, 2820 West Twenty-fifth (Pearl) street, was organized in 1903, capital $100,000. David Mooris was presi- dent, succeeded by John Amersbach. John M. Hirt is secretary and treasurer.
The Euclid Avenue Trust Company, 84 Euclid avenue, organized in 1903; W. H. Craft, president ; R. S. Thomas, secretary-treasurer. In 1908 it closed its doors and a receiver was appointed.
The Reserve Trust Company was organized in 1904; president, Luther Allen ; vice presidents, Adrian Grahams, John A. Kling, George Bartol; secretary, William N Perrin; treasurer, C. E. Berkey. It had four branches. A receiver was appointed in 1908.
The Superior Savings and Trust Company, organized in 1905, with fine banking rooms in the Rockefeller building ; capital $500,000. J. J. Sullivan, pres- ident; Frank A. Scott, secretary. The present officers are: J. J. Sullivan, president; E. W. Oglebay, chairman of the board; J. H. McBride, C. A. Paine, vice presidents ; E. L. Howe, secretary ; P. J. Darling, treasurer.
Brooklyn Savings and Loan Company came into the city with the annexa- tion of Brooklyn. Capital $50,000. R. F. Hamblin, president ; H. M. Farnsworth, secretary-treasurer.
The Depositors Savings and Trust Company was organized in 1907, with offices at 312 Superior street, and later removed into the building previously occupied by the First National Bank on Euclid avenue. Capital $300,000. Offi- cers : Tom L. Johnson, president; Leopold Einstein, vice president; J. P. Kraus,
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From originals in Western Reserve Historical Society
EARLY CLEVELAND BANK NOTES
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655
HISTORY OF CLEVELAND
treasurer; E. W. Doty, secretary. In 1909 its accounts were taken over by the First National Bank and The Cleveland Trust Company.
Two other banks began business in 1907 and did business for less than two years-The Franklin Savings and Banking Company, 5510 St. Clair avenue and the Metropolitan Banking Company, 10607 Superior avenue.
Other building and loan associations are: The West Side Bauverein Com- pany, 2621 Lorain avenue, capital $439,000, George Kieffer, president ; The Cuya- hoga Building and Loan Company in the Arcade, capital $500,000, Davis Hawley, president ; Economy Building and Loan Company, Blackstone building, capital, $200,000, O. J. Hodge, president; Mutual Building and Investment Company, in The Arcade, capital $1, 103,463.79, John H. Farley, president; Ohio Mutual Sav- ings and Loan Company, Society for Savings building, capital $447,083.89, W. C. Corwin, president; Provident Building and Loan Association, Broadway and Har- vard street, capital $153,600, Eli W. Cannell, president; South Side German Build- ing Association, 2510 Clark avenue, capital $147,207.55, William K. Kuhl, presi- dent.
The Clearing House Association was organized on the 28th of December, 1858 "to effect at one place and in the most economical and safe manner, the daily exchange between the several associated banks and bankers; the main- tenance of uniform rates for eastern exchange and the regulation of what description of funds shall be paid and received in the settlement of business." This was subscribed to by the following banks: The Commercial Branch bank, Forest City bank, Mason, Everett & Company, H. B. and H. Wick & Company, Whitman, Standart & Company and Fayette Brown. The first officers were . T. P. Handy, president and W. L. Cutter, secretary. The executive committee, T. P. Handy, Lemuel Wick and Fayette Brown.
From the date of its organization until 1902, The Clearing House organiza- tion was little more than a place of meeting for the exchange of checks be- tween its members. Debit balances were settled by checks on New York.
On June 25, 1902, a new constitution was adopted and a revised code of rules and regulations put in force, which have added very much not only to the importance of the association, but also to its working efficiency. No better in- stance can be given than its prompt action in the fall of 1907 in relieving the local situation by an issue of clearing house certificates, which were all retired inside of three months.
CHAPTER LXVII.
THE CHAMBER OF COMMERCE.
The history of the Chamber of Commerce is brief, the record of its accomplish- ments, long. Its origin is traced to the organization of the old Board of Trade, organized as follows :
"At a large meeting of the merchants of this city, held pursuant to notice at the Weddell house, on Friday evening, 7th instant, William Milford, Esquire, was called to the chair and S. S. Coe appointed secretary.
656
HISTORY OF CLEVELAND
"After a statement from the chair of the object of the meeting, it was on motion of Joseph L. Weatherly, Esquire,
"Resolved : that the merchants of this city now organize themselves into an as- sociation, to be called the Board of Trade of the City of Cleveland, and that we now proceed to the election by ballot of officers therefor.
"Whereupon the following gentlemen were elected for the ensuing year : president, Joseph L. Weatherly ; vice president, William F. Allen, Jr .; secretary, Charles W. Coe; treasurer, Richard T. Lyon.
"A committee consisting of Richard Hilliard, John B. Waring, William Mil- ford, Jona Gillett and L. M. Hubby, were appointed to prepare and report at a subsequent meeting a constitution, bylaws, etc., for the association, and call a meeting when ready to report.
"E. M. Fitch, William F. Allen, Jr., and A. Handy were appointed a commit- tee to procure a suitable room for the purposes of the association, and report at same meeting.
"WILLIAM MILFORD, President." "S. S. COE, Secretary."
"Cleveland, July 7th, 1848."
The records of this organization were destroyed by fire. The names included in the record of its first meeting are those of the leading merchants of the city and one may infer that it was not an inactive organization.
In 1866 the Board was resuscitated, and statistics of trade and manufacture were begun. There were then only twenty members and the Board met daily in the Atwater block. In the charter which was granted in April, 1866, the object of the organization is set forth as follows: "To promote integrity and good faith ; just and equitable principles of business ; discover and correct abuses; establish and maintain uniformity in commercial usages; acquire, preserve and disseminate valuable business statistics and information ; prevent or adjust controversies and misunderstandings which may arise between persons engaged in trade; and gen- erally to foster, protect and advance the commercial, mercantile and manufac- turing interests of the city." Among the signers of this charter are Philo Cham- berlain, R. T. Lyon, J. T. Sage, A. Hughes, C. W. Coe, H. S. Davis, J. E. White, J. H. Clark, S. W. Porter, H. B. Woodward, A. V. Cannon, E. D. Childs, W. F. Otis, M. B. Clark, W. Murray, S. F. Lester, A. Quinn, George W. Gardner, E. C. . Hardy, George Sinclair.
The rules of this body were "suited particularly to an organization where dealing in grain, provisions, etc., was carried on; they were not appropriate for a deliberative body, representing equally every trade interest and embracing within its membership a large number of professional men." 1
The desire to enlarge its scope led to the third period of growth and reor- ganization, which dates from 1892. The report of that year says : "In August of this year a committee on promotion of industry began the collection of what is known as the business men's fund and the organization of a movement within the Board of Trade made up of subscribers to this fund." From the general Board of Trade committee a new general committee was formed to conduct the industrial work: Wilson M. Day, chairman; L. E. Holden, vice chairman ; George T. Mc-
1 Reports and Proceedings of the Chamber of Commerce, November, 1894.
657
HISTORY OF CLEVELAND
Intosh, secretary ; H. R. Groff, treasurer; A. J. Wright, Michael Backus, Myron T. Herrick, T. C. Burnett, L. W. Bingham, L. McBride, D. A. Dangler, George Deming, J. B. Perkins, S. M. Strong and W. J. Morgan. This committee wisely chose Ryerson Ritchie as "Superintendent of Industry."
Here began the special activities that have since characterized the Chamber. New manufacturing and mercantile industries were induced to locate in Cleveland, better freight facilities secured, state and municipal legislation relating to Cleve- land was carefully watched, valuable statistics gathered and aroused an ambition among the business men of Cleveland for a general and hearty civic cooperation. This awakening spirit found the old organization, the old body, ill suited for its newer and wider hopes. In February, 1893, a complete reorganization was effected and the name changed to the Cleveland Chamber of Commerce,
"CLEVELAND, February 6, 1893. "Samuel M. Taylor, Secretary of State, Columbus, Ohio.
"Sir: You are respectfully notified that at a meeting of the Board of Trade held this day, in conformity with the statutes governing such matters, the follow- ing resolution was unanimously adopted :
" 'Resolved, That the name of "The Board of Trade of the City of Cleveland" be changed to 'The Cleveland Chamber of Commerce.'
"This organization will therefore hereafter be known as 'The Cleveland Cham- ber of Commerce.'
Respectfully, "WILLIAM EDWARDS, President. "A. J. BEGGES, Secretary."
The proceedings of 1894 alluding to this organization say: "To the enter- prise and untiring efforts of the Board of Trade committee on promotion of industry, is due the successful organization of the Cleveland Chamber of Com- merce. The persistent energy of that committee resulted in crystallizing a sen- timent among business men in favor of a wider interest in progressive meas- ures, a stronger faith in the advantage to the city of united work, and the nec- essity of having an organization so well equipped that it would invite the active interests of business men."
With the new name came entirely new by-laws. The old restricted rules were replaced by an adequate and substantial frame work of organization .* But more than this, the frame work was clothed with the substance of reality and animated with a spirit of doing. The year that witnessed the opening of the new rooms in the Arcade on the evening of June 20, 1893, saw the formulation of numerous new projects. These rooms immediately began to be the rendezvous of earnest and hard workers, e. g., from January Ist to April 17, 1894, one hun- dred and eight meetings were held in them. This enthusiastic beginning re- sulted in the location of the new armory on Bank street; the caring for Cleve- land's interest at the World's Fair; the starting of a movement that later brought a new Federal building to the city; a bettering of freight conditions for Cleve- land shippers; the successful carrying out of numerous trade excursions of Cleveland wholesalers and manufacturers into the surrounding territory; the establishing here of a branch of the United States Hydrographic office; a study of Cleveland tax and insurance rates; the raising of a fund for the relief of
*The rules are published yearly in the annual reports.
658
HISTORY OF CLEVELAND
suffering caused by the general industrial depression; the scrutinizing of the street railway system; the development of harbor improvements; the exten- sion of manufactures; organization looking to the proper observance of the City Centennial in 1896; and the adoption of a new system for recording the freight receipts and shipments and other necessary business statistics. These and many minor matters were the work of that first year of the Chamber and its nine hundred and one members. Its chef d'oeuvre for the year, was the organizing of the Ohio State Board of Commerce. "The Chamber should be especially proud of the successful issue of its efforts to bring together, in one organization the local commercial associations of the state, to promote by unity of action the commercial, industrial, financial and general business interests of Ohio. The commercial conference called by the Chamber on November 15th was attended by fifty-five representative business men, delegated by the lead- ing commercial bodies of the state. The formative work and subsequent meet- ings of the state board and its council indicate that it has already become an influential factor and that it has prompted local organizations and business men generally to take a greater interest in questions which affect the welfare and prosperity of the people of Ohio."t
This first year set a great pace. From the first the Chamber has had a wide horizon, recognizing the need of state and even national cooperation. In 1895, five hundred and twenty-four meetings were held in the Chamber room, three hundred and thirty-seven relating immediately to the work of the Chamber, one hundred and fifty-nine to local associations, affiliated with it, and twenty-eight to conventions and delegates. With such a mass of work to do, it was neces- sary to secure ampler quarters. One thousand, one hundred and one members were on the roll; one hundred and eighty-eight thousand, two hundred and ninety-two dollars and eighty-eight cents was in the sinking fund, with no liabilities. The organization was anxious to have a home of its own. It should be in the heart of the city and ample for the Chamber's work. So land was purchased on the north side of the Square, where the Western Reserve Histori- cal Society building stood, and three hundred and fifty thousand dollars was invested in the building, whose ornate facade now looks out upon the his- toric Square in striking contrast to the somber bank that stands sturdily by its side.
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