USA > New York > Gazetteer of the State of New York: embracing a comprehensive view of the geography, geology, and general history of the State, and a complete history and description of every county, city, town, village, and locality, Part 1 > Part 22
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New York
April
8, 1825
S.
Lewis County Mutual Insurance Co.
Feh.
27,1837
M.
f.
Took but one insurance. Never fully organized.
Long Island Farmers' Ins. Co. in the Co. of Queens ..
Hempstead
April 29, 1833
Brooklyn
April 30, 1836
Cazenovia
March 23, 1836
Closed under act of Jan. 25, 1854.
Madison Marine Ius. Co. of the City of New York
New York
April
8,1825
S.
Mariuo Insurance Co. of New York ...
New York
March 16, 1502
Mechanics' Fire Ins. Co. of the City } of New York
New York
April
7,1819
{
Original cap. $500,000. Reduced to $300,000 Jan. 12, 1828.
Merchants' Fire Insurauce Co .. Merchants' Mutual Ins. Co. of Buffalo Merchants & Householders'Mutual? Ins. Co ..
Buffalo.
Feb.
4, 1850
M.
New York
April 17, 1843
M
Merchants' Ins. Co. in the City of Alhany
Albany
April
7,1824
Merchants' Insurance Co.
Buffalo.
Feb.
4. 1851
Merchants' Marine Insurance Co ....
New York
April
26, 1836
S.
Merchants' Mutual Insurance Co .....
New York
April
10, 1843
M.
Metropolis Ina. Co. of the City of ) New York
New York
Jan.
29, 1853
S.
Metropolis Insurance Co.
New York
April
29. 1839
S.
Metropolitan Insurauce Co.
New York
Oct.
2. 1852
S.
Mohawk Insurance Co. of New York
New York
April
3. 1824
Mohawk Valley Farmers' Ins. Co
Scotia
June
27.1851
M.
Mohawk Valley Insurance Co.
Amsterdam
June
6. 1851
Monroe Fire Insurance Co
Rochester.
March 9, 1825
S.
Mutual Assurance Co. of New York. New York
M.
f.
Mutual Insurance Co. of Buffalo.
Buffalo
April 18, 1843
M.
f. m. n. f. m. n.
Mutual Protection Ins. Co. of Roche's- tur
Rochester.
May
7. 1844
Mutual Safety Insurance Co.
New York
April 17, 1838
National Exchange Insurance Co
New York
Max.
1855
S.
I. m. n.
National Insurance Co.
New York
April
9. 1838
National Protection Insurance Co
Saratoga Springs. Feb.
22. 1851
Nautilus Insurance Co.
New York
New York Central Insurance Co.
Cherry Valley
Jan.
16. 1851
New York City Insurance Co.
New York
Nor.
13. 1852
New York City Insurance Co.
New York
March 22. 1825
S
f. n.
New York Contributionship Ind. Co.a New York.
April
5. 1824!
......
f. 1. Cap. $300.000. Reduced to $250.000. Made assignment and diss. Jan. 1852. Changed from Householders' Mutual Ing. Co.
S. f. m. n. Cap. $250.000. Closed.
f. m. f. m. n.
Cap. $400.000.
Changed to Ocean Ins. Co. of tho City of New York April 3, 1855.
Cap. $250,000. Cap. $500.000. Never organized. Cap. $500.000.
Receiver appointed Oct. 1854.
Receiver appointed Jan. 1855.
Cap. $250,000. Revived April 17. 1826. Renewed 1808 as Mutual Ins. Co. of New York. Cap. $350,000. To con- tinne till repealed. Changed to Knickerbocker Fire Ins. Co. of New York May 12, 1846.
Cap. $200,000.
Mutual Protection Insurance Co ..
New York
May
25, 1841
S.
f. n. f. m.
I National Insurance Co.
New York
Extended April 12. 1843. Receiver appointed Sept. 1855. Original cap. $100,000. Cap. $150.000.
Receiver appointed Ang. 1855.
April 6. 1549, changed to New York Life Ins. Co. and limited to life risks. Closing up. No new policies issued. Receiver appointed Sept. 1855. Cap. $250.000.
Cap. $300,000. Similar act May 6, 1844.
& The New York Contributioushup for the Insurance of Houses & Property from Loss by Fire, incorp. April 5, 1822. Changed to above.
f. n. Cap. $200.000. Reduced to $150,000 f. April 17, 1843. Cap. $200,000.
Hudson River Marine & Fire Ins. Co. Crescent.
June
1, 1852
M.
f. m. n.
S.
Cap. $500,000.
Insurance Company of Firemen
New York
(f. m.
Cap. $400,000. Reduced to $300,000 April 24. 1840. Reduced to $200,000 and fire risks allowed.
Changed to International Ins. Co. April 11, 1845.
Cap. $300,000. Changed to Anchor Ins. Co. of the City of New York, April 8, 1826.
Cap. $50,000. Revived May 2, 1835.
Long Island Mutual Insurance Co ... Madison Co. Mutual Ins. Co.
8. M. M.
m. Cap. $300.000. Cap. $250.000. Closed up under act of Inne 18, 1812. by the American Ina. Co. of New York having become in- solvent.
New York
April
2,1819
{
Remarks.
New York
f. m. n.
Changed from Harmony Fire Insu- rance Co. April 17, 1858. Receiver appointed Dec. 1855. Receiver appointed 1853.
14. 1815
M
March 23, 1798
88
NEW YORK STATE GAZETTEER.
Obsolete Insurance Companies, continued.
NAME.
Location.
Date of act of incorporation or of filing articles.
Stock or
Mutual.
New York Fire Ins. Co. of the City ? of New York.
Now York.
New York Protection Insurance Co .. Rome
July
23, 1849
New York State Mutual Ins. Co ... New York Union Mutual Ius. Co ...
Johnstown
May
9, 1850
M.
New York Firemen lusurance Co ..... New York.
March 2, 1810
8.
New York Guardian Insurance Co ...
New York
April
6, 1838
S.
Cap. $300,000.
New York Insurance Co
New York
April
2,1798
New York La Fayette Ins. Co
New York
April
14, 1825
S.
f. D.
New York Marine Insurance Co ...
New York
April
2, 1798
New York Mechanics' Life Ins. & ) Coal Co.
New York.
Feb.
28, 1822
March 28, 1809
New York Northern Fire Ins. Co ....
May
4, 1829
Changed from Sun Fire Ins. Co. Cap. $240,000.
New York State Marine Ins. Co
New York
April
8, 1825
New York Union Mutual Ins. Co .....
Johnstown.
May
9,1850
M.
Neptune Ins. Co. of the City of New York
New York
April 11, 1825
m. Cap. $250,000. Changed to Neptune Bell Mutual Ins. Co. of New York, April 22, 1831.
Neptuno Bell Marine Ins. Co. of New York
New York.
April 22, 1831
Niagara County Mutual Ins. Co ...
Lockport
April 13, 1837 April
8, 1836
S.
North American Insurance Co.
New York
April 13, 1826
S.
North American Mutual Ins. Co ..... Northern New York Live Stock Ins.Co Plattsburgh
Brasher Falls.
May
26, 1851
8, 1851
Northern New York Mutual Ins. Co. Northern Protection Insurance Co ...
I'lattsburgh ..
Sept.
17, 1852
Camden
Nov.
14, 1851
Ocean Insurance Co.
New York
March 2, 1810
Oneida County Mutual Ins. Co.
Utica
April 28. 1836
Oneida Insurance Co.
L'tica
March 23. 1832
Oncida Lake Mutual Insurance Co ...
Cleveland
March S, 1853
M.
Onondaga Conuty Mutual Ins. Co .....
Baldwinsville
April 13, 1836
M.
Ontario Insurance Co.
Geneva
March 21, 1825
Orange Fire Insurance Co
Newburgh
April
7, 1819
Orleans Insurance Co ..
Albion .
June
1, 1850
Oswego County Mutual Ins. Co.
Mexico ....
April 28, 1836
Pacific Insurance Co. of New York New York
April
14, 1815
Palladium Fire Insurance Co.
New York
April 20, 1832
f.
Cap. $300,000. Reincorporated May 3, 1839. Cap. $250,000.
Pelican Mutual Insurance Co
New York
April 10, 1843 Feb). 20, 1807
Phoenix Fire Insurance Co.
New York
March 29, 1823
.. S.
People's Ins. Co. of the State of N. Y. Kingston
May 14, 1851
Poughkeepsie Insurance Co ..
Poughkeepsie ..
April
8, 1825
S.
f. n.
Protection Fire Insurance Co ..
New York
April 7,1824
Renovation Fire Insurauce of the City of New York
New York.
March 31. 1836
S
Rensselaer County Mutual Ins. Co ....
Lansingburgh
April 29, 1836
Rensselaer Insurance Co.
Lansingburgh
April 15, 1852
Rensselaer & Saratoga Ine. Co.a.
Troy
Rochester
March 20, 1852
f.
Saratoga County Mutual Fire Ins. Co. Salem Fire Insurance Co.
Salem
July,
1852
f.
Schenectady & Saratoga Ins. Co ..
May
6, 1834
S.
f. n.
Schenectady County Mutual Ins. Co. Schenectady
May
26, 1841
M.
Schoharie Mutual Insurance Co ...
Schoharie
April
22, 1831
Scholarie County Mutual Ins. Co .... Sea Insurance Co.
Cobleskill
Dec.
3, 1850
M.
S.
m. n.
Seneca County Mutual Ins. Co. Seventh Ward Fire Insurance Co. Seventeenth Ward Fire Ins. Co.
Waterloo.
April
12. 1839
M. S.
f. f.
f. n. Cap. $200,000. Changed to National Fire Insurance Co. May 24, 1841.
Steuben County Mutual Ins. Co ..
Steuben Farmers & Merchants' In- surance Co.
Batla
Sept. 29, 1851
Susquehanna Fire lusuranco Co.6.
Albany
Ang.
1834
Syracuse Insurance Co.
Syracuse
April 26, 1833
4.
Tioga County Mutual Insurance Co.|Owego ...
April
1, 1837
M.
a Capital reduced from $199.8$0.90 to $87,536.45 by the great Troy fire of 1820. Life insurance taken away in 1831. Directed to close up by act of April 18. 1843.
0 sec Comptroller's Report, 1858, p. 45.
m. Changed from Neptune Ins. Co. Cap. $250,000. Revived April, 1832.
f. Cap. $250,000. Changed from Phoenix Fire Ins. Co. Allowed to take inland navigation risks May 7, 1845. Cap. $300,000. Receiver appointed June, 1855.
M. Receiver appointed Oct. 1854.
S.
ın. n. Cap. $500,000. Extended to Jan. 1860. Capital reduced to $350,000. Closed.
f. n. Cap. $250,000. Closed.
f. n.
Closing up. Cap. $250,000. Cap. $400,000. Receiver appointed March, 1852.
Cap. $500,000.
Phoenix Insurance Co. of New York
New York
f. l. m. n. Cap. $500,000.
Original cap. $250,000. Changed to North America Fire Insurauco Co .. April 8, 1836. Receiver appointed March, 1854. Cap. $100,000.
Cap. $300,000.
Reorganized Oct. 11. 1851. Receiver appointed Feb. 1855.
Cap. $50.000. Cap. originally, $500,000. Closed up. Changed from Farmers & Merchants' Insurance Co. of Western N. Y ..
Saratoga Springs
May
5, 1834
M.
f.
Receiver appointed Jan. 1857. Cap. $100.000. Stopped issuing poli- cies by act May 25, 1:41. Changed by dropping "County Mu- tual" April 7, 1858. Extended 30 years. Revived May 9. 1836. Receiver appointed. Cap. $250.000. Time for final divi- dend extended 1840 to June 28, 1841.
New York
April
29. 1839
Cap. $250,000.
New York.
April 9, 1838
March 29, 1837
..
S. S.
f. l. n.
Rochester Insurance Co.
New York
May
5, 1834
Receiver appointed Nov. 1856. Changed from Cooperstown Feb. 1855. Receiver appointed. Cap. $100,000.
- Changed May 10, 1847, to New York - Fire & Marine Ins. Co. Made assignment Jan. 1852, aud closed .pמ Receiver appointed. Receiver appointed July, 1855.
Newark
Oct.
31, 1849
M
Cap. $500,000. Closed by losses 1818 and reorganized. Changed to Hope 1ns. Co. Jan. 26, 1821.
Expired 1820. Extended to Jan. 1860. Cap. $200,000. Cap. $500,000. Cap. $600,000. Changed April 15, 1823, to Life & Fire Ins. Co.
New York Mutual Insurance Co ..
New York
Cap. $400,000. Revived April 25, 1831. Cap. $300,000.
M.
North American Fire Insurance Co .. New York.
July
M. S.
S. S.
M. S. 8.
Remarks.
April 15, 1819|
89
CORPORATIONS.
Class III. includes those whose certificates are filed in the Banking Department.
DEP
ENT
Individuals or copartners may obtain bills from the depart- NCELSIOR ment for eireulation as individual bankers, and are liable to the full extent of their property for the redemption of the notes and the payment of the debts of such private banks. The name of individual banks must now be that of their owners; and the privilege cannot be sold, or the bills be signed by an agent. It may, however, be
Obsolete Insurance Companies, continued.
NAME.
Location.
Date of act of incorporation or of filing articles.
Stock or Mutual.
Remarks.
Tompkins Connty Mutual Ins. Co ....
Ithaca.
April 25, 1840
M.
Traders' Ins. Co. in the City of N. Y. New York.
March 9, 1825
S.
f. n. Cap. $250,000.
Tradesmen's Insurance Co. in the City of New York.
New York.
March 14, 1825
S.
f. n.
Cap. $200,000.
Triton Insurance Co ..
New York.
April 4, 1838
S.
f. m. n.
Cap. $250,000. Reduced to $150,000 May 26, 1841.
Tontine Fire Insurance Co.
New York
May,
1855
Receiver appointed Oct. 1856.
Troy Insurance Co.
Troy ....
April
5, 1831
S.
f. m. n.
Cap. $200,000. Directed to close up by act of April 21, 1840.
Troy Mutual Safety Insurance Co ....
Troy.
May
7,1844
S.
Cap. $150,000.
Tempest Insurance Co ...
Meridian
Jan.
29,1853
A committee appointed in 1855 could not find the books or Secretary of this Co. Changed from Eighth Ward Fire Ins. Cn. Cap. may increase $200,000.
Unadilla Mutual Insurance Co.
Unadilla
May 12, 1836
M.
f.
Cap. $400,000.
Union Insurance Co ...
New York.
March 18, 1818
S. S.
1. ann.
Cap. $500,000. In 1837 extended to Jan. 1, 1862.
Union Mutual Ins. Co. at Fort Plain Fort Plain
May
21,1850 M.
Changed to Union Insurance Co. July 8, 1851. Cap. $500,000.
United Insurance Co.
New York.
May 14, 1840
S.
m. n. f. l. m. Cap. $500,000. Twice extended.
United States Insurance Co. of the } City of New York.
New York.
March 31, 1837
S.
} m.
Cap. $1,000,000. Fire risks allowed May 5, 1840.
United States Mutual Insurance Co. West Potsdam
Nov. 8,1850
Receiver appointed Feb. 1855. Receiver appointed Feb. 1859.
Utica Insurance Co
Utica
March 29, 1816
f. m. n. Receiver to be appointed by act of May 26, 1841.
Utica Live Stock Insurance Co.
Utica
April 12, 1852
(insured live stock.) Cap. $25.000.
Washington County Mutual Ins. Co. Granville.
April 22, 1837
S. M.
Reorganized Dec. 13. 1849. Receiver appointed Sept. 1856.
Washington Insurance Co.
New York
April 29, 1839
S. S.
f. Cap. $50,000.
Washington Marino Insurance Co. } of the City of New York ..
New York
April 27, 1833
S.
m
Cap. $300,000. Reduced to $100,000, 1833, and changed to Marine Mutual Fire Insurance Co. Allowed to take fire risks April 27 1833.
Washington Mutual Assurance Co. of the City of New York.
New York.
March 30, 1802
f.
New York ..
April 11, 1842 May 12, 1836
Webster Fire Insurance Co.
New York.
March, 1855
Western Fire Insurance Co.
Canandaigua ....
April 3, 1824
S.
f
Western Insurance Co. of Olean ..
Olean
Jan. 22, 1853
Western Insurance Co. of the village of Buffalo ...
Buffalo ...
April
7, 1817
f. m. n. Cap. not over $100,000.
Western New York Agricultural Cleveland, Oswe- Live Stock Insurance Co. go co.
April 15, 1852
Williamsburgh ...
April
17, 1843
S.
March 9, 1837
M.
f. f.
New York
April 25, 1839
S.
f. n.
Union Fire Insurance Co. of the City of New York.
New York.
April 24, 1833
f.
United Ins. Co. in the City of N. Y ...
New York.
March 10, 1798
S.
United States Insurance Co ..
Saratoga Springs
Feb. 22, 1851
M. M.
Cap. $250.000.
Washington County Insurance Co ...
April 24, 1832
-
S. M
Washington Mutual Insurance Co ... Wayne County Mutual Ins. Co ..
Referee appointed Sept. 1855. Cap. $250,000. Receiver appointed Dec. 1855.
Williamsburgh Fire Insurance Co ... Yates County Mutual Insurance Co ..
1 The first bank organized in the State was the Bank of New York, which had existed several years previously as a private partnership. In many of the earlier banks the State reserved the right of subscribing stock, and of appointing directors to represent their interest in proportion to the amount held. Bank- ing powers could only be enjoyed by special act of the Legisla- ture, and were commonly limited to a period of 30 years. In 1838 a general law was enacted, allowing the organization of ns- sociation for banking, upou depositing the requisite securities with the Comptroller and filing articles of association in the Secretary's Office, Up to the date of the general law, 106 banks had been created, -- of which 31 are still in existeuce, 36 have
reorganized, and 39 have failed, closed, or changed their names. The Manhattan Co., created " for supplying the city of New York with pure and wholesome water," and the New York Dry Dock Co. possess perpetnal banking powers. Other corporations for manufacturing or commercial purposes were allowed like privileges for limited periods, all of which have expired. In 1829 a "safety fund" was created, by requiring an anmal con- tribution of $ per cent. of its capital paid in from each bank formed or extended after that time, until each had paid 3 per cent. This fund was placed in charge of the Comptroller, and applied to the redemption of the bills of insolvent banks con- tributing to this fuud, after their other mucans had been ex-
Trust Fire Insurance Co
New York
April 25, 1830
Trust Fire Insurance Co
" An Act to authorize the Business of Banking" was passed April 18, 1838, and was modified April 12, 1851, upon the creation of a Bank Department. Reports previously made to the Comptroller are now made to this Department. In 1853 the articles of association previously filed in the Secre- tary's office were transferred to this department.1
90
NEW YORK STATE GAZETTEER.
bequeathed. All banks, excepting those in New York, Brooklyn, Albany, and Troy, must have an agency in New York, Albany, or Troy, for the redemption of their bills within one-fourth of one per cent. of par.
haustcd. The bank fund has long since been exhansted, the draft upon it far exceeding the Income. In 1848, 11 insolvent banks, that had contributed but $86,282 to this fund, had drawn from it $2,577,927 .- Comptroller's Report, 1848, p. 55.
The same law provided for the appointment of 3 Bank Com- missionery, who were required to visit the banks thrice annually, to ascertain their condition, take measures to secure the public against fraud or loss, and report annually to the Legislature. This office was abolished April 18, 1843, and the Comptroller was iuvested with general powers relating to banks, from which he was relieved by the creation of a special Bank Department in 1851. This department is under a superintendent appointed by the Governor and Senate for 3 years. It has the custody of all plates for printing bank bills ; regiaters, numbers, and issues to banks such bills as their charters and securities entitle them to; destroys the same when withdrawn from circulation ; and destroys the plates when the bank is closed. It appoints special agents for examining the condition of doubtful banks, directs prosecutions in belialf of the State, sells the securities of broken hanks to redeem their circulation, and reports the condition of banks to the Legislature aunnally. Banks can only obtain bills for circulation by depositing New York State or United States stocks bearing interest equivalent to 6 per cent., or bonds and mortgages of not over $5,000 each upon unincumbered improved lands at two-fifths value, exclusive of buildings, and bearing 7 per cent. interest. Closing banks, after calling iu 90 per cent. of their
circulation, may withdraw their stocks or mortgages, and substi- tute cash for the redemption of the remaining 10 per cent. of circulation. Stockholders of banking associations are personally liable to an extent equal to their capital stock. Experience las shown that under our free bank system bonds and mortgages have realized but about 88 per cent. on the sum for which notes were issued, while the aggregate securitles, including stocks, have almost always sold for more than enough to redeem the circulation based upon them .- Report, 1859, p. 8.
Bank Note Engraving is now done by a company, formed in 1858 by the union of most of the establishments previously ex- isting.
The Bank of the United States had branches for discount and deposit at New York, Utica, and Buffalo, in this Stato.
Specie payment has been generally suspended three times by the banks of New York State. In the fall of 1814 all the banks of the Union, except those of New England, suspended until the spring of 1817. In May, 1837, there was a second suspension, which continned until the spring of 1838. On the 13th of Oct. 1857, & third suapension took place in all the banks of New York City, with one exception, (Chemical Bank,) and this was soon followed by the banks of the State generally; but specie payment was resumed in about 60 days.
The following tables, derived from returns in the Bank De- partment, are corrected up to Jan. 1, 1859. The smount of capital is reported for Dcc. 18, 1858:
Existing Banks in the State, Jan. 1, 1859.
CORPORATE NAME.
Location.
|C .- Chartered by law.
I .- Individual bank.
Of filing arti- cles.
Of beginning business or of act of incorpo- ration.
Of expiration of charter or privilege.
Original capital, in thous- ands of dollars.
S .- Stocks of N. Y. or U. S.
S. E .- Stocks and real estate.
Atlantic Bank
Brooklyn
C.
March 10, 1836 Jan.
1, 1866
500
500,000
Atlantic Bank of the City of New York.
New York
A May
27,1853 July
2, 1853 July
2,1953
400
400,000
S.
Anburu City Bank.
Auburn
A.
July
6, 1853
July
25, 1853 July
5,1953
200
200,000
s. 8.
Auburn Exchange Bank. Ballston Spa Bank
Auburn
A.
Fcb.
16, 1856 Feb.
1, 1856 Jan.
1,1956
150
200,000
Bank of Albanyo
A.
Dec.
15, 1854 Dec.
30, 1854 Jan.
1, 1904
360
500.340
Bank of Americae
New York
Dec.
30, 1852 Dec.
1, 1852 Jan.
1, 1953
2,000
3,000,000
A.
Auburn
Jan.
2,1850
Dec.
31, 1849 Jan.
1,1950
200
200,000
Bank of Bath
Bath
I.
A.
Nov.
17, 1852 July
29, 1852| Jan.
1, 2000
150
26,000
Bank of the Capitol
Albany
A.
Jan.
3, 1853 Fcb.
1, 1853 Jan.
1, 2000
150
519,600
Bank of Cazenovia
Cazenovia
A.
Feb.
28, 1856 Feb.
21, 1856 Jan.
1, 1900
120
120,000
S. E.
Bank of Central New York
Utica.
A.
|Sept.
17, 1838 Sept.
8, 1838 Jan.
15, 1889
100
110,200
S. E. S. E. S. E.
Bank of Cohoes.
Colioes.
A.
March 18, 1859
Bank of Commerce in New York.
New York
A.
Fcb.
15, 1839 Jan.
1,1839
Jan. 1, 1889
5,000
8,851,760
S.
Bank of Commerce of Put- nam County.
Carmel
I.
A.
Feb.
1,1853
Jan.
1, 1853 Jan.
1,1953
150
200,000
Bank of the Commonwealth
New York
A.
March 22, 1853 March
1, 1853 |March
1, 1953
750
750,000
S.
Bank of Corning ...
Corning
A.
Jan.
17, 1839
Jan.
12, 1839 Jan.
12, 1939
117
78.500
S. E.
Bank of Coxsackie
Coxsackie
A.
March 14, 1853 March
4, 1853 Jan.
1,1900
120
142,000
Bank of Dansville ..
Dansville
A.
June 10, 1839
June
10, 1839 |June
10, 1539
100
150,250
Bank of Fayetteville.
Fayetteville
A.
Jan.
19, 1854 Jan.
9, 1854 Jan.
9, 1954
110
115.400
S. E.
Bank of Fishkill
Fishkill
A.
Feb.
28, 1850 June
1, 1850 ; Dec.
31, 1899
120
150,000
S.
Bank of Fort Edward
Fort Edward
A.
Oct.
3, 1851 |Oct.
1, 1851| In year
1951
100
200,000
S. E.
Bank of Genesee g.
Batavia
A.
Dec.
22, 1851 Dec.
1, 1851 Dec.
31, 1951
100
150.000
S. E.
@ Articles amended May 11, 1857.
First incorp. April 10, 1792; cap. $40,000; allowed to reduce two-fifths April 4, 1820. aud shares reduced from $400 to $30 April 17, 1830 ; twice extended; expired Jan. 1, 1855; State ro- served right to subscribe stock at hrst.
· First. incorp. June 2. 1812; cap. $6,000,000, and late Unitcd States Bank allowed to take five-sixths of the stock ; reduced to 54,000,000 Marchi 20, 1813; once extended.
d First incorp. March 31, 1817 ; cap. $100,000; once extended ; expired Jan. 1, 1850.
· Started at Ithaca.
" Firat incorp. April 21, 1818; cap. $200,000; once extended; expired Jan. 1, 1856.
9 First incorp. April 29, 1829; cap. $100,000; expired Jan. 1, 1852.
...
500
$ 50,000 500,000 311,100
S. E.
Albany City Bank
Albany
A.
Dec.
12, 1838
Jan.
1, 1839 Jan.
1,2500
100
American Exchange Bank ..
New York
A.
Oct.
1, 1838
Sept.
14, 1838 Sept.
14, 1938
500
4,999,550 600,000
S. E. S. S.
Artisans' Banka
New York
Aug.
22, 1856
July
10, 1856 Jnly
1,1956
600
125,000
S. E. S.
Bank of Albion
Albion
July
16, 1839 July
15, 1839 Jan.
2, 2039
100
100,000
S. E. S.
Bank of Attica
Buffalo.
April 24, 1850 March 1, 1850 Jan.
1,2000
160
250,000
S. E. S.
Bank of Canandaigua
Canandaigua
I.
Bank of Cayuga Lake.
Painted Post
I.
1847 Sept.
1847
Bank of Chemung
Elmira
A.
Dec.
11, 1852 Jan.
1, 1853 |Jan.
1,1893
100
50,000
Bank of Chenangof.
Norwich.
A.
Dec.
28, 1855 Dec.
31, 1855 Jan.
1,1956
120
150,000
S. E. S. E. S. E. S. 8.
Bank of Binghamton
Binghamton
April
4, 1854|
1853
....
63,012
S. E. S. E.
Bank of Cooperstown
A.
Jan.
31, 1839 Dec.
10, 1838 Dec.
10, 1938
100
Present capital.
Securities-
Addison Bank
Addison ....
May
17, 1856
April 30, 1834 Jan.
1,1864
Albany Exchange Bank.
Albany ..
A. ???? OH A .- Associated free bank.
DATES
A.
A.
Bank of Auburnd
A.
April 11, 1854
50,000 200,000
10,000
...
April,
Cooperstown
S. E. S. E.
Ballston Spa
Albany
CORPORATIONS.
Existing Banks, continued.
CORPORATE NAME.
Location.
C .- Chartered by law.
I .- Individual bank.
Of filing arti- cles.
Of beginning business or of act of incor- poration.
Of expiration of charter or privilege.
Original capital, in thou-
S .- Stocks of N. F. or U. S.
S. E .- Stocks and real estate.
Bank of Gonevas
Geneva
A.
Nov. 20, 1852 Nov.
15, 1852 Jan.
1, 1900
205
$205,000
S. F.
Bank of Havana
Ilavana
I.
June
4,1857
Jnne
1, 1857
May
1,1957
700
251.550
S.
Bank of Kent
Ludingtonville ..
A.
March 15, 1856 Feb.
27, 1856 Feb.
27,1955
100
111,940
S. E.
Bank of Kinderhook
Kinderhook.
A.
Dec.
19, 1838 Dee.
15, 1838 Jan.
2, 1839
125
250,000
S. E.
Bank of Lansingburgho.
A.
June
22, 1855
June
1, 1855 July
1,1955
120
150,000
S. E.
Bank of Lima.
Lima ..
I.
Dec.
26, 1838
Dee.
18, 1838 Nov.
1,2301
100
102,450
S. E.
Bank of Malone.
Malone
A.
Aug.
18, 1851 Aug.
6, 1851 Jan.
1,1900
100
196,800
S. E.
Bank of Newark
A.
April
6, 1854 April
1, 1854 Dec.
31, 1900
100
100.000
S. E.
Bank of Newburghe
A.
Dec.
17, 1850
Jan.
1, 1851 Jan.
1,1951
200
300,000
S. E.
Bank of Newport ...
Newport ..
A.
April
2,1858
March 28, 1858
March 25, 1908
100
50,025
Bank of New Yorkd
New York
A.
Dec.
21, 1852
Dec.
22, 1852 Jan.
1,1953
2,000
2,838.975
S.
Bank of Norwieb
Norwich.
Feb.
21, 1856 July
15, 1856 July
1, 2056
125
125,000
A.
Jan.
23, 1858 Jan.
1, 1856 Jan.
1,1958
110
105.850
S. E.
C.
April
6, 1813 Jan.
1,1862
*
105.660
Bank of Owego
C.
May
21, 1836
Jan.
1,1866
200
200.000
Bank of Pawling ..
A.
April
4, 1849 Sept.
3, 1849 Sept.
3,1899
125
175,000
Bank of Port Jervis.
A.
Feb.
4, 1853 Marcb
1,1853 March
1,1953
120
130,000
Bank of Poughkeepsie!
A.
Dec.
31, 1857 Dec.
31, 1857 Jan.
1,1958
200
200,000
A.
Jan.
25, 1850 Feb.
1,1851
Jan.
1,1951
1.000
2,000.000
A.
June
1, 1853
June
1, 1853 Dee.
31, 1899
125
125.000
S.
A.
Oct.
5, 1848 Sept.
1, 1848 Sept.
5,1898
100
150,000
S.
A.
May
17, 1853 May
10, 1853 Jan.
1,1950
100
138,000
S. E.
Bank of Saratoga Springs^.
Saratoga Springs
May
11, 1852
May
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